Like many things in Singapore, weddings are a costly affair. Thankfully, with the right credit cards, you can (hopefully) save some money on your wedding expenses and banquet.
Best Credit Cards To Use For Wedding Expenses On SingSaver
- AMEX True Cashback Card: Best For Unlimited Cashback With Amex Benefits
- UOB One Card: Best For Generous 5% Cashback
- AMEX Singapore Airlines KrisFlyer Ascend Card: Best For Exclusive Travel Memberships
- Citi Prestige Card: Best For Luxury Perks
- DBS Altitude Visa Card: Best For Affordable Miles & Perks
- UOB Absolute Cashback Card: Best For Highest Unlimited Flat Cashback
Not going to lie. Weddings in Singapore are expensive affairs. As an avid credit card rewards chaser who’s almost done with all the necessary planning for the Big Day next week, I suppose you can trust my picks for the best credit cards for wedding expenses.
When I mean wedding expenses, it includes venue/ banquet booking, gown and suit rental, photography and videography services, makeup and hair services, pre-wedding shoot, wedding stationery and decor, flowers, wedding favours and more. Sadly, these things don’t come cheap.
Make each hard-earned dollar of yours go further whenever possible by paying with credit cards. However, do note that not all wedding vendors accept credit card payments.
Without further ado, here are my picks to help you be extra savvy with your money for your big day:
- Best For Unlimited Cashback With Amex Benefits
- Best For Generous 5% Cashback
- Best For Exclusive Travel Memberships
- Best For Luxury Perks
- Best For Affordable Miles & Perks
- Best For Highest Unlimited Flat Cashback
#1 American Express True Cashback Card: Best For Unlimited Cashback With Amex Benefits
American Express True Cashback Card is one of our top picks for wedding expenses because you can earn unlimited 1.5% cashback on all eligible spending, with no minimum spend required. What’s even sweeter? You get double the cashback at 3% on the first S$5,000 spent within the first six months.
That’s not all. American Express True Cashback Card Members can look forward to True Love Weddings, a generous 5% discount off new wedding packages at selected wedding venues, exclusively reserved for them. This discount is on top of all the cashback you can potentially earn.
#2 UOB One Card: Best For Generous 5% Cashback
UOB One Card is great if you have multiple big-ticket expenses lined up for months consecutively. For starters, its cashback is tiered — you’ll earn 5% cash rebate if you spend S$2,000 per statement month for each qualifying calendar quarter (i.e. S$300 cash rebate per quarter).
The coolest thing about this card is that it doesn’t restrict the types of retail spend eligible for cashback — this is absolutely great news if your wedding vendors accept Visa credit card payments.
To bag the cashback, all you need to do is ensure you make at least five transactions within each statement month. A simple workaround would be to make small transactions (e.g. paying for bottled drinks, snacks, fast food meals etc) several times if you foresee trouble hitting five transactions. Easy peasy!
#3 American Express Singapore Airlines KrisFlyer Ascend Credit Card: Best For Exclusive Travel Memberships
American Express Singapore Airlines KrisFlyer Ascend Credit Card is ideal for the discerning traveller who enjoys the finer things in life.
This credit card lets you enjoy complimentary Hilton Honors Silver membership tier (hello, one free night stay at Hilton properties in APAC each year). You will also enjoy an accelerated upgrade to the KrisFlyer Elite Gold membership tier and four complimentary annual airport lounge access passes.
Of course, you can earn unlimited, convenient KrisFlyer miles on your expenses with this credit card:
- 1.2 KrisFlyer miles for every S$1 spent on all eligible purchases
- 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
- 2 KrisFlyer miles per S$1 spent on singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop
- 3.2 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spent each calendar month
- 0.5 KrisFlyer mile per S$1 spent on Singapore Airlines Instalment Plans
If you’re new to American Express and have big-ticket wedding expenses to pay for, consider signing up for this credit card to snag the sweet sign-up spend bonus, which would make a delightful surprise for your soon-to-be spouse!
#4 Citi Prestige Credit Card: Best For Luxury Perks
Are you and your soon-to-be betrothed avid travellers? If so, you will appreciate all that Citi Prestige Credit Card has to offer.
Apart from the status symbol associated with holding this credit card, you will enjoy unlimited, expiry-free rewards points on every purchase you make.
There is no limit to the number of times you can use the complimentary night stay benefit with a minimum consecutive four-night stay at any hotel or resort around the world — simply make your reservations through the Citi Prestige Concierge.
That’s not all. You’d also have access to World Elite luxury vacations, private and bespoke travel experiences, discounted luxury cruises, private jet and chauffeured car services. Plus, you and your other half can visit Priority Pass airport lounges globally however many times you want, at no extra cost.
Additionally, you can look forward to earning up to 30% additional ThankYou Points — think of this as Citi’s way of rewarding their loyal customers.
#5 DBS Altitude Visa Credit Card: Best For Affordable Miles & Perks
DBS Altitude Visa Credit Card is a solid choice if you’d like to chase miles on the cheap and enjoy travel perks like complimentary travel accident insurance coverage of up to S$1 million and two free Priority Pass lounge visits in a 12-month membership period.
This miles credit card lets you earn unlimited 1.2 miles per S$1 spent locally, 2 miles per S$1 spent in foreign currency, and 3 miles per S$1 spent on online flight & hotel transactions (capped at S$5,000 per month). You can also earn up to 10 miles per S$1 spent on Kaligo and Expedia — perfect for when you’re planning the honeymoon trip of your dreams!
Apart from chalking up miles on your wedding expenses, you can snag 10,000 bonus miles simply by paying the annual fee.
Feel like splitting your wedding bills into more manageable amounts? You can do so easily via My Preferred Payment Plan and enjoy 0% interest instalments for up to six months. This should be music to your ears, agree?
#6 UOB Absolute Cashback Card: Best For Highest Unlimited Flat Cashback
On the hunt for a fuss-free cashback credit card that’s rewarding altogether? Look no further than the UOB Absolute Cashback Card.
No minimum spend, no cashback cap, and no spend exclusions — you can earn a flat 1.7% cashback on literally everything you purchase with this credit card.
At the time of writing, the UOB Absolute Cashback Card offers the highest unlimited flat cashback rate amongst the competition. Most credit cards of this nature offer 1.5% - 1.6% cashback.
While 1.7% cashback may not sound like much, it can mean a whole world of difference when you consider the many large expenditures you’ll be splashing out for your wedding.
Examples include venue booking, hair and makeup services, gown and suit rental services, photography and videography services, and much more.
Remember, your wedding will be one of the most expensive expenditures in your life. So why not make your hard-earned cash work even harder by charging your wedding expenses to a credit card? Check out our latest promotions and deals today!
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