If you’re looking for a miles card to charge your travel fares to, the DBS Altitude card would be the one to get before you jet off, rewarding you with bonus miles for all your travel-related expenses.
While the DBS Altitude card offers 1.2 miles per dollar (local) and 2 miles per dollar (overseas), that’s pretty much the market average. Where it stands out is the 3 miles per $1 spend when you book your hotel and flight on participating online travel sites.
Together with its annual complimentary pair of airport lounge passes and complimentary travel insurance of up to $1 million coverage, the DBS Altitude card is a solid entry level air miles card that allows travelers to slowly build up their miles bank.
What the DBS Altitude credit card can do for you
DBS Altitude card product summary:
- Local spend: 1.2 miles per $1 spend (mpd)
- Overseas spend: 2.0 mpd
- Income requirement: $30,000 (Singaporeans/PR), $45,000 (Foreigners)
- Minimum age: 21
- Annual fee: $192.60 (first year waived)
|No expiry date for air miles conversion||Average earn rate of 1.2 mpd earn rate for local spend|
|3 miles on online flight and hotel transactions||Annual fee of $192.60 (First year waived)|
|Attractive miles earn rates with exclusive travel partners 10 mpd on hotel transactions at Kaligo 10 mpd on accommodation transactions at Agoda5 mpd on flight and hotel transactions at Expedia||Have to charge a minimum of $25,000 to your card each year to receive annual fee waiver for the following year|
|DBS Altitude Visa card gives 2 free lounge visits within each 12-month period of your membership|
|Complimentary travel accident insurance of up to $1,000,000 when you charge the full travel fare to your card|
Why should you choose the DBS Altitude credit card?
#1: No air miles expiry date
Most air miles earned through credit cards have an expiry date. Not so for air miles earned via DBS Altitude card as the DBS Points earned do not expire. This means you can slowly accumulate your air miles and work your way up to a free flight redemption to Europe or the United States. However, take note that each conversion to KrisFlyer Frequent Flyer program or Asia miles will cost $25.
#2: Get your annual fee waived
No one likes paying annual fees on their credit cards, and in most cases, we try to get it waived. DBS Altitude card offers two options when it comes to annual fees. You can choose an annual fee waiver when you spend a minimum of $25,000 on the card each year or you can receive 10,000 bonus air miles when you pay the annual fee of $192.60 to renew your membership. Either way you are rewarded on annual renewals.
#3: Maximise your travel spend
While the local and overseas miles per dollar earn rates for this card are pretty standard, the DBS Altitude card stands out with an attractive 3 mpd earn rate for selected online hotel and flight bookings. If you book through Expedia, Agoda or Kaligo, you’ll earn up to 10 mpd. In addition, booking your online travel through this card gives you up to $1,000,000 in complimentary travel insurance coverage in the event of death or permanent disablement.
#4: Get free access to airport lounges
DBS Altitude Visa Signature cardholders get a complimentary pair of Priority Pass membership with access to over 1,200 airport lounges worldwide every year. Whether you want to sit down, stretch out, sip drinks, grab some pre-flight bites or use your time productively with charging points and free Wi-Fi, complimentary airport lounge access is a plus when choosing a credit card.
DBS Promotion: Get $200 cashback when you apply and spend on one of these five DBS/POSB credit cards: DBS Altitude (Visa), DBS Live Fresh, DBS Woman’s World Card, DBS Woman’s Card or POSB Everyday card. You can get up to $250 cashback if you apply for the DBS Altitude (Amex).
Simply enter promo code DBSFLASH in your application to qualify. Promotion is valid from 21 September to 5 October 2020. You’ll have to be a new DBS/POSB credit cardholder and make a qualifying transaction within 30 days of card approval date to be eligible. Terms and conditions apply.
If you’re not a new DBS/POSB credit cardholder, consider these promotions instead.
For whom is the DBS Altitude Card best for?
DBS or POSB loyalists who are looking to break into the miles game and get spoiled by lounge accesses during travels.
What charges or fees should you look out for?
- Annual fee: $192.60 (first year waived)
- Late payment charge: $100 for an outstanding balance of $50.01 or more
- Minimum monthly payment: 3% of current balance or $50, whichever is higher, plus any overdue amounts
- Overlimit fee: $40 if the total outstanding card balance exceeds the total credit limit at any time
- Interest on purchases: Prevailing interest rate of 26.80% p.a. on the transaction amount, chargeable on a daily basis from the date of transaction until receipt of full payment. Minimum charge of $2.50.
- Interest on cash advance: 28% p.a. from the date of the cash advance until the date the outstanding is paid in full. Prevailing interest rate of 28% p.a. on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment. Minimum charge of $2.50.
- At least 21 years of age
- Minimum annual income for Singapore citizens and PRs: $30,000
- Minimum annual income for foreigners: $45,000
How to apply?
Click on the ‘Apply Now’ button on this page and complete the application form on SingSaver site. You might need to prepare the following documents for the application process:
- Front and back of NRIC/Passport/Employment Pass
- Salaried employees: Past 12 months CPF statement (Singaporean/PR) or latest Income Tax Notice of Assessment and latest original computerised payslip
- Self-employed: Latest Income Tax Notice of Assessment and latest original computerised payslip
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