The DBS Altitude Card just unveiled increased miles earn rates of 1.3 mpd and 2.2 mpd on local and overseas spending. But that also meant reducing other bonus miles elsewhere.
Previously, the DBS Altitude Card offered a standard market rate of 1.2 miles per S$1 on local spend and 2 miles per S$1 on overseas spend but stood out in terms of its boosted 3 miles per $1 spend on hotel and flight bookings on participating online travel sites.
But since 1 August 2023, these rates have been changed – whether it's for the better or worse, we'll leave you to be the judge of that.
Now, you'll earn 1.3 miles per S$1 on local spendand 2.2 miles per S$1 on overseas spend. Even then, these updated rates are still subject to change, valid till 31 January 2024 only, so that definitely raises a few eyebrows.
Meanwhile, the bonus 3 miles per S$1 for online hotel and flight bookings has been entirely removed.
The good news is, its upsized miles earned on Kaligo (up to 10 miles per S$1) and Expedia (up to 6 miles per S$1) travel bookings remain untouched; along with its annual complimentary pair of airport lounge passes and up to S$1 million complimentary travel insurance coverage.
So all that said, does the DBS Altitude Card still meet the mark as a travel credit card?
Looking for the best credit cards to complement your spending patterns and expenditure in 2023? Check out our Ultimate Credit Card Guide that covers all things credit cards in Singapore – from choosing between a cashback, miles, or rewards credit card to planning your credit card strategy.
Up to 10 miles per S$1 spend on eligible Kaligo bookings
Up to 6 miles per S$1 spend on eligible Expedia bookings
2 complimentary airport lounge visits per year (Visa Signature version only)
Complimentary Mr and Mrs Smith SilverSmith membership (AMEX version only)
DBS Points never expire
Enjoy a 10,000 miles renewal bonus when you pay the card's annual fee
Annual income requirement: $30,000 (Singaporeans/PR), $45,000 (Foreigners)
Minimum age: 21
Annual fee:S$194.40 (First year waived)
Pros ✅
Cons ❌
[New] Above average rate of 1.3 mpd on local spend and 2.2 mpd on overseas spend
Annual fee of S$194.40 (First year waived)
Attractive miles earn rates with exclusive travel partners:
10 mpd on hotel transactions at Kaligo
6 mpd on hotel, flight, and travel transactions at Expedia
Have to charge a minimum of S$25,000 to your card each year to receive annual fee waiver for the following year
DBS Altitude Visa Card gives 2 free lounge visits within each 12-month period of your membership
[New] No more 3 mpd rate on online flight and hotel transactions
DBS Altitude AMEX Card gives complimentary Mr and Mrs Smith Silversmith membership
DBS Points do not expire
Receive 10,000 bonus miles (as 5,000 DBS Points) when you pay the annual fee
DBS/POSB Credit Card Welcome Gift: Receive S$250 cashback or up to 60,000 miles when you apply for select DBS credit cards and fulfil the relevant promotion criteria. T&Cs apply.
The amplified bonus miles of 1.3 mpd and 2.2 mpd earned on local and overseas spend are definitely a welcomed upgrade for both new and existing DBS Altitude cardholders.
Moreover, these rates are only valid till 31 January 2024. Following this, they'll be subjected to another revision from 1 February 2024 onwards.
Under the DBS Altitude Card, miles are earned and accumulated in the form of DBS Points. The conversion ratios are as follows:
3.25 DBS Points per S$5 spend = 1.3 mpd for local spend
5.5 DBS Points per S$5 spend = 2.2 mpd for overseas spend
Thus, to calculate your number of DBS Points earned in a single transaction, you'll have to divide it by 5 before multiplying it by 3.25 or 5.5 times respectively. Do note that even for foreign currency, you'll have to convert it to SGD (per exchange rate) before calculating.
But it seems that no good things come without a price, seeing how the coveted 3 mpd rate on selected online hotel and flight bookings have since been removed.
On the bright side, if you continue booking your trip essentials through Expedia or Kaligo, you’ll still earn up to 6 mpd and 10 mpd respectively – so it's still a win in that domain.
The greatest advantage is that there is no minimum spend required for the bonus miles. You are free to chalk up miles at your own pace accordingly by making eligible local, overseas, or travel-related purchases without the pressure of meeting monthly spend criteria unlike other credit cards (e.g. KrisFlyer UOB Card).
Although the KrisFlyer UOB Card earns up to 3 KrisFlyer Miles per S$1 on everyday spend categories directly, a minimum of S$800 per year on Singapore Airlines, Scoot, and KrisShop transactions is required to qualify for this bonus miles earn rate. Moreover, KrisFlyer Miles will expire after 2 years, unlike DBS Points earned from DBS Altitude which never expire.
Exclusive Offer
KrisFlyer UOB Credit Card
Local Spending
3
Miles Per Dollar
Singapore Airlines Group and everyday spend categories
See more
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獎勵
Receive up to 31,000 miles plus first-year annual fee waiver (S$194.40 incl. GST) when you apply for the KrisFlyer UOB Credit Card and spend at least S$2,000 within 60 days of card approval. Valid till 31 Dec 2023. T&Cs apply.
Plus, get 1x chance to win your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions!
Earn 3 KrisFlyer miles per S$1 on Singapore Airlines, Scoot, KrisShop and Kris+ purchases
Earn up to 3 KrisFlyer miles per S$1 on dining, food delivery, online shopping, travel and transport spend
Earn 1.2 KrisFlyer miles per S$1 on all other spend
Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$120 nett in a single transaction
Get rewarded 10,000 KrisFlyer miles when you renew your annual card membership
Scoot exclusive benefits: Priority check-in and boarding, more baggage allowance, seat selection and booking flexibility waiver
Min. annual spend of S$800 on Singapore Airlines Group to qualify for 3 KrisFlyer miles per S$1 earn rate
Bonus miles earned from dining, food delivery, online shopping, travel, transport are only awarded within 2 months after the card membership year
Get 1x chance in SingSaver's 101! Milestone Giveaway
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 1x lucky draw chance in the 101! Milestone Giveaway
1x winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple Watch Ultra 2 GPS + Cellular, 49mm (worth S$1,199) on top of existing rewards
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Plus, get 1x chance to win your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions!
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<p>Plus, get <strong>1x chance</strong> to win your share of up to <strong>S$200,000 in prizes</strong> in our epic 101! Milestone Giveaway, including <strong>S$5,000 bonus cash</strong> each week on top of ongoing promotions!</p>
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Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 1x lucky draw chance in the 101! Milestone Giveaway
1x winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple Watch Ultra 2 GPS + Cellular, 49mm (worth S$1,199) on top of existing rewards
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#2: No air miles expiry date
Most air miles earned through credit cards have an expiry date. On the contrary, air miles earned via DBS Altitude card as DBS Points earned do not expire. This means you can slowly accumulate your air miles and work your way up to a free flight redemption to Europe or the United States. However, take note that each conversion to KrisFlyer Frequent Flyer program, Asia miles, Qantas Points, or Air Asia BIG Points will cost $27.
#3: Get your annual fee waived
No one likes paying annual fees on their credit cards, and in most cases, we try to get it waived. DBS Altitude Card offers two options when it comes to annual fees.
First off, new cardholders are entitled to their first year's annual fee waived. Subsequently, you can choose to pay the annual fee of S$194.40 in order to receive 10,000 bonus air miles and renew your membership. In any case, it's a win-win situation depending on whether you prefer to save on some cash or benefit in bonus miles.
Do note that those that opt for the auto annual fee waiver in the first year will not be eligible for the bonus miles. Moreover, no bonus miles will be awarded to supplementary cardholders either.
Alternatively, if you book your online travel through the DBS Travel & Leisure Marketplace, you'll be entitled to up to S$200,000 complimentary personal accident and total disablement coverage, up to S$500 emergency medical expenses inclusive of COVID-19, and up to S$1,000 for other trip inconveniences or cancellation.
Do note, only Singapore Residents are eligible for the above complimentary travel insurance. Foreigners are unfortunately excluded from this perk.
While these coverage benefit amounts aren't the highest – hey, at least they're something. Although, we'd much recommend getting more comprehensive travel insurance coverage from other providers (featuring awesome promospromospromos!) here on SingSaver.
SingSaver's Best Price Travel Campaign: All successful applicants of participating Travel Insurance products will receive 1x (single trip) or 3x (annual trip) draw chance to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of $2,000) and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Valid till 31 December 2023. T&Cs apply.
Get up to $50 Grab Vouchers (min. Premium $30) and get 40% off when you use promo code SS40. Valid till 31 Dec 2023. T&Cs apply. Plus, till 31 December, every applicant will also score an Apple AirTag — perfect for keeping tabs on your luggage on your next trip — or a ReboundTag. T&Cs apply.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw. 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023.T&Cs apply.
Additionally, enjoy 1x chance to win your share your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions! T&Cs apply.
Enjoy 40% off when you apply for Single Trips and 20% off for Annual Plan plus get up to $38 Grab Vouchers when you purchase now!! Valid till 17 December 2023. T&Cs apply. Plus, till 31 December, every applicant will also score an Apple AirTag — perfect for keeping tabs on your luggage on your next trip — or a ReboundTag. T&Cs apply.
Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480.T&Cs apply.
Additionally, enjoy 1x chance to win your share your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions! T&Cs apply.
Use promo code SSV45 to get 45% discount, up to $35 Grab Vouchers, and 1x Airalo eSim with up to 3GB data (minimum premium of $60) when you apply NOW! Valid till 31 December 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
Use the promo code 12TWELVE to get a 35% discount on Single Trip and 30% discount on Annual Trip plans! Valid till 12 Dec 2023. T&Cs apply. Also receive:
1x Airalo eSIM with up to 3GB data before your fly (minimum premium $60). Valid till 31 December 2023. T&Cs apply.
1x Apple AirTag (worth $45) for the first 3,800 applicants. Valid till 5 January 2024. T&Cs apply.
Additionally, be included in the following draws below:
Best Price TI weekly draw: Enjoy 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480.T&Cs apply.
101! Milestone Giveaway: Enjoy 1x chance to win your share your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions! T&Cs apply.
Single Trip: Use the promo code TIQSINGSAVER to get 48% off. Valid till 18 Dec 2023. T&Cs apply.
Annual Trip: Use promo code TIQSINGSAVER to get 60% off COVID-19 add-on. Valid till 31 Dec 2023. T&Cs apply.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
Additionally, stand to win S$3,000 in TIQ Travel Insurance Monthly Lucky Draw Campaign 2023 (Fulfillment by TIQ). Valid till 31 Dec 2023. T&Cs apply.
Score an Airalo eSIM with up to 3GB data and receive it before you fly when you apply now! Valid till 31 December 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
Single Trip: Enjoy a 28% discount when you use the promo code FLY28. Additionally, get a free 6 months heatstroke insurance. Valid till 14 Dec 2023. T&Cs apply.
Annual Trip: Get a 25% discount when you use the promo code ANNUAL25. Valid till 31 Dec 2023. T&Cs apply.
Enjoy a 52% discount for Single Trip and 25% discount for Annual Trip when you apply now! Valid for 12 Dec 2023 ONLY. T&Cs apply.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply
Single Trip: Enjoy 20% off with promo code SS20OFF. Valid till 12 Dec 2023. Additionally get $20 PayNow! (minimum premium of $80). Plus, every 12th customer gets an additional $45 Paynow. Valid till 31 Dec. T&Cs apply.
Annual Trip:Apply promo code SSTGD to receive $200 PayNow! Plus, every 12th customer gets an additional $45 Paynow. Valid till 31 Dec 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
Single Trip: Get an 30% discount when you use the promo code TSP30S. Valid till 31 Dec 2023. T&Cs apply.
Annual Trip: Get an 10% discount when you use the promo code TSP10A. Valid till 31 Dec 2023. T&Cs apply.
Discount is only valid for Elite and Classic plans.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. Promotion ends on 31 December 2023. T&Cs apply.
Receive 25% off and 1x Airalo eSIM worth up to 3GB data when you apply NOW! Valid till 31 December 2023. T&Cs apply.
Win the equivalent of a return flight for 2 to Bali (via S$600 Klook voucher). T&Cs apply.
Enjoy 1x chance to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. Promotion ends on 31 December 2023. T&Cs apply.
DBS Altitude Visa Signature cardholders get a complimentary pair of Priority Pass membership with access to over 1,300 airport lounges worldwide every year. Whether you want to sit down, stretch out, sip drinks, grab some pre-flight bites or use your time productively with charging points and free Wi-Fi, complimentary airport lounge access is a plus when choosing a credit card.
Check out these other credit cards that offer complimentary airport lounge access to relax while waiting for your flight departures.
Minimum monthly payment: 3% of current balance or $50, whichever is higher, plus any overdue amounts
Overlimit fee: $40 if the total outstanding card balance exceeds the total credit limit at any time
Interest rate on purchases: 27.8% p.a. on the transaction amount (subject to compounding), chargeable on a daily basis from the date of transaction until receipt of full payment. Minimum charge of $2.50.
Interest rate on cash advance: 28.5% p.a. on the amount withdrawn from the date of the cash advance, chargeable on a daily basis from the date of withdrawal until the date the outstanding is paid in full (subject to compounding). Minimum charge of $2.50.
Cash advance fee: 8% of withdrawal amount or S$15, whichever is higher
Foreign transaction fee: 3.25% for Visa/Mastercard, 3% for American Express*
DBS/POSB Credit Card Welcome Gift: Receive S$250 cashback or up to 60,000 miles when you apply for select DBS credit cards and fulfil the relevant promotion criteria. T&Cs apply.
⭐ Alternatively, as of 18 September 2023, DBS/POSB is currently running a promotion on their own site to reward 40,000 welcome miles to all new cardholders who spend a minimum of S$2,000 within 30 days of card approval. T&Cs apply.
Eligibility criteria
At least 21 years of age
Minimum income requirement for Singaporeans and PRs: $30,000 per year
Minimum income requirement for Foreigners: $45,000 per year*
Click on the ‘Apply Now’ button on this page and complete the application form on SingSaver site. You might need to prepare the following documents for the application process:
Click on any of the'Apply Now' buttonsfound in this article
Fill up thecard application formon our SingSaver site
Prepare the following documents during application:
Front and back of NRIC/Passport/Employment Pass
Salaried employees
For less than 3 months: Latest original computerised payslip or company letter certifying employment and salary
For more than 3 months: Latest 3 month's original computerised payslip (otherwise 1 month's) or latest 3 months' salary crediting bank statements, or latest 12 months' CPF statements (otherwise 3 months')
Self-employed / Commission-earners:Latest 2 years' Income Tax Notice of Assessment
Should you get the DBS Altitude Credit Card?
DBS or POSB "loyalists" who are looking to break into the miles game and get spoiled by lounge accesses during travels. Indeed, they're a great miles credit card for beginners or young working adults who prefer earning fuss-free miles on the go.
Other similar miles cards we recommend are the Citi PremierMiles Card, HSBC TravelOne Card, OCBC 90°N Card, and Standard Chartered Journey Card. While all these cards offer bonus miles on local and overseas spend, only a select few allow cardholders to earn miles on dedicated travel spend (e.g. on Agoda, Expedia, Kaligo, Booking.com etc.) Out of these, only Citi PremierMiles and OCBC 90°N earn you extra miles on such travel bookings.
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.
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