It's time to fly high and in style with the HSBC Visa Infinite. Let's see if this miles card should become your go-to luxur travel companion for all your business trips and holidays alike.
The HSBC Visa Infinite Card is a premium credit card offering one of highest welcome bonus miles and exclusive travel perks such as unlimited access to airport lounges, airport limousine and expedited immigration clearance.
Targeted at the business executive who travels often, it makes commuting between airports, home and work/office a real breeze.
Table of contents
- Overview: HSBC Visa Infinite Credit Card
- Reasons to get the HSBC Visa Infinite Credit Card
- Eligibility, fees & charges
- How to apply?
- Should you get the HSBC Visa Infinite Credit Card?
What the HSBC Visa Infinite Card can do for you
- Local spend: Up to 1.25 miles per S$1 spend with min. S$50,000 annual spend
- Overseas spend: Up to 2.25 miles per S$1 spend with min. S$50,000 annual spend
- Up to US$2 million complimentary travel insurance coverage
- Unlimited complimentary airport lounge access
- Complimentary airport limousine transfer & expedited immigration clearance
- Annual income requirement: S$120,000
- Minimum age: 21 years old
- Annual fee: S$650 (No fee waiver)
HSBC Visa Infinite Card product summary:
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Pros ✅
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Cons ❌
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Base miles rate
Up to 1 mile per S$1 spent locally Up to 2 miles per S$1 spent overseas |
More than S$50,000 eligible spend within first 12 months of card approval to qualify for boosted miles rate
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Boosted miles rate
Up to 1.25 miles per S$1 spent locally Up to 2.25 miles per S$1 spent overseas |
Boosted miles rate (1.25 miles) for local spend not as high as other cards like HSBC Revolution (4 miles)
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Unlimited complimentary access to over 1,100 airport lounges worldwide for both primary and supplementary cardholders
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High annual income requirement of S$120,000
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Complimentary limousine transfer and expedited immigration clearance (under conditions)
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High annual fee of S$656.08
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Up to US$2 million complimentary COVID-19 travel insurance
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Must spend min. S$2,000 within calendar month to qualify for complimentary limousine service and expedited immigration clearance
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Additional 1% HSBC Everyday+ cashback for HSBC Everyday Global accountholders
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35,000 welcome bonus air miles for over 40 airlines
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Why should you choose HSBC Visa Infinite Card?
#1: 35,000 welcome bonus miles
The HSBC Visa Infinite Card comes with one of the highest welcome miles of 35,000, equivalent to one free economy-class return ticket to Hong Kong or Taipei.
#2: Unlimited access to airport lounges
The HSBC Visa Infinite Card comes with a complimentary Priority Pass membership card, which provides unlimited access to 1,300 airport lounges worldwide. Just present your HSBC Visa Infinite Card, boarding pass, and quote "LoungeKey" for complimentary access.
What's more, if you have an extra travelling companion, simply top up US$35 to bring a guest in to join and relax in the lounge with you.
See also: 6 Credit Cards Which Give Free Access to Airport Lounges
#3: Airport limousine transfer, expedited immigration clearance
Frequent travellers rely on such perks as limo transfers and airport lounge access to save time and help them stay fresh.
The HSBC Visa Infinite provides up to 24 airport limo transfers per calendar year and – get this – expedited immigration clearance for the cardholder and two guests upon arrival. This requires a minimum spend of S$2,000 spend per month.
However, do note, at least 1-day advance booking is needed for limo transfers and 3-day advance booking is needed for expedited immigration clearance.
Upon card approval, cardholders will receive two complimentary passes while HSBC Premier customers will receive four complimentary passes for the airport limo transfer and expedited immigration clearance per calendar year.
Yes, these complimentary passes will renew each year. Because who doesn't love to bypass long queues at immigration and be personally chauffeured from anywhere in Singapore straight to Changi Airport?
See also: Cheap and Free Ways to Get into Changi Airport Lounges
#4: COVID-19 Travel insurance coverage
The card comes with complimentary travel insurance coverage (cardholder and family) of up to US$2 million. This is the highest insurance coverage of any premium credit card in the market.
Meanwhile, extended COVID-19 coverage of up to S$100,000 is provided too.
Your travel ticket expense needs to be charged to your HSBC Visa Infinite card to qualify.
Refer to the full policy details for further coverage benefits.
Read more:
Where to Buy Travel Insurance With COVID-19 Coverage?
Is Travel Insurance With COVID-19 Coverage Still Necessary?
SingSaver's Best Price Travel Campaign: All successful applicants of participating Travel Insurance products will receive 1x (single trip) or 3x (annual trip) draw chance to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of $2,000) and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Valid till 31 December 2023. T&Cs apply.
| Travel Insurance | Premium for Individual Cover | Covid-19 Coverage | Promotion |
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FWD Travel Insurance
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from S$22.50 (for 1 week in Asean)
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Yes
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Use the promo code SSTRIP to get 30% off on Single Trip and Annual Trip plans. Valid till 30 September 2023. T&Cs apply. Receive 1x Airalo eSim with up to 3GB data (minimum premium $60). Valid till 30 Sep 2023. T&Cs apply. Plus, till 30th September, every 58th sign up scores a Samsonite Volant Spinner 68/25 EXP worth S$480. Additionally, enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. |
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Etiqa (TIQ) Travel Insurance
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from S$39 (for 1 week in Asean)
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Yes
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Single Trip: Use the promo code TIQSINGSAVER to get 40% off. T&Cs apply. Valid till 30 Sep 2023. T&Cs apply. Annual Trip: Use promo code TIQSINGSAVER to get 60% off COVID-19 add-on. Valid till 30 Sep. T&Cs apply. Plus, till 30th September, every 58th sign up scores a Samsonite Volant Spinner 68/25 EXP worth S$480. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. Plus, new customers get additional S$30 off on top of the discount with voucher code FREETRAVEL. Valid till 30 Sep 2023. T&Cs apply. Additionally, stand to win S$3,000 in TIQ Travel Insurance Monthly Lucky Draw Campaign 2023 (Fulfillment by TIQ). Valid till 31 Dec 2023. T&Cs apply. |
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Starr TraveLead Travel Insurance
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from S$11.05 (for 1 week in ASEAN)
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Yes
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Receive up to $50 Grab Vouchers and 35% discount plus an EXCLUSIVE Agoda promo code when you apply using the promo code SSVTL35. Valid till 30 September 2023. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw. 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
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Allianz Travel Insurance
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from S$34.10 (for 1 week in Asean)
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Yes
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Get 35% discount and receive up to S$50 worth of Grab vouchers when you use the promo code G035. Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
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MSIG Travel Easy
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from S$34.10 (for 1 week in ASEAN)
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Yes
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Enjoy 40% off when you apply for Single Trips and 20% off for Annual Plan plus get up to $38 Grab Vouchers when you purchase now!! Valid till 31 Sep 2023. T&Cs apply Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. |
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Singlife Travel Insurance
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from S$46.20 (for 1 week in ASEAN)
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Yes
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Score an Airalo eSIM with up to 3GB data and receive it before you fly when you apply now! Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. Single Trip: Enjoy a 25% discount when you use the promo code TRAVEL25. Valid till 30 Sep 2023. T&Cs apply. |
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Allied World Travel Insurance
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from S$45 (for one week in Asean)
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Yes
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Single Trip: Enjoy a 30% discount when you apply now! Valid till 30 Sep 2023. Annual Trip: Enjoy a 10% discount when you apply now! Valid till 30 Sep 2023. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply |
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AIG Travel Guard® Direct
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from S$30 (for 1 week in Asean)
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Yes
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Single Trip: Apply promo code SSTGD and receive up to $50 worth of Grab eVouchers! (minimum premium $100, fullfilment by AIG) Valid till 30 Sep 2023. T&Cs apply. Annual Trip: Get up to 6 Plaza Premium Lounge Access Passes with the promo code SSTGD when you apply NOW! Fulfillment by AIG. Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
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Great Eastern Travel Insurance
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from S$52 (for one week in Asean)
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Yes
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Single Trip: Get an 20% discount when you use the promo code TSP20S. Annual Trip: Get an 10% discount when you use the promo code TSP10A. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. Promotion ends on 31 December 2023. T&Cs apply. |
What charges or fees should you look out for?
- Annual fee: S$656.08 or S$492.56 (HSBC Premier customers)
- Late payment charge: S$100
- Minimum monthly payment: S$50 or 100% of interest, late fees, annual fee and overlimit fees + 1% of remaining outstanding balance + overlimit amount (or S$50, whichever is higher)*
- Overlimit fee: S$40
- Interest on purchases: 26.9% p.a. or a minimum charge of S$2.50
- Interest on cash advance: 28% p.a.
- Cash advance fee: 6% of amount or S$15, whichever is higher
- Foreign currency transaction fee: 3.25%
- Dynamic currency conversion fee: 1%
*Refer to the Fees and Charges section under HSBC's card FAQ for more information.
Eligibility criteria
- At least 21 years old
- Minimum annual income for Singaporeans and Foreigners: S$120,000
How to apply?
- Click any of the ‘Apply Now’ button on this page
- Complete the application form on SingSaver site.
- You might need to prepare the following documents for the application process:
- Front and back of NRIC/Passport/Employment Pass/Proof of billing address
- For Salaried employees: CPF Statement, latest Income Tax Notice of Assessment, and latest 3 months' original computerised payslip
- For Self-employed or Commission-based earners: CPF Statement, latest Income Tax Notice of Assessment (at least 1 year's), and latest original computerised payslip
- For Foreigners:
- Salaried employees: Latest 3 months' original computerised payslip, latest 3 months' bank statement with salary credit
- Self-employed: Latest Income Tax Notice of Assessment (at least 1 year's)
- Commission-based earners: Latest Income Tax Notice of Assessment (at least 1 year's) and latest 3 months' bank statement with salary credit
Should you get the HSBC Visa Infinite Card?
When regular travel is part of your lifestyle, seamless point-to-point transit helps minimise the stress of travelling. The HSBC Visa Infinite Card does that, distinguishing itself with perks that help frequent travellers do away with arguably the most tedious parts of flying.
A point to note is the high annual fee of S$656.08 (for new customers, S$492.56 for existing HSBC Premier Customers) as well as the annual income requirement of S$120,000.
But once you’ve had a taste of breezing through immigration, the time and stress saved make it all worth it, making the card a first-class premium travel card.
Find more miles credit cards on our SingSaver site.
Read these next:
Citi PremierMiles Card Review: Well-rounded Air Miles Card
UOB PRVI Miles Visa Credit Card Review: For Frequent Travellers
AMEX KrisFlyer Credit Card Review: Entry-Level Card For All Beginners
Cashback vs Miles vs Rewards: Which is the Best Credit Card?
Air Miles Cards: 8 Questions to Choose the Right Card
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