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All You Need to Know About Credit Card Basics in Singapore

Credit cards are key in today's financial world. They make managing money easy, help you earn rewards, and build a good credit history. With cashback and air miles, there's a card for every lifestyle and spending habit. This guide will clear up any confusion about credit card interest rates, fees, and rewards. You'll learn how to get the most benefits and avoid common mistakes. Check it out below!

Credit cards 101

When to use your credit cards

Credit card FAQs

What is a credit card?

A credit card allows you to borrow money for purchases and pay it back later. It offers convenience but requires responsible use to avoid debt.

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How Does Credit Card Interest Work?

Credit card interest is charged on unpaid balances after the due date. The longer you carry a balance, the more interest you’ll accumulate.

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How to pay credit card bills?

Pay your credit card bill online, by mail, or through automatic payments. To avoid interest charges, pay the full balance before the due date.

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Guides to credit card basics

Relevant articles

How to Apply For a Credit Card in Singapore

Ready to embark your credit card journey? From expert advice to insider tips, we have the credit card application guide for you!

Debit Cards versus Credit Cards: Which Should You Use?

Debit cards and credit cards can both be used to make purchases or payments, but they each may work better than the other in different situations. Find out more about their specific uses to know exactly when to whip out your debit or credit card to maximise your savings.

Credit Card Fees and How To Avoid Them

Credit cards come with various fees and charges, which can catch some users by surprise. Here’s a complete guide to the different credit card fees you may encounter and how to avoid them (if possible).

5 Best Features Your Credit Cards Should Have

Credit cards and credit card features aren’t created equal. Find out which ones you should pay extra attention to.

7 Credit Card Benefits You Can Enjoy

Credit card benefits in Singapore let you enjoy savings, perks and privileges, but these are just the tip of the iceberg. Here are all the ways credit cards can benefit you, and what to look out for when applying for one.

Credit Card Minimum Payments: Are They A Trap?

Credit cards minimum payments are helpful in a pinch, but over-reliance on them could signal the risk of falling into heavy debt. Here’s what you need to know about minimum payments, how they are calculated, and when you should use them – if at all.