Updated: 23 Jun 2025
In Singapore, there are many credit card types for different needs. Cashback, rewards, and miles cards are popular. Each type has special benefits for different spending habits, whether you're a foodie always on the hunt for the best laksa or a globetrotter looking to maximise your travel perks.
Cashback cards give back a part of what you spend. Rates vary by category like dining, groceries, and petrol. For example, the OCBC 365 card offers up to 6% cashback on some purchases. This makes it great for those wanting to earn more cash.
Rewards cards let you earn points for every buy. You can use these points for vouchers, gifts, or air miles. Cards like the UOB Preferred Platinum card give more points for contactless payment and make it a good choice for offline payments.
Miles cards earn air miles for every dollar spent. The Citi PremierMiles card is a top pick for frequent travellers. It gives up to 1.5 miles for each dollar spent on all purchases. This can help save a lot on flights or hotels, perfect for that dream holiday!
Using credit card comparison tools brings many benefits that improve your financial choices. These tools help you make decisions that fit your spending and lifestyle. They let you look closely at different card features like interest rates, fees, rewards programs and sometimes they even inform you about the best credit card promotions.
One big plus is getting the most out of rewards. Many credit cards offer great bonuses and points for your purchases. Some cards give you rewards for all spending, while others give more for things like eating out or travel. By comparing these options, you can pick the best rewards for your spending, whether it's cashback on your weekly char kway teow or miles for your next trip to Marina Bay Sands.
To effectively compare credit cards side by side, start by picking your evaluation criteria. Choose factors that fit your spending habits and lifestyle. Look at these criteria:
Annual Fees
Interest Rates
Rewards Rates
Specific Perks
Foreign Transaction Fees
By using this method, you can easily compare different cards. You'll see the differences in fees, rewards, and features. This helps you pick the best card for you, whether you're a kiasu bargain hunter or a high-rolling frequent flyer.
Using credit card comparison tools helps you make better choices. This article has given you the insights to confidently pick the right card. By looking at different cards and your spending, you can find the one that fits your life and financial goals, whether you're a savvy shopper at Orchard Road or a frequent diner at hawker centres.
These tools make it easy to see important features and rewards. You can look at things like rewards, cashback, and interest rates. This way, you can earn more rewards and use credit wisely. These steps will improve your financial health and help you reach your goals, ensuring you're not "act blur live longer" when it comes to your finances.
The key to finding the best credit card is making informed choices. Use comparison tools to your advantage. This will lead you to better credit management and its benefits, helping you stay shiok with your financial decisions.
Credit card comparison tools are online platforms. They let consumers check out different credit card options. Users can compare things like interest rates, rewards points, and annual fees.
In Singapore, you can find many credit card types. These include cashback cards, cards for airline miles, and rewards cards for various rewards. This lets consumers pick cards that fit their spending habits, whether it's for dining out at hawker centres or shopping at Orchard Road.
Using comparison tools helps consumers look at many cards at once. They can check interest rates, annual fees, and rewards systems. This way, they can find the best card for their lifestyle and avoid overspending, ensuring they're not "siao" with their finances.
Look for a tool with a user-friendly interface and up-to-date credit card info. It should have reliable user reviews and filtering options. These features make comparing cards easy and efficient, helping you avoid feeling "stun like vegetable" when making your choice.
Look at your spending habits, like dining, travel, or shopping. Then, find credit cards that offer the most rewards in those areas. This way, you get the most from your card, whether it's cashback on your weekly roti prata or miles for your next trip to Sentosa.