ICBC Visa Dual Currency Credit Card

ICBC Visa Dual Currency Credit Card

With the unique ability to handle two currencies, the ICBC Visa Dual Currency Credit Card offers unparalleled convenience and flexibility while traveling or shopping internationally. Seamlessly manage payments in both SGD and USD, while earning cashback on your purchases.

See Moreexpand_more

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 30

info

First Three Years Waived

Cashback Base Rate

0.5 %

info

For all qualifying spend up to S$500 monthly per quarter.

Annual Fee Waiver

3 years

layers

Highlights

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 30

info

First Three Years Waived

Cashback Base Rate

0.5 %

info

For all qualifying spend up to S$500 monthly per quarter.

Annual Fee Waiver

3 years

Things to consider when choosing this card:

Things to consider

check

Local spending rebate

check

Overseas rebate

remove

Monthly spend required

remove

Rebate cap applied

sentiment_satisfied

Benefits

Cashback

credit_card

Cashback Base Rate

0.5 %

info

For all qualifying spend up to S$500 monthly per quarter.

location_on

Cashback Local

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

flight

Cashback Overseas

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

luggage

Cashback Travel

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

restaurant

Cashback Dining

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

shopping_cart

Cashback Supermarket

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

local_gas_station

Cashback Petrol

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

sell

Cashback Retail

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

shopping_bag

Cashback Local Online Shopping

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

shopping_bag

Cashback Overseas Online Shopping

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

domain

Cashback Department Store

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

price_change

Cashback Online Bill Payment Spending

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

contactless

Cashback Contactless Spend

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

commute

Cashback Transport

Up to 8 %

info

For all qualifying spend S$500 and above for three consecutive months in a quarter, monthly cashback capped at S$60.

See Moreexpand_more

sports_score

Quick Facts

check_circle

Up to 8% cashback on your spending.

check_circle

Flexibility in payment currency between USD and SGD for various payment modes in Singapore.

check_circle

2.5% foreign transaction fee waiver if USD is used.

check_circle

3-year annual fee waiver.

help

8% bonus cashback only applies to spends of above S$500 each month for 3 consecutive months.

rule_folder

Eligibility

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

None

local_atm

Fees / Repayment

Fees

Annual Fee Waiver

3 years

Annual Fee

S$ 30

info

First Three Years Waived

Foreign Currency Transaction Fee

2.5 %

Repayment

Minimum Payment

3 %

info

3% of balance or S$50, whichever is higher.

Late Payment Charge

5 %

info

If Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of greater of 5% of the whole amount of Minimum Payment or S$40 will be levied.

Interest on Purchase

24 %

Interest on Cash Advance

24 %

Interest Free Period

25 days

grid_view

Others

Association

VISA

Tags

ICBC Visa Dual Currency Credit Card

ICBC Visa Dual Currency Credit Card

© 2015-2025 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.