Standard Chartered Simply Cash Credit Card
Offers
SingSaver Reward up to S$699
- S$350 Cash via PayNow
- S$370 Grab Vouchers
- Dyson Cool™ AM07 Tower Fan (worth S$499)
- Dyson V8 Cyclone Vacuum Cleaner (worth S$559, top up S$100)
- Dyson Airstrait™ straightener (worth S$799) (Top up S$100)
- Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$200)
- Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$300)
- Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$620)
- Apple iPad Air (M4) 11" 128GB WiFi (worth S$1,149) (Top up S$780)
- SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$800 within 30 days of card approval date, and apply for any of the following SCB products to be eligible for reward:
- Apply for Standard Chartered EasyPay for at least 3 retail transactions on your credit card with min. amount of S$150 each and min. tenure of 12 months (within 60 days of card approval date); or
- Apply and open a Standard Chartered Bonus$aver Account with a min. deposit of S$3,000 (within 60 days of card approval date) (quick apply here); or
- Apply and get approved for a Standard Chartered CashOne Personal Loan with min. amount of S$1,000 and min. tenure of 12 months (within 60 days of card approval date) (quick apply here); or
- Apply and get approved for a Standard Chartered Credit Card Funds Transfer (CCFT) with min. amount of S$1,000 and min. tenure of 3 months (within 60 days of card approval date) (quick apply here)
- Promotion does not stack with other welcome offers from Standard Chartered.
- Terms and Conditions apply.
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
Simple and fuss-free cashback
A straightforward 1.5% cashback on almost all spending means you don’t have to track different spending categories or varying cashback rates.
No minimum spend and no cap
Offers unlimited cashback on eligible purchases without any minimum spending requirements or cashback caps.
Extra cashback on selected categories
Enjoy an additional 1.5% cashback on your IRAS, Education, Insurance & Rental payments with SC EasyBill.
Cons
No EZ-Link facility
The card cannot be used directly for public transport under the SimplyGo scheme.
Higher cashback rates from specialised cards
Less suitable for individuals with higher spends in specific categories such as dining, online shopping or travel.
Limited additional rewards and perks
Doesn’t provide benefits like airport lounge access, travel insurance, or reward points that can be redeemed for other benefits.
Check on more Standard Chartered card options
Standard Chartered Simply Cash Credit Card
Frequently asked questions about the Standard Chartered Simply Cash Credit Card
The Standard Chartered Simply Cash Credit Card offers 1.5% flat rate cashback across all spend categories, with no minimum spend and no cashback cap. In addition, it offers an additional 1.5% cashback for IRAS, education, insurance and rental payments with SC EasyBill.
You must be at least 21 years of age, and have a minimum annual income of $30,000.
Unfortunately, the cashback earned with the Standard Chartered Simply Cash Credit Card cannot be directly used to offset the SC Simply Cash Credit Card’s annual fee. The cashback is credited to your account as a statement credit, which can be used to offset purchases made with the card. However, this credit cannot be applied towards the annual fee payment.
The 1.5% cashback offered by the Standard Chartered Simply Cash Credit Card applies to all eligible transactions, regardless of whether they are split transactions or payments made in instalments. This means you will still earn your cashback even if you opt to divide your payments over a period of time, providing flexibility in managing your purchases.
Typically, cashback earned with the Standard Chartered Simply Cash Credit Card is credited to your account in the next statement month. Generally, there's no way to expedite this process. The cashback crediting follows the regular crediting cycle, so you will need to wait for the designated period for the cashback to reflect in your account.
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