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Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

The Standard Chartered Simply Cash Credit Card is a fuss-free card. Essentially, almost all spend qualifies for up to 1.5% unlimited cashback, with no minimum spend and no cashback cap. And the best part? You can receive instant digital credit card approval and issuance if you apply via MyInfo!
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Highlights

Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
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Cashback Base Rate
1.5  %
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Monthly Spend Required
None
Offer Available
Dyson Supersonic™ hair dryer (worth S$699)
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
  • Promotion is valid for new Standard Chartered credit card members
  • Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
    • Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 14 April 2024
  • Terms and Conditions apply
Nintendo Switch OLED (worth S$549)
Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
  • Promotion is valid for new Standard Chartered credit card members
  • Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
    • Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 14 April 2024
  • Terms and Conditions apply
Apple iPad 9th Gen 10.2
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
  • Promotion is valid for new Standard Chartered credit card members
  • Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
    • Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 14 April 2024
  • Terms and Conditions apply
Up to S$420
Best Deal Guarantee
Up to S$420
  • Promotion is valid for new Standard Chartered credit card members
  • Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
    • Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 14 April 2024
  • Terms and Conditions apply

Things to consider

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No rebate cap

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No monthly spend required

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Annual Fee waiver

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Installment

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Benefits

Cashback

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Cashback Base Rate
1.5  %
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Cashback Local
1.5  %
flight
Cashback Overseas
1.5  %
luggage
Cashback Travel
1.5  %
restaurant
Cashback Dining
1.5  %
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Cashback Supermarket
1.5  %
local_gas_station
Cashback Petrol
1.5  %
sell
Cashback Retail
1.5  %
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Cashback Local Online Shopping
1.5  %
shopping_bag
Cashback Overseas Online Shopping
1.5  %
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Cashback Health
1.5  %
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Cashback Department Store
1.5  %
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Cashback Online Bill Payment Spending
1.5  %
contactless
Cashback Contactless Spend
1.5  %
commute
Cashback Transport
1.5  %
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Quick Facts

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1.5% cashback for all spend, no minimum spend and no cashback cap.

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Enjoy offers and privileges for online, dining, retail and more with The Good Life®.

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2 year annual fee waiver.

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Read our full review of the Standard Chartered SimplyCash Credit Card.

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Cannot be used for EZ-Reload.

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fee

Annual Fee Waiver
2 years
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Interest on Cash Advance
28  %
Interest Free Period
22  days
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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Tags

Standard Chartered Simply Cash Credit Card Standard Chartered Simply Cash Credit Card