Standard Chartered Simply Cash Credit Card

The Standard Chartered Simply Cash Credit Card is a fuss-free card. Essentially, almost all spend qualifies for up to 1.5% unlimited cashback, with no minimum spend and no cashback cap. And the best part? You can receive instant digital credit card approval and issuance if you apply via MyInfo!

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Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Two Years Waived

Cashback Base Rate

1.5 %

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On all spends

Monthly Spend Required

None

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Highlights

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Two Years Waived

Cashback Base Rate

1.5 %

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On all spends

Monthly Spend Required

None

2 Offers Available

Sony PlayStation® 5 Slim Disc Edition (worth S$799)

SingSaver Lightning Deal

Sony PlayStation® 5 Slim Disc Edition (worth S$799)

Promotion is valid for new Standard Chartered credit cardmembers only
Be one of the first 500 eligible applicants of the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other promotions from SingSaver
- Remaining applicants will receive regular SingSaver promotional reward
Lightning Deal promotion runs from 25 April 2024, 9:00 AM SGT to 12 May 2024
Terms and Conditions apply

Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

SingSaver Lightning Deal

Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

Promotion is valid for new Standard Chartered credit cardmembers only
Be one of the first 500 eligible applicants of the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other promotions from SingSaver
- Remaining applicants will receive regular SingSaver promotional reward
Lightning Deal promotion runs from 25 April 2024, 9:00 AM SGT to 12 May 2024
Terms and Conditions apply

SingSaver Lightning Deal

S$500 eCapitaVoucher

Promotion is valid for new Standard Chartered credit cardmembers only
Be one of the first 500 eligible applicants of the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
- Lightning Deal reward is not stackable with other promotions from SingSaver
- Remaining applicants will receive regular SingSaver promotional reward
Lightning Deal promotion runs from 25 April 2024, 9:00 AM SGT to 12 May 2024
Terms and Conditions apply

Dyson Supersonic™ hair dryer (worth S$699)

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Promotion is valid for new Standard Chartered credit card members
Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid until 12 May 2024
Terms and Conditions apply

The Morning Machine + 20 Capsules Bundle (worth S$684)

Best Deal Guarantee

The Morning Machine + 20 Capsules Bundle (worth S$684)

Promotion is valid for new Standard Chartered credit card members
Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid until 12 May 2024
Terms and Conditions apply

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Promotion is valid for new Standard Chartered credit card members
Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid until 12 May 2024
Terms and Conditions apply

Best Deal Guarantee

Up to S$420

Promotion is valid for new Standard Chartered credit card members
Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
- Receive an additional S$70 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid until 12 May 2024
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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No rebate cap

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No monthly spend required

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Annual Fee waiver

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Installment

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Benefits

Cashback

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Cashback Base Rate

1.5 %

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On all spends

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Cashback Local

1.5 %

flight

Cashback Overseas

1.5 %

luggage

Cashback Travel

1.5 %

restaurant

Cashback Dining

1.5 %

shopping_cart

Cashback Supermarket

1.5 %

local_gas_station

Cashback Petrol

1.5 %

sell

Cashback Retail

1.5 %

shopping_bag

Cashback Local Online Shopping

1.5 %

shopping_bag

Cashback Overseas Online Shopping

1.5 %

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Cashback Health

1.5 %

domain

Cashback Department Store

1.5 %

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Cashback Online Bill Payment Spending

1.5 %

contactless

Cashback Contactless Spend

1.5 %

commute

Cashback Transport

1.5 %

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Quick Facts

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1.5% cashback for all spend, no minimum spend and no cashback cap.

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Enjoy offers and privileges for online, dining, retail and more with The Good Life®.

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2 year annual fee waiver.

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Read our full review of the Standard Chartered SimplyCash Credit Card.

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Cannot be used for EZ-Reload.

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fee

Annual Fee Waiver

2 years

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

S$ 50

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The greater of either S$50 or 1% of principal (including any installment billed in current month), interest fees and charges; plus any overlimit amount and past due amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.9 %

Interest on Cash Advance

28 %

Interest Free Period

22 days

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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Standard Chartered Simply Cash Credit Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fee

Repayment

Others

Association

Supported Payment Type

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