Best DBS Loans in Singapore 2025
Updated: 3 Jul 2025
DBS offers personal loans designed for speed and convenience, with fast approvals and minimal paperwork. Ideal for those needing immediate financial support, DBS loans provide flexibility in repayment terms and competitive interest rates, making it a hassle-free option for borrowers seeking quick access to funds.
Why Trust SingSaver
Best DBS Loans
Monthly Repayment
S$ 883EIR
4.43 % p.a.Processing Fee
S$ 300For a DBS Personal Loan of S$30,000 over 36 months, you’ll enjoy via Singsaver:
You’ll also receive the following welcome gift(s) directly from the bank:
- Enjoy personalised rates from as low as 1.99% p.a. (EIR 4.17% p.a.)
- Borrow up to 4x your monthly salary if you earn less than S$120,000 annually, or up to 10x if you earn more than S$120,000 annually
- Min. loan amount of S$500
- Tenure: 6 months to 5 years
- Min. income for Singaporeans/PRs: S$20,000 p.a.
- Apply via SingSaver and get your loan approved and disbursed instantly into your DBS/POSB account
- 1.99% p.a. loan rates only applicable for loan tenure of 36 months and above. Also for selected customers only.
- Processing fee: From 1% of the approved loan amount
- Early repayment fee: S$250
- Late payment fee: S$100 for personal loan on DBS/POSB credit card, S$120 for personal loan on DBS/POSB Cashline
Eligibility
Minimum Age: 21 years old
Min. Annual Income: S$20,000
Required Documents
1. NRIC (Front & Back)
2. CPF contribution history statement (latest 12 months)
3. Latest 1 year Income Tax Notice of Assessment (NOA)
4. Latest computerised payslip or salary crediting into a DBS/POSB account
Key Features
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
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