Best CIMB Loans in Singapore 2025
Updated: 3 Jul 2025
CIMB Bank personal loans are known for their affordability, offering some of the lowest interest rates in Singapore with no processing fees. This makes CIMB an excellent choice for budget-conscious borrowers looking to manage their expenses with low-cost loans, while enjoying flexible repayment options that cater to different financial needs.
Monthly Repayment
S$ 900EIR
5.06 % p.a.Processing Fee
S$ 0For a CIMB Personal Loan of S$30,000 over 36 months, you’ll enjoy via Singsaver:
- Receive cash instantly upon approval
- Enjoy attractive interest rates from as low as 2.80% p.a. only and zero processing fees* (EIR from 5.28% p.a.) for 3-5 years
- Min. loan amount of S$2,000
- Min. income for Singaporeans/PRs: S$20,000 p.a.; Min. income for Malaysians (Non-PR): S$30,000
- Early termination fee: 3% of outstanding loan amount or S$250, whichever is higher
- Late payment fee: S$100
Eligibility
Minimum Age: 21 years old
Min. Annual Income: S$20,000
Required Documents
- NRIC (Front & Back)
- Salaried Employees: Latest computerised payslip or latest CPF/NOA statements
- Self-Employed: Latest 2 years' NOA
- Commissioned/Variable Income Earners: Latest CPF/NOA statements
- Malaysian NRIC
- Passport (minimum 6 months validity
- latest 3 months pay slip
- Foreign Exchange Notice Declaration Form
For Malaysians, you will need to provide the following supporting documents in the application:
Key Features
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.
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