GXS Personal Loan Singapore - Fast Approval & Flexible Repayments (2025)
Updated: 9 Aug 2025
Secure quick approval on GXS Personal Loans in Singapore. Enjoy low interest rates, flexible repayment plans, and hassle-free online application with SingSaver.
Loan | Annual Interest Rate | Monthly Repayment | SingSaver Reward | Trending Reward | Total Cost of Loan | EIR | ||
|---|---|---|---|---|---|---|---|---|
 | 1.88 % | S$440 | S$400 | S$846 | 3.47 % p.a. |
⚡ SingSaver SG60 Flash Deal⚡
Apply and get approved for a GXS FlexiLoan (minimum loan amount S$15,000, 36-month tenure) to unlock up to S$560 Bonus Cash on top of existing rewards, total rewards up to S$1,760 Cash!
🎯 How to Qualify
- Offer valid from 1 Aug to 14 Aug 2025
- Apply for a GXS FlexiLoan with a minimum loan amount of S$15,000
- Choose a tenure of at least 36 months
- Get cash rewards via PayNow based on your approved loan amount
- Open to new and existing GXS FlexiLoan customers
Get S$20 Extra when you Submit Your Form in Time!
Get an extra S$20 Shopee voucher via WhatsApp when you submit your rewards form within 13 days of your bank application, on top of your selected reward! Valid for DBS, GXS, HSBC, POSB, SCB, Trust Bank, and UOB personal loans.
Why Trust SingSaver
Interest Rate
1.88 %Monthly Repayment
S$ 440EIR
3.47 % p.a.Total Interest Payable
S$ 846For a GXS FlexiLoan of S$15,000 over 36 months, you’ll enjoy via Singsaver:
- No Fees Interest Rates from 1.88% p.a. (EIR from 3.47% p.a.). Promotional rate valid until 31 July 2025.
- Apply in-app and get your funds in minutes
- A standby revolving credit line which you can draw multiple loans from, from as low as S$200
- Customisable loan tenure from 2 to 60 months depending on loan amount selected
- Flexibility to select your preferred repayment date
- No early repayment fee, plus save on interest when you repay early
- Interest is computed on a daily non-compounding basis
- In-app reminders to repay on time and avoid late interest charges
- Effective Interest Rate (EIR) is calculated based on an average loan amount of S$10,000 with a 36-month repayment period, from 1 Jan 2023 to 1 Jan 2026. T&Cs apply.
- Late interest is chargeable upon late repayment
Eligibility
Minimum Age: 21 years old
Min. Annual Income: S$20,000
Key Features
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.
GXS FlexiLoan Details
Key Features
- Loan amounts from S$200 to S$150,000
- No paperwork needed, apply directly in the GXS app
- Receive funds within minutes upon approval
- Flexible repayment, choose your repayment schedule (weekly or monthly)
- No early repayment fee
- Loan top-up feature available after repayment
How to Apply
- Download and open the GXS mobile app
- Check loan eligibility in-app
- Select your loan amount and tenure
- Submit application and receive funds upon approval
Interest & Repayment
- Interest rate: Starting from 1.88% based on borrower profile
- Tenure options: 2 to 60 months based on your loan amount
- Repayment schedule: choose weekly or monthly
- Pay early anytime - no penalty
Fees & Charges
- No processing fees
- No early repayment fees
- Late payment fees: S$20 per missed instalment
Pros & Cons
✅ Pros
- Quick application and disbursement via app
- No hidden fees or early repayment penalties
- Caters to low-income borrowers and gig workers
- Flexible loan amounts and short tenures
❌ Cons
- Low loan limit (max S$150,000)
- High interest rates for some borrowers with bad credit profile
- Requires GXS app and smartphone access
Other Notable Features
- Top-up feature lets you add funds once you’ve paid down part of the loan
- Built-in reminders and budgeting tools in the app
- Licensed by the Monetary Authority of Singapore (MAS)
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