Best Travel Insurance for Babies in Singapore 2025: Protect Your Little One

Updated: 21 Jul 2025

Are you planning a family holiday with your little one? Remember to pack travel insurance for your baby. In 2024, it's key to get the best travel insurance for babies in Singapore for a stress-free trip. Whether you're going to Bali or Europe, the right insurance keeps your baby safe and you relaxed. Comparing baby travel insurance in Singapore might seem hard, but it's crucial. It covers medical emergencies and lost prams, which can happen when you're out with your baby. Let's look at why getting special travel insurance for your baby is a must. We'll see what top providers in Singapore offer for your little one.
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Product Name
Hot Reward Pick
SingSaver Reward
FWD First
FWD First
S$75
AIG Travel Guard® Direct - Supreme (Annual)
AIG Travel Guard® Direct - Supreme (Annual)
-
-
MSIG Premier Plan
MSIG Premier Plan
S$95
Direct Asia Travel Insurance - Voyager 500
Direct Asia Travel Insurance - Voyager 500
S$40

Our Pick for Good Enough Coverage

​
Loss of baggage
S$ 7,500
Overseas medical expenses
S$ 1,000,000
Child guard
S$ 10,000

SingSaver Reward up to S$75

Our Pick for Comprehensive Protection

​
AIG Travel Guard® Direct - Supreme (Annual)

AIG Travel Guard® Direct - Supreme (Annual)

Loss of baggage
S$ 10,000
Overseas medical expenses
S$ 2,500,000

Our Pick for Adequate Coverage at Affordable Price

​
MSIG Premier Plan

MSIG Premier Plan

Loss of baggage
S$ 7,500
Overseas medical expenses
S$ 1,000,000
Child guard
S$ 15,000

SingSaver Reward up to S$95

SingSaver's take

Our Pick for Most Affordable Travel Insurance

​
Direct Asia Travel Insurance - Voyager 500

Direct Asia Travel Insurance - Voyager 500

Loss of baggage
S$ 5,000
Overseas medical expenses
S$ 500,000

SingSaver Reward up to S$40

Understanding Baby Travel Insurance in Singapore

For families planning trips abroad, getting travel insurance for kids is key. It's vital when you're taking your little ones to new places. This insurance can really help during your family trips.

What is baby travel insurance?

Baby travel insurance is a special policy for infants and young children on trips. It covers the unique needs of families on the move. This means you can relax and enjoy your journey more.

Why is it essential for travelling families?

It's crucial because regular policies might not cover the risks kids face when they travel. Things like unexpected illnesses or losing baby items can happen. With the right insurance, you avoid big costs and stress while you're away, allowing you to focus on creating memories with your little ones.

Key features to look for in child travel insurance

When picking travel insurance for kids, look at these key features:

  • Comprehensive medical coverage

  • Emergency evacuation services

  • Trip cancellation protection

  • Lost or damaged baby equipment compensation

  • 24/7 assistance hotline

Age Group

Common Coverage Limits

Special Considerations

0-2 years

Up to S$250,000

Neonatal care, formula coverage

3-12 years

Up to S$500,000

Adventure activities, school trip coverage

13-16 years

Up to S$1,000,000

Sports injuries, gadget protection

Knowing these key points about child travel insurance under 16 helps protect your family on trips. Make sure to compare policies. Choose one that fits your travel plans and family needs, ensuring you're covered for everything.

Top Providers of Baby Travel Insurance in Singapore

Planning a trip with your little one means finding the right baby travel insurance. Singapore has many options for parents. Let's look at some top providers to help you choose the best coverage for your family's adventures.

AIG is a well-known insurer that offers policies for families. They cover medical emergencies, trip cancellations, and lost baggage. AIG is a great choice for baby travel insurance, especially if you're planning to indulge in some local delights during your travels.

Allianz is another trusted provider in Singapore. They have flexible plans for different family sizes and trips. Their 24/7 emergency help is very useful when you're travelling with babies, giving you peace of mind whether you're at home or abroad.

MSIG is our final top choice for baby travel insurance. They cover pregnancy-related issues, which is great for expectant mothers. This coverage can be particularly reassuring if you're planning a babymoon before your little one arrives.

Provider

Key Features

Coverage Limit

Price Range

AIG

Medical emergencies, trip cancellations, lost baggage

Up to S$2,500,000

S$30 - S$77 per trip

Allianz

24/7 emergency assistance, flexible plans

Up to S$1,000,000

S$17.5 - S$40 per trip

MSIG

Pregnancy-related complications coverage

Up to S$1,000,000

S$38 - S$74 per trip

The best baby travel insurance in Singapore depends on what you need. Think about where you're going, how long you'll be away, and your child's health when choosing. Make sure you're covered for all eventualities.

Baby Travel Insurance: Coverage and Benefits

Planning a trip with your baby means knowing what travel insurance offers for them. Let's look at the key benefits that make child travel insurance under 16 a must for family trips, ensuring you're protected whether you're enjoying a local staycation or venturing abroad.

Medical coverage for infants and toddlers

Travel insurance for babies includes medical coverage suited for their needs. It covers everything from ear infections to serious emergencies. Policies often pay for doctor visits, hospital stays, and special paediatric care abroad. This coverage is crucial, whether your little one catches a cold or needs more serious attention overseas.

Trip cancellation and interruption protection

Life with a baby is full of surprises, much like the weather during Singapore's monsoon season. The best travel insurance for babies has trip cancellation cover if your child gets sick before you leave. It also covers if you have to shorten your holiday due to your baby's health, allowing you to focus on your family's well-being without worrying about financial losses.

Emergency evacuation and repatriation

In serious cases, your insurance might pay for emergency medical evacuation to the nearest hospital or back to Singapore. This is crucial when you're in remote areas with limited medical help, giving you peace of mind that your baby can receive the best care possible, no matter where you are.

Lost or damaged baby gear compensation

Travel insurance for babies can replace lost or damaged items like strollers, car seats, or nappy bags. This ensures you have what you need to care for your baby while away from home, whether you're exploring the streets of Tokyo or relaxing on a beach in Bali.

Frequently Asked Questions (FAQs)

    What is baby travel insurance?

    Why is baby travel insurance essential for travelling families?

    What key features should I look for in a child travel insurance policy?

    Which are the top providers of baby travel insurance in Singapore?

    What does medical coverage for infants and toddlers typically include?

    Can baby travel insurance provide compensation for lost or damaged baby gear?

    How does baby travel insurance differ from regular travel insurance?

    Are there any age restrictions for baby travel insurance?

    Can I get baby travel insurance if my child has pre-existing medical conditions?

    Is it worth getting annual travel insurance for my baby?

Product Name
Hot Reward Pick
SingSaver Reward
FWD First
FWD First
S$75
AIG Travel Guard® Direct - Supreme (Annual)
AIG Travel Guard® Direct - Supreme (Annual)
-
-
MSIG Premier Plan
MSIG Premier Plan
S$95
Direct Asia Travel Insurance - Voyager 500
Direct Asia Travel Insurance - Voyager 500
S$40

Our Pick for Good Enough Coverage

​
Loss of baggage
S$ 7,500
Overseas medical expenses
S$ 1,000,000
Child guard
S$ 10,000

SingSaver Reward up to S$75

Our Pick for Comprehensive Protection

​
AIG Travel Guard® Direct - Supreme (Annual)

AIG Travel Guard® Direct - Supreme (Annual)

Loss of baggage
S$ 10,000
Overseas medical expenses
S$ 2,500,000

Our Pick for Adequate Coverage at Affordable Price

​
MSIG Premier Plan

MSIG Premier Plan

Loss of baggage
S$ 7,500
Overseas medical expenses
S$ 1,000,000
Child guard
S$ 15,000

SingSaver Reward up to S$95

SingSaver's take

Our Pick for Most Affordable Travel Insurance

​
Direct Asia Travel Insurance - Voyager 500

Direct Asia Travel Insurance - Voyager 500

Loss of baggage
S$ 5,000
Overseas medical expenses
S$ 500,000

SingSaver Reward up to S$40