.png?width=1804&height=500&name=Here%20Are%20the%20Best%20Family%20Travel%20Insurance%20Plans%20in%202023_%20(1).png "Here Are the Best Family Travel Insurance Plans in 2023_ (1)")
SingSaver's Best Price Travel Campaign: All successful applicants of participating Travel Insurance products will receive 1x (single trip) or 3x (annual trip) draw chance to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of $2,000) and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Valid till 31 December 2023. T&Cs apply.
| Travel Insurance | Premium for Individual Cover | Covid-19 Coverage | Promotion |
|
FWD Travel Insurance
|
from S$22.50 (for 1 week in Asean)
|
Yes
|
Use the promo code FWDDAY23 to get 25% off on Single Trip and Annual Trip plans. Valid till 3 October 2023. T&Cs apply.
Receive 1x Airalo eSim with up to 3GB data (minimum premium $60). Valid till 30 October 2023. T&Cs apply.
|
|
Etiqa (TIQ) Travel Insurance
|
from S$39 (for 1 week in Asean)
|
Yes
|
Single Trip: Use the promo code TIQSINGSAVER to get 40% off. T&Cs apply. Valid till 31 Oct 2023. T&Cs apply.
Annual Trip: Use promo code TIQSINGSAVER to get 60% off COVID-19 add-on + $20 cashback. Fulfillment by TIQ. Valid till 31 Oct 2023. T&Cs apply.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
Additionally, stand to win S$3,000 in TIQ Travel Insurance Monthly Lucky Draw Campaign 2023 (Fulfillment by TIQ). Valid till 31 Dec 2023. T&Cs apply. |
|
Starr TraveLead Travel Insurance
|
from S$11.05 (for 1 week in ASEAN)
|
Yes
|
Get up to $50 Grab Vouchers (min. Premium $30) and get 35% off when you use promo code SSVTL35. Valid till 31 Oct 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw. 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
|
Allianz Travel Insurance
|
from S$34.10 (for 1 week in Asean)
|
Yes
|
Use promo code SSV45 to get 45% discount plus get up to $35 Grab Vouchers when you apply NOW! Valid till 31 October 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
|
MSIG Travel Easy
|
from S$34.10 (for 1 week in ASEAN)
|
Yes
|
Enjoy 40% off when you apply for Single Trips and 20% off for Annual Plan plus get up to $38 Grab Vouchers when you purchase now!! Valid till 31 October 2023. T&Cs apply
Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. |
|
Singlife Travel Insurance
|
from S$46.20 (for 1 week in ASEAN)
|
Yes
|
Score an Airalo eSIM with up to 3GB data and receive it before you fly when you apply now! Valid till 31 October 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply.
|
|
Allied World Travel Insurance
|
from S$45 (for one week in Asean)
|
Yes
|
Enjoy a 45% discount for Single Trip and 15% discount for Annual Trip when you apply now! Valid till 30 Nov 2023. T&Cs apply.
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply |
|
AIG Travel Guard® Direct
|
from S$30 (for 1 week in Asean)
|
Yes
|
Single Trip: Apply promo code SSTGD and receive up to $50 worth of Grab eVouchers! (minimum premium $60, fullfilment by AIG) Valid till 6 Oct 2023. T&Cs apply.
Annual Trip: Get up to 6 Plaza Premium Lounge Access Passes with the promo code SSTGD when you apply NOW! Fulfillment by AIG. Valid till 6 Oct 2023. T&Cs apply.
Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
|
Great Eastern Travel Insurance
|
from S$52 (for one week in Asean)
|
Yes
|
Enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. Promotion ends on 31 December 2023. T&Cs apply. |
Best Family Travel Insurance Plans
|
Travel Insurance |
Product Highlights |
|
Singlife Travel Insurance
 |
- Up to unlimited overseas medical benefits
- Up to S$500,000 personal accident cover
- Double indemnity for public transport
- Up to S$50,000 overseas hospital income
- Up to S$50,000 overseas hospital income in ICU
- Up to S$2 mil personal liability cover
- Up to S$40,000 benefit for trip cancellation (family total)
- Up to S$8,000 lost baggage benefit
- Includes COVID-19 cover
|
|
DBS/POSB TravellerShield Plus
 |
- Up to S$1 mil personal accident cover
- Up to S$1 mil overseas medical cover
- Includes COVID-19 benefits
- Up to S$15,000 for journey cancellation
- Up to S$8,000 for luggage and personal belongings
- Up to S$2,000 for hotel extension
- Includes adventurous activities
- Paid add-on for pre-existing conditions
- Available in three tiers
|
|
Citi Credit Card Complimentary Travel Insurance
 |
- Up to S$1 million personal accident cover
- Up to S$40,000 overseas medical cover (including sickness)
- Up to S$100,000 emergency evacuation and repatriation
- Baggage loss or delay, flight delay, trip cancellation or interruption cover
- Covers cardholder, spouse and dependant children
|
Singlife Travel Insurance
Singlife Travel Insurance offers up to unlimited cover for overseas medical expenses, up to S$500,000 in personal accident cover, and up to S$50,000 daily hospital cash for overseas admission.
COVID-19 is also covered. You’ll receive up to S$200,000 overseas medical cover, and up to S$2,000 in quarantine allowance.
Of course, being a travel insurance plan, there are also a slew of traveller benefits to protect your travel arrangements as well as the belongings you bring with you.
Some highlights include up to S$40,000 for trip cancellation, (up to S$10,000 if cancelling for non-insured reasons), up to S$30,000 if your family has to return early, and up to S$4,000 for travel delay. Note that these are family limits.
In the event of trip cancellation, interruption or postponement due to COVID-19, this plan offers benefits of up to S$2,000.
Why this plan is best for families
Singlife Travel Insurance offers several family-oriented benefits, such as up to S$8,000 in family assistance benefits, up to S$25,000 in child education benefits, compassionate visit cover of up to S$25,000 and child minder benefits of up to S$25,000.
There is also a home contents benefit of up to S$15,000, as well as domestic pet care cover of up to S$1,000, so families can go on their vacations with greater peace of mind.
One thing to note though: Many of these benefits are included only in the highest-tier plan, so be sure to weigh carefully if they are worth paying a higher premium for.
Singlife Travel Insurance Promotion: Score an Airalo eSIM with up to 3GB data and receive it before you fly when you apply now! Valid till 31 October 2023. T&Cs apply.
Additionally, enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply.
Single Trip: Enjoy a 25% discount when you use the promo code TRAVEL25. Valid till 9 Oct 2023. T&Cs apply.
DBS/POSB TravellerShield Plus
DBS/POSB TravellerShield Plus is a paid travel insurance plan that offers a total of 47 benefits, making it a great all-rounder plan for overseas trips, whether by land, air or sea.
There are three tiers in TravellerShield Plus, with the highest topping out at S$1 mil each for overseas medical, accidental injury (with double cover for public conveyance included) and emergency evacuation benefits. There’s also up to S$75,000 benefits for follow-up medical treatment.
Other coverage areas are similarly robust, including luggage, travel documents and personal belongings, as well as trip cancellation, trip postponement, and luggage delay.
And if you’re planning to engage in extreme sports or activities that are considered higher risk (hot air ballooning, white water rafting, etc), you’ll be glad to know that adventurous activities cover is included at no extra cost.
Why this plan is best for families
TravellerShield Plus also offers cover for pre-existing conditions as a paid add-on, so this plan works even for family members with chronic diseases.
There is also up to S$2,000 in hotel extension benefits per insured person. This is useful because if, say, a loved one needs to stay behind for treatment, you’ll have to pay for extra hotel nights for the rest of the family. This benefit can help offset the added expenses.
Citi Credit Card Complimentary Travel Insurance
Banks commonly offer complimentary travel insurance when you book a plane ticket or overseas hotel using a qualifying credit card.
The majority of these travel insurance only cover accidental death or serious injury, as well as travel inconveniences such as luggage delays and trip cancellations.
However, Citi Credit Card Complimentary Travel Insurance includes overseas medical coverage for both accidental injuries as well as sickness. Both the principal cardholder and the spouse are covered for up to S$40,000 for overseas medical benefits, while dependent children are covered for up to S$20,000.
Additionally, this policy also covers you if you choose to wait till you come back to Singapore before seeking treatment (such as if you fall sick while on the plane back) – within one week of your return. Follow-up treatments are also covered at up to 5% of the benefit limit.
Why this plan is best for families
This plan is offered on a complimentary basis when you charge the cost of the trip to a qualifying Citi credit card. Besides the cardholder, the spouse and dependent children are covered under the policy by default.
While the plan does well in personal accident and overseas medical cover, it doesn't score quite so highly when it comes to travel inconveniences. Benefits for baggage loss or delay, and trip cancellation are rather low.
One more thing to note: This plan does not have COVID-19 cover, so if you are concerned about that, you may want to purchase a separate COVID-19 plan.
But remember, you’re getting all this coverage at no added cost. This plan could be a viable alternative for those who are going on a short family trip that does not require bringing too many belongings.
Or, if you forgot to get a travel plan beforehand, this could also act as a backup in a pinch.
.png?width=800&height=250&name=CITI_BLOGARTICLE_800x250%20(1).png)
SingSaver Exclusive Offer:
For Citi PremierMiles Card: Receive an Apple iPad 9th 10.2" WiFi 64GB (worth S$503.65) or a Dyson Supersonic (worth S$699) or a Dyson V8 Slim Fluffy (worth S$509) or S$300 cash via PayNow upon activating and spending at least S$500 within 30 days of card approval. Valid till 17 October 2023. T&Cs apply.
For Citi Cashback+ Card, Citi Cashback Card and Citi Rewards Card: Receive a Dyson Supersonic (worth S$699) or a Dyson V8 Slim Fluffy (worth S$509) or a Nintendo Switch OLED (worth S$549) or S$300 cash via PayNow when you activate and spend at least S$500 within 30 days of card approval. Valid till 17 October 2023. T&Cs apply.
Plus, enjoy up to 2% cashback on all qualifying spend and up to S$656 cash when you apply for the Citi Cash Back+ card and join Citi Plus. T&Cs apply.