Citigold Promotion: Exclusive Welcome Offers & New-to-Bank Deals

Ready to boost your wealth and score premium rewards at the same time? With Citigold, you gain access to a dedicated wealth management team, preferential rates, and global banking privileges designed to grow and protect your funds.

If you’re planning to level up your banking experience, Citigold Priority Banking might just be your golden ticket. Thanks to the latest SingSaver x Citigold promotion, new customers who start a relationship with Citigold and meet the required investment amounts can walk away with incredible rewards — think an Apple iPhone 16 (128GB), the newest iPad Air 11” (128GB), or a cool S$1,000 in cash. Here’s everything you need to know about this promotion, how to qualify, and why it pays (literally) to get started today.

This Citigold promotion is exclusively available through SingSaver, meaning you won’t find these rewards by walking into a branch or applying elsewhere. If you’re a new-to-bank customer and open a Citigold Priority Banking account via SingSaver, you’ll be eligible to receive a choice of premium welcome gifts — including the Apple iPhone 16 128GB, Apple iPad Air 11” 128GB Wi-Fi, or S$1,000 in cash.

To qualify, you’ll need to maintain a minimum Assets Under Management (AUM) of at least S$250,000. AUM refers to the total value of your deposits and investments with Citibank. These rewards are not just limited-time perks — they’re part of an exclusive SingSaver deal that sweetens the already robust benefits of Citigold Priority Banking.

What sets this apart from standard Citibank offers is that it’s tailored for discerning investors who prefer an elite banking experience and premium perks. Apply online via SingSaver, meet the funding requirements, and once your eligibility is confirmed, the reward of your choice is yours.

Product details

Experience unparalleled banking with Citigold in Singapore. Enjoy high-interest savings, personalised accounts, and 24/7 access. Benefit from competitive rates, exclusive rewards, and FDIC security. Elevate your financial future today.

SingSaver’s take

Citigold is ideal for affluent individuals seeking more than just everyday banking. With a minimum AUM of S$250,000, customers gain access to dedicated wealth advisors, curated investment opportunities, and global banking privileges. The account is especially attractive when bundled with limited-time SingSaver promotions, offering premium rewards like Apple gadgets or cash. If you’re ready to grow your wealth strategically and want bespoke financial guidance, Citigold offers excellent long-term value.

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Getting started is easy. To enjoy this exclusive promotion, you’ll need to apply through SingSaver’s Citigold Priority Banking campaign page. Do not apply directly through Citibank’s site, as doing so will disqualify you from the SingSaver offer.

Here’s how to apply:

1. Visit the official SingSaver Citigold promotion page.

2. Complete the application form and submit your contact details.

3. A Citibank relationship manager will get in touch to assist you with account opening and AUM transfer.

4. Fund your account with at least S$250,000 in AUM within two months from the month of account opening.

5. Your reward (iPhone 16, iPad Air, or S$1,000 cash) will be fulfilled after your eligibility is verified.

Be sure to retain proof of your application submission via SingSaver (such as a confirmation email or screenshot) as this may be requested during the reward fulfilment process.

To qualify for this promotion, you’ll need to be recognised as a new-to-bank Citigold customer. This means you must meet the following conditions:

• You are not a U.S. Person.

• You are at least 18 years old in the month you enrol.

• You have not held a primary banking account or had any Citibank banking relationship in the last 13 calendar months before the enrolment month.

• You have had no AUM with Citibank in the last 13 calendar months.

• You are opening a primary sole or joint banking account with a person who also does not have an existing Citibank banking relationship.

If you meet these criteria, you're considered "new-to-bank" and are eligible for the rewards upon meeting the AUM requirement.

Why opt in?

Choosing to opt in as an Accredited Investor (AI) can unlock greater value from your Citigold relationship. Not only does this status open the door to sophisticated investment opportunities, but it also enhances your rewards. For this promotion, AIs are eligible to receive Apple’s latest iPhone 16, iPad Air M3 11”, or S$1,000 cash — premium rewards that reflect your financial status and ambitions.

In short, opting in as an AI helps you get more out of your wealth and your welcome gift.

What is an Accredited Investor?

An Accredited Investor is defined under the Monetary Authority of Singapore (MAS) guidelines as an individual:

“whose net personal assets exceed in value $2 million (or its equivalent in a foreign currency) or such other amount as the Authority may prescribe in place of the first amount;

(B) whose financial assets (net of any related liabilities) exceed in value $1 million (or its equivalent in a foreign currency) or such other amount as the Authority may prescribe in place of the first amount, where “financial asset” means —

(BA) a deposit as defined in section 4B of the Banking Act 1970;

(BB) an investment product as defined in section 2(1) of the Financial Advisers Act 2001; or

(BC) any other asset as may be prescribed by regulations made under section 341; or

(C) whose income in the preceding 12 months is not less than $300,000 (or its equivalent in a foreign currency) or such other amount as the Authority may prescribe in place of the first amount”

Opting in as an AI gives you access to a wider range of investment products that are not available to retail investors.

However, this also means fewer regulatory safeguards. You’ll be treated as a financially savvy client with the capacity to understand higher-risk products, able to access more tailored, higher-yielding opportunities but also trusted to manage your own money (and any fallout will be your responsibility).

How to be an Accredited Investor

Here’s how you can opt in for AI status through the Citigold promotion:

1. Apply for Citigold via SingSaver.

2. Speak with your Citigold relationship manager to express your interest in being classified as an AI.

3. Submit documentation (e.g., financial statements, IRAS tax filings, CPF statements) to show you meet eligibility.

4. Review and sign the Accredited Investor opt-in declaration form.

5. Upon verification, your AI status will be confirmed.

You can opt out at any time by informing your Relationship Manager.

Advantages of an Accredited Investor

Expand investment opportunities

Accredited Investors get access to exclusive investment products such as structured notes, private equity funds, and non-publicly distributed funds. These often come with higher return potential, albeit with increased risks — suitable for those with diversified portfolios and a high-risk appetite.

Access to a team of dedicated wealth experts

As an AI, your wealth journey is backed by a team of experts — including relationship managers, investment counsellors, and insurance specialists. They’ll provide tailored recommendations, helping you navigate complex financial landscapes with confidence.

Eligibility for Accredited Investor

To qualify, you must meet at least one of the following:

• Personal income of at least S$300,000 annually

• Net personal assets exceeding S$2 million, with no more than S$1 million in property value

• Net financial assets of S$1 million or more

» MORE: A full guide to priority banking in Singapore

Besides the flagship rewards for qualifying AUM, Citigold often runs additional promotions — like exclusive gifts, enhanced cash rewards, and even referral perks for bringing friends on board.

Citigold priority banking rewards summary

All rewards are subject to terms and conditions. Promotion is valid until 1 June 2025 and is applicable to new Citibank bank account holders only. Existing applicants of Citi Credit Card or Personal Loan products are still eligible.

For more details or to apply, please visit the official SingSaver Citigold promotion page.

Keep in mind that all rewards are subject to verification and fulfilment terms. Meeting the minimum AUM and maintaining it for a set holding period is essential to unlock the full suite of perks.

Citigold Priority Banking goes beyond traditional banking by offering a personalised, wealth-focused experience. As a Citigold client, you gain access to a dedicated Relationship Manager and a team of financial experts who help tailor investment, insurance, and mortgage solutions to your unique goals. On top of that, you'll enjoy global Citigold centre access, preferential rates, curated insights, and cash rewards when you grow your portfolio. Whether you're planning for retirement, investing for growth, or protecting your assets, Citigold provides the expertise and support to elevate your financial journey.

» MORE: Citigold review (2025): An abundance of wealth solutions for the well-heeled

1. Your own dedicated wealth management team

Every Citigold customer is paired with a dedicated relationship manager who works alongside a team of financial experts. From investment planning to insurance optimisation, you get personalised advice shaped around your life goals.

This level of service ensures your financial strategy adapts to market changes and personal milestones — from buying your first property to planning for retirement.

2. Access to Citigold centres worldwide

Citigold membership offers global privileges. Whether you’re travelling, relocating, or managing overseas investments, you’ll have access to over 300 Citigold centres worldwide. These exclusive lounges offer private consultations and seamless international banking support.

It’s peace of mind, wherever in the world life takes you.

3. Enjoy preferential rates and earn cash rewards on your investments, mortgages, and insurance

Citigold customers enjoy preferential rates on various financial products — including foreign exchange, loans, and investment-linked policies. You may also be eligible for bonus cash rewards when you grow your portfolio with Citibank’s approved products.

Whether you’re investing, insuring, or borrowing, Citigold ensures your money works harder for you.

Here’s an outline of how to earn bonus interest up to 7.51% p.a. when you join Citigold and meet specific criteria:

Apply for Citigold Priority Banking via SingSaver today and unlock premium rewards along with a premium banking experience.