Citigold Promotion: Exclusive Welcome Offers & New-to-Bank Deals
Updated: 10 Feb 2026
Written bySingSaver Team
Team
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.
Citigold at a glance
Citigold is Citibank’s priority banking relationship designed for customers who maintain a higher level of investible assets. It offers a more personalised banking experience, with access to relationship management, wealth solutions and priority servicing.
- Who it’s for: Customers looking for priority banking support and consolidated wealth management.
- Eligibility: Citigold typically requires maintaining a minimum level of investible assets with the bank. Always verify the latest eligibility criteria on Citibank’s official website.
- Current offers: The latest Citigold offers and rewards are shown below on this page.
Latest Citigold offers & rewards
Current Citigold offers, rewards and eligibility requirements are shown below on this page. These details may change from time to time, so refer to the linked terms for the most up-to-date information.
Who Citigold is best suited for
- Customers who value having a dedicated relationship manager and priority banking support.
- Individuals managing larger balances who want banking and wealth services under one relationship.
- Users who prefer guided access to investments, insurance and lending solutions, subject to suitability.
Key benefits to consider
When comparing Citigold with other priority banking programmes, it’s useful to look beyond headline rewards and focus on everyday value:
- Relationship management: Access to a relationship manager and specialist support.
- Wealth solutions: Investment and insurance options available through Citibank.
- Priority servicing: Faster service and dedicated support channels.
- Fees and requirements: Minimum asset requirements and any fall-below fees.
- Everyday usability: Digital tools, global access and service convenience.
How to apply for Citigold
- Review the eligibility requirements and minimum investible asset level.
- Apply through the options shown below on this page or via Citibank’s official application flow.
- Complete identity verification and any required declarations.
- Fund your account according to the bank’s onboarding instructions.
Singsaver recommends: Citigold for premium wealth management with exclusive Singsaver rewards
SingSaver Exclusive Rewards
- Get S$1,500 Cash or an Apple iPad Air M3 11" WiFi 512GB (worth S$1,349) or 80,000 Max Miles by HeyMax (worth S$1,440) when you make a deposit of S$500,000 and make a new qualified investment of minimum S$100,000 within 3 calendar months of account opening, including the month of account opening
- Get S$1,500 Cash or an Apple iPad Air M3 11" WiFi 512GB (worth S$1,349)or 80,000 Max Miles by HeyMax (worth S$1,440) when you make a deposit of S$500,000 and successfully sign up as an Accredited Investor (AI) within 3 calendar month of account opening, including the month of account opening
- Get S$1,000 Cash or an Apple iPhone 17 256GB (worth S$1,299) or S$62,000 Max Miles by HeyMax (worth S$1,116) when you make a deposit of S$350,000 and successfully sign up as an Accredited Investor (AI) on an individual basis in the capacity as a primary accountholder within 3 calendar months of account opening, including the month of account opening.
- Alternatively, get S$500 Cash when you deposit S$350,000 within 3 calendar months of account opening, including the month of account opening.
- Enjoy additional S$200 Cash when you make a deposit of S$350,000 within the second month of account opening and maintain the funds until gift fulfilment.
Stackable Citi Rewards
- S$888 when you sign up as an Accredited Investor
- For every S$100k of Investment/Insurance purchase by MOB 3, customers enjoy S$1000 cash
- Enjoy Citigold Preferential Time Deposit Rates. (Up to 1.35% p.a. on 6-mth SGD Time Deposit; Up to 1.45% p.a. on 3-mth SGD Time Deposit) T&Cs apply.
- Terms and Conditions apply.
- Citigold Exclusive Benefits and Privileges
- Enjoy up to 7.51% p.a. interest when you join Citigold and open a Wealth First account. T&Cs apply.
- Enjoy zero foreign transaction or currency conversion fees in over 15 currencies with Citibank Global wallet when you pay with your Citigold Debit Mastercard.
- Enjoy 0%* commission buy trades online for U.S. & Hong Kong markets for 6 months when you open a new Citibank Brokerage account.
- Get wealth management advice and solutions from a dedicated Relationship Manager and team of wealth specialists
- Receive in-depth global market insights and research knowledge from a team of over 350+ research analysts.
- Enjoy fully personalised wealth management solutions with Citigold's Total Wealth Advisor.
- Citigold status is maintained at Citibank branches overseas.
- Read our full review of Citigold
- What is an Accredited Investor?
- An Accredited Investor is someone who meets the requirements set out by the Monetary Authority of Singapore (MAS) and has opted in to be treated as an Accredited Investor by the bank. Accredited Investors generally have access to a wider range of investment products than non-Accredited Investors, and at the same time require less regulatory protection.
- How to be an Accredited Investor
- Start your wealth journey with Citigold and speak to your relationship manager.
- Advantages of an Accredited Investor
- Diversified wealth opportunities
- Access to a more comprehensive range of financial products and services available only to Accredited Investors
- Access to a team of wealth experts
- Connect with an experienced Relationship Manager and a team of wealth experts who will partner you to achieve your wealth goals
- Wide range of investments
- Trade in Bonds, Structured Notes and restricted Investment Funds without the minimum S$200k per transaction requirement
- Eligibility for Accredited Investor
- Net personal assets exceeding S$2 million in value (or its equivalent in a foreign currency); or
- Financial assets (net of any related liabilities) exceeding S$1 million in value (or its equivalent in a foreign currency); or
- An income in the preceding 12 months of not less than S$300,000 (or its equivalent in a foreign currency)
Frequently asked questions about Citigold gold promotion and Citigold new-to-bank promotion
The latest Citigold offers, eligibility requirements and full terms are shown below on this page. If there is any discrepancy, the bank’s official terms should be treated as the source of truth.
“New-to-bank” generally refers to customers who do not currently hold certain active Citibank deposit relationships in Singapore. The exact definition can vary depending on the offer, so always refer to the applicable terms.
Opting in as an Accredited Investor provides access to a wider range of investment products and potentially higher rewards. For instance, Accredited Investors can receive additional cash rewards and have access to exclusive investment opportunities not available to non-accredited clients.
Accredited Investor (AI) status is a regulatory classification in Singapore. It is not typically required to open a priority banking relationship, but product access and suitability considerations may differ depending on your status.
To take advantage of the exclusive SingSaver promotion, applicants should apply by clicking on the Apply Now button available on this page. After submitting the application, a Citibank relationship manager will contact the applicant to assist with account opening and funding. It's important to ensure that all promotional requirements are met within the specified timeframes to qualify for the rewards.
Yes, beyond the initial welcome offer, Citigold customers can earn additional rewards by engaging in various activities such as investing in Citibank products, completing financial assessments, or taking up other banking products like home loans. These additional rewards are stackable, allowing customers to maximise their benefits.
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SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.