Become a Citigold priority banking member and earn up to 7.51% p.a. interest on your Citi Wealth First Account. Plus, an iPhone 15 Pro Max 256GB (worth S$2,017.50), Herman Miller Cosm Chair (worth S$2,198), or S$1,500 cash when you apply via SingSaver.
Are you on track with your financial goals? It's a question worth asking as we move into the year 2024. With inflation on the rise, knowing what to do with your money is fast becoming an essential life skill.
If you have S$250,000 and are looking for ways to grow your cash, Citigold would be a wise option.
Apart from the preferential banking rates, you'll also get to enjoy the exclusive lifestyle and financial perks with this priority banking relationship.
To sweeten the deal, you can get an iPhone 15 Pro Max 256GB, a Herman Miller Cosm Chair, or S$1,500 cash if you start a Citigold banking relationship via SingSaver. Read on to find out more.
🎉SingSaver's March Madness Grand Lucky Draw🎉: Get 2x chances to win a pair of Round Trip Business Class plane tickets to Tokyo (worth S$13,144) when you successfully apply for a Citigold account. Promo runs from 6 Mar 2024, 5pm, to 31 Mar 2024. T&Cs apply.
SingSaver's Exclusive Offer: Successful applicants of Citigold who make a S$250,000 deposit within 3 months of account opening and maintain these funds until gift fulfilment will get an Apple iPhone 15 Pro Max 256GB (worth S$2,017.50) or a Herman Miller Cosm Chair (worth S$2,198) or S$1,500 Cash. Valid till 31 March 2024. T&Cs apply.
Applicable to new-to-bank only (i.e. users with no Citigold or Current and Savings Accounts). If a user has applied for Citi Credit Card or Personal Loan, they will still be eligible.
Plus, score over S$2,460 bonus cash when you maintain your Citigold relationship and fulfil the following qualifying criteria (T&Cs apply):
- Complete an Investment Risk Profile and Fact Find Report and get S$100 cash (T&Cs apply).
- Hold a valid primary/main Citi Credit Card and get a S$300 bonus cash reward.
- Take up a Citi Home Loan and get a S$500 bonus cash reward.
- Make S$100,000 worth of investments and/or insurance purchases with Citi to enjoy a S$600 bonus cash reward or more.
- Maintain a Citigold relationship for 12 months from date of approval and get a S$960 cash reward.
Table of contents
- SingSaver Citigold promotion
- How to apply
- Who's considered new Citigold members?
- Additional cash rewards for new Citigold customers
- Citigold benefits
SingSaver Citigold promotion
From 1 March to 31 March 2024 (both dates inclusive), new Citigold members who open an account through SingSaver and deposit a minimum S$250,000 worth of assets under management (AUM) will stand to receive a choice of the following rewards:
- S$1,500 cash via PayNow; or
-
A Herman Miller Cosm Chair (worth S$2,198); or
-
An iPhone 15 Pro Max 256GB (worth S$2,017.50)
The AUM must be deposited within three months of account opening by the following dates:
Month of account opening |
Deposit minimum of S$250,000 AUM in fresh funds |
March 2024 |
By 31 May 2024 |
April 2024 |
By 30 June 2024 |
🎉SingSaver's March Madness Grand Lucky Draw🎉: Get 3x chances to win a pair of Round Trip Business Class plane tickets to Tokyo (worth S$13,144) when you successfully apply for a Citibank Credit Card. Promo runs from 6 Mar 2024, 5pm, to 31 Mar 2024. T&Cs apply.
SingSaver's Exclusive Offer: Receive the following rewards when you sign up for a Citi Credit Card:
Citi PremierMiles Card: Receive an Apple iPad 10th Gen Wifi 64GB (worth S$691.60) or Dyson Supersonic (worth S$699) or S$400 eCapitaVoucher or S$300 cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 31 March 2024. T&Cs apply.
Other Citi Credit Cards: Receive a Dyson Supersonic (worth S$699) or Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or Dyson V8 Slim Fluffy (worth S$509) or S$400 eCapitaVoucher or S$300 cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. Valid until 31 March 2024. T&Cs apply.
How to apply for SingSaver x Citigold Priority Banking promo
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Apply through this link, enter your email address and click submit
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On the next page, click ‘apply via unique link’. You will be redirected to Citibank’s website
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On Citibank’s website, click on any of the ‘apply now’ buttons and follow the instructions to fill in your application. Remember to save your Application Reference Number for reference
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Fill in SingSaver’s Rewards Redemption Form, which will be sent to your registered email address. You must complete and submit the form within the first 14 days of application to be eligible for the reward
- Lastly, deposit S$250,000 of fresh funds into your Citi Wealth First account. You'll also need to maintain at least S$250,000 in your account until the point of reward fulfilment, which is within three months of account opening
If you're eligible for the reward, you’ll receive a reward confirmation email from SingSaver within three months and the redemption details of the reward. If you’ve not received any communication from SingSaver within four months, you can write to us at info@singsaver.com.sg.
The application must be submitted by 31 March 2024, and the bank account must be opened within three months of application. Other T&Cs apply.
Who's considered a new-to-bank Citigold Priority Banking customer?
You'll need to be a new Citi customer to be eligible for the rewards. This means you're someone who fulfils the following criteria:
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Is not a U.S. Person;
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Is at least the age of 18 during the Enrolment Month;
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Does not have a primary banking account or primary relationship in each of the last thirteen (13) calendar months before the enrolment month;
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Does not have any AUM in each of the 13 calendar months before the enrolment month; and
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Opens a primary sole banking account or a primary joint banking account with a person who does not have any banking account/ relationship with Citi
Additional cash rewards for new Citigold customers
On top of SingSaver's promotion, you'll also stand to enjoy over S$2,460 cash rewards when you join Citigold:
Criteria |
Cash rewards |
Hold a valid primary/main Citi Credit Card |
S$300 |
Successfully apply for and accept an offer for a new housing loan of minimum S$800,000 from Citi, within three months of account opening |
S$500 |
Complete an Investment Risk Profile and Fact Find Report (Wealth Starter criteria) |
S$100 |
Make S$100,000 worth of investments and/or insurance purchases with Citi during the qualifying period |
S$600 |
Maintain a Citigold relationship for 12 months from date of approval |
S$960 |
Citigold benefits
As a Citigold member, you’ll also get to enjoy exclusive perks which are reserved for their priority banking members:
1. Your own dedicated wealth management team
You have your own dedicated Relationship Manager and a team of experts, which includes an Insurance Specialist, Mortgage Specialist, and Treasury Specialist. These experts will work with you to help you achieve your wealth management goals.
For instance, your Relationship Manager can give you a holistic view of your financial portfolio, highlighting any potential opportunities or pitfalls of your investment portfolio, and help you achieve your wealth goals.
You can also invest in investment products that are only exclusive to priority banking customers, including high-quality fixed-income products such as bonds and structured notes.
Moreover, you can also utilise Citigold’s wealth advisory services and tools like the Portfolio Risk Evaluator tool, which allows your Relationship Manager to ‘stress test’ your investment portfolio for diversification opportunities.
2. Access to Citigold centres worldwide
You can carry your Citigold status and access priority banking privileges in over 340 Citigold centres worldwide, allowing you to perform your banking activities with greater convenience.
You can also shop and spend with your Citigold Debit Mastercard with zero foreign transaction fees and lock in favourable exchange rates on the Citi Mobile App.
You’ll also enjoy fee-free perks when you make cash withdrawals from any Citibank ATM worldwide and when you make global money transfers between your Citibank accounts.
Lastly, you can make emergency cash withdrawals of up to US$10,000 overseas.
3. Enjoy preferential rates and earn cash rewards on your investments, mortgages, and insurance
You’ll enjoy preferential rates as a Citigold member, whether it's for home loans, savings accounts, or insurance.
For instance, the Citi Wealth First account lets you earn up to 7.51% interest p.a. on the first S$100,000:
How to earn interest |
Interest rate (p.a.) |
Details |
Frequency |
Base interest |
0.01% |
NA |
Monthly fulfilment of criteria |
Spend (debit card spend) |
1.50% |
Spend a minimum of S$250 (or its equivalent in foreign currency) on eligible retail transactions per calendar month on your Citibank Debit Mastercard |
Monthly fulfilment of criteria |
Save |
1.50% |
Increase your account's average daily balance from previous month's average daily balance by at least S$3,000. |
Monthly fulfilment of criteria |
Invest |
1.50% |
Buy new single lump sum investment (or combination of single lump sum investments) of at least S$50,000 in a calendar month. |
12 months of bonus interest once criteria fulfilled |
Insure |
1.50% |
Buy a new single premium insurance policy (or multiple single premium policies) with total premiums of at least S$50,000 in a calendar month. |
12 months of bonus interest once criteria fulfilled |
Borrow |
1.50% |
Take up a new home loan of at least S$500,000. |
12 months of bonus interest once criteria fulfilled |
🎉SingSaver's March Madness Grand Lucky Draw🎉: Get 2x chances to win a pair of Round Trip Business Class plane tickets to Tokyo (worth S$13,144) when you successfully apply for a Citigold account. Promo runs from 6 Mar 2024, 5pm, to 31 Mar 2024. T&Cs apply.
SingSaver's Exclusive Offer: Successful applicants of Citigold who make a S$250,000 deposit within 3 months of account opening and maintain these funds until gift fulfilment will get an Apple iPhone 15 Pro Max 256GB (worth S$2,017.50) or a Herman Miller Cosm Chair (worth S$2,198) or S$1,500 Cash. Valid till 31 March 2024. T&Cs apply.
Applicable to new-to-bank only (i.e. users with no Citigold or Current and Savings Accounts). If a user has applied for Citi Credit Card or Personal Loan, they will still be eligible.
Plus, score over S$2,460 bonus cash when you maintain your Citigold relationship and fulfil the following qualifying criteria (T&Cs apply):
- Complete an Investment Risk Profile and Fact Find Report and get S$100 cash (T&Cs apply).
- Hold a valid primary/main Citi Credit Card and get a S$300 bonus cash reward.
- Take up a Citi Home Loan and get a S$500 bonus cash reward.
- Make S$100,000 worth of investments and/or insurance purchases with Citi to enjoy a S$600 bonus cash reward or more.
- Maintain a Citigold relationship for 12 months from date of approval and get a S$960 cash reward.
Read these next:
Citigold Review (2023): An Abundance Of Wealth Solutions For The Well-Heeled
Priority Banking In Singapore: How Does It Help To Grow Your Wealth?
A Full Guide To Priority Banking In Singapore (2023)
Priority Banking 2023 – Which Bank Offers the Best Welcome Rewards?
Priority Banking vs Private Banking: Which One Suits You Better?
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