Citigold Promotion: Get S$1,500 Cash Or An iPhone 15 Pro Max

Become a Citigold priority banking member and earn up to 7.51% p.a. interest on your Citi Wealth First Account and up to S$16,855 cash rewards. Plus, get S$1,500 cash or an iPhone 15 Pro Max 256GB (worth S$1,999) when you apply via SingSaver.  

Are you on track with your financial goals? It's a question worth asking as we move into the middle of 2023. With talks of rising interest rates, knowing what to do with your money is fast becoming an essential life skill. 

If you have S$250,000 and are looking for ways to grow your cash, Citigold would be a wise option.

Apart from the preferential banking rates, you'll also get to enjoy the exclusive lifestyle and financial perks with this priority banking relationship.  

New Citigold members can enjoy up to S$16,855 cash reward, including up to S$800 cash reward if you hold a valid Citibank credit card and apply for a home loan with Citibank Mortage. 

To sweeten the deal, you can also get S$1,500 cash or an iPhone 15 Pro Max 256GB if you start a Citigold banking relationship via SingSaver. Read on to find out more.  

Table of contents

• SingSaver Citigold promotion
• How to apply
• Who's considered new Citigold members?
• Additional cash rewards for new Citigold members
• Citigold benefits

SingSaver Citigold promotion

From 25 September to 5 November 2023 (both dates inclusive), new Citigold members who open an account through SingSaver and deposit a minimum S$250,000 worth of assets under management (AUM) will stand to receive a choice of the following rewards:

• S$1,500 cash via PayNow; or

• An iPhone 15 Pro Max 256GB (worth S$1,999)

The AUM must be deposited within three months of account opening by the following dates: 

How to apply for SingSaver x Citigold Priority Banking promo

1. Apply through this link, enter your email address and click submit

2. On the next page, click ‘apply via unique link’. You will be redirected to Citibank’s website

3. On Citibank’s website, click on any of the ‘apply now’ buttons and follow the instructions to fill in your application. Remember to save your Application Reference Number for reference

4. Fill in SingSaver’s Rewards Redemption Form, which will be sent to your registered email address. You must complete and submit the form within the first 14 days of application to be eligible for the reward

5. Lastly, deposit S$250,000 of fresh funds into your Citi Wealth First account. You'll also need to maintain at least S$250,000 in your account until the point of reward fulfilment, which is within three months of account opening

If you're eligible for the reward, you’ll receive a reward confirmation email from SingSaver within three months and the redemption details of the reward. If you’ve not received any communication from SingSaver within four months, you can write to us at info@singsaver.com.sg. 

The application must be submitted by 5 November 2023, and the bank account must be opened within three months of application. Other T&Cs apply.

Who's considered a new-to-bank Citigold Priority Banking customer?

You'll need to be a new Citi customer to be eligible for the rewards. This means you're someone who fulfils the following criteria:

• Is not a U.S. Person;

• Is at least the age of 18 during the Enrolment Month; 

• Does not have a primary banking account or primary relationship in each of the last thirteen (13) calendar months before the enrolment month; 

• Does not have any AUM in each of the 13 calendar months before the enrolment month; and

• Opens a primary sole banking account or a primary joint banking account with a person who does not have any banking account/ relationship with Citi

Additional cash rewards for new Citigold customers

On top of SingSaver's promotion, you'll also stand to enjoy up to S$16,855 cash rewards when you join Citigold, including up to S$800 when you hold a primary Citi Credit Card and take up a new housing loan of at least S$800,000 with Citibank Mortgage within three months of account opening: 

T&Cs apply. 

You'll also receive S$200 Grab vouchers when you join Citigold by 30 September 2023. T&Cs apply. 

To join Citigold, you'll need to deposit a minimum of S$250,000 in AUM. You'll be rewarded with a welcome offer when you deposit fresh funds, complete your Investment Risk Profile and Fact Find report with your relationship manager. 

Citigold benefits

As a Citigold member, you’ll also get to enjoy exclusive perks which are reserved for their priority banking members:

1. Your own dedicated wealth management team

You have your own dedicated Relationship Manager and a team of experts, which includes an Insurance Specialist, Mortgage Specialist, and Treasury Specialist. These experts will work with you to help you achieve your wealth management goals.

For instance, your Relationship Manager can give you a holistic view of your financial portfolio, highlighting any potential opportunities or pitfalls of your investment portfolio, and help you achieve your wealth goals.

You can also invest in investment products that are only exclusive to priority banking customers, including high-quality fixed-income products such as bonds and structured notes. 

Moreover, you can also utilise Citigold’s wealth advisory services and tools like the Portfolio Risk Evaluator tool, which allows your Relationship Manager to ‘stress test’ your investment portfolio for diversification opportunities. 

2. Access to Citigold centres worldwide

You can carry your Citigold status and access priority banking privileges in over 340 Citigold centres worldwide, allowing you to perform your banking activities with greater convenience.  

You can also shop and spend with your Citigold Debit Mastercard with zero foreign transaction fees and lock in favourable exchange rates on the Citi Mobile App.

You’ll also enjoy fee-free perks when you make cash withdrawals from any Citibank ATM worldwide and when you make global money transfers between your Citibank accounts.

Lastly, you can make emergency cash withdrawals of up to US$10,000 overseas. 

3. Enjoy preferential rates and earn cash rewards on your investments, mortgages, and insurance 

You’ll enjoy preferential rates as a Citigold member, whether it's for home loans, savings accounts, or insurance.

For instance, the Citi Wealth First account lets you earn up to 7.51% interest p.a. on the first S$100,000: 

You'll also enjoy preferential time SGD deposit rates for 3-month tenures. T&Cs apply.

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