Best CIMB Credit Cards in Singapore 2026
Updated: 31 Mar 2026
Looking for a credit card that complements your lifestyle? CIMB credit cards offer cashback on everyday essentials like dining, groceries, and petrol, making each purchase more rewarding. Whether you're planning a weekend getaway or a special night out, CIMB's exclusive privileges and easy-to-use digital banking ensure you enjoy life's moments while staying on top of your finances.
Card | Hot Reward Pick | SingSaver Reward | Card Benefits | Min. Annual Income | Annual Fee | ||
|---|---|---|---|---|---|---|---|
 | CIMB Visa Infinite Card | S$1,200 | Unlimited 1 - 3 % | S$120,000 | No Annual Fee | ||
 | CIMB Visa Signature Card | S$1,200 | 0.2 - 10 % | S$30,000 | No Annual Fee | ||
 | CIMB World Mastercard | S$1,200 | 1 - 2 % | S$30,000 | No Annual Fee |
Why Trust SingSaver
CIMB Visa Infinite Card
rating
3/ 5
Cashback Overseas Spend
Unlimited 3 %Cashback Travel Spend
Unlimited 2 %Cashback Local Spend
Unlimited 2 %Annual Fee Waiver
No Annual FeeApply through SingSaver and choose from 1 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Unlimited 2% cashback on travel, overseas spend and online spend in foreign currencies.
- Unlimited 1% on all other retail spends.
- Principal cardmembers enjoy 3 complimentary global lounge access at more than 1,000 airports annually.
- Charge your full travel fares to your CIMB Visa Infinite and automatically get travel insurance coverage of up to S$1 million for you and your family.
- No annual fees for life + Up to 4 supplementary cards with no annual fees.
- No rebate cap
- Airport lounge
- Travel insurance
- Annual Fee waiver
- Min. spending of S$2,000 in the statement month to qualify for the 2% cashback.
- Only Singapore citizens and Permanent Residents may apply.
- Minimum annual income requirement: S$120,000.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28 %
Interest Free Period: 23 days
Fees
Annual Fee: No Annual Fee
Foreign Currency Transaction Fee: 3 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$2,000
Minimum Annual Income: S$120,000
Minimum Age: 21 years old
CIMB Visa Signature Card
rating
3.5/ 5
Cashback Travel Spend
10 %Cashback Overseas Spend
Up to 3 %Cashback Supermarket Spend
10 %Annual Fee
No Annual FeeApply through SingSaver and choose from 1 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises.
- Unlimited 0.2% cashback on all other spend.
- Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card.
- No annual fees for life + up to 4 supplementary cards with no annual fees.
- Online shopping rebate
- Supermarket rebate
- Annual Fee waiver
- Minimum spending of S$800 in the statement month to qualify for 10% cashback.
- 10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap.
- Rebate cap applied
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest on Cash Advance: 28 %
Interest Free Period: 23 days
Fees
Annual Fee: No Annual Fee
Foreign Currency Transaction Fee: 3 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
CIMB World Mastercard
rating
4.1/ 5
Cashback Overseas Spend
Up to 3 %Cashback Retail Spend
2 %Cashback Dining Spend
2 %Annual Fee
No Annual FeeApply through SingSaver and choose from 1 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Unlimited 2% cashback on dining, movies & digital entertainment, taxi, ride-hailing, automobile, and luxury goods.
- Unlimited 1% on all other eligible spend with no minimum spend.
- Enjoy 50% off green fees at 25 golf courses.
- Access to over 1,000 LoungeKey airport lounges globally.
- Can be used for bus and train rides with SimplyGo.
- No annual fees for life + up to 4 supplementary cards with no annual fees.
- No rebate cap
- Food delivery
- Annual Fee waiver
- Only Singapore citizens and Permanent Residents may apply.
- Minimum annual income requirement: S$30,000.
- Minimum spend of S$1,000 required for 2% cashback earn rate.
- Minimum spend of S$500 required for 1% cashback earn rate.
- Monthly spend required
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 27.8 %
Interest Free Period: 23 Days
Interest on Cash Advance: 28 %
Fees
Annual Fee: No Annual Fee
Foreign Currency Transaction Fee: 3 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$1,000
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
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The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.