Best CIMB Credit Cards in Singapore 2024
Looking for a cashback credit card to meet your daily spending needs? CIMB offers four different cashback credit cards in Singapore, each with its own features and benefits. Apply for a CIMB credit card today and start enjoying the perks that CIMB has to offer.
Which CIMB Credit Card Is Best For You?
- CIMB World Mastercard™: Best for Unlimited Cashback
- CIMB Visa Signature Card: Best for Online Shopping and Groceries
- CIMB Visa Infinite: Best for Travel and Foreign Currency Spend
- CIMB AWSM: Best for Students and NSFs
Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.
Best CIMB Credit Card Comparison
CIMB World Mastercard
Valid until
31 January 2025
- Unlimited 2% cashback on dining, movies & digital entertainment, taxi, ride-hailing, automobile, and luxury goods.
- Unlimited 1% on all other eligible spend with no minimum spend.
- Enjoy 50% off green fees at 25 golf courses.
- Access to over 1,000 LoungeKey airport lounges globally.
- Can be used for bus and train rides with SimplyGo.
- No annual fees for life + up to 4 supplementary cards with no annual fees.
- Only Singapore citizens and Permanent Residents may apply.
- Minimum annual income requirement: S$30,000.
- Minimum spend of S$1,000 required for 2% cashback earn rate.
- Minimum spend of S$500 required for 1% cashback earn rate.
Gift Options
- Promotion is valid for new CIMB credit cardmembers only
Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
- Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
- Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
- Promotion is valid until 31 January 2025
- Terms and Conditions apply
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Installment Processing Fee : From 3 %
CIMB Visa Signature Card
Valid until
31 January 2025
- 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises.
- Unlimited 0.2% cashback on all other spend.
- Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card.
- No annual fees for life + up to 4 supplementary cards with no annual fees.
- Minimum spending of S$800 in the statement month to qualify for 10% cashback.
- 10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap.
Gift Options
- Promotion is valid for new CIMB credit cardmembers only
Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
- Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
- Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
- Promotion is valid until 31 January 2025
- Terms and Conditions apply
-
Installment Processing Fee : From 3 %
CIMB Visa Infinite Card
Valid until
31 January 2025
- Unlimited 2% cashback on travel, overseas spend and online spend in foreign currencies.
- Unlimited 1% on all other retail spends.
- Principal cardmembers enjoy 3 complimentary global lounge access at more than 1,000 airports annually.
- Charge your full travel fares to your CIMB Visa Infinite and automatically get travel insurance coverage of up to S$1 million for you and your family.
- No annual fees for life + Up to 4 supplementary cards with no annual fees.
- Min. spending of S$2,000 in the statement month to qualify for the 2% cashback.
- Only Singapore citizens and Permanent Residents may apply.
- Minimum annual income requirement: S$120,000.
Gift Options
- Promotion is valid for new CIMB credit cardmembers only
Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
- Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
- Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
- Promotion is valid until 31 January 2025
- Terms and Conditions apply
-
Installment Processing Fee: From 3 %
Start by evaluating the rewards and benefits that each card offers on purchases with a certain spending category.
Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.
It's helpful to compare the options available and read reviews from other cardholders before deciding. Ultimately, the right CIMB credit card will depend on your specific needs and how you plan to use it.
SingSaver Exclusive: CIMB Credit Card Promotions in Singapore
Welcome Offer: Receive S$88 Cashback when you make a minimum of S$108 eligible spends within 30 days of card approval date. Plus, receive S$100 Cashback (S$188 in total) when you increase your minimum eligible spends to S$988 within 60 days of card approval date. Valid till 31 July 2024. T&Cs apply.
The CIMB World Mastercard is a premium credit card for Singaporeans. Earn up to 3% cashback on all spending and enjoy exclusive privileges like airport lounge access, travel insurance, and golfing perks. Get discounts at select merchants and make contactless payments with ease. Apply now for the ultimate lifestyle experience.
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The CIMB Visa Signature Card is a generous credit card that offers 10% cashback on selected spending categories and complimentary travel insurance of up to S$500,000. Apply for this card if you are looking to pamper yourself.
Good. No annual fee. Fast approval and good customer service officer. Good to use.10% rebate. |
The CIMB Visa Infinite card is an exclusive credit card that lets cardholders earn 2% unlimited cashback on travel, overseas and foreign currency spending. It also comes with 3 complimentary airport lounge visits.
What others are saying about this card?
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Enjoy No Annual Fees for CIMB Credit Cards
Apply now and enjoy the benefits of owning a CIMB credit card!
Free Supplementary Cards with CIMB
Apply for a CIMB credit card today and enjoy the convenience and savings of free supplementary cards.
CIMB Credit Card Interest Rates and Late Payment Charge
The interest rate for CIMB credit cards in Singapore is 25.9% per annum*. A minimum charge of S$2.50 a month will be billed if the full payment of the credit card is not received by the due date.
This rate may be subject to change, and it is important to check with CIMB for the most up-to-date information.
Do note that a S$100 late payment charge will be levied if the Minimum Payment Due is not received by the Payment Due Date. The prevailing interest rate on the outstanding balance and all new purchases charged to your card will also be increased to 28% per annum.
*information obtained from CIMB Singapore
Learn About CIMB's 0% i.PAY Instalment Plan for Credit Cards
CIMB's 0% i.PAY instalment plan allows you to turn your credit card purchases into 0% interest-free instalments. Whether you're making a big purchase or just paying for a short vacation, you can enjoy peace of mind knowing your repayment can be manageable and interest-free. You'll also continue to earn cashback with your CIMB credit cards.
The i.Pay instalment plan allows CIMB credit card holders to divide their purchases over 6, 12 or 24 months, as long as you meet the minimum spend of S$300 for 6 and 12-month tenures, and the minimum spend of S$1,000 for 24-month tenures.
Please note that a one-time processing fee of 3% of the transaction amount applies for the 6 and 12-month tenures, while a one-time 5% processing fee applies for 24-month tenures.
Replacing a Lost or Stolen CIMB Credit Card
You can replace a lost or stolen CIMB credit card in Singapore through CIMB Clicks Internet Banking or Mobile Banking app.
To do so, log in to your Internet Banking or Mobile Banking account and select "Card Services". Next, tap on "Report Lost / Stolen Cards", followed by "ATM". Remember to cancel the card that you have lost and request for a replacement card to be sent to you.
You may also call the CIMB Credit Card Hotline to report a lost or stolen credit card. The number to call is +65 6333 6666.
To ensure that you can continue using your credit card without interruption, it's important to report a lost or stolen card as soon as possible.
Get Immediate Assistance with the CIMB Credit Card Hotline
The CIMB Credit Card Hotline is a customer service hotline that provides dedicated assistance to CIMB credit card holders in Singapore.
The hotline is available 24/7 and can be reached by dialling +65 6333 6666.
The customer service representatives can assist with a wide range of credit card services, including account inquiries, balance transfers, and credit limit increases.
They can also assist with reporting lost or stolen credit cards, and providing information about CIMB's latest credit card promotions and offers.
Overall, the CIMB Credit Card Hotline in Singapore is a convenient way to get assistance for any credit card issues you may face.
Experience Convenience and Security with CIMB Clicks Internet Banking
With CIMB Clicks Internet Banking, customers in Singapore can access a wide range of banking services, including account management, fund transfers, bill payments, and investment services, all from the convenience of their computer or mobile device.
The platform is designed to be secure and user-friendly, with features such as two-factor authentication and real-time notifications to help customers stay on top of their finances.
Whether you're looking to manage your day-to-day banking or make bigger financial moves, CIMB Clicks Internet Banking is a convenient and reliable choice for CIMB customers on the go.
Complete Transfers and Payments Easily with CIMB PayNow
CIMB PayNow is a feature available to CIMB customers in Singapore that allows them to make payments and transfer money to other individuals or businesses using their mobile number or Singapore NRIC/FIN number. This feature allows for transactions without needing the recipient's bank account details.
To use CIMB PayNow, customers need to link their mobile number or NRIC/FIN number to their CIMB account through CIMB Clicks Internet Banking or Mobile Banking app. Once linked, customers can make payments or transfer money to other PayNow registered users in real time.
Additionally, CIMB PayNow also allows customers to make recurring payments, such as bills, using this service. CIMB PayNow is a convenient and secure way to transact in Singapore.
Take Advantage of Credit Card Promotions with CIMB
CIMB credit card promotions in Singapore can vary depending on the merchant and the specific card.
For example, CIMB credit cardholders may earn additional cashback at certain merchants or travel privileges. It is important to check with CIMB for the most current promotions available, as they may change frequently.
You can also check CIMB's official website or the CIMB Mobile Banking app for the latest promotions.
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Frequently Asked Questions about CIMB Credit Cards
There are several ways to pay your CIMB credit card bill in Singapore. These include:
Internet Banking: You can pay your credit card bill through CIMB Clicks Internet Banking which allows you to securely view your account details, pay bills, and transfer funds.
Mobile Banking: You can pay your credit card bill, complete fund transfers, check your account details and more via the CIMB Clicks Mobile Banking app on your smartphone.
AXS: With AXS, you have the convenience and flexibility of paying your CIMB credit card bill anywhere, anytime.
Regardless of the method you choose, be sure to pay your bill on time to avoid late fees and maintain a good credit score. You can also schedule recurring payments to ensure that your bills are paid on time every month.
You can check your CIMB credit card bill or statement via the CIMB Clicks Internet Banking portal or the CIMB Clicks Mobile Banking app. You can also sign up for the CIMB E-Alert notification service to receive SMS or emails when specific transactions on your accounts or credit cards are made.
Do check your credit card bill or statement regularly to ensure that your credit card transactions are correct.
All CIMB credit cards come with free annual membership fee. Cardholders need not request for a credit card annual fee waiver.
If you need to cancel your CIMB credit card, you can do so by contacting the bank directly. You can make a request over the phone or by visiting a bank branch. It's important to note that you may be responsible for any outstanding balance or fees on your credit card.
The highest credit card limit offered by CIMB in Singapore will vary depending on the individual's credit profile.
It is important to note that the credit card limit offered by CIMB may vary depending on the individual's creditworthiness, income and other factors, and it's always best to check with CIMB for the most current information and the terms and conditions that apply.
It is important to remember that having a high credit limit does not necessarily mean you should use the entire limit, it's always best to use credit responsibly and within your means.
Cardholders can increase their CIMB credit card limit by downloading and completing a Credit Limit Review Form from CIMB. The completed form has to be submitted through standard mail with the necessary documents to qualify for a credit card review.
CIMB cardholders in Singapore can activate their CIMB credit card via CIMB Clicks Internet Banking, SMS, or via the CIMB Credit Card Hotline
The steps to activate your CIMB credit card will vary depending on the credit card activation method that you have chosen.
CIMB cardholders who are travelling can activate their CIMB credit card for overseas use via CIMB Clicks Internet Banking.