CIMB Visa Signature Card

CIMB Visa Signature Card

The CIMB Visa Signature Card is a unique cashback credit card that allows you to earn 10% cashback on online shopping, groceries, beauty & wellness, pet shops & veterinary services and cruises! Another great thing about it is that you'll never need to pay an annual fee.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 % cashback
Annual Fee
No Annual Fee
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Monthly Spend Required
S$ 800
Minimum Annual Income
S$ 30,000
2 Offers Available
S$50 Cash via PayNow
SingSaver Exclusive Offer
S$50 Cash via PayNow
  • SingSaver Exclusive Offer promotion is valid until 1 June 2025.
  • Promotion is valid for new CIMB credit cardmembers only.
  • Apply for select CIMB credit cards and make a min. spend of S$108 within 30 days of card approval to be eligible for reward.
  • Promotion is stackable with other Welcome Offers from CIMB (additional T&Cs apply).
  • Terms and Conditions apply.
Up to S$188 Cashback
Welcome Offer
Up to S$188 Cashback
  • Welcome Offer promotion is valid until 31 July 2025.
  • Promotion is valid for new CIMB credit cardmembers only.

  • Apply for select CIMB credit cards and make minimum spends to be eligible for reward:

    • Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
    • Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
  • Terms and Conditions apply

Things to consider

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Online shopping rebate

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Supermarket rebate

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Annual Fee waiver

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Rebate cap applied

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Benefits

Cashback

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Cashback Travel
10  %
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Cashback Base Rate
0.2  %
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Cashback Local
10  %
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flight
Cashback Overseas
Up to 3  %
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shopping_cart
Cashback Supermarket
10  %
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Cashback Retail
10  %
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Cashback Local Online Shopping
10  %
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Cashback Health
10  %
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Quick Facts

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10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises.

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Unlimited 0.2% cashback on all other spend.

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Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card.

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No annual fees for life + up to 4 supplementary cards with no annual fees.

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Minimum spending of S$800 in the statement month to qualify for 10% cashback.

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10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 800
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Fees / Repayment

Fees

Annual Fee Waiver
No Annual Fee
Annual Fee
No Annual Fee
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Foreign Currency Transaction Fee
3  %
Cash Advance Service Charge
S$ 15
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28  %
Interest Free Period
23  days
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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Samsung Pay

Tags

CIMB Visa Signature Card CIMB Visa Signature Card

Read Singsaver’s full review of the CIMB Visa Signature Credit Card

Pros & cons

Pros

Cons

High cashback for specific categories: Earn 10% cashback on online shopping, groceries, beauty & wellness, pet shops & veterinary services, and cruises. 

Minimum spend required: You need to hit $800 in monthly spending to qualify for the 10% cashback — otherwise, the base cashback is only 0.2%. 

No annual fees: Both principal and supplementary cards are free for life, making it a low-maintenance option. 

Category-specific cashback: The 10% rate only applies to specific categories, and cashback is capped at $20 for each category, which may limit earnings for inconsistent spenders. 

Practical for families and pet owners: The card offers high cashback on everyday household and pet-related expenses. 

Cashback cap of $100: If you are spending more than $1,000 a month, you would have to monitor your spending and switch over to another card once you have reached the cashback cap.

Who is this card for

This card is ideal for:

  • Budget-conscious families, pet owners, and online shoppers who can consistently spend in the specified categories to maximize the 10% cashback. 
  • Those who value a no-fee card and don’t mind tracking their spending to meet the $800 monthly requirement. 
  • People who don’t travel often or spend heavily in foreign currencies

Compare to other cards

 

OCBC 365 Credit Card

DBS Live Fresh Card

Citi Cashback Card

Interest Rate

27.78%

27.78%

27.9%

Annual Fee

$194.40

$194.40

$196.20 (first year waived)

Minimum Annual Income

$30,000 - Singaporeans

$45,000 - Foreigners

$30,000 - Singaporeans

$45,000 - Foreigners

$30,000 - Singaporeans

$45,000 - Foreigners

Benefits
  • Up to 6% cashback on dining and food delivery
  • 5% cashback on fuel (plus up to 22.92% savings at Caltex and 20.2% at Esso)
  • 3% cashback on groceries, transport, online travel, telco and EV charging
  • 0.3% cashback on all other spend
  • Cashback cap of up to $160/month based on spend tier
  • Complimentary travel insurance (up to $500,000 coverage)
  • Up to 6% cashback on shopping and transport
  • Unlimited 0.3% cashback on all spend
  • Zero FX fees on your in-store overseas spend
  • Up to 8% cashback on on private commute and petrol spend, worldwide
  • Cashback capped at $80 per statement month
  • Minimum spend of $800 per month required to unlock 8% cashback
  • Access Citi World Privileges for local and global dining, travel and shopping discounts

Read more

Learn More

Learn More

Learn More

OCBC 365 Credit Card is perfect if you spend regularly on essentials like groceries, dining, fuel and bills. You get up to 6% cashback across useful daily categories — but you’ll need to spend at least $800 a month to unlock the higher cashback rates. The monthly cashback cap is generous (up to $160 if you spend more), which makes this card ideal for families or those who use it as their main credit card.

DBS Live Fresh Card is a good pick for younger adults and digital-first users. It offers up to 6% cashback on online shopping and contactless payments (great for mobile wallet users), but has the lowest monthly cashback cap (6%) and also requires $800 spend per month.

Citi Cash Back Card gives you higher cashback — up to 8% on petrol and private hire spend and 6% cash back on groceries and dining on dining and groceries spend, worldwide

However, the cashback is capped at $80 per month, so heavy spenders may find it limiting. Like OCBC 365, you’ll also need to spend $800 per month to get the best rates.

Credit card application

Step 1: Start your application on SingSaver

  • Click on the “Apply Now” button.  
  • You’ll be redirected to CIMB’s secure application portal to complete your application. 

Step 2: Fill in your personal and financial details

  • Provide basic information such as your name, NRIC, contact details, and income.
  • For faster processing, use MyInfo via SingPass to auto-fill your details securely.
  • If you prefer, you can also enter your information manually.  

Step 3: Upload your supporting documents

  • To verify your eligibility, you’ll need to provide the following documents (especially if you’re not using MyInfo):
  • Front and back of NRIC (for Singaporeans and PRs)
  • Latest computerised payslip (or salary-credited bank statement from the past 12 months)
  • Latest Notice of Assessment (NOA) from IRAS and CPF Contribution History Statement (for past 12 months)

Step 4: Submit your application

  • Review your details carefully and submit your application.
  • CIMB typically processes applications quickly, often within a few days, provided all documents are submitted. You’ll receive email or SMS updates on your application status.

Step 5: Receive and activate your card

  • Once approved, your new CIMB Visa Signature Credit Card will be mailed to your registered address.
  • Follow the activation instructions included with your card (or activate via CIMB’s mobile banking app).
  • Once activated, you can start spending to earn cashback — and make sure to meet the minimum spend requirement to enjoy the 10% cashback rates!

Credit card application resources

Need a card that matches how you spend and live? Check out our top recommendations by category below:

Frequently asked questions about the CIMB Visa Signature Credit Card

What are the benefits of a CIMB Visa Signature card?

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The benefits are: 10% cashback across diverse categories from online shopping to groceries, health and wellness, pet shops, and cruises. Plus, enjoy no annual fees, as well as travel discounts and get travel insurance coverage of up to S$500,000 for you and your family.

What is the difference between a Visa card and a Visa Signature card?

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Visa Signature cards offer all the perks of a Traditional card, plus more perks, including travel and emergency assistance services. Many Visa Signature cards come with no annual fees.

Can I use my Visa Signature card anywhere?

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Use your Visa card to make purchases anywhere and you're protected from unauthorised use of your card or account information. With the Visa Zero Liability policy, your liability for unauthorized transactions is $0—you pay nothing.

Are there annual fees for the CIMB Visa Signature card?

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No, the CIMB Visa Signature card has no annual fees for life. This applies to both the principal card and any supplementary cards.

What is the income requirement for the CIMB Visa Signature card?

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The minimum annual income requirement for the CIMB Visa Signature card in Singapore is S$30,000 for Singaporean citizens and Permanent Residents. Applicants who don't meet this income requirement can submit a minimum Fixed Deposit collateral of S$10,000.

What is the mile per dollar or cashback offered?

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The CIMB Visa Signature card offers 10% cashback on spending in specific categories like online shopping, groceries, beauty & wellness, pet shops & veterinary services, and cruises. It also provides a 0.2% cashback on all other eligible purchases.

Is the CIMB Visa Signature Credit Card a Visa or Mastercard?

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The CIMB Visa Signature Credit Card is a Visa Signature card.

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