CIMB Visa Signature Card
Offers
SingSaver Reward up to S$1,200
- Samsonite Black Label Fanthom Spinner 69/25 EXP TSA Luggage (worth S$1,150)
- Welcome Offer promotion is valid from 19 May 2026 to 31 August 2026.
- Promotion is valid for new CIMB credit cardmembers only.
- Apply and activate selected CIMB credit cards and make a min. spend of S$2,000 on eligible posted transactions within 60 days of card approval date to be eligible for reward.
- Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
- Terms and Conditions apply.
- S$50 Cash via PayNow
- SingSaver Exclusive Offer promotion is valid from 3 August 2026 to 31 August 2026.
- Promotion is valid for new CIMB credit cardmembers only.
- Apply for select CIMB credit cards and make a min. spend of S$2,000 within 60 days of card approval to be eligible for reward.
- Promotion is stackable with other Welcome Offers from CIMB (additional T&Cs apply).
- Terms and Conditions apply.
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
High cashback for specific categories
Earn 10% cashback on online shopping, groceries, beauty & wellness, pet shops & veterinary services, and cruises.
No annual fees
Both principal and supplementary cards are free for life, making it a low-maintenance option.
Practical for families and pet owners
The card offers high cashback on everyday household and pet-related expenses.
Cons
Minimum spend required
You need to hit $800 in monthly spending to qualify for the 10% cashback — otherwise, the base cashback is only 0.2%.
Category-specific cashback
The 10% rate only applies to specific categories, and cashback is capped at $20 for each category, which may limit earnings for inconsistent spenders.
Cashback cap of $100
If you are spending more than $1,000 a month, you would have to monitor your spending and switch over to another card once you have reached the cashback cap.
CIMB Visa Signature Credit Card
Who is this card for
This card is ideal for:
- Budget-conscious families, pet owners, and online shoppers who can consistently spend in the specified categories to maximize the 10% cashback.
- Those who value a no-fee card and don’t mind tracking their spending to meet the $800 monthly requirement.
- People who don’t travel often or spend heavily in foreign currencies
Compare to other cards
|
OCBC 365 Credit Card |
DBS Live Fresh Card |
Citi Cashback Card |
|
|
Interest Rate |
27.78% |
27.78% |
27.9% |
|
Annual Fee |
$194.40 |
$194.40 |
$196.20 (first year waived) |
|
Minimum Annual Income |
$30,000 - Singaporeans $45,000 - Foreigners |
$30,000 - Singaporeans $45,000 - Foreigners |
$30,000 - Singaporeans $45,000 - Foreigners |
|
Benefits |
|
|
|
|
Read more |
OCBC 365 Credit Card is perfect if you spend regularly on essentials like groceries, dining, fuel and bills. You get up to 6% cashback across useful daily categories — but you’ll need to spend at least $800 a month to unlock the higher cashback rates. The monthly cashback cap is generous (up to $160 if you spend more), which makes this card ideal for families or those who use it as their main credit card.
DBS Live Fresh Card is a good pick for younger adults and digital-first users. It offers up to 6% cashback on online shopping and contactless payments (great for mobile wallet users), but has the lowest monthly cashback cap (6%) and also requires $800 spend per month.
Citi Cash Back Card gives you higher cashback — up to 8% on petrol and private hire spend and 6% cash back on groceries and dining on dining and groceries spend, worldwide
However, the cashback is capped at $80 per month, so heavy spenders may find it limiting. Like OCBC 365, you’ll also need to spend $800 per month to get the best rates.
Credit card application
Step 1: Start your application on SingSaver
- Click on the “Apply Now” button.
- You’ll be redirected to CIMB’s secure application portal to complete your application.
Step 2: Fill in your personal and financial details
- Provide basic information such as your name, NRIC, contact details, and income.
- For faster processing, use MyInfo via SingPass to auto-fill your details securely.
- If you prefer, you can also enter your information manually.
Step 3: Upload your supporting documents
- To verify your eligibility, you’ll need to provide the following documents (especially if you’re not using MyInfo):
- Front and back of NRIC (for Singaporeans and PRs)
- Latest computerised payslip (or salary-credited bank statement from the past 12 months)
- Latest Notice of Assessment (NOA) from IRAS and CPF Contribution History Statement (for past 12 months)
Step 4: Submit your application
- Review your details carefully and submit your application.
- CIMB typically processes applications quickly, often within a few days, provided all documents are submitted. You’ll receive email or SMS updates on your application status.
Step 5: Receive and activate your card
- Once approved, your new CIMB Visa Signature Credit Card will be mailed to your registered address.
- Follow the activation instructions included with your card (or activate via CIMB’s mobile banking app).
- Once activated, you can start spending to earn cashback — and make sure to meet the minimum spend requirement to enjoy the 10% cashback rates!
Credit card application resources
Need a card that matches how you spend and live? Check out our top recommendations by category below:
Frequently asked questions about the CIMB Visa Signature Credit Card
The benefits are: 10% cashback across diverse categories from online shopping to groceries, health and wellness, pet shops, and cruises. Plus, enjoy no annual fees, as well as travel discounts and get travel insurance coverage of up to S$500,000 for you and your family.
Visa Signature cards offer all the perks of a Traditional card, plus more perks, including travel and emergency assistance services. Many Visa Signature cards come with no annual fees.
Use your Visa card to make purchases anywhere and you're protected from unauthorised use of your card or account information. With the Visa Zero Liability policy, your liability for unauthorized transactions is $0—you pay nothing.
No, the CIMB Visa Signature card has no annual fees for life. This applies to both the principal card and any supplementary cards.
The minimum annual income requirement for the CIMB Visa Signature card in Singapore is S$30,000 for Singaporean citizens and Permanent Residents. Applicants who don't meet this income requirement can submit a minimum Fixed Deposit collateral of S$10,000.
The CIMB Visa Signature card offers 10% cashback on spending in specific categories like online shopping, groceries, beauty & wellness, pet shops & veterinary services, and cruises. It also provides a 0.2% cashback on all other eligible purchases.
The CIMB Visa Signature Credit Card is a Visa Signature card.
Related pages
Best CIMB Credit Cards in Singapore 2026
Looking for a credit card that complements your lifestyle? CIMB credit cards offer cashback on everyday essentials like dining, groceries, and petrol, making each purchase more rewarding. Whether you're planning a weekend getaway or a special night out, CIMB's exclusive privileges and easy-to-use digital banking ensure you enjoy life's moments while staying on top of your finances.
Best Visa Credit Cards in Singapore 2026
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