Maybank XL Rewards Card

Maybank XL Rewards Card

Get XL rewards when you dine, shop, travel, and play with the Maybank XL Rewards Card. Offering 4 mpd on foreign currency spending and a broad range of other categories, this card will help you get even more out of the best years of your life.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 % cashback
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Annual Fee
S$ 87.2
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Minimum Annual Income
S$ 30,000
Offer Available
Get an increased 15,000 TREATS Points Cap
Maybank Welcome Offer
Get an increased 15,000 TREATS Points Cap
  • Welcome Offer promotion is valid from 1 July 2026 to 30 September 2026.
  • Promotion is valid for new Maybank credit cardmembers only.
  • Apply and get approved for the Maybank XL Rewards Card within the promo period and meet the min. monthly spend requirement to unlock an increased 15,000 TREATS Points cap (instead of 10,000 TREATS Points) per calendar month for 3 months starting from the month of card approval.
  • Terms and Conditions apply.

Things to consider

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Annual Fee waiver

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No monthly spend required

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No rebate cap

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Overseas rebate

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Benefits

Air Miles

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Airmiles Base Rate
0.4  miles / dollar
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Airmiles Local
4  miles / dollar
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Airmiles (Dine)
4  miles / dollar
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Airmiles (Shop)
4  miles / dollar
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Airmiles (Play)
4  miles / dollar
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Airmiles (FCY)
4  miles / dollar
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Quick Facts

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4 air miles per dollar (10X TREATS Points) whenever you spend in the Dine, Shop, Travel and Play categories, as well as in Foreign currencies.

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Up to 10,000 bonus TREATS Points monthly. (Other transactions will earn 5 TREATS points for every S$5 spent.)

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Credit Cards with one of the widest number of spending categories in the market:

  • Dine: Restaurants, fast food, bakeries, food delivery, etc.
  • Shop: Apparel, departmental stores, sports apparel, online shopping, etc.
  • Travel: Airlines, online travel agencies, hotel booking, etc.
  • Play: Bars, KTV, cinemas, online streaming, video game arcade, etc.
  • +all foreign currency spend (overseas & online)

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Extremely limited age range (21 to 39 years old only).

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4 miles per dollar rate requires S$500 min. spend per calendar month.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
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Fees / Repayment

Fees

Annual Fee Waiver
2 years
Annual Fee
S$ 87.2
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Foreign Currency Transaction Fee
3.25  %

Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchases
27.9  % p.a.
Interest on Cash Advance
28.5  % p.a.
Interest Free Period
20  days
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Others

Association

Mastercard

Supported Payment Type

Apple Pay

Samsung Pay

Tags

Maybank XL Rewards Card Maybank XL Rewards Card

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