Best Credit Card Reviews with Expert Analysis and In-Depth Comparisons

updated: Oct 17, 2024

Finding the right credit card in Singapore can be tricky. Looking for dining perks, travel rewards, or just want to boost your spending? Our detailed comparisons will point you to the best card, check out our reviews below!

Read our credit card reviews

Review

The DBS Live Fresh Card offers a straightforward cashback feature that's easy to understand For starters, this card will net you 6% cashback on shopping and transport spend transactions, and 0.3% unlimited cashback in categories for all other spend, like dining, petrol, entertainment, and more.

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One of the best cashback cards for everyday spending, the OCBC 365 credit card helps you save big time on dining, groceries and petrol – all 365 days a year.

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Unlike most cashback cards, the Citi Cash Back+ Mastercard is a fuss-free cashback card that doesn't have stringent requirements, offering unlimited 1.6% cashback on practically every category without any minimum spend and cashback cap. This makes the Citi Cash Back+ Card a great fit for those who prefer a simple and convenient way of earning cashback on their spending.

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From accelerated miles earned locally and overseas to irresistible perks like a complimentary night's stay, golf games, unlimited lounge access, and more, the Citi Prestige Card offers an abundance of luxurious benefits. And that's just the tip of the iceberg.

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The UOB One Credit Card offers a tiered cashback system that gives you up to 15% cashback. This higher cashback rate applies to spends on Grab rides and purchases at Dairy Farm Singapore merchants. All other spending will be eligible for 3.33% cashback.

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Since its introduction, the Citi PremierMiles Card has been reliable for earning miles on local and overseas spending. With 1.2 miles per S$1 spent locally and 2 miles per S$1 spent on foreign transactions, this travel credit card stands out as a well-rounded miles card no matter where you use it.

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The DBS Altitude Visa Signature Credit Card is a solid choice for those who want to earn travel miles and get spoiled by lounge accesses during travels. It is a great miles credit card for beginners or young working adults who prefer earning fuss-free miles on the go.

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The KrisFlyer UOB Credit Card offers a very attractive bonus rate on things you’re most likely to spend on. It promises a competitive miles earn rate over a broad range of categories perfect to help you ace the miles game.

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With a growing list of travel partners in airlines and hotels, the HSBC TravelOne credit card has a decent miles rate and provides lounge access and travel insurance for fuss-free journeys.

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The Citi Rewards Card is a top choice for shoppers, particularly those who spend on fashion and retail. It offers 10X Citi ThankYou Points per S$1 spent (equivalent to 4 miles) on online and offline shopping, as well as on department stores, clothes, and shoes. The card is particularly valuable for those who frequently shop online, offering substantial rewards without any expiry date on points, and a versatile redemption process for miles, vouchers, or cashback.

Review

The HSBC Revolution Card stands out for its no-fee structure and excellent rewards for online and contactless transactions. Cardholders earn 10X Reward Points per S$1 spent (equivalent to 4 miles) on online shopping purchases. There is no annual fee for the life of the card, and the flexibility to redeem points for miles, vouchers, or cash rebates makes it a popular choice for those who prefer broad spending categories.