Top Credit Card Promotions And Deals On SingSaver (March 2021)

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Pick your poison. Will it be a 2D1N stay at Singapore Marriott Tang Plaza Hotel, Apple Watch Series 3, cash via PayNow, Apple AirPods Pro, Apple AirPods, Samsung 24″ FHD Monitor, j5create USB HD Webcam, Bang & Olufsen Beoplay E8 2.0 earphones, GrabFood vouchers, or cashback? Bookmark this article to stay up to date with the latest credit card promotions on SingSaver.

A finance comparison site, SingSaver helps Singaporeans (everyone, really) find the right and the best financial products for their lifestyle and needs, in a few simple clicks. That’s not all; we work with leading financial institutions to bring the best deals and promotions to you. 

Within this article, you’ll find a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Besides credit cards, you can also check out the latest promotions available for other types of financial products, including: personal loans, balance transfers, home insurance, maid insurance, travel insurance and even an exclusive personal accident plan.

Choose your reward (Terms and Conditions apply for each promotion): 


1. Apple Watch Series 3 or $250 cash (Standard Chartered credit cards)

Now’s your chance to score an Apple Watch Series 3 (worth $299) or $250 cash when you sign up for either one of the two participating Standard Chartered Credit Cards.

Do note that you will need to activate your card within 30 days and make a min. spend of $200 to earn yourself the reward. This promotion is available to new-to-Standard Chartered cardmembers.

  • Valid from: 1 – 7 March 2021
  • New SCB cardmember: 1 x Apple Watch Series 3 or 1 x $250 cash
  • Existing SCB cardmember: $30 cash via PayNow  
  • What you need to do: Apply for one of two participating SCB credit cards below and activate your card within the first 30 days of card approval. A min. spend of $200 is required. Terms and Conditions apply.
Name of card Apply Type of card Reasons to get this card Annual fee
Standard Chartered Unlimited
Apply Now
Cashback – 1.5% cashback on all spend
– No min. spend required
– No cap
$192.60 (First 2 years waived)
Standard Chartered Rewards+ battle of the rewards cards
Apply Now
Rewards/Miles – Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions
– Up to 5X rewards points for every S$1 spent on dining transactions
– 1X rewards point for every S$1 spent, on all eligible spend
– No min. spend required
$192.60 (First 2 years waived)

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2. Apple AirPods Pro or $350 cash (Citibank credit cards)

Rejoice! Now’s your chance to get your hands on a set of Apple AirPods Pro (worth $379) or $350 cash via PayNow! All you have to do is apply as a new-to-Citibank cardmember and make a min. spend of $200 on the new card within 30 days of card approval. Easy peasy.


SingSaver’s Exclusive Offer: Enjoy a 2D1N stay at the Singapore Marriott Tang Plaza Hotel with breakfast for 2 (worth $480++) when you apply for the Citi PremierMiles Card and make one qualifying spend within 30 days of card approval. Valid till 4 March 2021. T&Cs apply.


  • Valid from: 15 Feb – 7 Mar 2021
  • New Citibank cardmember: 1 x Apple AirPods Pro (worth $379) OR 1 x $350 cash via PayNow
  • Existing Citibank cardmember: $30 cash via PayNow
  • What you need to do: Apply for one of participating Citibank credit cards below (excluding Citi PremierMiles) and make one transaction on the new card, no minimum amount required. Terms and Conditions apply.
Name of card Apply Type of card Reasons to get this card Annual fee
Citi Cash Back
Apply Now
CashbackEnjoy 8% cashback on:
– Groceries
– Petrol

Enjoy 6% cashback on dining

Note: Min. spending of $800 required to earn bonus cashback, cashback capped at $80 per month

Read our full review of this card here.
$192.60 (First year waived)
Citi Cash Back + 
Apply Now
Cashback– Get 1.6% cashback all spend
– No min. spend required
– No cap

Read our full review of this card here
$192.60 (First year waived)
Citi PremierMiles
Apply Now
Miles– 1.2mpd for local spend
– 2 complimentary visits every year to airport lounges worldwide
– 37,300 or 10,000 welcome miles promotion available
$192.60
Citi Prestige
Apply Now
Miles– 1.3mpd for local spend
– Unlimited complimentary access to hundreds of airport lounges
– 8 complimentary one-way airport limousine transfers
– 6 complimentary golf games 

Min. annual income of $120,000 required
$535 

Citi Rewards
Apply Now
Rewards/MilesEarn 10X Rewards (4 miles) on:
– Online and retail purchases
– Rides with Grab, ComfortDelGro, Gojek etc.
– Online food delivery
– Online groceries
$192.60 (First year waived)

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3. Apple AirPods with charging case, j5create USB HD Webcam, Bang & Olufsen Beoplay E8 2.0 earphones and more (AMEX credit cards)

New-to-American Express (AMEX) members can now receive Apple AirPods with charging case, j5create USB HD Webcam, Bang & Olufsen Beoplay E8 2.0 earphones, cashback or bonus miles when signing up for a new AMEX credit card.

There’s a card for everyone, take your pick from the AMEX cards below.

  • Valid from: 18 December 2020 – 15 March 2021
  • New AMEX cardmembers only: Gift varies depending on the credit card you sign up for
  • What you need to do: Apply for the participating AMEX credit cards below and satisfy their respective eligibility requirements. Terms and Conditions apply.
Name of card Apply Type of card Reasons to get this card Annual fee
American Express True Cashback Card
Apply Now
$160 cashback when you apply and make a min. spend of $500 within the first month of card approval. Valid till 15 March 2021. T&Cs apply.– 1.5% cashback on all eligible spend, no min. spend and no cap
– Earn 3% cashback on first $5,000 spent within the first 6 months
$171.20 (First year fee waiver)
American Express Singapore Airlines KrisFlyer Credit Card
Apply Now


A set of Apple AirPods with Charging Case (worth $239) when you make a min. spend of $500 within the first month of card approval. Valid till 7 March 2021. T&Cs apply. – 1.1 KrisFlyer mile per $1 spent
– 2 KrisFlyer miles per $1 spend in foreign currency in Jun & Dec
– 3.1 KrisFlyer miles for every $1 spent on Grab Singapore transactions (up to $200 each calendar month)
– Automatic transfer of miles into KrisFlyer account with no fees involved
$176.55 (First year fee waiver)
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Apply Now
Get a set of Bang & Olufsen Beoplay E8 2.0 earphones (worth up to $399) and 10,000 KrisFlyer miles when you pay the annual fee and make a min. spend of $5,000 within first 3 months of card approval. Valid till 15 March 2021. T&Cs apply.– 1.2 KrisFlyer miles for every $1 spent 
– 2 KrisFlyer miles for every $1 equivalent in foreign currency spent overseas on eligible purchases during Jun & Dec
– 3.2 KrisFlyer miles for every $1 spent on Grab (up to $200 spent each calendar month)
– 4 complimentary lounge passes each year
– Complimentary one night stay each year at participating Hilton Properties 
$337.05 (must be paid to enjoy welcome offers)
American Express Platinum Credit Card
Apply Now
Get a Samsung 24″ FHD Monitor + j5create USB HD Webcam (worth up to $371) when you make a min. spend of $5,000 within first 3 months of card approval. Valid till 15 March 2021. T&Cs apply.– 2 Membership Rewards Points for every $1.60 spent
– Enjoy complimentary dishes when you pick up takeaway offers from the Gourmet Takeout programme
– Up to 50% savings at selected restaurants in Singapore and around the globe
$321 (must be paid to enjoy welcome offers)
American Express CapitaCard
Apply Now
Get $20 Dairy Farm Group voucher when you apply online using SingPass MyInfo. T&Cs apply.– 15 STAR$® for every $1 spent in participating CapitaLand Malls
– Additional 50 STAR$® when you spend at participating merchants in participating CapitaLand Malls
– 5 STAR$® for every $1 spent on eligible purchases of goods and services outside CapitaLand Malls
– 5,000 STAR$® is equivalent to a S$5 CapitaVoucher


$171.2 (First year fee waiver)

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4. $250 cashback (DBS credit cards)

This DBS promotion is great for new-to-DBS/POSB customers. Choose between different credit cards to find the best one that suits your lifestyle needs and spending habits.

Enjoy $250 cashback when you key in the promo code FLASH250 upon application. Keep in mind you have to make at least one transaction within 30 days of card approval. This promotion is valid till 8 March 2021.

  • Valid from: 19 February – 8 March 2021
  • New DBS cardmember: 1 x $250 cashback
  • What you need to do: Enter FLASH250 in your application and make one eligible spend within 30 days of card approval. Terms and Conditions apply.
Name of cardApplyType of cardReasons to get this cardAnnual fee
DBS Altitude Visa



DBS Altitude Amex

Apply Now

Apply Now
Miles– 1.2 mpd on local spend (including bus/train rides)
– 2 mpd on overseas spend (in foreign currency)
– 3 mpd on online flights and hotel transactions
– 10 mpd on hotel transactions at Kaligo and accommodation transactions at Agoda
– 6 mpd on flight & hotel transactions at Expedia
– 2 free lounge visits within each 12-month period of your membership
$192.60 (1st year waived)
DBS Live Fresh
Apply Now
Cashback– Up to 5% cashback on your Online & Visa contactless spend (including SimplyGo rides)
– 0.3% cashback for all other spend

Note: Min. monthly spend of $600 required. Cashback is capped at $20 on online spend, $20 on Visa contactless spend and $20 on all other spend for each calendar month
$192.60 (1st year waived)
DBS Woman’s World Card
Apply Now
Miles– 4 mpd for online purchases
– 1.2 mpd for overseas purchases
– 0.4 mpd for other purchases

Note: 4 mpd earn rate capped at S$2,000 each statement month

Min. annual income of $80,000 required
$192.60 (1st year waived)
DBS Woman’s Card
Apply Now
Miles– 2 mpd for online purchases
– 0.4 mpd for other purchases
– E-commerce protection for your online purchases

Note: 2 mpd earn rate capped at S$1,000 each statement month
$192.60 (1st year waived)
POSB Everyday
Apply Now
Cashback– 8% cash rebates on online food delivery from Foodpanda and Deliveroo exclusively
– 3% cash rebates on all other dining spend
– 5% cashback on groceries (including online groceries)
– 3% cash rebates for Watsons in-store and online transactions
– 1% cash rebate on electricity bills
– Up to 20.1% fuel savings at SPC
$192.60 (1st year waived)

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5. $100 GrabFood Vouchers (OCBC credit cards)

Working from home has gotten many of us accustomed to online food deliveries. Besides your usual food delivery providers, you can also order care packages for your loved ones. In any case, $100 GrabFood vouchers would come in handy for foodies.

  • Valid from: 1 August 2020 – 22 January 2021
  • New OCBC cardmember: $100 GrabFood vouchers upon approval
  • Existing OCBC cardmember: $50 GrabFood vouchers upon spend
  • What you need to do: Apply for the OCBC 365 credit card below and activate your card within 30 days of card approval. Terms and Conditions apply.
Name of card Apply Type of card Reasons to get this card Annual fee
OCBC 365
Apply Now
Cashback– 6% cashback for overseas and local dining, including online food delivery
– 3% cashback on groceries, transport, utility and travel
– Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations

Note: Min. monthly spend of $800 required, cashback cap of $80 per month
$192.60 (First 2 years waived)

If you spend more online or via contactless payments, you can consider the OCBC Frank card instead.

  • Valid from: 16 January – 31 March 2021
  • New OCBC cardmember: $50 cashback and $50 Grab vouchers
  • Existing OCBC cardmember:
  • What you need to do: Apply for the OCBC FRANK credit card below and make a min. spend of $1,000 within 2 months of card approval. Limited to the first 150 successful card applicants. Terms and Conditions apply.
Name of card Apply Type of card Reasons to get this card Annual fee
OCBC FRANK
Apply Now
Cashback6% cashback on online, in-app and in-store spends 

Note: Min. monthly spend of $600 required, cashback cap of $75 per month — split into $25 each for online (or in-app) purchases, in-store mobile payments and others. 

Read our full review of this card here.
$80 (First 2 years waived)

If you already have the OCBC 365 credit card, you can check out these promo codes to get yourself a discount nonetheless: GrabFood promo codes, Foodpanda promo codes, all food delivery promo codes. You can also check out OCBC’s latest revamp to their FRANK credit card.

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6. $100 cash credit (Maybank credit cards) 

This Maybank promotion offers the most number of eligible credit cards. Choose between seven different credit cards to suit your lifestyle needs. Football fans could also be interested in Maybank’s FC Barcelona Visa Signature or Manchester United Platinum Visa credit cards. 

  • Valid till: 31 March 2021
  • New Maybank cardmember: $100 cashback
  • What you need to do: Apply for one of seven participating Maybank credit cards below and spend a minimum of $250 qualifying spend each month for two consecutive months upon card approval. Terms and Conditions apply.
Name of card Apply Reasons to get this card Annual fee
Maybank Family & Friends Card
Apply Now
– 8% cashback on (min. Monthly spend of $800 required): fast food and food delivery, transport, petrol, telco, Netflix etc.
– Get 5% cashback instead if you only spend $500 that month
– Unlimited 0.3% cash rebates on all other purchases.

This card is also one of the top picks for Credit Cards with money rewards by The Sunday Times*
$180 (First 3 years waived)
Maybank Platinum Visa 
Apply Now
– Up to 3.33% cashback on all local spend with min. spend of $300 per month 

Note: Cashback capped at $100 per quarter
No annual fee
Maybank FC Barcelona Visa Signature 
Apply Now
– 1.6% unlimited cash rebates for all purchases in Singapore, no min. spend required
– 2X TREATS points per S$1 spent on foreign currency transactions
– Chance to win a trip for 2 to catch FC Barcelona live very football season
$120
Maybank DUO Platinum MasterCard
Apply Now
– 5% cash rebates on petrol in Singapore and Malaysia
– 1.5% cash rebates in foreign currency
– 1 TREATS point per S$1 spent in local currency
– Complimentary supplementary cards
$120
Maybank Horizon Visa Signature 
Apply Now
– 8X TREATS points (3.2 miles) per $1 spent on dining, transport, petrol, taxi and hotel bookings at Agoda.com/horizon
– 5X TREATS points (2 miles) per $1 spent on air tickets, travel packages and foreign currency transactions
– Complimentary access to selected VIP airport lounges

Note: Min. monthly spend of $300 required
$180 (First 3 years waived)
Maybank Manchester United Platinum Visa 
Apply Now
– 1% unlimited cash rebate and 1X TREATS points per $1 spent with no cap and no min. Spend
– Up to 3% cash rebate and 5X TREATS points for every dollar spent when Manchester United wins a Premier League match
– Stand a chance to win a trip for two to watch Manchester United live every football season
$80
Maybank World MasterCard
Apply Now
– 10X TREATS points (4 miles) per $1 spent at selected retail and dining establishments such as Paradise Group and Imperial Treasure
– 10X TREATS points (4 miles) per $1 spent at all petrol stations
– Complimentary green fees all year round at 100 participating golf clubs in 23 countries
– Complimentary Plaza Premium airport lounge access
Min. annual income $80,000 required
$240

*Source: The Sunday Times: Credit card with the best money rewards, 14 June 2020

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7. Up to $200 cashback (HSBC credit cards) 

Now’s your chance to snag up to $200 cashback by applying for a HSBC credit card. The stackable offer includes:

  • (i) $30 cashback when you apply with MyInfo via SingPass
  • (ii) $50 cashback with 1 qualifying transaction of any amount
  • (iii) $120 cashback when you spend at least $500.

Eligible spend must be made within the first month of card approval.

  • Valid from: 1 March – 30 April 2021
  • New HSBC Cardholder: Up to 1 X $200 cashback
  • Existing HSBC Cardholders: $60 cashback 
  • What you need to do: Apply for one of three participating HSBC credit cards below and spend a minimum of $500 in the first month after card approval. Terms and Conditions apply.
Name of card Apply Reasons to get this card Annual fee
HSBC Advance HSBC Advance Credit Card
Apply Now
– 1.5% cashback on all purchases (if you spend $2,000 or less)
– Up to 2.5% cashback (if you spend more than $2,000)
– Up to 3.5% cashback for HSBC Advance Banking customers
– Enjoy ENTERTAINER with HSBC perks
$192.60 (First year waived, perpetual fee waiver for HSBC Advance banking customers)
HSBC Revolution
Apply Now
– 10x Reward points (4mpd) on online purchases, including food delivery
– 10x Reward points (4mpd) on contactless payments made through Visa payWave and Apple Pay
– 1 Reward point for all other spend
– Enjoy ENTERTAINER with HSBC perks
No annual fee
HSBC Visa Platinum
Apply Now
– 5% cash rebate on your family spend, including dining, groceries and petrol
– 1 Reward point for every dollar spent, on all spend
– Up to 3.5% cashback for HSBC Advance Banking customers
– Enjoy ENTERTAINER with HSBC perks
$192.60 (First two years waived)

The SingSaver rewards redemption process

Step 1: Apply for eligible card for the campaign  

Choose the credit card that best suits your lifestyle. Fill in the relevant details on the application page.

Step 2: Complete the rewards redemption form (sent to your email)

Complete both your application and our rewards redemption form. You have to complete the rewards redemption form sent to your registered email address within the first 14 days of card application. This form requires you to fill in your unique application reference number. Read this guide if you’re not sure how to find this application number.

If you don’t receive the rewards redemption form in your email, here’s what you can do.

Step 3: Activate your new card

Once you receive your new card, you will need to have this card activated within the first 30 days of card approval.

Step 4: Spend on your new card (if required)

Depending on the requirements of the campaign, you might have to make at least one transaction on your new card to be eligible for the reward. 

Step 5: Collect your reward

Sit tight! Once you’ve met the promotion’s qualifying requirements, do allow up to 2-3 months before you are notified of how to collect your rewards. Lastly, do note that successful applicants must ensure that the eligible card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment.

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Read these next: 
Favourite Credit Card Combinations To Max Out Cashback And Miles (As Used By SingSaver Staffers)
Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
5 Types Of Insurance You Can Get For Free In Singapore
11 Work-From-Hotel Packages To Suit Every Budget
Singapore Hotel Staycation Promotions During Phase 2


By Ching Sue Mae
A flat white, an adventure-filled travel and a good workout is her fuel. This Manchester United fan enjoys sharing knowledge on personal finance while chasing the dream of financial independence.