Top Credit Card Promotions And Deals On SingSaver (January 2022)

Ching Sue Mae
Last updated Jan 27, 2022
Credit Card Promotions: Exclusive on SingSaver

Pick your poison. Will it be an Apple AirPods Pro, Apple AirPods (3rd Gen), Dyson AM07, ErgoTune Classic, Garmin vívomove Style, Sony WF-1000XM3 Headphones, cash or cashback? Bookmark this article to stay up to date with the latest credit card promotions on SingSaver.

A finance comparison site, SingSaver helps Singaporeans (everyone, really) find the right and the best financial products for their lifestyle and needs, in a few simple clicks. That’s not all; we work with leading financial institutions to bring the best deals and promotions to you. 

Within this article, you’ll find a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Besides credit cards, you can also check out the latest promotions available for other types of financial products, including: personal loans, balance transfers, home insurance, maid insurance, and travel insurance.

Choose your reward (Terms and Conditions apply for each promotion): 


1. ErgoTune Classic or S$300 cash (Standard Chartered credit cards)

Now’s your chance to get your hands on a product of your choice or cold hard cash.

Receive a set of ErgoTune Classic (worth S$399) or S$300 cash when you apply for the Standard Chartered Smart credit card.

Do note that you will need to activate your card and make a minimum spend of S$350 within 30 days of card approval to earn yourself the reward. This promotion is available to new-to-Standard Chartered cardmembers, valid till 14 Feb 2022. T&Cs apply.

  • Valid till: 14 Feb 2022
  • New SCB cardmember: Receive 1x ErgoTune Classic or S$300 cash
  • Existing SCB cardmember: N/A 
  • What you need to do: Apply for the SCB Smart Credit Card and activate your card. Terms and Conditions apply.
Name of card Apply Type of card Reasons to get this card Annual fee
Standard Chartered Unlimited
Apply Now
Cashback – 1.5% cashback on all spend
– No min. spend required
– No cap
$192.60 (First 2 years waived)
Standard Chartered Rewards+ battle of the rewards cards
Apply Now
Rewards/Miles – Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions
– Up to 5X rewards points for every S$1 spent on dining transactions
– 1X rewards point for every S$1 spent, on all eligible spend
– No min. spend required
$192.60 (First 2 years waived)
Standard Chartered Smart Card
Apply Now
Cashback – 0.5% cashback on all base spend
– No min. spend required
– No cap
No annual fee

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2. Apple AirPods Pro, Dyson AM07 or S$350 cash (Citibank credit cards)

Rejoice! Now’s your chance to get your hands on an Apple AirPods Pro (worth S$379) or a Dyson AM07 (worth S$499) or S$350 cash!

Simply apply as a new cardmember and make a qualifying spend of S$500 within 30 days of card approval. Successful applicants will receive an AirPods Pro (worth S$379) or a Dyson AM07 (worth S$499) or S$350 cash. Existing cardmembers receive S$30 cash via PayNow. Valid till 7 Feb 2022. T&Cs apply.

  • Valid till: 7 February 2022
  • New Citibank cardmember: Receive 1x Apple AirPods Pro or 1x Dyson AM07 or S$350 cash
  • Existing Citibank cardmember: S$30 cash via PayNow
  • What you need to do: Apply for one of participating Citibank credit cards below and make a min. spend of S$500 within 30 days of card approval. Terms and Conditions apply.
Name of card Apply Type of card Reasons to get this card Annual fee
Citi Cash Back
Apply Now
CashbackEnjoy 8% cashback on:
– Groceries
– Petrol

Enjoy 6% cashback on dining

Note: Min. spending of S$800 required to earn bonus cashback, cashback capped at S$80 per month

Read our full review of this card here.
S$192.60 (First year waived)
Citi Cash Back + 
Apply Now
Cashback– Get 1.6% cashback all spend
– No min. spend required
– No cap

Read our full review of this card here
S$192.60 (First year waived)
Citi PremierMiles
Apply Now
Miles– 1.2mpd for local spend
– 2 complimentary visits every year to airport lounges worldwide
– 37,300 or 10,000 welcome miles promotion available
S$192.60
Citi Prestige
Apply Now
Miles– 1.3mpd for local spend
– Unlimited complimentary access to hundreds of airport lounges
– 8 complimentary one-way airport limousine transfers
– 6 complimentary golf games 

Min. annual income of S$120,000 required
S$535 

Citi Rewards
Apply Now
Rewards/MilesEarn 10X Rewards (4 miles) on:
– Online and retail purchases
– Rides with Grab, ComfortDelGro, Gojek etc.
– Online food delivery
– Online groceries
S$192.60 (First year waived)

 

SingSaver Exclusive Offer: Receive S$180 worth of Takashimaya Vouchers plus your choice of an Apple Watch Series 7 (worth S$749) or a Microsoft Surface Go 3 (worth S$848) when you successfully apply for a Citigold account and pump in a min. of S$300,000 within 90 days of account opening. You’ll also enjoy exclusive privileges, from personalised wealth advisories to a dedicated Relationship Manager – all to close the gap to your financial milestones. 

This is applicable for all new to bank users that do not have an existing Citigold or Citibank current/savings account. If you own a Citibank credit card or personal loan, you will still be eligible.  Promotion is valid till 6 February 2022. T&Cs apply.

Additionally, get up to S$6,976 cash upon joining Citigold. Valid till 28 Feb 2022. T&Cs apply.


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3. Score up to S$200 cashback (HSBC credit cards) 

Now’s your chance to receive up to S$200 cashback when you apply for a participating HSBC credit card.

Score up to S$200 cashback when you apply via SingPass MyInfo and make a min. spend of S$500. Valid till 28 Feb 2022. T&Cs apply.

  • Valid till: 28 Feb 2022
  • New HSBC Cardholder: Up to S$200 cashback
  • Existing HSBC Cardholders: Up to S$60 cashback 
  • What you need to do: Apply for one of three participating HSBC credit cards below via Singpass Myinfo and spend a minimum of S$500 by the end of the following calendar month from card approval. Terms and Conditions apply.
Name of card Apply Reasons to get this card Annual fee
HSBC Advance HSBC Advance Credit Card
Apply Now
– 1.5% cashback on all purchases (if you spend S$2,000 or less)
– Up to 2.5% cashback (if you spend more than S$2,000)
– Up to 3.5% cashback for HSBC Advance Banking customers
– Enjoy ENTERTAINER with HSBC perks
S$192.60 (First year waived, perpetual fee waiver for HSBC Advance banking customers)
HSBC Revolution
Apply Now
– 10x Reward points (4mpd) on online purchases, including food delivery
– 10x Reward points (4mpd) on contactless payments made through Visa payWave and Apple Pay
– 1 Reward point for all other spend
– Enjoy ENTERTAINER with HSBC perks
No annual fee
HSBC Visa Platinum
Apply Now
– 5% cash rebate on your family spend, including dining, groceries and petrol
– 1 Reward point for every dollar spent, on all spend
– Up to 3.5% cashback for HSBC Advance Banking customers
– Enjoy ENTERTAINER with HSBC perks
S$192.60 (First two years waived)

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4. Apple AirPods (3rd Generation) or up to S$180 cash (AMEX credit cards)

Here’s your chance to snag a new Apple AirPods (3rd Generation) (worth S$269) or up to S$180 cash! Simply sign up for select AMEX credit cards and meet the eligibility requirements to claim your reward. Valid till 15 February 2022.

There’s a card for everyone, so take your pick from the AMEX cards below.

  • Valid till: 15 February 2022
  • New AMEX cardmembers only: Gift varies depending on the credit card you sign up for
  • What you need to do: Apply for the participating AMEX credit cards below and satisfy their respective eligibility requirements. Terms and Conditions apply.
Name of card Apply Card reward Reasons to get this card Annual fee
American Express True Cashback Card
Apply Now
Receive an Apple AirPods (3rd Generation) (worth S$269) or S$160 cash when you make a min. spend of S$500 within 30 days of card approval. Valid till 15 Feb 2022. T&Cs apply.

– 1.5% cashback on all eligible spend, no min. spend and no cap
– Earn 3% cashback on first S$5,000 spent within the first 6 months
S$171.20 (First year fee waiver)
American Express Singapore Airlines KrisFlyer Credit Card
Apply Now

Receive an Apple AirPods (3rd Generation) (worth S$269) or S$180 cash when you make a min. spend of S$500 within 30 days of card approval. Valid till 15 Feb 2022. T&Cs apply. – 1.1 KrisFlyer mile per S$1 spent
– 2 KrisFlyer miles per S$1 spend in foreign currency in Jun & Dec
– 3.1 KrisFlyer miles for every S$1 spent on Grab Singapore transactions (up to S$200 each calendar month)
– Automatic transfer of miles into KrisFlyer account with no fees involved
S$176.55 (First year fee waiver)
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Apply Now
Get 5,000 KrisFlyer miles upon first spend. Valid till 31 January 2022. T&Cs apply. – 1.2 KrisFlyer miles for every S$1 spent 
– 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during Jun & Dec
– 3.2 KrisFlyer miles for every S$1 spent on Grab (up to S$200 spent each calendar month)
– 4 complimentary lounge passes each year
– Complimentary one night stay each year at participating Hilton Properties 
S$337.05 (must be paid to enjoy welcome offers)
American Express Platinum Credit Card
Apply Now
Receive a complimentary stay at The Fullerton Hotel (worth S$600) when you make a min.spend of S$5,000 within the first 3 months of card approval.. Valid till 31 January 2022. T&Cs apply. – 2 Membership Rewards Points for every S$1.60 spent
– Enjoy complimentary dishes when you pick up takeaway offers from the Gourmet Takeout programme
– Up to 50% savings at selected restaurants in Singapore and around the globe
S$321 (must be paid to enjoy welcome offers)
American Express CapitaCard
Apply Now
Receive an Apple AirPods (3rd Generation) (worth S$269) or S$160 cash when you make a min. spend of S$500 within 30 days of card approval. Valid till 15 Feb 2022. T&Cs apply. – 15 STAR$® for every S$1 spent in participating CapitaLand Malls
– Additional 50 STAR$® when you spend at participating merchants in participating CapitaLand Malls
– 5 STAR$® for every S$1 spent on eligible purchases of goods and services outside CapitaLand Malls
– 5,000 STAR$® is equivalent to a S$5 CapitaVoucher

S$171.2 (First year fee waiver)

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5. Garmin vívomove Style and S$20 cash (Maybank credit cards) 

This Maybank promotion offers the most number of eligible credit cards. Choose between seven different credit cards to suit your lifestyle needs. Football fans could also be interested in Maybank’s FC Barcelona Visa Signature or Manchester United Platinum Visa credit cards.

A SingSaver-exclusive offer, you’ll get S$20 cash upon card approval when you apply for a Maybank credit card. This promotion is valid till 20 Feb 2022. T&Cs apply.

Plus, receive a Garmin vívomove Style (worth S$469) when you apply for a credit card card & a CreditAble account and make a min. spend of S$300 per month for 2 consecutive months. Valid for the first 2,000 applicants. The 2,001 applicant onwards will score a S$100 cashback instead. T&Cs apply. 

  • Valid till: 20 Feb 2022 (for S$20 cash promo)
  • New Maybank cardmember: 1 X Garmin vívomove Style and 1 X S$20 cash OR 1 X S$100 cashback and 1 X S$20 cash
  • What you need to do: Apply for one of seven participating Maybank credit cards below and a CreditAble account. Then, spend and/or withdraw a minimum of S$300 each month for two consecutive months upon card and account approval. Terms and Conditions apply.
Name of card Apply Reasons to get this card Annual fee
Maybank Family & Friends Card
Apply Now
– 8% cashback on (min. monthly spend of S$800 required): Groceries, dining & food delivery, transport, data communication & online TV screening, retail & pets, online fashion, entertainment, pharmacy & wellness.
– Unlimited 0.3% cash rebates on all other purchases.
S$180 (First 3 years waived)
Maybank Platinum Visa 
Apply Now
– Up to 3.33% cashback on all local spend with min. spend of S$300 per month 

Note: Cashback capped at S$100 per quarter
No annual fee
Maybank FC Barcelona Visa Signature 
Apply Now
– 1.6% unlimited cash rebates for all purchases in Singapore, no min. spend required
– 2X TREATS points per S$1 spent on foreign currency transactions
– Chance to win a trip for 2 to catch FC Barcelona live very football season
S$120
Maybank DUO Platinum MasterCard
Apply Now
– 5% cash rebates on petrol in Singapore and Malaysia
– 1.5% cash rebates in foreign currency
– 1 TREATS point per S$1 spent in local currency
– Complimentary supplementary cards
S$120
Maybank Horizon Visa Signature 
Apply Now
– 8X TREATS points (3.2 miles) per S$1 spent on dining, transport, petrol, taxi and hotel bookings at Agoda.com/horizon
– 5X TREATS points (2 miles) per S$1 spent on air tickets, travel packages and foreign currency transactions
– Complimentary access to selected VIP airport lounges

Note: Min. monthly spend of S$300 required
S$180 (First 3 years waived)
Maybank Manchester United Platinum Visa 
Apply Now
– 1% unlimited cash rebate and 1X TREATS points per S$1 spent with no cap and no min. Spend
– Up to 3% cash rebate and 5X TREATS points for every dollar spent when Manchester United wins a Premier League match
– Stand a chance to win a trip for two to watch Manchester United live every football season
S$80
Maybank World MasterCard
Apply Now
– 10X TREATS points (4 miles) per S$1 spent at selected retail and dining establishments such as Paradise Group and Imperial Treasure
– 10X TREATS points (4 miles) per S$1 spent at all petrol stations
– Complimentary green fees all year round at 100 participating golf clubs in 23 countries
– Complimentary Plaza Premium airport lounge access
Min. annual income S$80,000 required
S$240

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6. 28% cashback (DBS credit cards)

These DBS promotions are great for new-to-DBS/POSB customers. Choose between different credit cards to find the best one that suits your lifestyle needs and spending habits.

Receive up to 28% cashback when you key in the promo code MORECASH upon application and make a minimum spend of S$600 within 30 days of card approval. Easy peasy. This promotion is valid till 31 January 2022. T&Cs apply.

  • Cards: DBS Live Fresh Card, POSB Everyday Card, DBS Altitude Visa Signature Card, DBS Altitude American Express Card
  • Valid till: 31 January 2022
  • New DBS cardmember: Up to 28% cashback
  • What you need to do: Enter MORECASH in your application and make a min. spend of S$600 within 30 days of card approval. Valid till 31 Jan 2022. Terms and Conditions apply. 
Name of cardApplyType of cardReasons to get this cardAnnual fee
DBS Altitude Visa



DBS Altitude Amex

Apply Now

Apply Now
Miles– 1.2 mpd on local spend (including bus/train rides)
– 2 mpd on overseas spend (in foreign currency)
– 3 mpd on online flights and hotel transactions
– 10 mpd on hotel transactions at Kaligo and accommodation transactions at Agoda
– 6 mpd on flight & hotel transactions at Expedia
– 2 free lounge visits within each 12-month period of your membership
S$192.60 (1st year waived)
DBS Live Fresh
Apply Now
Cashback– Up to 5% cashback on your Online & Visa contactless spend (including SimplyGo rides)
– Get an additional 5% cashback on select eco-friendly merchants
– 0.3% cashback for all other spend

Note: Min. monthly spend of S$600 required. Cashback is capped at S$20 on online spend, S$20 on Visa contactless spend, S$20 on all other spend and S$15 on sustainable spend for each calendar month
S$192.60 (1st year waived)
DBS Woman’s World Card
Apply Now
Miles– 4 mpd for online purchases
– 1.2 mpd for overseas purchases
– 0.4 mpd for other purchases

Note: 4 mpd earn rate capped at S$2,000 each statement month

Min. annual income of S$80,000 required
S$192.60 (1st year waived)
DBS Woman’s Card
Apply Now
Miles– 2 mpd for online purchases
– 0.4 mpd for other purchases
– E-commerce protection for your online purchases

Note: 2 mpd earn rate capped at S$1,000 each statement month
S$192.60 (1st year waived)
POSB Everyday
Apply Now
Cashback– 10% cash rebates on online food delivery from Foodpanda, Deliveroo and Whyq exclusively
– 3% cash rebates on all other dining spend
– 5% cashback on groceries (including online groceries)
– 3% cash rebates for Watsons in-store and online transactions
– 3% cash rebate on electricity bills
– Up to 20.1% fuel savings at SPC
S$192.60 (1st year waived)

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7. Sony WF-1000XM3 Wireless Noise Cancelling Headphones or S$150 (CIMB credit cards)

Now’s your chance to snag Sony WF-1000XM3 Wireless Noise Cancelling Headphones worth S$219 or S$150 cash when you apply for a participating CIMB credit card.

How do you qualify? Foremost, you’ll have to be a new CIMB cardmember. A min. monthly spend of S$500 must be made on eligible goods and services for 2 consecutive months following card approval, too. This promotion is valid till 28 February 2022. 

Apply For Your CIMB Credit Card Now

  • Valid from: 10 January 2022 – 28 February 2022
  • New CIMB cardmember: 1x Sony WF-1000XM3 Wireless Noise Cancelling Headphones worth S$219 or S$150 cash
  • What you need to do: Apply for one of four participating CIMB credit cards below. Then, spend a min. of S$500 each month on eligible goods and services for two consecutive months following card approval. Terms and Conditions apply.
Name of card Apply Type of card Reasons to get this card Annual fee
CIMB Visa Signature Card Apply Now Cashback 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises

Unlimited 0.2% cashback on all other spend

Note: Min. spending of S$800 required to earn 10% cashback, 10% cashback capped at S$100 per statement month
Free for life
CIMB World MastercardApply NowCashbackUnlimited 2% cashback on wine & dine, online food delivery, movies and digital entertainment, taxi and automobile and luxury goods purchases with S$1,000 minimum spend

Unlimited 1% on bonus categories above if spend < S$1,000

Unlimited 1% cahsback on all other spend with S$500 minimum spend

Note: Min. annual income requirement: S$30,000
Free for life
CIMB Visa Infinite CardApply NowCashbackUnlimited 2% cashback on travel, overseas spend and online spend in foreign currencies

Unlimited 1% on all other retail spends

3 complimentary global lounge access at more than 1,000 airports annually

Complimentary green fees for principal cardmember with min. spend of S$2,000 in the previous statement month

Note: Min. annual income requirement: S$120,000

Note: Min. spending of S$2,000 in statement month required to qualify for the unlimited 2% cashback
Free for life

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The SingSaver rewards redemption process

Step 1: Apply for eligible card for the campaign  

Choose the credit card that best suits your lifestyle. Fill in the relevant details on the application page.

Step 2: Complete the rewards redemption form (sent to your email)

Complete both your application and our rewards redemption form. You have to complete the rewards redemption form sent to your registered email address within the first 14 days of card application. This form requires you to fill in your unique application reference number. Read this guide if you’re not sure how to find this application number.

If you don’t receive the rewards redemption form in your email, here’s what you can do.

Step 3: Activate your new card

Once you receive your new card, you will need to have this card activated within the first 30 days of card approval.

Step 4: Spend on your new card (if required)

Depending on the requirements of the campaign, you might have to make at least one transaction on your new card to be eligible for the reward. 

Step 5: Collect your reward

Sit tight! Once you’ve met the promotion’s qualifying requirements, do allow up to 2-3 months before you are notified of how to collect your rewards. Lastly, do note that successful applicants must ensure that the eligible card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment.

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EDM Lead Gen

Start managing and saving money like a pro with SingSaver’s weekly financial roundups! We dole out easy-to-follow money-saving tips, the latest financial trends and the hottest promotions every week, right into your inbox. This is one mailer you don’t want to miss.


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Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
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By Ching Sue Mae
A flat white, an adventure-filled travel and a good workout is her fuel. This Manchester United fan enjoys sharing knowledge on personal finance while chasing the dream of financial independence. 


Ching Sue Mae January 27, 2022 49957