Top Credit Card Promotions And Deals On SingSaver (July 2020)

Pick your poison. Will it be wireless earbuds, cash via PayNow or GrabFood vouchers? Bookmark this article to stay up to date with the latest credit card promotions on SingSaver.

A finance comparison site, SingSaver helps Singaporeans (everyone, really) find the right and the best financial products for their lifestyle and needs, in a few simple clicks. That’s not all; we work with leading financial institutions to bring the best deals and promotions to you. 

Within this article, you’ll find a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. 

Besides credit cards, you can also check out the latest promotions available for other types of financial products, including: personal loans, balance transfers, home insurance, maid insurance, travel insurance and even an exclusive personal accident plan.

Choose your reward (Terms and Conditions apply for each promotion): 

• Jabra Elite Active 75T Earbuds
• $300 PayNow reward
• $200 Cashback
• $100/$150 GrabFood vouchers
• $130 cash and credit

1. Jabra Elite Active 75T Earbuds (Standard Chartered credit cards)

What better way to motivate yourself to keep fit than to listen to your favourite tunes with wireless earbuds? For those that are new to Standard Chartered (SCB), here’s your chance to get free Jabra earbuds to your wireless sound system collection. Specifically designed for an active lifestyle, the Jabra Elite Active 75T (worth $318) is waterproof, sweatproof and workout-proof. 

• Valid from: 15 June  – 31 July 2020 
• New SCB Cardholder: 1 x Jabra Elite Active 75T Earbuds
• Existing SCB Cardholder: $50 GrabFood vouchers
• What you need to do: Apply for one of three participating SCB credit cards below . Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
Standard Chartered Unlimited	Apply Now	Cashback	– 1.5% cashback on all spend – No min. spend required – No cap	$192.60 (First 2 years waived)
Standard Chartered Rewards+	Apply Now	Rewards/Miles	– Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions – Up to 5X rewards points for every S$1 spent on dining transactions – 1X rewards point for every S$1 spent, on all eligible spend – No min. spend required	$192.60 (First 2 years waived)
Standard Chartered Spree	Apply Now	Cashback	– 3% cashback on all online spends in foreign currency and all vPost spends – 2% cashback on all online spends in local currency, all contactless and mobile payments – 1% cashback on all other retail spend	$192.60 (First 2 years waived)

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2. $300 cash via PayNow (Citibank credit cards)

If money in your pocket is your idea of a great reward, this promotion’s for you. New to Citibank cardmembers get $300 in cold, hard cash (digitally) via PayNow. Do note that you will need to activate and make one transaction on the new card to earn yourself the reward. There is no minimum amount required for this transaction. 

• Valid from: 1 July – 31 July 2020 
• New Citibank Cardholder: $300 cash via PayNow
• Existing Citibank Cardholder: $30 cash via PayNow
• What you need to do: Apply for one of five participating Citibank credit cards below and make one transaction on the new card, no minimum amount required. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
Citi Cash Back	Apply Now	Cashback	Enjoy 8% cashback on: – Groceries  – Dining – Petrol Note: Min. spending of $888 required to earn bonus cashback, cashback capped at $25 per category	$192.60 (First year waived)
Citi Cash Back +	Apply Now	Cashback	– Get 1.6% cashback all spend – No min. spend required – No cap Read our full review of this card here.	$192.60 (First year waived)
Citi PremierMiles	Apply Now	Miles	– 1.2mpd for local spend – 2 complimentary visits every year to airport lounges worldwide – 37,300 or 10,000 welcome miles promotion available	$192.60
Citi Prestige	Apply Now	Miles	– 1.3mpd for local spend – Unlimited complimentary access to hundreds of airport lounges – 8 complimentary one-way airport limousine transfers – 6 complimentary golf games  Min. annual income of $120,000 required	$535
Citi Rewards	Apply Now	Rewards/Miles	Earn 10X Rewards (4 miles) on: – Online and retail purchases – Rides with Grab, ComfortDelGro, Gojek etc. – Online food delivery – Online groceries	$192.60 (First year waived)

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3. $200 Cashback (DBS/POSB credit cards)

It pays to be a DBS/POSB credit card holder. You enjoy all sorts of exclusive deals for food, shopping, health, wellness and more. If you want in on these deals, now’s a great time to get yourself a DBS/POSB credit card. You can also get $200 cashback while you’re at it.

• Valid from: 23 July – 6 August 2020 
• New DBS/POSB Cardholder: $200 Cashback upon first transaction
• What you need to do: Apply for one of the participating DBS/POSB credit cards below using promo code DBSFLASH. To get the $200 cashback, you must charge one qualifying transaction to the approved eligible card within 30 days from card approval date. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
DBS Altitude	Apply Now	Miles	– 1.2 mpd on local spend (including bus/train rides) – 2 mpd on overseas spend (in foreign currency) – 3 mpd on online flights and hotel transactions	$192.60 (1st year waived)
DBS Live Fresh	Apply Now	Cashback	– Up to 10% cashback on online spend – 5% on your Visa contactless spend – 0.3% cashback for all other spend Note: Min. monthly spend of $600 required	$192.60 (1st year waived)
DBS Woman’s World Card	Apply Now	Miles	– 4 mpd for online purchases – 1.2 mpd for overseas purchases – 0.4 mpd for other purchases Note: 4 mpd earn rate capped at S$2,000 each statement month Min. annual income of $80,000 required	$192.60 (1st year waived)
DBS Woman’s Card	Apply Now	Miles	– 2 mpd for online purchases – 0.4 mpd for other purchases – E-commerce protection for your online purchases Note: 2 mpd earn rate capped at S$1,000 each statement month	$192.60 (1st year waived)
POSB Everyday	Apply Now	Cashback	– 8% cash rebates on online food delivery from Foodpanda and Deliveroo exclusively – 3% cash rebates on all other dining spend – 5% cashback on groceries (including online groceries) – 3% cash rebates for Watsons in-store and online transactions – Up to 20.1% fuel savings at SPC	$192.60 (1st year waived)

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4. $100 GrabFood Vouchers (OCBC credit cards)

Working from home has gotten many of us accustomed to online food deliveries. Besides your usual food delivery providers, you can also order care packages for your loved ones. In any case, $100 GrabFood vouchers would come in handy for foodies.

• Valid from: 1 July – 31 July 2020 
• New OCBC Cardholder: $100 GrabFood vouchers upon approval
• Existing OCBC Cardholder: $50 GrabFood vouchers upon spend
• What you need to do: Apply for one of two participating OCBC credit cards below. Existing OCBC cardholders must be the first 1,000 to spend at least $300 of qualifying spend by the end of the next month following card approval date to be eligible for the $50 GrabFood vouchers. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
OCBC 365	Apply Now	Cashback	– 6% cashback for overseas and local dining, including online food delivery – 3% cashback on groceries, transport, utility and travel – Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations Note: Min. monthly spend of $800 required, cashback cap of $80 per month	$192.60 (First 2 years waived)
OCBC Titanium	Apply Now – Blue Apply Now – Pink	RewardsMiles	– 10x OCBC$ (4mpd) for every $1 spent in stores and online, including spending at Lazada, Shopee, Qoo10 etc. – 1x OCBC$ (0.4mpd) on all other spend – 2% cash rebate when you spend at BEST Denki Read our full review of this card here.	$192.60 (First 2 years waived)

If you already hold either of these two cards, you can check out these promo codes to get yourself a discount nonetheless: GrabFood promo codes, Foodpanda promo codes, all food delivery promo codes. You can also check out OCBC’s latest revamp to their FRANK credit card.

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5. $100/$150 GrabFood vouchers (AMEX credit cards)

Applying for an OCBC credit card is not the only way to get yourself some GrabFood vouchers. You can choose to apply for an American Express (AMEX) credit card instead. AMEX credit cards come with perks such as special deals and discounts only found on the AMEX mobile app. 

• Valid from: 1 July – 31 July 2020
• New AMEX Cardholder: $100 GrabFood vouchers or $150 GrabFood vouchers depending on the card you apply for
• What you need to do: Apply for one of the three participating cards below and spend $1,000 in the first two months (except AMEX Platinum). You will also need to pay the annual fee. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
American Express Singapore Airlines	Apply Now Eligible for $100 GrabFood vouchers	Miles	– 1.1 KrisFlyer mile per S$1 spent – 2 KrisFlyer miles per S$1 spend in foreign currency in June and December – 3.1 KrisFlyer miles for every S$1 spent on Grab rides, up to S$200 each month Bonus: Get up to 35,000 miles when you spend $10,000 in the first 6 months	$176.55 (1st year waived)
American Express Singapore Airlines KrisFlyer Ascend	Apply Now Eligible for $100 GrabFood vouchers	Miles	– 1.2 KrisFlyer miles for every S$1 spent – 2 KrisFlyer miles per S$1 spend in foreign currency in June and December – 3.1 KrisFlyer miles for every S$1 spent on Grab rides, up to S$200 each month – 4 complimentary lounge passes each year – Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier Bonus: – Receive 36,000 miles when you spend $10,000 in the first 3 months – Get additional 16,000 bonus miles when you spend another $10,000 in the 4th to 6th month (new-to-bank cardmembers only). T&Cs apply. Min. annual income $50,000 required	$337.05 must be paid to enjoy offers
American Express Platinum	Apply Now Eligible for $150 GrabFood vouchers	Rewards	– 2 membership rewards points for every $1.60 spent – Up to 50% off your food bill at over 50 restaurants– Receive 12,000 membership rewards points  when you successfully refer a friend Bonus: Receive 65,000 membership rewards points when you spend S$12,000 in the first 6 months.  Min. annual income $80,000 required	$321 must be paid to enjoy offers

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6. Up to $130 in cash and cashback (Maybank credit cards) 

This Maybank promotion offers the most number of eligible credit cards. Choose between seven different credit cards to suit your lifestyle needs. Football fans could also be interested in Maybank’s FC Barcelona Visa Signature or Manchester United Platinum Visa credit cards. 

• Valid from: 17 April 2020 to 31 August 2020
• New Maybank Cardholder: $30 cash via PayNow and $100 cashback
• What you need to do: Apply for one of seven participating Maybank credit cards below and charge or withdraw a minimum of $250 qualifying spend each month for two consecutive months upon card approval. Terms and Conditions apply.

Name of card	Apply	Reasons to get this card	Annual fee
Maybank Family & Friends Card	Apply Now	– 8% cashback on (min. Monthly spend of $800 required): fast food and food delivery, transport, petrol, telco, Netflix etc. – Get 5% cashback instead if you only spend $500 that month – Unlimited 0.3% cash rebates on all other purchases. This card is also one of the top picks for Credit Cards with money rewards by The Sunday Times*	$180 (First 3 years waived)
Maybank Platinum Visa	Apply Now	– Up to 3.33% cashback on all local spend with min. spend of $300 per month  Note: Cashback capped at $100 per quarter	No annual fee
Maybank FC Barcelona Visa Signature	Apply Now	– 1.6% unlimited cash rebates for all purchases in Singapore, no min. spend required – 2X TREATS points per S$1 spent on foreign currency transactions – Chance to win a trip for 2 to catch FC Barcelona live very football season	$120
Maybank DUO Platinum MasterCard	Apply Now	– 5% cash rebates on petrol in Singapore and Malaysia – 1.5% cash rebates in foreign currency – 1 TREATS point per S$1 spent in local currency – Complimentary supplementary cards	$120
Maybank Horizon Visa Signature	Apply Now	– 8X TREATS points (3.2 miles) per $1 spent on dining, transport, petrol, taxi and hotel bookings at Agoda.com/horizon – 5X TREATS points (2 miles) per $1 spent on air tickets, travel packages and foreign currency transactions – Complimentary access to selected VIP airport lounges Note: Min. monthly spend of $300 required	$180 (First 3 years waived)
Maybank Manchester United Platinum Visa	Apply Now	– 1% unlimited cash rebate and 1X TREATS points per $1 spent with no cap and no min. Spend – Up to 3% cash rebate and 5X TREATS points for every dollar spent when Manchester United wins a Premier League match – Stand a chance to win a trip for two to watch Manchester United live every football season	$80
Maybank World MasterCard	Apply Now	– 10X TREATS points (4 miles) per $1 spent at selected retail and dining establishments such as Paradise Group and Imperial Treasure – 10X TREATS points (4 miles) per $1 spent at all petrol stations – Complimentary green fees all year round at 100 participating golf clubs in 23 countries – Complimentary Plaza Premium airport lounge access Min. annual income $80,000 required	$240

*Source: The Sunday Times: Credit card with the best money rewards, 14 June 2020

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The SingSaver rewards redemption process

Step 1: Apply for eligible card for the campaign  

Choose the credit card that best suits your lifestyle. Fill in the relevant details on the application page.

Step 2: Complete the rewards redemption form (sent to your email)

Complete both your application and our rewards redemption form. You have to complete the rewards redemption form sent to your registered email address within the first 14 days of card application. This form requires you to fill in your unique application reference number. Read this guide if you’re not sure how to find this application number.

If you don’t receive the rewards redemption form in your email, here’s what you can do.

Step 3: Activate your new card

Once you receive your new card, you will need to have this card activated within the first 30 days of card approval.

Step 4: Spend on your new card (if required)

Depending on the requirements of the campaign, you might have to make at least one transaction on your new card to be eligible for the reward. 

Step 5: Collect your reward

Sit tight! Once you’ve met the promotion’s qualifying requirements, do allow up to 2-3 months before you are notified of how to collect your rewards. Lastly, do note that successful applicants must ensure that the eligible card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment.

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Read these next: 
Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
Credit Card Welcome Offer (2020): A Comparison of The Best Gifts
Singapore Hotel Staycation Promotions During Phase 2
9 Best Happy Hour Drink Promotions (Tried And Tested)
Most Popular Credit Cards In Singapore 2020

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By Ching Sue Mae
A flat white, an adventure-filled travel and a good workout is her fuel. This Manchester United fan enjoys sharing knowledge on personal finance while chasing the dream of financial independence. 

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