Top Credit Card Promotions And Deals On SingSaver (September 2020)

Pick your poison. Will it be cash via PayNow, GrabFood vouchers or a Samsonite luggage? Bookmark this article to stay up to date with the latest credit card promotions on SingSaver.

A finance comparison site, SingSaver helps Singaporeans (everyone, really) find the right and the best financial products for their lifestyle and needs, in a few simple clicks. That’s not all; we work with leading financial institutions to bring the best deals and promotions to you. 

Within this article, you’ll find a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Besides credit cards, you can also check out the latest promotions available for other types of financial products, including: personal loans, balance transfers, home insurance, maid insurance, travel insurance and even an exclusive personal accident plan.

Choose your reward (Terms and Conditions apply for each promotion): 

• Up to $250 cashback (DBS/POSB)
• Up to $200 cash via PayNow (Citibank, Standard Chartered, UOB)
• $100 GrabFood vouchers (OCBC)
• Up to $130 cash and credit (Maybank)
• Samsonite luggage (HSBC)

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1. Up to $250 Cashback (DBS/POSB credit cards)

It pays to be a DBS/POSB credit card holder. You enjoy all sorts of exclusive deals for food, shopping, health, wellness and more. If you want in on these deals, now’s a great time to get yourself a DBS/POSB credit card. You can also get up to $250 cashback while you’re at it.

• Valid from: 21 Sep – 5 October 2020 
• New DBS/POSB Cardholder: Up to $250 Cashback upon first transaction (DBS Altitude American Express earns $250 Cashback while other participating cards earn $200 cashback)
• What you need to do: Apply for one of the participating DBS/POSB credit cards below using promo code DBSFLASH. To get the cashback, you must charge one qualifying transaction to the approved eligible card within 30 days from card approval date. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
DBS Altitude Visa DBS Altitude Amex	Apply Now Apply Now	Miles	– 1.2 mpd on local spend (including bus/train rides) – 2 mpd on overseas spend (in foreign currency) – 3 mpd on online flights and hotel transactions – 10 mpd on hotel transactions at Kaligo and accommodation transactions at Agoda – 6 mpd on flight & hotel transactions at Expedia – 2 free lounge visits within each 12-month period of your membership	$192.60 (1st year waived)
DBS Live Fresh	Apply Now	Cashback	– Up to 5% cashback on your Online & Visa contactless spend (including SimplyGo rides) – 0.3% cashback for all other spend Note: Min. monthly spend of $600 required. Cashback is capped at $20 on online spend, $20 on Visa contactless spend and $20 on all other spend for each calendar month	$192.60 (1st year waived)
DBS Woman’s World Card	Apply Now	Miles	– 4 mpd for online purchases – 1.2 mpd for overseas purchases – 0.4 mpd for other purchases Note: 4 mpd earn rate capped at S$2,000 each statement month Min. annual income of $80,000 required	$192.60 (1st year waived)
DBS Woman’s Card	Apply Now	Miles	– 2 mpd for online purchases – 0.4 mpd for other purchases – E-commerce protection for your online purchases Note: 2 mpd earn rate capped at S$1,000 each statement month	$192.60 (1st year waived)
POSB Everyday	Apply Now	Cashback	– 8% cash rebates on online food delivery from Foodpanda and Deliveroo exclusively – 3% cash rebates on all other dining spend – 5% cashback on groceries (including online groceries) – 3% cash rebates for Watsons in-store and online transactions – 1% cash rebate on electricity bills – Up to 20.1% fuel savings at SPC	$192.60 (1st year waived)

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2. $200 cash via PayNow (Citibank credit cards)

If money in your pocket is your idea of a great reward, this promotion’s for you. New to Citibank cardmembers get $200 in cold, hard cash (digitally) via PayNow. Do note that you will need to activate and make one transaction on the new card to earn yourself the reward. There is no minimum amount required for this transaction. 

• Valid from: 28 – 30 September 2020
• New Citibank Cardholder: $200 cash via PayNow
• Existing Citibank Cardholder: $30 cash via PayNow
• What you need to do: Apply for one of five participating Citibank credit cards below and make one transaction on the new card, no minimum amount required. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
Citi Cash Back	Apply Now	Cashback	Enjoy 8% cashback on: – Groceries  – Dining – Petrol Note: Min. spending of $888 required to earn bonus cashback, cashback capped at $25 per category Read our full review of this card here.	$192.60 (First year waived)
Citi Cash Back +	Apply Now	Cashback	– Get 1.6% cashback all spend – No min. spend required – No cap Read our full review of this card here.	$192.60 (First year waived)
Citi PremierMiles	Apply Now	Miles	– 1.2mpd for local spend – 2 complimentary visits every year to airport lounges worldwide – 37,300 or 10,000 welcome miles promotion available	$192.60
Citi Prestige	Apply Now	Miles	– 1.3mpd for local spend – Unlimited complimentary access to hundreds of airport lounges – 8 complimentary one-way airport limousine transfers – 6 complimentary golf games  Min. annual income of $120,000 required	$535
Citi Rewards	Apply Now	Rewards/Miles	Earn 10X Rewards (4 miles) on: – Online and retail purchases – Rides with Grab, ComfortDelGro, Gojek etc. – Online food delivery – Online groceries	$192.60 (First year waived)

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3. $160 cash via PayNow (Standard Chartered credit cards)

New to Standard Chartered cardmembers can earn themselves $160 in cash via PayNow. Do note that you will need to activate the new card to earn yourself the reward.

• Valid from: 16 – 30 September 2020
• New SCB Cardholder: $160 cash via PayNow
• Existing SCB Cardholder: $30 GrabFood vouchers  
• What you need to do: Apply for one of two participating SCB credit cards below and activate your card within the first 30 days of card approval. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
Standard Chartered Unlimited	Apply Now	Cashback	– 1.5% cashback on all spend – No min. spend required – No cap	$192.60 (First 2 years waived)
Standard Chartered Rewards+	Apply Now	Rewards/Miles	– Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions – Up to 5X rewards points for every S$1 spent on dining transactions – 1X rewards point for every S$1 spent, on all eligible spend – No min. spend required	$192.60 (First 2 years waived)

If the two cards above aren’t your cup of tea, you can consider applying for the two cards below instead (for different rewards).

Standard Chartered Spree card

• Valid till: 31 December 2020
• New SCB Cardholder:  Up to $80 cashback (T&Cs apply)
• Existing SCB Cardholder: $30 GrabFood vouchers  

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
Standard Chartered Spree	Apply Now	Cashback	– 3% cashback on all online spends in foreign currency and all vPost spends – 2% cashback on all online spends in local currency, all contactless and mobile payments – 1% cashback on all other retail spend	$192.60 (First 2 years waived)

Standard Chartered X card

• Valid till: 31 December 2020
• New SCB Cardholder: Up to $800 cash and 85,000 air miles (T&Cs apply – [1] [2])
• Existing SCB Cardholder: $30 GrabFood vouchers 

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
Standard Chartered X Card	Apply Now	Miles	– 1.2 miles for every $1 spent locally – 2 complimentary lounge passes	$695.50 (Annual fee is strictly non-waivable)

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4. $80 cash via PayNow (UOB credit cards)

Also rewarding users with cash via PayNow, you can now get $80 cash via PayNow when you apply for a UOB credit card. Only new to UOB cardholders are eligible. Existing UOB cardholders will get $20 GrabFood vouchers instead.

Take your pick from cashback cards, miles cards and even a card that allows you to choose your preferred category to earn more rewards.

• Valid from: 24 Sep – 15 Oct 2020
• New UOB Cardholder: $80 cash via PayNow
• Existing UOB Cardholder: $20 GrabFood vouchers  
• What you need to do: Apply for one of seven participating UOB credit cards below and have your card approved. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
UOB One	Apply Now	Cashback	– 5% Cashback on all spend, such as groceries, petrol and retail – Up to 10% cashback on Grab services, Dairy Farm Group merchants Note: Min. spending of $2,000 required per month to earn 5% cashback; earn 3.33% cashback instead if you spend $1,000 or $500 per month Read our full review of this card here.	$192.60 (First year waived)
UOB YOLO	Apply Now	Cashback	– 8% on dining, entertainment and Grab (weekends only) – 3% on dining, entertainment, Grab, travel and online shopping spends (weekdays) Note: Min. spending of $600 required to earn cashback Read our full review of this card here.	$192.60 (First year waived)
UOB PRVI Miles American Express	Apply Now	Miles	– 1.4mpd on local spend – 2.4mpd on overseas spend	$256.80 (First year waived)
UOB PRVI Miles Visa	Apply Now	Miles	– 1.4mpd on local spend – 2.4mpd on overseas spend – 4.4mpd on bus and train rides	$256.80 (First year waived)
UOB PRVI Miles World Mastercard®	Apply Now	Miles	– 1.4mpd on local spend – 2.4mpd on overseas spend – 4.4mpd on bus and train rides	$256.80 (First year waived)
Krisflyer UOB	Apply Now	Miles	– 3mpd on Singapore Airlines, SilkAir, Scoot and KrisShopNo conversion fees and cap on Krisflyer miles – 1.2mpd on other spend	$192.60 (First year waived)
UOB Lady’s Card	Apply Now	Miles	– 4mpd on a category of your choice (Travel, Dining, Beauty & Wellness and Family, to Fashion, Transport and Entertainment) – e-Commerce Protection on online purchases	$192.60 (First year waived)

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5. $100 GrabFood Vouchers (OCBC credit cards)

Working from home has gotten many of us accustomed to online food deliveries. Besides your usual food delivery providers, you can also order care packages for your loved ones. In any case, $100 GrabFood vouchers would come in handy for foodies.

• Valid from: 1 – 30 September 2020
• New OCBC Cardholder: $100 GrabFood vouchers upon approval
• Existing OCBC Cardholder: $50 GrabFood vouchers upon spend
• What you need to do: Apply for the OCBC 365 credit card below. Existing OCBC cardholders must be the first 1,000 existing OCBC cardholders to spend at least $300 to receive the $50 GrabFood vouchers. Terms and Conditions apply.

Name of card	Apply	Type of card	Reasons to get this card	Annual fee
OCBC 365	Apply Now	Cashback	– 6% cashback for overseas and local dining, including online food delivery – 3% cashback on groceries, transport, utility and travel – Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations Note: Min. monthly spend of $800 required, cashback cap of $80 per month	$192.60 (First 2 years waived)

If you already the OCBC 365 credit card, you can check out these promo codes to get yourself a discount nonetheless: GrabFood promo codes, Foodpanda promo codes, all food delivery promo codes. You can also check out OCBC’s latest revamp to their FRANK credit card.

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6. Up to $130 in cash and cashback (Maybank credit cards) 

This Maybank promotion offers the most number of eligible credit cards. Choose between seven different credit cards to suit your lifestyle needs. Football fans could also be interested in Maybank’s FC Barcelona Visa Signature or Manchester United Platinum Visa credit cards. 

• Valid from: Now till 30 September 2020
• New Maybank Cardholder: $30 cash via PayNow and $100 cashback
• All cardholders: 2,000 complimentary TREATS points just by performing a first Pay with Points redemption with the Maybank app (valid for first 3,000 cardholders only)
• What you need to do: Apply for one of seven participating Maybank credit cards below and spend a minimum of $250 qualifying spend each month for two consecutive months upon card approval. Terms and Conditions apply.

Name of card	Apply	Reasons to get this card	Annual fee
Maybank Family & Friends Card	Apply Now	– 8% cashback on (min. Monthly spend of $800 required): fast food and food delivery, transport, petrol, telco, Netflix etc. – Get 5% cashback instead if you only spend $500 that month – Unlimited 0.3% cash rebates on all other purchases. This card is also one of the top picks for Credit Cards with money rewards by The Sunday Times*	$180 (First 3 years waived)
Maybank Platinum Visa	Apply Now	– Up to 3.33% cashback on all local spend with min. spend of $300 per month  Note: Cashback capped at $100 per quarter	No annual fee
Maybank FC Barcelona Visa Signature	Apply Now	– 1.6% unlimited cash rebates for all purchases in Singapore, no min. spend required – 2X TREATS points per S$1 spent on foreign currency transactions – Chance to win a trip for 2 to catch FC Barcelona live very football season	$120
Maybank DUO Platinum MasterCard	Apply Now	– 5% cash rebates on petrol in Singapore and Malaysia – 1.5% cash rebates in foreign currency – 1 TREATS point per S$1 spent in local currency – Complimentary supplementary cards	$120
Maybank Horizon Visa Signature	Apply Now	– 8X TREATS points (3.2 miles) per $1 spent on dining, transport, petrol, taxi and hotel bookings at Agoda.com/horizon – 5X TREATS points (2 miles) per $1 spent on air tickets, travel packages and foreign currency transactions – Complimentary access to selected VIP airport lounges Note: Min. monthly spend of $300 required	$180 (First 3 years waived)
Maybank Manchester United Platinum Visa	Apply Now	– 1% unlimited cash rebate and 1X TREATS points per $1 spent with no cap and no min. Spend – Up to 3% cash rebate and 5X TREATS points for every dollar spent when Manchester United wins a Premier League match – Stand a chance to win a trip for two to watch Manchester United live every football season	$80
Maybank World MasterCard	Apply Now	– 10X TREATS points (4 miles) per $1 spent at selected retail and dining establishments such as Paradise Group and Imperial Treasure – 10X TREATS points (4 miles) per $1 spent at all petrol stations – Complimentary green fees all year round at 100 participating golf clubs in 23 countries – Complimentary Plaza Premium airport lounge access Min. annual income $80,000 required	$240

*Source: The Sunday Times: Credit card with the best money rewards, 14 June 2020

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7. Samsonite luggage or $150 cash rebate (HSBC credit cards) 

If you on the hunt for a new luggage as you look forward to hopefully resuming your travels (perhaps to Brunei), you can consider snagging a free Samsonite luggage by applying for a HSBC credit card. Alternatively, if you don’t require a new luggage, you can opt to receive cashback instead.

• Valid from: 1 September – 31 December 2020
• New HSBC Cardholder: Samsonite luggage (Samsonite Prestige 69cm Spinner Exp with built-in scale worth $670) OR $150 cashback
• Existing HSBC Cardholders: $30 cashback 
• What you need to do: Apply for one of three participating HSBC credit cards below and spend a minimum of $800 in the first month after card approval. Terms and Conditions apply.

In addition, you also get $30 worth of Grab vouchers when you apply with MyInfo via Singpass (both new and existing cardholders included).

Name of card	Apply	Reasons to get this card	Annual fee
HSBC Advance	Apply Now	– 1.5% cashback on all purchases (if you spend $2,000 or less) – Up to 2.5% cashback (if you spend more than $2,000) – Up to 3.5% cashback for HSBC Advance Banking customers – Enjoy ENTERTAINER with HSBC perks	$192.60 (First year waived, perpetual fee waiver for HSBC Advance banking customers)
HSBC Revolution	Apply Now	– 10x Reward points (4mpd) on online purchases, including food delivery – 10x Reward points (4mpd) on contactless payments made through Visa payWave and Apple Pay – 1 Reward point for all other spend – Enjoy ENTERTAINER with HSBC perks	No annual fee
HSBC Visa Platinum	Apply Now	– 5% cash rebate on your family spend, including dining, groceries and petrol – 1 Reward point for every dollar spent, on all spend – Up to 3.5% cashback for HSBC Advance Banking customers – Enjoy ENTERTAINER with HSBC perks	$192.60 (First two years waived)

The SingSaver rewards redemption process

Step 1: Apply for eligible card for the campaign  

Choose the credit card that best suits your lifestyle. Fill in the relevant details on the application page.

Step 2: Complete the rewards redemption form (sent to your email)

Complete both your application and our rewards redemption form. You have to complete the rewards redemption form sent to your registered email address within the first 14 days of card application. This form requires you to fill in your unique application reference number. Read this guide if you’re not sure how to find this application number.

If you don’t receive the rewards redemption form in your email, here’s what you can do.

Step 3: Activate your new card

Once you receive your new card, you will need to have this card activated within the first 30 days of card approval.

Step 4: Spend on your new card (if required)

Depending on the requirements of the campaign, you might have to make at least one transaction on your new card to be eligible for the reward. 

Step 5: Collect your reward

Sit tight! Once you’ve met the promotion’s qualifying requirements, do allow up to 2-3 months before you are notified of how to collect your rewards. Lastly, do note that successful applicants must ensure that the eligible card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment.

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Read these next: 
Favourite Credit Card Combinations To Max Out Cashback And Miles (As Used By SingSaver Staffers)
Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
5 Types Of Insurance You Can Get For Free In Singapore
11 Work-From-Hotel Packages To Suit Every Budget
Singapore Hotel Staycation Promotions During Phase 2

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By Ching Sue Mae
A flat white, an adventure-filled travel and a good workout is her fuel. This Manchester United fan enjoys sharing knowledge on personal finance while chasing the dream of financial independence. 

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