Pick your poison. Will it be a 2D1N staycation at Andaz Singapore, Dyson AM07 tower fan, cash via PayNow, Apple Watch Series 3, Dairy Farm Group vouchers, Apple AirPods with charging case, Bang & Olufsen Beoplay E8 2.0 earphones, Fitbit Inspire 2 or cashback? Bookmark this article to stay up to date with the latest credit card promotions on SingSaver.
A finance comparison site, SingSaver helps Singaporeans (everyone, really) find the right and the best financial products for their lifestyle and needs, in a few simple clicks. That’s not all; we work with leading financial institutions to bring the best deals and promotions to you.
Within this article, you’ll find a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Besides credit cards, you can also check out the latest promotions available for other types of financial products, including: personal loans, balance transfers, home insurance, maid insurance, travel insurance and even an exclusive personal accident plan.
Choose your reward (Terms and Conditions apply for each promotion):
- Apple Watch Series 3 or S$250 cash (Standard Chartered)
- Dyson AM07 tower fan or S$350 cash (Citibank)
- Up to S$200 cashback (HSBC)
- Apple AirPods, Dairy Farm Group voucher & cash (AMEX)
- S$100 cash credit (Maybank)
- S$250 cashback (DBS/POSB)
- Fitbit Inspire 2 (CIMB)
1. Apple Watch Series 3 or S$250 cash (Standard Chartered credit cards)
Now’s your chance to score an Apple Watch Series 3 (worth S$299) or S$250 cash when you sign up for either one of the two participating Standard Chartered Credit Cards.
Do note that you will need to activate your card within 30 days and make a min. spend of $200 to earn yourself the reward. This promotion is available to new-to-Standard Chartered cardmembers.
- Valid from: 9 – 18 April 2021
- New SCB cardmember: 1 x Apple Watch Series 3 or 1 x S$250 cash via PayNow
- Existing SCB cardmember: S$30 cash via PayNow
- What you need to do: Apply for one of two participating SCB credit cards below and activate your card within the first 30 days of card approval. A min. spend of S$200 is required. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| Standard Chartered Unlimited |
 Apply Now |
Cashback | – 1.5% cashback on all spend – No min. spend required – No cap |
$192.60 (First 2 years waived) |
| Standard Chartered Rewards+ |  Apply Now |
Rewards/Miles | – Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions – Up to 5X rewards points for every S$1 spent on dining transactions – 1X rewards point for every S$1 spent, on all eligible spend – No min. spend required | $192.60 (First 2 years waived) |
2. Dyson AM07 tower fan or S$350 cash (Citibank credit cards)
Rejoice! Now’s your chance to get your hands on a Dyson AM07 tower fan (worth S$499) or S$350 cash via PayNow! All you have to do is apply as a new-to-Citibank cardmember and make a min. spend of S$200 on the new card within 30 days of card approval. Easy peasy.
SingSaver’s Exclusive Offer: Enjoy a 2D1N stay at Andaz Singapore with breakfast for 2 (worth S$420++) when you apply for the Citi PremierMiles Card and make one qualifying spend within 30 days of card approval. Valid till 25 April 2021. T&Cs apply.
Additionally, earn 4 miles per $1 on food delivery and home entertainment merchants. Valid till 31 August 2021. T&Cs apply.
- Valid from: 16 – 30 April 2021
- New Citibank cardmember: 1 x Dyson AM07 tower fan or 1 x S$350 cash via PayNow
- Existing Citibank cardmember: S$30 cash via PayNow
- What you need to do: Apply for one of participating Citibank credit cards below (excluding Citi PremierMiles) and make a min. spend of S$200 within 30 days of card approval. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| Citi Cash Back |  Apply Now | Cashback | Enjoy 8% cashback on: – Groceries – Petrol Enjoy 6% cashback on dining Note: Min. spending of $800 required to earn bonus cashback, cashback capped at $80 per month Read our full review of this card here. | $192.60 (First year waived) |
| Citi Cash Back + |
 Apply Now | Cashback | – Get 1.6% cashback all spend – No min. spend required – No cap Read our full review of this card here. | $192.60 (First year waived) |
| Citi PremierMiles |
 Apply Now | Miles | – 1.2mpd for local spend – 2 complimentary visits every year to airport lounges worldwide – 37,300 or 10,000 welcome miles promotion available | $192.60 |
| Citi Prestige |
 Apply Now | Miles | – 1.3mpd for local spend – Unlimited complimentary access to hundreds of airport lounges – 8 complimentary one-way airport limousine transfers – 6 complimentary golf games Min. annual income of $120,000 required | $535 |
| Citi Rewards |  Apply Now | Rewards/Miles | Earn 10X Rewards (4 miles) on: – Online and retail purchases – Rides with Grab, ComfortDelGro, Gojek etc. – Online food delivery – Online groceries | $192.60 (First year waived) |
3. Up to S$200 cashback (HSBC credit cards)
Now’s your chance to score up to S$200 cashback when you apply for a participating HSBC credit card.
The S$200 cashback comprises (i) S$30 cashback when you sign up using SingPass MyInfo; and (ii) S$170 cashback when you make a min. S$500 in eligible spends from card approval date till the end of the following month. This promotion is for new cardmembers only, valid till 30 April 2021.
- Valid from: 23 March – 30 April 2021
- New HSBC Cardholder: Up to S$200 cashback
- Existing HSBC Cardholders: Up to S$60 cashback
- What you need to do: Apply for one of three participating HSBC credit cards below and spend a minimum of S$500 by the end of the following calendar month after card approval. Terms and Conditions apply.
| Name of card | Apply | Reasons to get this card | Annual fee |
| HSBC Advance |  Apply Now | – 1.5% cashback on all purchases (if you spend $2,000 or less) – Up to 2.5% cashback (if you spend more than $2,000) – Up to 3.5% cashback for HSBC Advance Banking customers – Enjoy ENTERTAINER with HSBC perks | $192.60 (First year waived, perpetual fee waiver for HSBC Advance banking customers) |
| HSBC Revolution |  Apply Now | – 10x Reward points (4mpd) on online purchases, including food delivery – 10x Reward points (4mpd) on contactless payments made through Visa payWave and Apple Pay – 1 Reward point for all other spend – Enjoy ENTERTAINER with HSBC perks | No annual fee |
| HSBC Visa Platinum |  Apply Now | – 5% cash rebate on your family spend, including dining, groceries and petrol – 1 Reward point for every dollar spent, on all spend – Up to 3.5% cashback for HSBC Advance Banking customers – Enjoy ENTERTAINER with HSBC perks | $192.60 (First two years waived) |
4. Apple AirPods, Bang & Olufsen Beoplay E8 2.0 Earphones, Dairy Farm Group voucher and cash (AMEX credit cards)
New-to-American Express (AMEX) members can now receive an Apple AirPods with charging case, Bang & Olufsen Beoplay E8 2.0 Earphones, a 1-night stay at the Conrad Centennial Singapore, cash via PayNow or Dairy Farm Group voucher when signing up for a new AMEX credit card.
There’s a card for everyone, so take your pick from the AMEX cards below.
- Valid from: 1 April – 30 June 2021
- New AMEX cardmembers only: Gift varies depending on the credit card you sign up for
- What you need to do: Apply for the participating AMEX credit cards below and satisfy their respective eligibility requirements. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| American Express True Cashback Card |
 Apply Now | $160 cash via PayNow when you apply and make a min. spend of $500 within the first month of card approval. Valid till 30 April 2021. T&Cs apply. Get a $80 CapitaVoucher when you make a min. spend of $500 within the first month of card approval. Valid till 30 Jun 2021. T&Cs apply. | – 1.5% cashback on all eligible spend, no min. spend and no cap – Earn 3% cashback on first $5,000 spent within the first 6 months | $171.20 (First year fee waiver) |
| American Express Singapore Airlines KrisFlyer Credit Card |  Apply Now | Get a set of Apple AirPods with charging case (worth $239) or $180 cash via PayNow when you make a min. spend of $500 within the first month of card approval. Valid till 30 April 2021. T&Cs apply. Enjoy 5,000 KrisFlyer miles and a 1-night stay at the Conrad Centennial Singapore when you make a min. spend of $3,000 within the first 3 months of card approval. Valid till 30 Jun 2021. T&Cs apply. | – 1.1 KrisFlyer mile per $1 spent – 2 KrisFlyer miles per $1 spend in foreign currency in Jun & Dec – 3.1 KrisFlyer miles for every $1 spent on Grab Singapore transactions (up to $200 each calendar month) – Automatic transfer of miles into KrisFlyer account with no fees involved | $176.55 (First year fee waiver) |
| American Express Singapore Airlines KrisFlyer Ascend Credit Card |  Apply Now | Get $150 Dairy Farm Group voucher when you make a min. spend of $500 within first month of card approval. Get an extra $20 Dairy Farm Group voucher when you apply using SingPass MyInfo. Valid till 30 April 2021. T&Cs apply. Receive a set of 1-night stay at the Shangri-La Hotel and 10,000 KrisFlyer miles when you pay the annual fee and make a min. spend of $5,000 within 3 months of card approval. T&Cs apply. Valid till 30 June 2021 | – 1.2 KrisFlyer miles for every $1 spent – 2 KrisFlyer miles for every $1 equivalent in foreign currency spent overseas on eligible purchases during Jun & Dec – 3.2 KrisFlyer miles for every $1 spent on Grab (up to $200 spent each calendar month) – 4 complimentary lounge passes each year – Complimentary one night stay each year at participating Hilton Properties | $337.05 (must be paid to enjoy welcome offers) |
| American Express Platinum Credit Card |  Apply Now | Get a $100 Dairy Farm Group voucher when you make a min. spend of $500 within first month of card approval. Get an extra $20 Dairy Farm Group voucher when you sign up using SingPass MyInfo. Valid till 30 April 2021. T&Cs apply. Get a B&O E8 3rd Gen earphones when you spend $5,000 within the first 3 months of card approval. Valid till 30 June 2021. T&Cs apply. | – 2 Membership Rewards Points for every $1.60 spent – Enjoy complimentary dishes when you pick up takeaway offers from the Gourmet Takeout programme – Up to 50% savings at selected restaurants in Singapore and around the globe | $321 (must be paid to enjoy welcome offers) |
| American Express CapitaCard |  Apply Now | Score 120,000 STAR$ when you make a min. spend of $2,400 within 2 months or card approval. Valid till 30 June 2021. T&Cs apply. GrabPay Wallet Top Up Offer: Earn 5 STAR$ for every $1 you top up on your GrabPay wallet. Valid for the first 15,000 enrolments till 10 May 2021. T&Cs apply. | – 15 STAR$® for every $1 spent in participating CapitaLand Malls – Additional 50 STAR$® when you spend at participating merchants in participating CapitaLand Malls – 5 STAR$® for every $1 spent on eligible purchases of goods and services outside CapitaLand Malls – 5,000 STAR$® is equivalent to a S$5 CapitaVoucher | $171.2 (First year fee waiver) |
5. S$100 cash credit (Maybank credit cards)
This Maybank promotion offers the most number of eligible credit cards. Choose between seven different credit cards to suit your lifestyle needs. Football fans could also be interested in Maybank’s FC Barcelona Visa Signature or Manchester United Platinum Visa credit cards.
- Valid from: 7 April – 30 June 2021
- New Maybank cardmember: 1 X S$100 cash credit
- What you need to do: Apply for one of seven participating Maybank credit cards below and a CreditAble account. Then, spend and/or withdraw a minimum of S$250 each month for two consecutive months upon card and account approval. Terms and Conditions apply.
| Name of card | Apply | Reasons to get this card | Annual fee |
| Maybank Family & Friends Card |  Apply Now |
– 8% cashback on (min. Monthly spend of $800 required): fast food and food delivery, transport, petrol, telco, Netflix etc. – Unlimited 0.3% cash rebates on all other purchases. This card is also one of the top picks for Credit Cards with money rewards by The Sunday Times* | $180 (First 3 years waived) |
| Maybank Platinum Visa |  Apply Now | – Up to 3.33% cashback on all local spend with min. spend of $300 per month Note: Cashback capped at $100 per quarter | No annual fee |
| Maybank FC Barcelona Visa Signature |  Apply Now | – 1.6% unlimited cash rebates for all purchases in Singapore, no min. spend required – 2X TREATS points per S$1 spent on foreign currency transactions – Chance to win a trip for 2 to catch FC Barcelona live very football season | $120 |
| Maybank DUO Platinum MasterCard |  Apply Now | – 5% cash rebates on petrol in Singapore and Malaysia – 1.5% cash rebates in foreign currency – 1 TREATS point per S$1 spent in local currency – Complimentary supplementary cards | $120 |
| Maybank Horizon Visa Signature |  Apply Now | – 8X TREATS points (3.2 miles) per $1 spent on dining, transport, petrol, taxi and hotel bookings at Agoda.com/horizon – 5X TREATS points (2 miles) per $1 spent on air tickets, travel packages and foreign currency transactions – Complimentary access to selected VIP airport lounges Note: Min. monthly spend of $300 required | $180 (First 3 years waived) |
| Maybank Manchester United Platinum Visa |  Apply Now | – 1% unlimited cash rebate and 1X TREATS points per $1 spent with no cap and no min. Spend – Up to 3% cash rebate and 5X TREATS points for every dollar spent when Manchester United wins a Premier League match – Stand a chance to win a trip for two to watch Manchester United live every football season | $80 |
| Maybank World MasterCard |  Apply Now | – 10X TREATS points (4 miles) per $1 spent at selected retail and dining establishments such as Paradise Group and Imperial Treasure – 10X TREATS points (4 miles) per $1 spent at all petrol stations – Complimentary green fees all year round at 100 participating golf clubs in 23 countries – Complimentary Plaza Premium airport lounge access Min. annual income $80,000 required | $240 |
6. S$250 cashback (DBS credit cards)
This DBS promotion is great for new-to-DBS/POSB customers. Choose between different credit cards to find the best one that suits your lifestyle needs and spending habits.
Enjoy S$250 cashback when you key in the promo code DBSFLASH upon application and make one qualifying transaction within 30 days of card approval. Easy peasy. This promotion is valid till 29 April 2021.
- Valid from: 1 April – 30 June 2021
- New DBS cardmember: S$250 cashback
- What you need to do: Enter DBSFLASH in your application and make one qualifying transaction within 30 days of card approval. Valid till 29 April 2021. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| DBS Altitude Visa DBS Altitude Amex |  Apply Now  Apply Now | Miles | – 1.2 mpd on local spend (including bus/train rides) – 2 mpd on overseas spend (in foreign currency) – 3 mpd on online flights and hotel transactions – 10 mpd on hotel transactions at Kaligo and accommodation transactions at Agoda – 6 mpd on flight & hotel transactions at Expedia – 2 free lounge visits within each 12-month period of your membership | $192.60 (1st year waived) |
| DBS Live Fresh |  Apply Now | Cashback | – Up to 5% cashback on your Online & Visa contactless spend (including SimplyGo rides) – 0.3% cashback for all other spend Note: Min. monthly spend of $600 required. Cashback is capped at $20 on online spend, $20 on Visa contactless spend and $20 on all other spend for each calendar month | $192.60 (1st year waived) |
| DBS Woman’s World Card |  Apply Now | Miles | – 4 mpd for online purchases – 1.2 mpd for overseas purchases – 0.4 mpd for other purchases Note: 4 mpd earn rate capped at S$2,000 each statement month Min. annual income of $80,000 required | $192.60 (1st year waived) |
| DBS Woman’s Card |  Apply Now | Miles | – 2 mpd for online purchases – 0.4 mpd for other purchases – E-commerce protection for your online purchases Note: 2 mpd earn rate capped at S$1,000 each statement month | $192.60 (1st year waived) |
| POSB Everyday |  Apply Now | Cashback | – 8% cash rebates on online food delivery from Foodpanda and Deliveroo exclusively – 3% cash rebates on all other dining spend – 5% cashback on groceries (including online groceries) – 3% cash rebates for Watsons in-store and online transactions – 1% cash rebate on electricity bills – Up to 20.1% fuel savings at SPC | $192.60 (1st year waived) |
*Source: The Sunday Times: Credit card with the best money rewards, 14 June 2020
7. Fitbit Inspire 2 or S$130 (CIMB credit cards)
Now’s your chance to snag a Fitbit Inspire 2 (worth S$168) or S$130 via PayNow when you apply for a participating CIMB credit card.
How do you qualify? Foremost, you’ll have to be a new CIMB cardmember. A min. monthly spend of S$350 must be made on eligible goods and services for 2 consecutive months following card approval, too. This promotion is valid till 7 May 2021.
- Valid from: 5 April – 7 May 2021
- New CIMB cardmember: 1 X Fitbit Inspire 2 or 1 X S$130 via PayNow
- What you need to do: Apply for one of four participating CIMB credit cards below. Then, spend a min. of S$350 each month on eligible goods and services for two consecutive months following card approval. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| CIMB Platinum Mastercard | Apply Now | Cashback | Enjoy 10% cashback on: – Dining – Transport – Petrol – Travel purchases in foreign currency – Health/medical services – Electronics or furnishing at selected merchants Enjoy unlimited 0.2% cashback on all other spend Note: Min. spending of $800 required to earn 10% cashback, 10% cashback capped at $100 per statement month |
Free for life |
| CIMB Visa Signature Card | Apply Now | Cashback | 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises Unlimited 0.2% cashback on all other spend Note: Min. spending of $800 required to earn 10% cashback, 10% cashback capped at $100 per statement month |
Free for life |
| CIMB World Mastercard | Apply Now | Cashback | Unlimited 2% cashback on dining, entertainment, automobile and duty free stores purchases with no minimum spend Unlimited 1.5% on all other spend with no minimum spend | Free for life |
| CIMB Visa Infinite Card | Apply Now | Cashback | Unlimited 2% cashback on travel, overseas spend and online spend in foreign currencies Unlimited 1% on all other retail spends 3 complimentary global lounge access at more than 1,000 airports annually Complimentary green fees for principal cardmember with min. spend of $2,000 in the previous statement month Note: Min. annual income requirement: $120,000 Note: Min. spending of $2,000 in statement month required to qualify for the unlimited 2% cashback | Free for life |
The SingSaver rewards redemption process
Step 1: Apply for eligible card for the campaign
Choose the credit card that best suits your lifestyle. Fill in the relevant details on the application page.
Step 2: Complete the rewards redemption form (sent to your email)
Complete both your application and our rewards redemption form. You have to complete the rewards redemption form sent to your registered email address within the first 14 days of card application. This form requires you to fill in your unique application reference number. Read this guide if you’re not sure how to find this application number.
If you don’t receive the rewards redemption form in your email, here’s what you can do.
Step 3: Activate your new card
Once you receive your new card, you will need to have this card activated within the first 30 days of card approval.
Step 4: Spend on your new card (if required)
Depending on the requirements of the campaign, you might have to make at least one transaction on your new card to be eligible for the reward.
Step 5: Collect your reward
Sit tight! Once you’ve met the promotion’s qualifying requirements, do allow up to 2-3 months before you are notified of how to collect your rewards. Lastly, do note that successful applicants must ensure that the eligible card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment.
Read these next:
Favourite Credit Card Combinations To Max Out Cashback And Miles (As Used By SingSaver Staffers)
Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
5 Types Of Insurance You Can Get For Free In Singapore
11 Work-From-Hotel Packages To Suit Every Budget
Singapore Hotel Staycation Promotions During Phase 2
By Ching Sue Mae
A flat white, an adventure-filled travel and a good workout is her fuel. This Manchester United fan enjoys sharing knowledge on personal finance while chasing the dream of financial independence.
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