Pick your poison. Will it be a Sony WH-XB900N Wireless Extra Bass Noise Cancelling Headphones, AirPods Pro, cash via PayNow, Apple AirPods, Dairy Farm Group vouchers, GrabFood vouchers, cashback or Lazada and RedMart vouchers? Bookmark this article to stay up to date with the latest credit card promotions on SingSaver.
A finance comparison site, SingSaver helps Singaporeans (everyone, really) find the right and the best financial products for their lifestyle and needs, in a few simple clicks. That’s not all; we work with leading financial institutions to bring the best deals and promotions to you.
Within this article, you’ll find a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. Besides credit cards, you can also check out the latest promotions available for other types of financial products, including: personal loans, balance transfers, home insurance, maid insurance, travel insurance and even an exclusive personal accident plan.
Choose your reward (Terms and Conditions apply for each promotion):
- Sony WH-XB900N Wireless Extra Bass Noise Cancelling Headphones (Standard Chartered)
- Apple AirPods Pro or $300 cash (Citibank)
- Apple AirPods, Dairy Farm Group vouchers and more (AMEX)
- $300 cashback (DBS)
- $100 GrabFood vouchers (OCBC)
- Up to $100 cash credit (Maybank)
- $180 cashback or $200 Lazada and RedMart voucher (HSBC)
1. Sony WH-XB900N Wireless Extra Bass Noise Cancelling Headphones or Apple AirPods with Charging Case (Standard Chartered credit cards)
Now’s your chance to get a Sony WH-XB900N Wireless Extra Bass Noise Cancelling Headphones (worth $349) when you sign up for either one of the two participating Standard Chartered Credit Cards.
Prefer something from Apple? You can get a set of Apple AirPods with Charging Case (worth $239) instead.
Do note that you will need to activate your card within 30 days and make a min. spend of $80 to earn yourself the reward. This promotion is available to new-to-Standard Chartered cardmembers.
- Valid from: 11 – 25 January 2021
- New SCB cardmember: 1 x Sony WH-XB900N Wireless Extra Bass Noise Cancelling Headphones or 1 x Apple AirPods with Charging Case
- Existing SCB cardmember: $30 cash via PayNow
- What you need to do: Apply for one of two participating SCB credit cards below and activate your card within the first 30 days of card approval. A min. spend of $80 is required. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| Standard Chartered Unlimited |
 Apply Now |
Cashback | – 1.5% cashback on all spend – No min. spend required – No cap |
$192.60 (First 2 years waived) |
| Standard Chartered Rewards+ |  Apply Now |
Rewards/Miles | – Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions – Up to 5X rewards points for every S$1 spent on dining transactions – 1X rewards point for every S$1 spent, on all eligible spend – No min. spend required | $192.60 (First 2 years waived) |
2. Apple AirPods Pro or $300 cash (Citibank credit cards)
Rejoice! Now’s your chance to get your hands on a set of Apple AirPods Pro (worth $379) or $300 cash via PayNow! All you have to do is apply as a new-to-Citibank cardmember and make a min. spend of $200 on the new card within 30 days of card approval. Easy peasy.
- Valid from: 11 – 24 January 2021
- New Citibank cardmember: 1 x Apple AirPods Pro (worth $379) OR 1 x $300 cash via PayNow
- Existing Citibank cardmember: $30 cash via PayNow
- What you need to do: Apply for one of five participating Citibank credit cards below and make one transaction on the new card, no minimum amount required. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| Citi Cash Back |  Apply Now | Cashback | Enjoy 8% cashback on: – Groceries – Petrol Enjoy 6% cashback on dining Note: Min. spending of $800 required to earn bonus cashback, cashback capped at $80 per month Read our full review of this card here. | $192.60 (First year waived) |
| Citi Cash Back + |
 Apply Now | Cashback | – Get 1.6% cashback all spend – No min. spend required – No cap Read our full review of this card here. | $192.60 (First year waived) |
| Citi PremierMiles |
 Apply Now | Miles | – 1.2mpd for local spend – 2 complimentary visits every year to airport lounges worldwide – 37,300 or 10,000 welcome miles promotion available | $192.60 |
| Citi Prestige |
 Apply Now | Miles | – 1.3mpd for local spend – Unlimited complimentary access to hundreds of airport lounges – 8 complimentary one-way airport limousine transfers – 6 complimentary golf games Min. annual income of $120,000 required | $535 |
| Citi Rewards |  Apply Now | Rewards/Miles | Earn 10X Rewards (4 miles) on: – Online and retail purchases – Rides with Grab, ComfortDelGro, Gojek etc. – Online food delivery – Online groceries | $192.60 (First year waived) |
3. Apple AirPods with charging case, Dairy Farm Group vouchers and more (AMEX credit cards)
New-to-American Express (AMEX) members can now receive Dairy Farm Group vouchers, CapitaVouchers, Apple AirPods with charging case, cashback or bonus miles when signing up for a new AMEX credit card.
There’s a card for everyone, take your pick from the AMEX cards below.
- Valid from: 18 December 2020 – 31 January 2021
- New AMEX cardmembers only: Gift varies depending on the credit card you sign up for
- What you need to do: Apply for the participating AMEX credit cards below and satisfy their respective eligibility requirements. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| American Express True Cashback Card |
 Apply Now | $160 cashback when you apply and make a min. spend of $500 within the first month of card approval. Valid till 31 January 2021. T&Cs apply. | – 1.5% cashback on all eligible spend, no min. spend and no cap – Earn 3% cashback on first $5,000 spent within the first 6 months | $171.20 (First year fee waiver) |
| American Express Singapore Airlines KrisFlyer Credit Card |  Apply Now | A set of Apple AirPods with charging case (worth $239) when you make a min. spend of $500 within the first month of card approval. Valid till 31 January 2021. T&Cs apply. | – 1.1 KrisFlyer mile per $1 spent – 2 KrisFlyer miles per $1 spend in foreign currency in Jun & Dec – 3.1 KrisFlyer miles for every $1 spent on Grab Singapore transactions (up to $200 each calendar month) – Automatic transfer of miles into KrisFlyer account with no fees involved | $176.55 (First year fee waiver) |
| American Express Singapore Airlines KrisFlyer Ascend Credit Card |  Apply Now | Get a $150 Dairy Farm Group voucher upon card approval and annual fee payment. Valid till 31 January 2021. T&Cs apply. | – 1.2 KrisFlyer miles for every $1 spent – 2 KrisFlyer miles for every $1 equivalent in foreign currency spent overseas on eligible purchases during Jun & Dec – 3.2 KrisFlyer miles for every $1 spent on Grab (up to $200 spent each calendar month) – 4 complimentary lounge passes each year – Complimentary one night stay each year at participating Hilton Properties | $337.05 (must be paid to enjoy welcome offers) |
| American Express Platinum Credit Card |  Apply Now | $250 Dairy Farm Group vouchers upon card approval and annual fee payment. Valid till 31 January 2021. T&Cs apply. | – 2 Membership Rewards Points for every $1.60 spent – Enjoy complimentary dishes when you pick up takeaway offers from the Gourmet Takeout programme – Up to 50% savings at selected restaurants in Singapore and around the globe | $321 (must be paid to enjoy welcome offers) |
| American Express CapitaCard |  Apply Now | Get $100 CapitaVouchers when you make a min. spend of $500 within the first month of card approval. Valid till 31 January 2021. T&Cs apply. | – 15 STAR$® for every $1 spent in participating CapitaLand Malls – Additional 50 STAR$® when you spend at participating merchants in participating CapitaLand Malls – 5 STAR$® for every $1 spent on eligible purchases of goods and services outside CapitaLand Malls – 5,000 STAR$® is equivalent to a S$5 CapitaVoucher | $171.2 (First year fee waiver) |
4. $300 cashback (DBS credit cards)
This DBS promotion is great for new-to-DBS/POSB customers. Choose between different credit cards to find the best one that suits your lifestyle needs and spending habits.
- Valid from: 21 December 2020 – 10 January 2021
- New DBS cardmember: $300 cashback
- What you need to do: Enter FLASH300 in you application and make a transaction with no min. spend within 30 days of card approval. Terms and Conditions apply.
DBS Promotion: Get $300 cashback when you apply and spend on one of these participating DBS/POSB credit cards.
Simply enter promo code FLASH300 in your application to qualify. Promotion is valid till 10 January 2021. You’ll have to be a new DBS/POSB credit cardholder and make one spend (no min. amount) within 30 days of card approval to be eligible. Terms and conditions apply.
If you’re not a new DBS/POSB credit cardmember, consider these promotions instead.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| DBS Altitude Visa DBS Altitude Amex |  Apply Now  Apply Now | Miles | – 1.2 mpd on local spend (including bus/train rides) – 2 mpd on overseas spend (in foreign currency) – 3 mpd on online flights and hotel transactions – 10 mpd on hotel transactions at Kaligo and accommodation transactions at Agoda – 6 mpd on flight & hotel transactions at Expedia – 2 free lounge visits within each 12-month period of your membership | $192.60 (1st year waived) |
| DBS Live Fresh |  Apply Now | Cashback | – Up to 5% cashback on your Online & Visa contactless spend (including SimplyGo rides) – 0.3% cashback for all other spend Note: Min. monthly spend of $600 required. Cashback is capped at $20 on online spend, $20 on Visa contactless spend and $20 on all other spend for each calendar month | $192.60 (1st year waived) |
| DBS Woman’s World Card |  Apply Now | Miles | – 4 mpd for online purchases – 1.2 mpd for overseas purchases – 0.4 mpd for other purchases Note: 4 mpd earn rate capped at S$2,000 each statement month Min. annual income of $80,000 required | $192.60 (1st year waived) |
| DBS Woman’s Card |  Apply Now | Miles | – 2 mpd for online purchases – 0.4 mpd for other purchases – E-commerce protection for your online purchases Note: 2 mpd earn rate capped at S$1,000 each statement month | $192.60 (1st year waived) |
| POSB Everyday |  Apply Now | Cashback | – 8% cash rebates on online food delivery from Foodpanda and Deliveroo exclusively – 3% cash rebates on all other dining spend – 5% cashback on groceries (including online groceries) – 3% cash rebates for Watsons in-store and online transactions – 1% cash rebate on electricity bills – Up to 20.1% fuel savings at SPC | $192.60 (1st year waived) |
5. $100 GrabFood Vouchers (OCBC credit cards)
Working from home has gotten many of us accustomed to online food deliveries. Besides your usual food delivery providers, you can also order care packages for your loved ones. In any case, $100 GrabFood vouchers would come in handy for foodies.
- Valid from: 1 August 2020 – 15 January 2021
- New OCBC cardmember: $100 GrabFood vouchers upon approval
- Existing OCBC cardmember: $50 GrabFood vouchers upon spend
- What you need to do: Apply for the OCBC 365 credit card below and activate your card within 30 days of card approval. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| OCBC 365 |  Apply Now | Cashback | – 6% cashback for overseas and local dining, including online food delivery – 3% cashback on groceries, transport, utility and travel – Up to 22.1% fuel savings at Caltex and 5% cashback on fuel spend at all other petrol stations Note: Min. monthly spend of $800 required, cashback cap of $80 per month | $192.60 (First 2 years waived) |
If you spend more online or via contactless payments, you can consider the OCBC Frank card instead.
- Valid from: 7 October – 31 December 2020
- New OCBC cardmember: $50 cashback and $50 Grab vouchers
- Existing OCBC cardmember: $20 cashback
- What you need to do: Apply for the OCBC FRANK credit card below. Limited to the first 500 customers respectively. Terms and Conditions apply.
| Name of card | Apply | Type of card | Reasons to get this card | Annual fee |
| OCBC FRANK |  Apply Now | Cashback | 6% cashback on online, in-app and in-store spends Note: Min. monthly spend of $600 required, cashback cap of $75 per month — split into $25 each for online (or in-app) purchases, in-store mobile payments and others. Read our full review of this card here. | $80 (First 2 years waived) |
If you already have the OCBC 365 credit card, you can check out these promo codes to get yourself a discount nonetheless: GrabFood promo codes, Foodpanda promo codes, all food delivery promo codes. You can also check out OCBC’s latest revamp to their FRANK credit card.
6. $100 cash credit (Maybank credit cards)
This Maybank promotion offers the most number of eligible credit cards. Choose between seven different credit cards to suit your lifestyle needs. Football fans could also be interested in Maybank’s FC Barcelona Visa Signature or Manchester United Platinum Visa credit cards.
- Valid till: 31 March 2021
- New Maybank cardmember: $100 cashback
- What you need to do: Apply for one of seven participating Maybank credit cards below and spend a minimum of $250 qualifying spend each month for two consecutive months upon card approval. Terms and Conditions apply.
| Name of card | Apply | Reasons to get this card | Annual fee |
| Maybank Family & Friends Card |  Apply Now |
– 8% cashback on (min. Monthly spend of $800 required): fast food and food delivery, transport, petrol, telco, Netflix etc. – Get 5% cashback instead if you only spend $500 that month – Unlimited 0.3% cash rebates on all other purchases. This card is also one of the top picks for Credit Cards with money rewards by The Sunday Times* | $180 (First 3 years waived) |
| Maybank Platinum Visa |  Apply Now | – Up to 3.33% cashback on all local spend with min. spend of $300 per month Note: Cashback capped at $100 per quarter | No annual fee |
| Maybank FC Barcelona Visa Signature |  Apply Now | – 1.6% unlimited cash rebates for all purchases in Singapore, no min. spend required – 2X TREATS points per S$1 spent on foreign currency transactions – Chance to win a trip for 2 to catch FC Barcelona live very football season | $120 |
| Maybank DUO Platinum MasterCard |  Apply Now | – 5% cash rebates on petrol in Singapore and Malaysia – 1.5% cash rebates in foreign currency – 1 TREATS point per S$1 spent in local currency – Complimentary supplementary cards | $120 |
| Maybank Horizon Visa Signature |  Apply Now | – 8X TREATS points (3.2 miles) per $1 spent on dining, transport, petrol, taxi and hotel bookings at Agoda.com/horizon – 5X TREATS points (2 miles) per $1 spent on air tickets, travel packages and foreign currency transactions – Complimentary access to selected VIP airport lounges Note: Min. monthly spend of $300 required | $180 (First 3 years waived) |
| Maybank Manchester United Platinum Visa |  Apply Now | – 1% unlimited cash rebate and 1X TREATS points per $1 spent with no cap and no min. Spend – Up to 3% cash rebate and 5X TREATS points for every dollar spent when Manchester United wins a Premier League match – Stand a chance to win a trip for two to watch Manchester United live every football season | $80 |
| Maybank World MasterCard |  Apply Now | – 10X TREATS points (4 miles) per $1 spent at selected retail and dining establishments such as Paradise Group and Imperial Treasure – 10X TREATS points (4 miles) per $1 spent at all petrol stations – Complimentary green fees all year round at 100 participating golf clubs in 23 countries – Complimentary Plaza Premium airport lounge access Min. annual income $80,000 required | $240 |
*Source: The Sunday Times: Credit card with the best money rewards, 14 June 2020
7. $180 cashback or a $200 Lazada and RedMart voucher (HSBC credit cards)
Now’s your chance to snag $180 cashback by applying for a HSBC credit card. Alternatively, you can opt to receive a $200 Lazada and RedMart voucher instead.
- Valid from: 1 January – 28 February 2021
- New HSBC Cardholder: $180 cashback OR $200 Lazada and RedMart voucher
- Existing HSBC Cardholders: $30 cashback
- What you need to do: Apply for one of three participating HSBC credit cards below and spend a minimum of $800 in the first month after card approval. Terms and Conditions apply.
In addition, you also get $20 worth of Lazada and RedMart vouchers when you apply with MyInfo via Singpass (both new and existing cardholders included).
| Name of card | Apply | Reasons to get this card | Annual fee |
| HSBC Advance |  Apply Now | – 1.5% cashback on all purchases (if you spend $2,000 or less) – Up to 2.5% cashback (if you spend more than $2,000) – Up to 3.5% cashback for HSBC Advance Banking customers – Enjoy ENTERTAINER with HSBC perks | $192.60 (First year waived, perpetual fee waiver for HSBC Advance banking customers) |
| HSBC Revolution |  Apply Now | – 10x Reward points (4mpd) on online purchases, including food delivery – 10x Reward points (4mpd) on contactless payments made through Visa payWave and Apple Pay – 1 Reward point for all other spend – Enjoy ENTERTAINER with HSBC perks | No annual fee |
| HSBC Visa Platinum |  Apply Now | – 5% cash rebate on your family spend, including dining, groceries and petrol – 1 Reward point for every dollar spent, on all spend – Up to 3.5% cashback for HSBC Advance Banking customers – Enjoy ENTERTAINER with HSBC perks | $192.60 (First two years waived) |
The SingSaver rewards redemption process
Step 1: Apply for eligible card for the campaign
Choose the credit card that best suits your lifestyle. Fill in the relevant details on the application page.
Step 2: Complete the rewards redemption form (sent to your email)
Complete both your application and our rewards redemption form. You have to complete the rewards redemption form sent to your registered email address within the first 14 days of card application. This form requires you to fill in your unique application reference number. Read this guide if you’re not sure how to find this application number.
If you don’t receive the rewards redemption form in your email, here’s what you can do.
Step 3: Activate your new card
Once you receive your new card, you will need to have this card activated within the first 30 days of card approval.
Step 4: Spend on your new card (if required)
Depending on the requirements of the campaign, you might have to make at least one transaction on your new card to be eligible for the reward.
Step 5: Collect your reward
Sit tight! Once you’ve met the promotion’s qualifying requirements, do allow up to 2-3 months before you are notified of how to collect your rewards. Lastly, do note that successful applicants must ensure that the eligible card is valid and in good standing (not cancelled or blocked) at the point of gift fulfilment.
Read these next:
Favourite Credit Card Combinations To Max Out Cashback And Miles (As Used By SingSaver Staffers)
Cashback vs Miles vs Rewards: Which Is The Best Type Of Credit Card For You?
5 Types Of Insurance You Can Get For Free In Singapore
11 Work-From-Hotel Packages To Suit Every Budget
Singapore Hotel Staycation Promotions During Phase 2
By Ching Sue Mae
A flat white, an adventure-filled travel and a good workout is her fuel. This Manchester United fan enjoys sharing knowledge on personal finance while chasing the dream of financial independence.
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