Best Standard Chartered Credit Cards in Singapore 2026
Updated: 27 Aug 2026
Standard Chartered credit cards in Singapore offer great cashback, exclusive dining and shopping deals, and useful travel perks like lounge access and insurance. With easy rewards management and strong security, they're a convenient and reliable choice for everyday spenders.
Product Name | 🔥 Hot Reward Pick | Min. Annual Income | Card Benefits | Ideal for | ||
|---|---|---|---|---|---|---|
 | Standard Chartered Simply Cash Credit Card + Bonu$aver Account Bundle | S$30,000 | 1.5 % | Cashback Enthusiast | ||
 | Standard Chartered Journey Credit Card (Annual Fee Paying) + Bonu$aver Account Bundle | S$30,000 | 1.2 - 3 | Business Jetsetter | ||
 | Standard Chartered Journey Credit Card (Annual Fee Waiver) + Bonu$aver Account Bundle | S$30,000 | 1.2 - 3 | Business Jetsetter |
Why Trust SingSaver
Cashback Local Spend
1.5 %Cashback Cap
No capCashback Overseas Spend
1.5 %Annual Fee
S$ S$
196.20Apply through SingSaver and choose from 1 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- 1.5% unlimited cashback rate with no min. spend.
- Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
- SC Shop and Earn - Enjoy up to 23% Cashback when you shop at your favourite brands – Decathlon, Nike, Zalora and many more. Unlock one of the highest Cashback as a Priority client. Log on to SC Shop and Earn via SC Mobile to start shopping.
- First year annual fee waiver.
- 1.5% unlimited cashback
- No rebate cap
- No monthly spend required
- First year annual Fee waiver
- Cannot be used for EZ-Reload.
Repayment Details
Minimum Payment: S$50
Interest on Purchase: 27.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 22 days
Late Payment Charge: S$100
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.5 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: None
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Airmiles Dining Spend
3 miles / dollarAirmiles Overseas Spend
2 miles / dollarAirmiles Bonus Cap
Up to 3,000 miles / statement monthAirmiles Baseline
1.2 miles / dollarApply through SingSaver and choose from 1 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
- Earn 2 miles for every S$1 on foreign currency transactions.
- Earn 1.2 miles for every S$1 spent locally.
- 2 complimentary visits to Priority Pass lounges around the world each year.
- Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
- Rewards points do not expire.
- Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
- SC Shop and Earn - Book your holidays and earn up to 28.75% Cashback at over 40 travel partners like Agoda, Klook, Trip.com. Unlock one of the highest Cashback as a Priority client. Log on to SC Shop and Earn via SC Mobile to start shopping.
- Get access to exclusive card offers and privileges with The Good Life programme.
- Bonus air miles
- No expiry air miles
- Airport lounge
- Travel insurance
- Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 29.9 %
Interest Free Period: 22 Days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.5 %
Air Miles Conversion Fee: S$27
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$0
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Airmiles Dining Spend
3 miles / dollarAirmiles Overseas Spend
2 miles / dollarRewards Points Local Spend
3 points / dollarRewards Points Grocery Spend
7.5 points / dollarApply through SingSaver and choose from 1 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
- Earn 2 miles for every S$1 on foreign currency transactions.
- Earn 1.2 miles for every S$1 spent locally.
- 2 complimentary visits to Priority Pass lounges around the world each year.
- Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
- Rewards points do not expire.
- Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
- SC Shop and Earn - Book your holidays and earn up to 28.75% Cashback at over 40 travel partners like Agoda, Klook, Trip.com. Unlock one of the highest Cashback as a Priority client. Log on to SC Shop and Earn via SC Mobile to start shopping.
- Get access to exclusive card offers and privileges with The Good Life programme.
- Bonus air miles
- No expiry air miles
- Airport lounge
- Travel insurance
- Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 29.9 %
Interest Free Period: 22 Days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.5 %
Air Miles Conversion Fee: S$27
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Monthly Spend Required: S$0
Minimum Age: 21 years old
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