S$50 Cash & More – with SCB Simply Cash Credit Card -
SCB Simply Cash Card
Best Standard Chartered Credit Cards in Singapore 2026
Updated: 2 Oct 2026
Standard Chartered credit cards in Singapore offer great cashback, exclusive dining and shopping deals, and useful travel perks like lounge access and insurance. With easy rewards management and strong security, they're a convenient and reliable choice for everyday spenders.
Product Name | 🔥 Hot Reward Pick | Min. Annual Income | Card Benefits | Ideal for | ||
|---|---|---|---|---|---|---|
 | SC Simply Cash Credit Card + Bonus$aver Account | S$30,000 | 1.5 % | Cashback Enthusiast | ||
 | SC Journey Credit Card + Bonus$aver Account | S$30,000 | 1.2 - 3 | Business Jetsetter | ||
 | Standard Chartered Smart Credit Card | - | S$30,000 | 0.5 - 10 % | Entertainment Cashback Seekers | |
 | Standard Chartered Rewards+ Credit Card | - | S$30,000 | 1 - 10 | Frequent Travellers & Diners |
Why Trust SingSaver
Don’t miss out on these great deals:
SingSaver Exclusive Offer
Apply for the SCB Simply Cash Credit Card via SingSaver and get a sign-up reward of S$50 Cash or S$55 Grab Voucher!
Apply by Nov 01, 2026 to claim your reward
Participating Products:
Standard Chartered Simply Cash Credit Card
:
For Cashback chasers
How to Qualify?
- SingSaver Exclusive Offer promotion is valid from 1 October 2026 to 1 November 2026.
- Promotion is valid for new Standard Chartered customers only.
- Apply and get approved for the SC Simply Cash Credit Card + Bonus$aver account bundle and spend a min. of S$1,000 on your card within 30 days from date of card approval to be eligible for reward.
- Promotion is stackable with SC Spend and Save Promotion: Receive up to 3 NVIDIA shares (additional T&Cs apply).
- Terms and Conditions apply.
Apply by Nov 01, 2026 to claim your reward
Card Benefit
1.5 % unlimited cashbackAnnual Fee
S$ S$
196.20Min. Annual Income
S$ S$
30,000Bonus$aver Account
Up to 5.85 % p.a. interestApply through SingSaver and choose from 2 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Simply Cash Credit Card: 1.5% unlimited cashback rate with no min. spend.
- First year annual fee waiver.
- Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
- SC Shop and Earn - Earn up to 40.25% Cashback on your travels, and other limited-time upsized Cashback across 300+ online merchants on SC Mobile. Priority clients enjoy the highest Cashback rates.
- Bonus$aver Account: Up to 5.85% p.a. interest on your savings.
- 1.5% unlimited cashback
- No rebate cap
- No monthly spend required
- First year annual Fee waiver
Repayment Details
Minimum Payment: S$50
Interest on Purchase: 27.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 22 days
Late Payment Charge: S$100
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.5 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: None
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Card Benefit
1.2 - 3 miles / dollarAnnual Fee
S$ S$
196.20Min. Annual Income
S$ S$
30,000Bonus$aver Account
Up to 5.85 % p.a. interestApply through SingSaver and choose from 2 premium rewards
You’ll also receive the following welcome gift(s) directly from the bank
- Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
- Earn 2 miles for every S$1 on foreign currency transactions.
- Earn 1.2 miles for every S$1 spent locally.
- 2 complimentary visits to Priority Pass lounges around the world each year.
- Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
- Rewards points do not expire.
- Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
- SC Shop and Earn - Earn up to 40.25% Cashback on your travels, and other limited-time upsized Cashback across 300+ online merchants on SC Mobile. Priority clients enjoy the highest Cashback rates.
- Get access to exclusive card offers and privileges with The Good Life programme.
- Bonus$aver Account: Up to 5.85% p.a. interest on your savings.
- Bonus air miles
- No expiry air miles
- Airport lounge
- Travel insurance
- Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 29.9 %
Interest Free Period: 22 Days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.5 %
Air Miles Conversion Fee: S$27
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Monthly Spend Required: S$0
Minimum Age: 21 years old
Cashback Local Spend
Up to 10 %Cashback Dining Spend
Up to 10 %Cashback Overseas Spend
Up to 10 %- Earn up to 10% cashback for spends above S$1,500 on selected merchants.
- Earn up to 8% cashback for spends above S$800 on selected merchants.
- Enjoy 0.5% cashback for all base spends with no monthly cashback cap.
- Enjoy peace of mind when your flight is delayed with Visa SmartDelay™, which offers complimentary access to over 1,700 airport lounges and travel experiences.
- Interest-free instalments with SC Easy Pay.
- No cash advance fee.
- First-year annual fee waived for new cardholders (S$91 excl. GST thereafter)
- No cashback cap.
- Flexible redemption options for miles, cashback or shopping vouchers
- Streaming, dining and commuting
- Interest-free Installments with SC Easy Pay
- First-year annual fee waiver
- Cashback awarded in the form of 360° Rewards Points.
- Points expire after 3 years.
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 23.9 %
Interest on Cash Advance: 29.9 %
Interest Free Period: 3 Months
Fees
Annual Fee: No Annual Fee
Foreign Currency Transaction Fee: 3.5 %
Air Miles Conversion Fee: S$27
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$0
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Cashback Overseas Spend
2.48 %Cashback Dining Spend
1.24 %Airmiles Travel Spend
6 miles / dollarAirmiles Overseas Spend
2.9 miles / dollar- Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions.
- Up to 5X reward points for every S$1 spent on dining transactions.
- 1 reward point for every S$1 spent on all eligible spend.
- SC Shop and Earn - Upgrade your home and earn up to 8.05% Cashback. Shop top home and electronics brands like Dyson, Heavenluxe, Samsung, Xiaomi and many more. Unlock one of the highest Cashback as a Priority client. Log on to SC Shop and Earn via SC Mobile to start shopping.
- No min. spend required, 1 year annual fee waiver.
- Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card.
- Read our full review of the Standard Chartered Rewards+ Credit Card.
- Overseas rebate
- No monthly spend required
- Travel insurance
- Additional reward points are capped at 20,000 points per year.
- Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions.
- Rebate cap applied
Repayment Details
Minimum Payment: S$50
Late Payment Charge: S$100
Interest on Purchase: 27.9 %
Interest on Cash Advance: 28 %
Interest Free Period: 22 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Air Miles Conversion Fee: S$25
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: None
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Compare other Credit Card deals
Best Credit Cards | Cashback credit cards | Hotel and travel booking credit cards | Airline credit cards | Credit Card Guide
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.