To shortlist gold brokers and investment platforms featured on SingSaver, we focused on relevance, accessibility, and practicality for investors in Singapore. 1) Availability in Singapore We included platforms that are: Open to Singapore residents Commonly used by local investors Able to support SGD funding or easy access from Singapore 2) Access to gold-related investments We prioritised platforms that allow investors to gain exposure to gold through commonly available products, such as: Gold ETFs Gold-related stocks Gold CFDs or futures, where applicable This ensures readers have multiple ways to invest in gold depending on their preferences and risk tolerance. 3) Fees and minimum requirements We reviewed publicly available information on: Trading fees and commissions Minimum deposit requirements: This helps readers understand the basic costs involved before opening an account. 4) Platform features and usability Platforms were selected based on whether they: Offer a functional and user-friendly trading interface Provide access to major global markets where gold products are listed Are suitable for both new and experienced investors 5) Regulatory standing Where relevant, we considered whether the platform operates under recognised regulatory frameworks, such as being licensed or authorised to offer investment services in Singapore. 6) Promotions and offers Any promotions shown are presented for informational purposes only and do not affect how platforms are selected or ranked. Our goal is to highlight gold investment platforms that are commonly used, accessible, and relevant to investors in Singapore, so readers can compare their options and decide what works best for their own investment needs.

How to Buy Gold in Singapore and Add it to Your Investment Portfolio

Updated: 18 Feb 2026

Wondering how to buy gold? Explore options like bullion, stocks, funds, and futures. Learn their pros and cons and how you can invest in them.

How to Buy Gold in Singapore and Add it to Your Investment Portfolio

The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.

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Saver takeaways

You can buy gold in Singapore through various channels, including online brokerage accounts.
Investment options include physical gold (like gold bars and coins) or gold-related investments, such as stocks, mutual funds, and ETFs.
While gold can be used to hedge against inflation, it might not experience the same growth as traditional stocks.

Gold: the ultimate safe-haven asset? It's been a store of value for centuries, and many investors turn to it during times of economic uncertainty. But how exactly can you invest in gold in Singapore? Let's explore the options.

Gold tends to be labelled a 'safe haven' asset because it tends to hold its value during times of inflation and economic turmoil. Unlike currencies, which can be printed endlessly, gold has a limited supply, making it a good hedge against inflation. There are various ways to invest in gold, from owning physical gold bars to investing in gold-related financial instruments like stocks and funds.

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How do you buy gold in Singapore?

There are two main ways to invest in gold: physical gold and "paper" gold. Physical gold refers to owning gold bars, coins, or jewellery. Paper gold refers to owning gold-related investments, such as stocks, exchange-traded funds (ETFs), and mutual funds.

Before diving in, consider these factors:

Liquidity: How easily can you buy and sell your gold investment?
Fees: What are the costs associated with buying, storing, and selling gold?
Storage: Where will you securely store your physical gold?
Risk: What are the risks associated with each investment type?

1. Physical gold

Gold bullion (bars and coins)

If you want the “real deal” kind of gold investment, gold bullion is it — investment-grade gold that typically comes as bars, ingots, or coins. In Singapore, bullion is popular because it’s straightforward: you’re buying gold (not a company, not a fund), and its value generally tracks the market price of gold.

Here are a few things worth knowing before you buy:

Look out for investment-grade purity. Investment-grade gold is generally high purity (commonly at least 99.5%). Many bullion products are labelled 999 (99.9%) or 9999 (99.99%).
Bars vs coins: what’s the difference?

Coins (often minted by sovereign mints) can be easier to recognise and trade, but may come with higher premiums (the extra you pay above spot price).
Bars from reputable refineries often carry lower premiums, which can matter if you’re buying purely for investment.

Premiums matter more than people think. The premium is what you pay on top of the spot price (dealer costs, logistics, margin). When you sell, buyback pricing can be different too, so comparing premiums helps you keep more of your returns.
Size affects value-for-money and resale. Smaller pieces (e.g., tiny bars) often have higher premiums. Very large bars can be cheaper per gram but harder to sell quickly. Many everyday investors go for more “common” sizes (like around 1 oz) for a balance of affordability and resale flexibility.
Buy from reputable sellers, and verify authenticity. This is not the time to gamble on random marketplaces. Stick to established banks or dealers. (There have been cases globally of sellers trying to pass off other metals as gold, so buying from trusted sources matters.)
Don’t forget storage and insurance. Physical gold is portable, which is great until you remember it’s also portable for thieves. If you’re buying meaningful amounts, you’ll want to think about secure storage (like a bank safe deposit box or vault service) and whether you need insurance.

Pros

Helps diversify your portfolio and can act as a store of value
No “counterparty risk” — you own the physical gold

Cons

You’ll likely need secure storage (and possibly insurance), which adds cost
Can be less convenient to sell quickly compared to gold ETFs or stocks
You may pay a premium above spot price when buying

Where to buy in Singapore?

Banks: UOB Gold Bullion.
Bullion dealers: BullionStar, GoldSilver Central, and other established dealers.

SingSaver Savvy Tip

If you’re buying bullion mainly for investment (not collecting), compare premiums and consider commonly traded sizes (often around 1 oz), as they can be easier to resell than very small “fractional” pieces with higher markups.

Gold jewellery

Gold jewellery can offer some exposure to gold, but it’s important to understand that it’s not the same as investing in physical gold bullion. While jewellery lets you “wear your wealth,” its value isn’t driven purely by the price of gold.

This is because jewellery prices usually include additional costs beyond the gold content, such as craftsmanship, branding, and design. These extras don’t typically hold their value when you resell the item. In some cases, jewellery may also carry intangible value, such as sentimental or antique appeal, but this doesn’t always translate into predictable investment returns.

Another key difference in Singapore is tax treatment. Unlike investment-grade gold bullion, gold jewellery is not classified as an Investment Precious Metal (IPM), which means GST applies at the prevailing rate when you purchase it.

If your main goal is investment rather than wearability, gold jewellery may not be the most cost-efficient option, as markups and GST can reduce returns compared to bullion.

Pros

Dual purpose (wearable and investment potential)
Accessible through many jewelry stores

Cons

High markups due to design and craftsmanship, which may erode investment returns

Where to buy in Singapore?

Major jewellers: Poh Heng, SK Jewellery.

Jump to our segment on physical gold to learn more.

Saver-savvy tip

You can actually buy gold online through Interactive Brokers, making investing in precious metals more convenient.

2. Gold stocks

Gold mining stocks

Instead of owning physical gold, you can invest in companies that mine and produce gold. When gold prices rise, gold mining companies can benefit because the value of the gold they produce increases. That said, investing in gold stocks isn’t the same as investing in gold itself.

Gold mining stocks are influenced not just by gold prices, but also by how well the company is run. Factors like management decisions, production costs, debt levels, and even environmental or regulatory issues can affect performance. This means gold stocks can sometimes rise faster than gold, but they can also fall even when gold prices are steady.

Some gold mining companies may also pay dividends, which physical gold does not. However, dividends are not guaranteed and depend on the company’s profitability and cash flow.

In short, gold stocks offer indirect exposure to gold, with potentially higher upside, but also higher risk.

Pros

Potentially higher returns compared to physical gold if the company performs well
Easier to buy and sell compared to physical gold
Some companies may pay dividends

Cons

Stock performance depends on company management and overall market conditions
More volatile than physical gold
Share prices don’t always move in line with gold prices

Popular gold stocks:

Barrick Gold (GOLD)
Newmont Corporation (NEM)
Singapore-listed gold-related firms (if applicable).

How to invest in gold bullion in Singapore?

Banks: UOB Gold Bullion.
Open a brokerage account with DBS Vickers, Saxo Markets, FSMOne.

>> Read more: Best brokerage accounts

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3. Gold exchange-traded funds (ETFs)

Gold ETFs let you invest in gold without buying or storing physical gold. These funds are traded on stock exchanges, just like shares, and are designed to track the price of gold or hold gold-related assets on your behalf.

Some gold ETFs are backed by physical gold bullion, while others may gain exposure through gold-related assets such as mining companies or derivatives. What you’re investing in depends on the ETF’s structure, so it’s worth checking what the fund actually holds.

For investors in Singapore, gold ETFs are popular because they’re liquid, accessible, and easier to manage than physical gold. Certain gold ETFs are also listed on the SGX, which means they can be bought and sold using cash, SRS funds, or CPF funds (subject to CPF investment rules).

Gold ETFs can be a practical option if you want gold exposure as part of a diversified portfolio, without worrying about storage, insurance, or physical handling.

Pros

More liquidity than physical gold
Lower upfront capital needed compared to buying gold bars
No need for storage or insurance
Some ETFs are SGX-listed and eligible for SRS or CPF investing

Cons

You do not own physical gold
Management fees may apply and can affect long-term returns
ETF performance depends on how the fund is structured and managed

Popular gold stocks:

Barrick Gold (GOLD)
Newmont Corporation (NEM)
Singapore-listed gold-related firms (if applicable).

How to invest in gold stocks in Singapore?

Open a brokerage account with DBS Vickers, Saxo Markets, FSMOne.

>> Read more: Best ETFs in Singapore

Gold ETFs vs gold unit trusts (quick comparison)

While both provide exposure to gold, gold ETFs are typically passively managed and aim to track gold prices closely. Gold unit trusts, on the other hand, are usually actively managed, which means fund managers make decisions on buying and selling assets. This can result in higher fees and performance that may differ more from gold price movements.

Popular gold ETFs:

SPDR Gold Shares ETF (GLD)
iShares Gold Trust (IAU)
Other SGX- or US-listed gold ETFs (depending on availability)

How to invest in gold ETFs in Singapore?

Open a brokerage account with DBS Vickers, Saxo Markets, or FSMOne.

>> Read more: Best ETFs in Singapore

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4. Gold futures

A gold futures contract is an agreement to buy or sell a specific quantity of gold at a predetermined price on a future date. These contracts are traded on exchanges, and their value fluctuates based on the expected future price of gold.

Pros

High leverage potential (control a large amount of gold with a small investment)
Short-term trading opportunities

Cons

High risk, potential for significant losses
Requires active market knowledge and experience

Where to trade gold futures in Singapore?

Singapore Exchange (SGX)
CFD platforms (IG Markets, CMC Markets)

>> Read more: Gold perpetual futures

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5. Gold savings accounts

A gold savings account lets you invest in gold through a bank, without having to buy or store physical gold yourself. When you use one, you’re essentially buying a specific quantity of gold, and your balance moves in line with the bank’s gold prices.

This option appeals to investors who want exposure to gold prices but prefer convenience over physical ownership. You can usually buy and sell gold through online or mobile banking, making it easy to manage alongside your regular savings and investments.

In Singapore, banks such as UOB and OCBC offer gold savings or precious metals accounts. Do note that banks may set minimum purchase amounts, and there are often service charges or spreads between buying and selling prices, which can affect long-term returns.

Pros

Convenient way to gain gold exposure through your bank
No need to store or insure physical gold
Suitable for smaller or gradual investments

Cons

Service charges and buy-sell spreads may apply
You don’t hold physical gold
Pricing is determined by the bank, not the open market

6. Gold certificates

Gold certificates represent ownership of a stated amount of gold without physical delivery. Instead of holding gold bars or coins, you hold a certificate issued by a bank that confirms your gold ownership.

This can be useful if you’re concerned about storage and security, as the gold is typically held by the issuing institution. Depending on the product, gold certificates may be redeemable for cash or physical gold, giving some flexibility.

However, gold certificates can come with administration or service fees, and you’ll need to understand the issuer’s terms clearly, such as the minimum sizes, redemption rules, and how replacements are handled if certificates are lost.

Pros

No personal storage required
Provides exposure to gold without handling bullion
May offer conversion to cash or physical gold

Cons

Fees and charges may apply
You rely on the issuing institution
Less flexible than ETFs for frequent trading

Where to buy in Singapore?

Bank-issued gold certificates, such as those offered by UOB

7. Gold-linked structured investments

Gold-linked structured investments are more complex products typically offered by banks or brokers, and are generally suited to experienced investors. These products link returns to the price of gold, often alongside a base currency such as USD or SGD.

When you invest, you agree on a fixed investment period and a pre-determined conversion level. At maturity, your payout may be made in cash or gold, depending on how gold prices move relative to that level. This means outcomes can vary, and returns are not solely based on gold price movements alone.

Because of their structure, these products may carry market risk, liquidity risk, and potential principal risk, especially if you exit early or if gold prices move unfavourably. It’s important to fully understand the terms before investing, including how payouts work in different scenarios.

Pros

Can be tailored to specific market views
May appeal to investors comfortable being paid in gold or cash

Cons

More complex than ETFs or physical gold
Returns depend on specific product terms, not just gold prices
Returns depend on specific product terms, not just gold prices
May not be principal-protected

Gold jewellery suppliers in Singapore

Unlike investment-grade bullion, gold jewellery prices usually include additional costs such as design, workmanship, and branding. This means jewellery may not track gold prices as closely as bullion or gold ETFs. However, some buyers value the flexibility of resale, accessibility, or the ability to wear the gold.

Below are some well-known gold jewellery and gold-buying retailers in Singapore, offering a range of jewellery pieces and gold products.

Supplier	What they’re known for	Notes
Maxi-Cash	Jewellery retail and gold buying	Offers gold jewellery and buyback services; prices may vary based on gold condition
Mustafa Jewellery	Wide selection of gold jewellery	Popular for competitive pricing and variety across different gold purities
MoneyMax	Jewellery retail and pawn services	Sells gold jewellery and gold-related items, with both online and in-store options
UOB	Bank-issued gold products	Offers gold-related products and educational resources, including insights on gold investing

Best gold investment platforms in Singapore

If you prefer to invest in gold without dealing with physical storage (or you want access to “paper gold” options like gold ETFs, gold-related stocks, and gold CFDs/futures), using an investment platform can be a more convenient route.

The table below compares a selection of platforms commonly used by investors in Singapore, including fees, minimum deposit requirements, and any promotions available at the time of writing. Always check the product details and terms before signing up, as pricing and rewards can change.

	Hot Reward Pick	SingSaver Reward	Min. Commission Fee (SG Stocks)	Min. Trading Fee	Min. Deposit
moomoo SG	Apple AirPods Gen 4 (worth S$199)	S$2,843	S$0	0.03 %	S$2,000
Tiger Brokers	S$180 Upsized Grab Voucher	S$1,199	S$0.99	0.08 %	US$1,000
Webull Singapore	S$50 eCapitaVoucher + AirPods 4 bundle (total worth S$299)	S$829	S$0 *	0.025 %	S$3,000
Longbridge	S$160 Upsized Cash via PayNow	S$1,499	S$0	0.03 %	S$2,000
Plus500	20,000 Max Miles by HeyMax (worth S$360)	S$13,360	S$0	0 %	S$1,500
OANDA	-	S$18,888	S$50	0 %	S$0
IG Markets	S$50 Cash via PayNow	S$260	S$0	0 %	S$1,000
eToro	USD 500 in stocks (fulfilled by eToro)	S$639	US$1	-	S$1,000

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moomoo SG

Min. Commission Fee (SG Stocks)

Min. Trading Fee

0.03 %

Min. Deposit

2,000

SingSaver Reward up to S$2,843

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All-in-one investment platform
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Fast and stable trading environment
Tight, ultra-thin spread
Dedicated customer service
Regulated by MAS
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Platform fees apply for every trade

Product Details

Eligibility

Minimum Age: 18 years old

Key Features

In providing the above information, SingSaver is carrying out introducing activities on behalf of financial advisers. SingSaver is not to be construed as in any way engaging or being involved in the distribution or sale of any financial product or assuming any risk or undertaking any liability in respect of any financial product. Neither singsaver.com.sg or the content on it is intended as securities brokerage or investment advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security or fund. The content on singsaver.com.sg is for general information purposes only and does not review or include all available companies, products or offers. SingSaver may receive compensation from the brands providing the offers or services appearing on this website. This advertisement has not been reviewed by the Monetary Authority of Singapore.

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Tiger Brokers

Min. Commission Fee (SG Stocks)

0.99

Min. Trading Fee

0.08 %

Min. Deposit

US$ 1,000

SingSaver Reward up to S$1,199

Apply through SingSaver and choose from 4 premium rewards (Actual Gift eligibility depends on the deposit amount provided in the terms and conditions)