Citi Quick Cash Loans from 1.80% p.a. (EIR ~3.44% p.a.)
Updated: 15 Jan 2026
Citibank personal loans offer quick approval, competitive rates, and flexible repayment options. Enjoy a seamless application process online or through your Citi account, with funds deposited as soon as the next business day. Borrow with confidence and manage your finances effortlessly.
✅ Fast Approval, Disbursement & Flexible Loan Tenure
Monthly Repayment
S$ S$
460Annual Interest Rate
S$ S$
120EIR
6.50 % p.a.Processing Fee
S$ S$
01. Head to Citibank's website and apply via SingPass MyInfo or manually filling in a form
2. Submit the required documents
3. Wait for approval from Citibank
- Flexible line of credit up to 4X your monthly income or up to 8X your monthly income if your annual income is S$120,000 and above. (Subject to Citibank's approval)
- Enjoy an interest rate from as low as 3.45% p.a. (EIR 6.50% p.a.) by converting your available credit limit to a loan with Citi Quick Cash on Ready Credit. Terms and Conditions apply. EIR 6.50% p.a. is applicable to new Citibank Ready Credit customers only.
- No processing fees
- Minimum loan of S$1,000
- Tenure: 1 year to 5 years
- Annual fee: S$120 (First year free) on Citibank Ready Credit
- Late Payment charge: S$120*
- Overlimit fee: S$40*
Fees
Annual Fee: S$120
Eligibility
Minimum Age: 21 years old
Min. Annual Income: S$30,000 for Singaporeans and PRs. S$42,000 for foreigners
Required Documents
1. A copy of your NRIC (front & back) or work permit (with minimum 6 months validity)
2. A copy of your utility bill, telephone bill, or bank statement with your name and address
3. Income Tax Notice of Assessment
4. Latest original computerised payslip
Key Features
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider's approval.
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