Comprehensive Coverage with Direct Asia Travel Insurance
Updated: 9 Jul 2026
China
- Children get same coverage limits as adults in Family plan
- Unique add-on: Add your domestic helper under the family plan
- Rental car excess included
- Children get same coverage limits as adults in Family plan
- Unique add-on: Add your domestic helper under the family plan
- Rental car excess included
- Children get same coverage limits as adults in Family plan
- Unique add-on: Add your domestic helper under the family plan
- Rental car excess included
DirectAsia Single Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
S$3000 | S$1000 | S$1000 | S$5000 | S$1000 | S$500 | - | - | - | S$200000 | - | - | - | S$5000 | S$100000 | S$150000 | - | - | - | - | - | - | - | - | - | - | S$200 | S$1500 | - | - | S$1500000 | S$100 | S$0 | |
S$10000 | S$1000 | S$3000 | S$10000 | S$1000 | S$1000 | - | - | - | S$400000 | - | - | - | S$10000 | S$300000 | S$250000 | - | - | - | - | - | - | - | - | - | - | S$200 | S$1500 | - | - | S$1500000 | S$100 | S$0 | |
S$15000 | S$1000 | S$5000 | S$25000 | S$1500 | S$1500 | - | - | - | S$1000000 | - | - | - | S$25000 | S$500000 | S$500000 | - | - | - | - | - | - | - | - | - | - | S$200 | S$1500 | - | - | S$1500000 | S$100 | S$0 |
DirectAsia Annual Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | S$10000 | S$1000 | S$3000 | S$5000 | S$1000 | S$500 | - | - | - | S$200000 | - | - | - | S$5000 | S$100000 | S$250000 | - | - | - | - | - | - | - | - | - | - | S$200 | S$1500 | - | - | S$1500000 | S$100 | S$0 |
S$15000 | S$1000 | S$5000 | S$10000 | S$1000 | S$1000 | - | - | - | S$400000 | - | - | - | S$10000 | S$300000 | S$500000 | - | - | - | - | - | - | - | - | - | - | S$200 | S$1500 | - | - | S$1500000 | S$100 | S$0 | |
S$25000 | S$1000 | S$7500 | S$25000 | S$1500 | S$1500 | - | - | - | S$1000000 | - | - | - | S$25000 | S$500000 | S$1000000 | - | - | - | - | - | - | - | - | - | - | S$200 | S$1500 | - | - | S$1500000 | S$100 | S$0 |
Frequently asked questions about DirectAsia Travel Insurance
Why choose DirectAsia Travel Insurance
DirectAsia travel insurance offers 3 tiers of coverage for single trips: Voyager 150, Voyager 250 and Voyager 500. Insured children are entitled to the same coverage as adults. Apart from individual plans, DirectAsia also offers travel insurance for groups and families.
DirectAsia Voyager 150
Price: From S$43.45
Medical coverage (overseas): Up to S$150,000
Trip cancellation coverage: Up to S$3,000
Loss/Damage of baggage coverage: Up to S$1,000
Key features
- High customer satisfaction rating of more than 90%
- Up to S$150,000 for Overseas Medical Expenses
- Up to S$100,000 for Personal Accident protection
- Up to S$2,000 for Trip Cancellation, Curtailment and Delay
- Covered under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC)
Plan highlights
- Payable limits for children are identical to that of adults under family plans
- Up to S$1,500,000 for Evacuation and Repatriation
- Up to S$5,000 for follow-up medical treatment back in Singapore, inclusive of Traditional Chinese Medicine treatments
- Up to S$1,000 Pet Hotel coverage for plans of all tiers
- Up to S$1,000 Terrorism cover if you become reluctant to travel after an act of terrorism near your travel destination
- Up to S$2,000 for Compassionate Visits if you are hospitalised for at least 5 continuous days
Covid-19 protection
- Up to S$150,000 for Overseas Medical Expenses
- Up to S$2,000 for medical expenses in Singapore
- Up to S$100,000 for Emergency Medical Evacuation
- Up to S$3,000 for Trip Cancellation and Curtailment
Leisure activities
- Extreme Sports & Activities is an optional add-on only available for annual plans
- This will cover you for select Winter Sports Activities, Water Sports Activities, Aerial Sports Activities and Land Sport Activities
- Sports Equipment cover is an optional add-on only available for annual plans
- This will cover you for up to S$5,000 for the repair, replacement or rental of equipment
DirectAsia Voyager 250
Price: From S$46.23
Medical coverage (overseas): Up to S$250,000
Trip cancellation coverage: Up to S$10,000
Loss/Damage of baggage coverage: Up to S$3,000
Key features
- High customer satisfaction rating of more than 90%
- Up to S$250,000 for Overseas Medical Expenses
- Up to S$300,000 for Personal Accident protection
- Up to S$10,000 for Trip Cancellation, Curtailment and Delay
- Covered under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC)
Plan highlights
- Payable limits for children are identical to that of adults under family plans
- Up to S$1,500,000 for Evacuation and Repatriation
- Up to S$10,000 for follow-up medical treatment back in Singapore, inclusive of Traditional Chinese Medicine treatments
- Up to S$1,000 Pet Hotel coverage for plans of all tiers
- Up to S$2,500 Terrorism cover if you become reluctant to travel after an act of terrorism near your travel destination
- Up to S$3,000 for Compassionate Visits if you are hospitalised for at least 5 continuous days
Covid-19 protection
- Up to S$150,000 for Overseas Medical Expenses
- Up to S$2,000 for medical expenses in Singapore
- Up to S$100,000 for Emergency Medical Evacuation
- Up to S$3,000 for Trip Cancellation and Curtailment
Leisure activities
- Extreme Sports & Activities is an optional add-on only available for annual plans
- This will cover you for select Winter Sports Activities, Water Sports Activities, Aerial Sports Activities and Land Sport Activities
- Sports Equipment cover is an optional add-on only available for annual plans
- This will cover you for up to S$5,000 for the repair, replacement or rental of equipment
DirectAsia Voyager 500
Price: From S$62.57
Medical coverage (overseas): Up to S$500,000
Trip cancellation coverage: Up to S$15,000
Loss/Damage of baggage coverage: Up to S$5,000
Key features
- High customer satisfaction rating of more than 90%
- Up to S$500,000 for Overseas Medical Expenses
- Up to S$500,000 for Personal Accident protection
- Up to S$15,000 for Trip Cancellation, Curtailment and Delay
- Covered under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC)
Plan highlights
- Payable limits for children are identical to that of adults under family plans
- Up to S$1,500,000 for Evacuation and Repatriation
- Up to S$25,000 for follow-up medical treatment back in Singapore, inclusive of Traditional Chinese Medicine treatments
- Up to S$1,000 Pet Hotel coverage for plans of all tiers
- Up to S$5,000 Terrorism cover if you become reluctant to travel after an act of terrorism near your travel destination
- Up to S$5,000 for Compassionate Visits if you are hospitalised for at least 5 continuous days
Covid-19 protection
- Up to S$150,000 for Overseas Medical Expenses
- Up to S$2,000 for medical expenses in Singapore
- Up to S$100,000 for Emergency Medical Evacuation
- Up to S$3,000 for Trip Cancellation and Curtailment
Leisure activities
- Extreme Sports & Activities is an optional add-on only available for annual plans
- This will cover you for select Winter Sports Activities, Water Sports Activities, Aerial Sports Activities and Land Sport Activities
- Sports Equipment cover is an optional add-on only available for annual plans
- This will cover you for up to S$5,000 for the repair, replacement or rental of equipment
Why choose DirectAsia travel insurance
DirectAsia travel insurance offers 3 tiers of coverage for single-trip plans and annual plans. Some optional add-ons, such as Sports Equipment and Extreme Sports & Activities coverage, are only available for annual plans. Meanwhile, COVID-19 coverage, which is also an optional benefit, is only available for single-trip plans. In the context of this article, we are generally referring to single-trip plans for one individual under the age of 70.
DirectAsia travel insurance coverage details
Overseas medical expenses
- Up to S$500,000 per adult or child
- Up to S$250,000 per senior
- DirectAsia travel insurance defines a senior as a person aged 71 years old or above
- A child can be a biological, step or legally adopted individual who is unemployed and up to 18 years old
- If unmarried and pursuing full-time tertiary education, the child can be aged up to 24 years
Emergency medical evacuation and repatriation
- Up to S$1,500,000 per adult or child
- Up to S$250,000 per adult aged 71 years old and above
Personal liability
- Up to S$1,000,000 protection against any claim for compensation following an incident that results in the death or injury of a third party
- Available across all tiers starting from S$200,000
Optional add-on coverage
Local medical expenses
- Up to S$25,000 for follow-up medical treatment back in Singapore, including up to S$750 for Traditional Chinese Medicine treatments
- This is among the highest available coverage for local medical expenses, as other insurers typically offer between S$1,500 and S$10,000 in coverage
Comparable coverage for children
Unlike other insurers, coverage for adults and children are virtually identical under DirectAsia's travel plans.
- Up to S$500,000 for Overseas Medical Expenses for adults and children
- Up to S$25,000 for local medical expenses for adults and children
- Up to S$1,500,000 for Emergency Medical Evacuation for adults and children
- Up to S$500,000 for Personal Accident coverage for adults and children
Maid coverage
You can utilise this optional protection to protect your domestic helper overseas, if you are purchasing an annual plan. She will share the same benefits granted to any insured adult for the duration of your trip.
- Up to S$1,000,000 in Overseas Medical Expenses
- Up to S$50,000 in local medical expenses
- Up to S$1,000,000 in Emergency Medical Evacuation
- Up to S$100 for Emergency Phone Charges
- Trip Cancellation, Curtailment, Trip Postponement, Missed Connection, Reluctance to Travel Following an Act of Terrorism and Travel Delay protections also apply
Pros and cons of DirectAsia Insurance
| Pros | Cons |
|
✅ Optional Extreme Sports & Activities coverage available ✅ Optional Sports Equipment coverage available ✅ Optional domestic helper coverage available ✅ Pet hotel coverage available for all plans ✅ Compassionate Visit benefits ✅ High coverage for medical expenses in Singapore ✅ Protection against reluctance to travel following an act of terrorism available |
❌ Some optional add-ons are tied to annual plans and are not available for individual plans ❌ No coverage for pre-existing conditions ❌ Limited Extreme Sports and Activities coverage, which excludes activities such as contact sports and organised races ❌ No coverage for dental expenses incurred due to sickness, disease, infection or any physical defect or illness. ❌ No 24/7 support as DirectAsia's hotline is only available during office hours |
DirectAsia Travel Insurance compared to other insurance providers
|
Provider |
Best for |
Overseas medical expenses |
Local medical expenses |
Trip cancellation |
Loss of baggage |
|
DirectAsia |
Equal coverage for children |
S$500,000 |
S$25,000 |
S$15,000 |
S$5,000 |
|
Allianz |
COVID-19 coverage |
S$1,000,000 |
S$2,500 |
S$10,000 |
S$5,000 |
|
FWD |
Trip cancellation |
S$1,000,000 |
S$30,000 |
S$15,000 |
S$7,500 |
|
MSIG |
Local medical expenses |
S$1,000,000 |
S$75,000 |
S$7,500 |
S$15,000 |
|
TIQ |
Pre-existing conditions |
S$1,000,000 |
S$10,000 |
S$10,000 |
S$3,000 |
*All calculations are based on a single trip to Japan, 5D6N for 1 adult.
DirectAsia’s greatest strength lies in its range of optional add-ons and of course, its equal coverage for adults and children. Its entry-level Voyager 150 and mid-level Voyager 250 plans start from S$43.45 and S$46.23 respectively, making it easier to secure a budget-friendly plan for carefree travels.
How to claim
- Prepare all relevant travel documents.
- For claims relating to medical expenses, this will include proof of travel, medical invoices, medical reports and any other relevant medical document.
- All claims are to be submitted online on DirectAsia's claims portal.
Related pages
In addition to DirectAsia travel insurance, here are some other travel insurance providers available in Singapore:
AIG Travel Insurance Singapore
Allianz Travel Hero Insurance Singapore
Allied World Travel Insurance Singapore
FWD Travel Insurance Singapore
HL Assurance Travel Insurance Singapore
MSIG Travel Insurance Singapore
Singlife Travel Insurance Singapore
Sompo Travel Insurance Singapore
Starr Travel Insurance Singapore
TIQ Travel Insurance Singapore
Tokio Marine Travel Insurance Singapore
Zurich Travel Insurance Singapore