SingSaver Articles & Financial Guides: Your Complete Personal Finance Hub in Singapore

A good credit score is your passport to financial freedom.

From 1 November 2026, the OCBC 365 Credit Card earns 6% cashback on dining, groceries, land transport and petrol, with a S$160 monthly cap at just S$800 in spend.

Is using your credit card to pay rent a smart move in 2026? Weigh the convenience and reward potential against rising processing fees and interest risk.

Most Singapore banks charge S$100 each time you miss your minimum payment. Here’s how to avoid the fee, what penalties apply, and how to get a credit card late payment waiver.

Need cash urgently but not sure where to turn? Licensed moneylenders in Singapore can be a helpful option when you’re facing short-term financial stress.

Looking to unlock some of the value tied up in your property? A cash-out refinance lets you access cash by replacing your existing home loan with a new, larger one, using your private property as collateral.

A payday loan in Singapore is a short-term, high-cost loan from a licensed moneylender, meant to tide you over until your next salary. Interest is capped by law at 4% a month, and you must verify your identity in person before the loan is paid out.

Safeguarding your travel plans when unexpected events occur.

To claim travel insurance, report the incident on the spot and get written proof. Keep every receipt, then submit your claim online with complete documents before your insurer's deadline, which is often 30 days.

Travel mistakes can range from being a mere inconvenience to downright costly. Here are seven top travel mistakes to watch out for when planning your getaways.

Electric vehicles made up 40% of new car registrations in Singapore in Q1 2026. Should you be part of that growing number, and if so, why?

For the cheapest parking in Orchard when visiting Orchard Road, Plaza Singapura, or Somerset, bookmark this list. It includes some of our best-kept secret parking spots in Orchard and Dhoby Ghaut where you can park your car for cheap (and even free) at all hours of the week.

Ever since banks started reducing their deposit interest rates, we've started seeing a slew of non-traditional alternatives to savings accounts

Unlock a world of privileges, personalised service, and global access with HSBC Premier – but is it truly worth the commitment?

The Supplementary Retirement Scheme (SRS) isn’t just a tax relief tool — it’s a long-term wealth-building strategy. While contributions reduce your taxable income today, leaving your funds idle at 0.05% per annum means inflation quietly erodes their value over time.

Planning for retirement in Singapore can be daunting — from figuring out how much you'll need to manage your savings while juggling work, bills, and family life.  But what if there was a low-effort way to invest that adapts as you get older? That’s where target-date funds come in.

Winner takes all, and by that, we mean cold hard cash and attractive prizes!  Here’s a list of winners from our past giveaways, contests and campaigns. If you have participated in any of our giveaways or signed up for a credit card, personal loan or travel insurance during a promotion, scroll down to find out if you have won!

With savings accounts and fixed deposits offering higher interest rates, some insurers are taking their cue with short-term endowment plans as an alternative way to grow your savings. Mid to long-term endowment plans on the other hand, can help you save for significant milestones.

GST filing can be complex for SMEs. Learn key steps Singapore businesses should know and how accounting software like Xero can help simplify the process.

Looking for a cheap prepaid SIM? We compare the latest cheap prepaid plans from Singtel, StarHub, M1 and SIMBA, for residents, seniors and tourists.

Break free from lock-in contracts with the best SIM-only mobile plans in Singapore.

Juggling broadband, mobile and entertainment plans for the whole family? Start Hubbing with StarHub for more value, more flexibility and less hassle.