Best Maybank Credit Cards in Singapore 2026
Updated: 1 Apr 2026
Looking for a credit card that complements your lifestyle? Maybank credit cards offer up to 8% cashback on everyday essentials like dining, groceries, and petrol, making each purchase more rewarding. Whether you're planning a weekend getaway or a special night out, Maybank’s exclusive privileges and easy-to-use digital banking ensure you enjoy life’s moments while staying on top of your finances.
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Credit Card | Product Name | 🔥 Hot Reward Pick | Card Benefits | Min. Annual Income | Annual Fee | |
|---|---|---|---|---|---|---|
 | Maybank XL Cashback Card | - | 0.2 - 5 % | S$30,000 | S$87.20 | |
 | Maybank XL Rewards Card | - | 0.2 - 5 % | S$30,000 | S$87.20 | |
 | Maybank Horizon Visa Signature Card | - | 0.4 - 2.8 | S$30,000 | S$196.20 | |
 | Maybank Family & Friends Card | - | 0.22 - 8 % | S$30,000 | S$196.20 | |
 | Maybank World Mastercard | - | 0.4 - 4 | S$80,000 | S$261.60 | |
 | Maybank Manchester United Platinum Visa Credit Card | - | 3 % | S$30,000 | S$87.20 | |
 | Maybank FC Barcelona Visa Signature Card | - | 1.6 % | S$30,000 | S$130.80 | |
 | Maybank Platinum Visa Card | - | 3.33 % | S$30,000 | S$20 |
Cashback (Dine)
5 %Cashback (Shop)
5 %Cashback (Travel)
5 %Cashback (Play)
5 %- 5% cashback* whenever you spend in the Dine, Shop, Travel and Play categories, as well as in Foreign currencies.
- Up to S$80 bonus cashback monthly (Other transactions will earn unlimited cashback at 0.2% cashback.)
- Credit Cards with one of the widest number of spending categories in the market:
- Dine: Restaurants, fast food, bakeries, food delivery, etc.
- Shop: Apparel, departmental stores, sports apparel, online shopping, etc.
- Travel: Airlines, online travel agencies, hotel booking, etc.
- Play: Bars, KTV, cinemas, online streaming, video game arcade, etc.
- +all foreign currency spend (overseas & online)
- Annual Fee waiver
- No monthly spend required
- No rebate cap
- Overseas rebate
- Extremely limited age range (21 to 39 years old only).
- 5% bonus cashback rate requires S$500 min. spend per calendar month.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchases: 27.9 % p.a.
Interest on Cash Advance: 28.5 % p.a.
Interest Free Period: 20 days
Fees
Annual Fee: S$87.20
Foreign Currency Transaction Fee: 3.25 %
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Airmiles (Dine)
4 miles / dollarAirmiles (Shop)
4 miles / dollarAirmiles (Travel)
4 miles / dollarAirmiles (Play)
4 miles / dollar- 4 air miles per dollar (10X TREATS Points) whenever you spend in the Dine, Shop, Travel and Play categories, as well as in Foreign currencies.
- Up to 10,000 bonus TREATS Points monthly. (Other transactions will earn 5 TREATS points for every S$5 spent.)
- Credit Cards with one of the widest number of spending categories in the market:
- Dine: Restaurants, fast food, bakeries, food delivery, etc.
- Shop: Apparel, departmental stores, sports apparel, online shopping, etc.
- Travel: Airlines, online travel agencies, hotel booking, etc.
- Play: Bars, KTV, cinemas, online streaming, video game arcade, etc.
- +all foreign currency spend (overseas & online)
- Annual Fee waiver
- No monthly spend required
- No rebate cap
- Overseas rebate
- Extremely limited age range (21 to 39 years old only).
- 4 miles per dollar rate requires S$500 min. spend per calendar month.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchases: 27.9 % p.a.
Interest on Cash Advance: 28.5 % p.a.
Interest Free Period: 20 days
Fees
Annual Fee: S$87.20
Foreign Currency Transaction Fee: 3.25 %
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Maybank Horizon Visa Signature Card
rating
4.3/ 5
Cashback (Local)
0.27 %Complimentary Travel Insurance
Up to S$1,000,000Annual Fee
S$ S$
196.20Min. Annual Income
S$ S$
30,000- Earn 2.8 air miles (7X TREATS Points) per S$1 spent on air tickets and in foreign currencies.
- Earn 1.2 air miles (3X TREATS Points) per S$1 spent on all local shopping, groceries, dining, hotel bookings and more
- Earn miles when you spend on Insurance, Medical, Education, Rentals & more.
- Fuel savings of 20.05% + 3X TREATS Points at Caltex stations with Diamond Sky Fuel card
- Travel in comfort with complimentary access to selected VIP lounges
- Overseas/Foreign spend
- Air tickets
- Dining
- Air miles are only applicable if redemption is made on TREATS SG app
- TREATS Points awarded calculated based on blocks of S$5.
- TREATS Points expire after one year.
- Rebate cap applied
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 26.9 %
Interest Free Period: 20 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Air Miles Conversion Fee: S$25
Eligibility
Monthly Spend Required: S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Maybank Family & Friends Card
rating
4.5/ 5
Cashback (Overseas)
Up to 8 %Cashback (Local)
Up to 8 %Monthly Spend Required
Min. S$ 800Annual Fee
S$ S$
196.20- Earn up to 8% cashback for 5 Preferred Categories across 10 options.
- Get up to 8% cashback on Malaysian Ringgit (MYR) and Indonesian Rupiah (IDR) spend.
- Earn up to S$180 cashback every month.
- Preferred Categories can be changed trimonthly or every 3 months.
- 3-year annual fee waiver.
- No annual fee for supplementary card.
- Local spending rebate
- Annual Fee waiver
- Monthly cashback at 0.22% for spends below S$800.
- Rebate cap applied
- Monthly spend required
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 26.9 %
Interest Free Period: 20 days
Fees
Annual Fee: S$196.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: Min. S$800
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Maybank World Mastercard
rating
3/ 5
Airmiles (Retail)
4 miles / dollarAirmiles (Dining)
4 miles / dollarAirmiles (Petrol)
4 miles / dollarMin. Annual Income
S$ S$
80,000- Earn 10X TREATS Points (4 miles) per S$1 spent at specially selected retail stores, restaurants, and all petrol stations islandwide+.
- Get up to 20.05% savings on petrol.
- Complimentary green fees at world-class golf fairways.
- Complimentary enrolment into Rewards Infinite Programme: TREATS Points never expire.
- Free air miles conversion
- Complimentary Plaza Premium airport lounge access with a minimum charge of S$1,000 in a single retail transaction.
- Complimentary travel insurance coverage of up to S$1,000,000 when air tickets/travel packages are charged in full to the card.
- Dining rebate
- Retail rebate
- Petrol rebate
- Airport lounge
- TREATS Points awarded calculated based on blocks of S$5.
- Annual income requirement: S$80,000.
- Annual fee: S$240 (waived for first year only)
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 26.9 %
Interest Free Period: 20 days
Fees
Annual Fee: S$261.60
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Air Miles Conversion Fee: No Fee
Eligibility
Minimum Annual Income: S$80,000
Minimum Age: 21 years old
Cashback (Local)
Up to 3 %Complimentary Travel Insurance
Up to S$300,000Annual Fee
S$ S$
87.20Min. Annual Income
S$ S$
30,000- Earn 1% unlimited cashback and 1X TREATS Points (0.4 miles per dollar) on all transactions.
- Earn up to 3% cashback and 5X TREATS Points when Manchester United Wins a Premier League match.
- No minimum spend and no cashback cap.
- Stand a chance to win a trip for 2 to watch Manchester United live every football season.
- Complimentary travel insurance coverage of up to S$300,000.
- Local spending rebate
- No monthly spend required
- No rebate cap
- Travel insurance
- TREATS Points awarded calculated based on blocks of S$5.
- TREATS Points expire after one year.
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 26.9 %
Interest Free Period: 20 days
Fees
Annual Fee: S$87.20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Air Miles Conversion Fee: S$25
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Cashback (Local)
1.6 %Complimentary Travel Insurance
Up to S$300,000Annual Fee
S$ S$
130.80Min. Annual Income
S$ S$
30,000- Get 1.6% unlimited cashback on your local and foreign spend.
- No minimum spend and no cashback cap.
- Stand a chance to win a trip for 2 to watch FC Barcelona live every football season.
- Complimentary travel insurance coverage of up to S$300,000.
- Annual Fee waiver
- No monthly spend required
- No rebate cap
- Overseas rebate
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 26.9 %
Interest Free Period: 20 days
Fees
Annual Fee: S$130.80
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Minimum Annual Income: S$30,000
Minimum Age: 21 years old
Maybank Platinum Visa Card
rating
3.3/ 5
Cashback (Local)
Up to 3.33 %Complimentary Travel Insurance
Up to S$500,000Annual Fee
S$ S$
20Min. Annual Income
S$ S$
30,000- Get up to 3.33% cash rebate on all your local and foreign currency spend.
- Earn up to 3% p.a. with the Maybank Save Up Programme, with spends on this credit card being one of the categories.
- Complimentary travel insurance coverage of up to S$500,000.
- Quarterly service fee of S$20 (First 3 Years Free). Subsequently, quarterly service fee is waived when you charge to your Card once every 3 months.
- Local spending rebate
- Overseas rebate
- Annual Fee waiver
- No quarterly cashback if minimum monthly spend is below S$300 each month in a quarter.
- Cashback cap: S$100 per quarter.
- Rebate cap applied
Repayment Details
Minimum Payment: 3 %
Late Payment Charge: S$100
Interest on Purchase: 26.9 %
Interest on Cash Advance: 26.9 %
Interest Free Period: 20 days
Fees
Annual Fee: S$20
Foreign Currency Transaction Fee: 3.25 %
Cash Advance Service Charge: S$15
Eligibility
Monthly Spend Required: S$300
Minimum Annual Income: S$30,000
Minimum Age: 21 years old