DBS yuu Card Review: Is There Really A Difference Between The Visa And AMEX Version?

Kendra Tan

Kendra Tan

Last updated 11 January, 2023

So, you’re convinced about the great rewards and points the DBS yuu card has to offer. Between the Visa and AMEX version, which card should you sign up for? 

Temasek tech venture minden.ai has partnered up with DFI Retail Group and DBS bank to launch a new credit card: the DBS yuu Card. 

What is the DBS yuu card?

The new co-branded credit card, which works hand in hand with the yuu app, can be used to earn rewards points to be redeemed across a wide variety of merchants. 

These include vouchers at popular household brands like BreadTalk, Toast Box, Food Junction, Mandai Wildlife Reserve and many more. 

You can learn all about the yuu app and rewards system here

DBS yuu card points — get the most points out of your purchases when you pair the yuu app with the yuu credit card

Here’s how the DBS yuu card works together with the app. 

Basically, you will only earn a base rate of one to four yuu points if you solely use the app. 

But if you pair the app with the card, you’ll get up to extra 30x yuu points. 

Here’s a breakdown of how you can earn the most yuu points: 

Category

yuu Point 

Point Multiplier

Base Points

All retail spend: 1 yuu Point = S$1


Participating yuu merchants: 4x yuu points

1 x S$10 = 10 yuu Points


4 x S$10 = 40 yuu Points

(Bonus) Partner Offers

Selected partner products: 3x yuu Points (2x bonus + 1x base rate)

(3 - 1) x 10 = 20 yuu Points 

(Bonus) Bank Cards

DBS yuu Credit Card: Up to 30x yuu Points


PAssion POSB Debit Card: Up to 16x yuu Points

(30 - 3) x 10 = 270 yuu Points


(16 - 3) x 10 = 130 yuu Points

Maximum yuu Points earned

DBS yuu Credit Card: Up to 30x yuu Points

10 + 20 + 270 = 300 yuu Points


PAssion POSB Debit Card: Up to 16x yuu Points

10 + 20 + 130 = 160 yuu Points

As you can see from the table, cardholders can earn up to 30x yuu Points (Up to 15% cash rebate) at BreadTalk, Butter Bean, Cold Storage, CS Fresh, Food Junction, Food Republic, Food Opera, Giant, Guardian, 7-Eleven, Toast Box and Thye Moh Chan. 

This will be valid until 31 Jan 2023.

Comes in Visa and American Express options 

DBS Yuu Visa Card

DBS Yuu AMEX Card

As part of the yuu App’s launch, DBS simultaneously released a new addition to the DBS credit card family — the DBS yuu (Visa/AMEX) Credit Card

Same same but different 

While both the DBS yuu Visa Card and AMEX Card earn you the same amount of points and offer the same welcome gift — S$250 cashback from now till 31 Dec 2022 — the AMEX version has exclusive offers ranging from 30% off hotel bookings, free trials on PressReader and 15% off Bloomingdale’s. 

The full list of offers under the DBS yuu AMEX Card include: 

Booking.com

Up to 30% off on selected hotel bookings made at Booking.com through Amex Benefits platform.

IHG® Hotels and Resorts

Enjoy 15% on savings on room stays and 20% discount on dining at IHG® Hotels & Resorts properties in Southeast Asia and Korea. Book and stay by 30 December 2022.

Sixt Platinum Status

Complimentary SIXT Platinum Status Benefits with access to the SIXT rent a car loyalty program that offers exclusive benefits, discounts, and upgrades:

  • Exclusive counter service and parking access
  • Complimentary upgrade when available
  • Up to 15% discount on rental
  • Bonus points with participating programs
  • Birthday gift

Rentalcars.com

Up to 10% off on the car price element of a car rental booking with promo code promoamex10

Bloomingdale’s

15% off online purchases of USD200 or more plus free international shipping with promo code Amex15.

PressReader

Sign up to receive a 7-day free trial that auto-renews monthly at 20% off PressReader digital subscriptions on 7000+ of the world's most popular newspapers and magazines. 

Existing DBS Black Card customers to automatically receive yuu card

If you’re an existing DBS Black Card customer, you do not need to apply for the DBS yuu Card. You will be receiving your new DBS yuu Card by end December 2022. 

DBS Black Credit Card

Welcome Gift: Get S$250 cashback when you make a min. spend of S$500 with 30 days from card approval. Valid till 31 March 2023. T&Cs apply.

Plus, enjoy up to 30X Points (worth 15% cash rebates) at over 1,000 places islandwide such as Cold Storage, CS Fresh, Giant, 7-Eleven, Guardian, BreadTalk, Toast Box, Food Republic, Mandai Wildlife Reserve and many more! Valid till 31 January 2023.

DBS yuu card eligibility

Age: 21 years and above

Income: 

  • S$30,000 and above per annum (Singaporean)
  • S$45,000 and above per annum (Foreigner)

Annual Fee: 

  • S$194.40 (Principal card)
  • S$97.20 (each Supplementary card)

Annual Fee Waiver: 1 year

Late fee: S$100 (For outstanding balance above S$200)

Finance charges: 26.80% p.a. chargeable on daily basis (subject to compounding)

How to apply 

DBS Yuu Visa Card

DBS Yuu AMEX Card

PAssion POSB Debit Card

If you don’t intend to get the DBS yuu Credit Card because you’re an existing PAssion POSB Debit Cardholder, that’s okay as well. 

You are still able to earn points, albeit at a slower rate of up to 16x yuu points. 

Those with existing TapForMore (TFM) points in their PAssion POSB Debit Card may choose to convert them into yuu Points.

One TFM point equals to 1.33 yuu Points.

As a debit card, it doesn’t charge an annual fee unlike credit cards, and is available to most Singaporeans over the age of 16.

Other perks include:

  • Free PAssion membership (worth S$12) to access member rates at all Community Club courses, activities, facilities, and privileges at PA outlets
  • Discount at over 2,000 PAssion Merchant outlets
  • Complimentary National Library Board Partner Membership — entitled to up to 24 library item borrows
  • Redeemable S$5 eCapitaVoucher at only 4,500 STAR$. T&Cs apply.
  • 1% cashback at Takashimaya
  • 1-for-1 deals on attractions and entertainment on the 10th of every month

💡 Pro-tip: Check out attractive Klook 1-for-1 deals and promos as featured in our Klook promo code article.

Read these next:
The Ultimate Guide to the yuu App & Rewards: Redeem a Samsung Galaxy Z Flip Phone
Credit Card Promotions: Exclusive on SingSaver
Credit Card Welcome Offer: A Comparison of the Best Gifts
8 Ways to Earn More Cashback on Credit Cards, Shopping Apps, and More
10 Best Supermarket House Brand Products in Singapore You Need to Try

Avid promo code hunter and haggler. Kendra doesn’t like paying full price for anything. She’s the best person to bring along if you’re travelling on a budget. Have an interesting story to tell? E-mail her at kendra.tan@singsaver.com.sg