Best DCS Credit Cards in Singapore 2025
Updated: 29 May 2025
Card | Hot Reward Pick | SingSaver Reward | Card benefit | Min. Annual Income | Annual Fee | |||
|---|---|---|---|---|---|---|---|---|
 | DCS Flex Visa Platinum Card | - | - | 0.3 - 8 % cashback | S$30,000 | S$196.2 | ||
 | DCS Ultimate Platinum UnionPay Card | - | - | 2 % cashback | S$30,000 | S$196.2 | ||
 | DCS Ultimate Platinum Mastercard | - | - | 2 % cashback | S$30,000 | S$196.2 | ||
 | DCS CASHBACK Card | - | - | 5 % cashback | S$30,000 | S$196.2 | ||
 | DCS Sheng Siong Card | - | - | 5 % cashback | S$30,000 | S$196.2 | ||
 | DCS DON DON DONKI Card | - | - | 5 % cashback | S$30,000 | S$196.2 |
Our pick for the best overall credit card
Our pick for the best overall credit card
DCS DON DON DONKI Card
Other card details
What is a DCS Credit Card?
A DCS Credit Card is a payment card from the DCS Card Centre that can be used for purchases made locally and when travelling overseas. This credit card grants access to a global network of airport lounges and a rewards programme focused on dining and travel experiences. DCS cardholders enjoy flexible payment solutions, promotions, discounts, and exclusive services, making it a favoured choice for discerning spenders seeking value from their purchases.
What is the DCS Card Centre?
DCS Card Centre, formerly known as Diners Club Singapore, has evolved from a traditional card issuer to a pioneering fintech and crypto payments provider. Since its founding in 1973, the Centre has broadened its services to include major payment networks like Visa, Mastercard, and Union Pay. This expansion supports various credit card offerings and merchant acquiring services to enhance payment accessibility and flexibility for both consumers and businesses, aligning with the modern financial landscape.
Benefits of signing up for a DCS Card
Earn rewards on purchases
The DCS card rewards system turns everyday purchases into opportunities for earning points, which can be redeemed for exciting travel, dining, and shopping rewards. This allows cardholders to directly benefit from their regular spending, transforming ordinary transactions into valuable perks.
Flexible credit options
DCS cards offer flexible credit options that adapt to your financial needs. Whether you’re planning a large purchase or managing monthly expenses, you can choose from a range of credit lines and repayment plans. This flexibility helps you maintain control over your finances and manage cash flow effectively.
Exclusive member discounts
As a DCS cardholder, you can access exclusive discounts and promotional offers at partner stores and services. This benefit allows you to save money on purchases ranging from dining and entertainment to shopping and travel, enhancing your buying power.
Who should sign up for a DCS card in Singapore?
The DCS card in Singapore is ideal for savvy spenders who want to maximise their purchasing power. Whether you're a frequent traveller or a food enthusiast, the DCS card enriches your spending with rewards and exclusive discounts. Sign up now for a DCS card and enjoy available promotions.
Frequently asked questions about DCS Credit Cards in Singapore
A DCS Charge Card requires full payment on the due date, while a DCS Credit Card allows you to pay the amount in full or just the minimum payment.
Yes, you can hold both a DCS Charge Card and a DCS Credit Card simultaneously, provided your declared taxable income to the Inland Revenue exceeds S$30,000 annually.
The annual fee for a DCS Credit Card is S$180. However, this fee can be waived if the cardholder meets certain requirements.
Visit the Diners Club International website's page. There, you can search by city or airport to find details on over 1500+ affiliated lounges.