Best Air Miles & KrisFlyer Credit Cards In Singapore (2024)

Last updated 18 July 2024
Best Air Miles & KrisFlyer Credit Cards In Singapore (2023)

Choosing the right air miles credit card can help you earn frequent flyer miles cheaper and quicker, plus enjoy perks on travel insurance, overseas spend, flight lounges, and more. Here are the best miles and KrisFlyer credit cards for avid travellers to consider in Singapore.

Compare and Find the Best Air Miles and KrisFlyer Credit Cards for Your Needs on SingSaver

Here is a quick summary of the best miles and KrisFlyer cards in Singapore. Select the tab to find which cards offer the best earn rate for each respective category. Do take note of the minimum spend and cap, as most cards do come with specific conditions to earn bonus miles!

Card Earn Rate Notes
Citi Rewards Card
CITI_REWARDS_MASTER
4 mpd pair with Amaze card

capped at S$1,000 per statement month
DBS Vantage Card
DBS_VANTAGE_VISA_INFINITE
1.5 mpd no min. spend or cap
SCB Visa Infinite Card
scb-visa-infinite-card
1.4 mpd with min. spend of S$2,000 per statement month
UOB Visa Infinite Metal Card
uob-visa-infinite-card2
1.4 mpd no. min spend or cap
UOB PRVI Miles Card
Amex | Mastercard | Visa
uob-prvi-resized-e1548402137533-2
1.4 mpd no min. spend or cap
OCBC 90°N Card
Mastercard | Visa
OCBC-90MC
1.3 mpd no min. spend or cap
DBS Altitude Card
Amex | Visa
DBS-Altitude-Visa_LF-2019-2026-1024x686-1
1.3 mpd no min. spend or cap
Citi PremierMiles Card
CITIPREMIERMILESMASTERCARD
1.2 mpd no min. spend or cap
HSBC TravelOne Card
HSBC TravelOne
1.2 mpd no min. spend or cap
Standard Chartered Journey Card
SC_Card_OM_Journey_20220816-AssetA-RGB-2500px_HENRY YEO
1.2 mpd no min. spend or cap
AMEX KrisFlyer Ascend Card
Amex_KrisFlyer_Ascend_Credit_Card-1
1.2 mpd no min. spend or cap
KrisFlyer UOB Card
KrisFlyerUOBCreditCard
1.2 mpd no min. spend or cap
AMEX KrisFlyer Card
AmericanExpressKrisFlyerCreditCard-Mar-21-2022-10-04-09-85-AM
1.1 mpd no min. spend or cap

 

Card Earn Rate Notes
Citi Rewards Card
CITI_REWARDS_MASTER
4 mpd pair with Amaze card
(no foreign conversion fees)

capped at S$1,000 per statement month
SCB Visa Infinite Card
scb-visa-infinite-card
3 mpd with min. spend of S$2,000 per statement month
SCB Rewards+ Card
scb-rewardsplus-resized
2.9 mpd capped at S$2,200 overseas spend per membership year
Maybank Horizon Visa Signature Card
Maybank-Horizon-Visa
2.8 mpd with min. spend of S$800 per calendar month

no cap to bonus miles
HSBC TravelOne Card
HSBC TravelOne
2.4 mpd no min. spend or cap
UOB PRVI Miles Card
Amex | Mastercard | Visa
uob-prvi-resized-e1548402137533-2
2.4 mpd no min. spend or cap
UOB Visa Infinite Card
uob-visa-infinite-card2
2.4 mpd no min. spend or cap
DBS Vantage Card
DBS_VANTAGE_VISA_INFINITE
2.2 mpd no min. spend or cap
DBS Altitude Card
Amex | Visa
DBS-Altitude-Visa_LF-2019-2026-1024x686-1
2.2 mpd no min. spend or cap
OCBC 90°N Card
Mastercard | Visa
OCBC-90MC
2.1 mpd no min. spend or cap
Citi PremierMiles Card
CITIPREMIERMILESMASTERCARD
2 mpd

(or 4 mpd)
no min. spend or cap
 
(with minimum spend and cap of S$5,000 per calendar month)
Standard Chartered Journey Card
SC_Card_OM_Journey_20220816-AssetA-RGB-2500px_HENRY YEO
2 mpd no min. spend or cap

 

Card Earn Rate Notes
UOB Lady's Card
uob-ladys-card-1

 

4 mpd must select Dining as enrolled category
capped at S$1,000 per calendar month
UOB Lady's Solitaire Card
uob-ladys-solitaire-card

 

4 mpd must select Dining as enrolled category
capped at S$2,000 per calendar month

HSBC Revolution Card
HSBC_sRevolutionCreditCard-1024x647

4 mpd for contactless transactions only
capped at S$1,000 per calendar month
Maybank World Mastercard
Maybank-World-Mastercard
4 mpd on select merchants via TREATS SG app
KrisFlyer UOB Card
KrisFlyerUOBCreditCard
3 mpd with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop

 

Card Earn Rate Notes
UOB Lady's Card
uob-ladys-card

 

4 mpd must select Dining as enrolled category
capped at S$1,000 per calendar month
UOB Lady's Solitaire Card
uob-ladys-solitaire-card

 

4 mpd must select Dining as enrolled category
capped at S$2,000 per calendar month
Citi Rewards Card
CITI_REWARDS_MASTER
4 mpd capped at S$1,000 per statement month
HSBC Revolution Card
HSBC_sRevolutionCreditCard-1024x647
4 mpd capped at S$1,000 per calendar month
DBS Woman's World Card
DBSWomansWorldMasterCard
4 mpd capped at S$1,500 per month
KrisFlyer UOB Card
KrisFlyerUOBCreditCard
3 mpd with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop
Standard Chartered Journey Card
SC_Card_OM_Journey_20220816-AssetA-RGB-2500px_HENRY YEO
3 mpd capped at S$1,000 per statement month

 

Card Earn Rate Notes
Citi Rewards Card
CITI_REWARDS_MASTER
4 mpd capped at S$1,000 per statement month
HSBC Revolution Card
HSBC_sRevolutionCreditCard-1024x647
4 mpd capped at S$1,000 per calendar month
OCBC Rewards Card
OCBC-Rewards
4 mpd capped at S$1,110 per calendar month

Earn 6 mpd at Watsons, department stores or duty-free shops from 1 Apr to 30 Jun 2024
DBS Woman's World Card
DBSWomansWorldMasterCard
4 mpd capped at S$1,500 per month
KrisFlyer UOB Card
KrisFlyerUOBCreditCard
3 mpd with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop

 

Card Earn Rate Notes
UOB Lady's Card
uob-ladys-card

 

4 mpd must select Fashion as enrolled category
capped at S$1,000 per calendar month
UOB Lady's Solitaire Card
uob-ladys-solitaire-card

 

4 mpd must select Fashion as enrolled category
capped at S$2,000 per calendar month
Citi Rewards Card
CITI_REWARDS_MASTER
4 mpd capped at S$1,000 per statement month
HSBC Revolution Card
HSBC_sRevolutionCreditCard-1024x647
4 mpd capped at S$1,000 per calendar month
must use contactless payment
OCBC Rewards Card
OCBC-Rewards
4 mpd capped at S$1,110 per calendar month

Earn 6 mpd at Watsons, department stores or duty-free shops from 1 Apr to 30 Jun 2024

 

Card Earn Rate Notes
Citi PremierMiles Card
CITI-PremierMiles-Visa_2019
10 mpd on Kaligo
7 mpd on Agoda
Valid till 31 December 2023
DBS Altitude Card
Amex | Visa
DBS-Altitude-Visa_LF-2019-2026-1024x686-1
3 mpd on Agoda -
UOB PRVI Miles Card
Amex | Mastercard | Visa
PRVI-MC-2022
8 mpd on Expedia
6 mpd on Agoda and UOB Travel
-
OCBC 90°N Card
Mastercard | Visa
OCBC-90MC
7 mpd on Agoda Valid till 30 November 2023
UOB Lady's Card
uob-ladys-card

 

4 mpd must select Travel as enrolled category
capped at S$1,000 per calendar month
UOB Lady's Solitaire Card
uob-ladys-solitaire-card

 

4 mpd must select Travel as enrolled category
capped at S$2,000 per calendar month
DBS Vantage Card
DBS_VANTAGE_VISA_INFINITE
6 mpd on Expedia Valid till 31 March 2024
HSBC Revolution Card
HSBC-revolution
4 mpd capped at S$1,000 per calendar month
KrisFlyer UOB Card
KrisFlyerUOBCreditCard
3 mpd with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop

 

Card Earn Rate Notes
UOB PRVI Miles Card
Amex | Mastercard | Visa
uob-prvi-resized-e1548402137533-2
8 mpd on Expedia
6 mpd on UOB Travel
-
UOB Lady's Card
uob-ladys-card

 

4 mpd must select Travel as enrolled category
capped at S$1,000 per calendar month
UOB Lady's Solitaire Card
uob-ladys-solitaire-card

 

4 mpd must select Travel as enrolled category
capped at S$2,000 per calendar month
DBS Altitude Card
Amex | Visa
DBS-Altitude-Visa_LF-2019-2026-1024x686-1
3 mpd on Agoda -
DBS Vantage Card
DBS_VANTAGE_VISA_INFINITE
6 mpd on Expedia Valid till 31 March 2024
HSBC Revolution Card
HSBC-Revolution-New
4 mpd capped at S$1,000 per calendar month
DBS Woman's World Card
DBSWomansWorldMasterCard
4 mpd capped at S$1,500 per month
KrisFlyer UOB Card
KrisFlyerUOBCreditCard
3 mpd with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop
Maybank Horizon Visa Signature Card
Maybank-Horizon-Visa
2.8 mpd with S$800 min. spend and capped at S$10,000 per calendar month
AMEX KrisFlyer Ascend Card
Amex_KrisFlyer_Ascend_Credit_Card-1
2 mpd no min. spend or cap
AMEX KrisFlyer Card
AmericanExpressKrisFlyerCreditCard-Mar-21-2022-10-04-09-85-AM
2 mpd no min. spend or cap

 

Card Earn Rate Notes
UOB Lady's Card
uob-ladys-card

 

4 mpd must select Transport as enrolled category
capped at S$1,000 per calendar month
UOB Lady's Solitaire Card
uob-ladys-solitaire-card

 

4 mpd must select Transport as enrolled category
capped at S$2,000 per calendar month
Maybank World Mastercard
maybank_world_mastercard
4 mpd -

 

Card Earn Rate Notes
UOB Lady's Card
uob-ladys-card

 

4 mpd must select Transport as enrolled category
capped at S$1,000
UOB Lady's Solitaire Card
uob-ladys-solitaire-card

 

4 mpd must select Transport as enrolled category
capped at S$2,000 per calendar month
SCB Smart Card
SCB_SMART_CARD-w1920
5.6 mpd  capped at S$818 per calendar month
KrisFlyer UOB Card
KrisFlyerUOBCreditCard
3 mpd with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop

 

At SingSaver, we are big advocates that you should save and invest your money wisely. That's also why it's critical to understand what kind of spender you are and where most of your money goes each month so you can choose the best credit card perks to suit your lifestyle. Food? Groceries? Shopping? Travel? Only then can you identify the right credit card and maximise its benefits.

Air miles credit cards are one of our favourite methods of earning as you spend — earn air miles with every purchase and redeem them for travel flights, seat upgrades and even hotel and car rental discounts. That is the essence of travel hacking — flying further for cheaper.

So if earning frequent flyer miles is your thing, then here are the best air miles credit cards to consider! You can also check out some travel hacks here and browse the best travel credit cards in Singapore to maximise your travel budget even more.


Citi_PM_BLOGARTICLE_800x250 (4)

📣ONLY AVAILABLE ON SINGSAVER📣: You won't find this offer anywhere else!

Heads up! Citi and SingSaver are running an exclusive campaign for the Citi PremierMiles Card and Citi Prestige Card! Apply for either of these cards to receive the following:

For Citi PremierMiles Card: Receive a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or a Dyson Supersonic (worth S$699) or an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or 18K Heymax Miles or S$300 Cash + $110 Shopee Vouchers upon activating and spending a minimum of S$500 within 30 days of card approval. This card is exclusively available on SingSaver. Valid until 31 July 2024. T&Cs apply.

For Citi Prestige Card: Get a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or a Dyson TP10 (worth S$599) or 18K Heymax Miles (worth S$300) or S$320 eCapitaVoucher upon activating and spending a minimum of S$500 within 30 days of card approval. This card is exclusively available on SingSaver. Valid until 31 July 2024. T&Cs apply

 


Most Versatile Miles Cards In Singapore

The versatility of credit cards refers to their ability to be used in various situations or for a wide range of transactions. It is an essential aspect of credit cards that not only adds convenience and flexibility to consumers' financial lives but also allows them to earn bonus miles or rewards points on their transactions.

If you are looking to get started in the miles game, do consider adding these cards first to your wallet.

Scroll right to see ongoing promotions.

Product

Min. Annual Income

Earn Rate

Bonus Earn Rate

Promotion

Apply
UOB Lady's Card
UOB Lady's Card
S$ 30,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
on 1 of 7 enrolled categories

Capped at S$1,000 per calendar month

Get S$350 Cash Credit upon fulfilling all promotion criteria.

UOB Lady's Solitaire Card
UOB Lady's Solitaire Card
S$ 120,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
on 2 of 7 enrolled categories

Capped at S$2,000 per calendar month

Get S$350 Cash Credit upon fulfilling all promotion criteria.

Citi Rewards Card
Citi Rewards Card
S$ 30,000

0.4 mpd 
on all spend

0.4 mpd
on local spend
(when paired with amaze card)

 

4 mpd
on shopping and online spend
(except travel)

 

4 mpd
on overseas spend
(when paired with amaze card)

Capped at S$1,000 per statement month

⬆️Reward Upgrade Campaign⬆️


Get an Apple iPad 9th Gen 10.9 wifi 64GB or a Dyson Supersonic or a Dyson Micro 1.5kg Vacuum or S$300 Cash + $110 Shopee Vouchers upon fulfilling all promotion criteria.

HSBC Revolution Credit Card
HSBC Revolution Credit Card
S$ 30,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
on online and contactless spend

Capped at S$1,000 per calendar month

-

DBS Woman's World Card
DBS Woman's World Card
S$80,000

0.4 mpd
on local spend

1.2 mpd
on overseas spend

4 mpd
on online spend
(both local & overseas)

Capped at S$1,500 per calendar month

-

*Credit card and miles offers are subject to changes at any time.

BEST-DEAL-GUARANTEE_BLOGARTICLE_800x250 (1)

SingSaver's Best Deal Guarantee: Our Best Deal Guarantee promises you the best deal only with SingSaver. If you find a better offer elsewhere, submit a claim, and we'll reward you with double the difference. Valid till 30 September 2024. T&Cs apply.


Best Miles Card for Local/General Spend

General spending credit cards typically allow you to earn a flat earn rate (between 1.2 to 1.4 miles per S$1 spend) on most transactions. Compared to specialised spending cards, which could help you earn up to 3 to 6 mpd on certain transactions, general spending cards should often be used as a last resort or when you have maxed out or hit the earn cap on your specialised credit cards.

If you meet the minimum annual income requirement, then the DBS Vantage Visa Infinite is your best bet to earn miles on local spending, as it allows you to earn 1.5 mpd on all local spending.

Otherwise, any of the UOB PRVI Miles Cards will make a viable substitute, allowing cardholders to earn 1.4 mpd on all local spending.

Do note that the Citi Rewards Card is an exception when paired with the amaze card. It turns all local spending into online transactions. However, the earn rate is capped at S$1,000 per month.

Scroll right to see ongoing promotions.

Product

Min. Annual Income

Earn Rate

Bonus Earn Rate

Promotion

Apply
Citi Rewards Card
Citi Rewards Card
S$30,000

4 mpd
on local spend
(when paired with amaze card)


4 mpd
on overseas spend
(when paired with amaze card)

4 mpd
on shopping and online spend
(except travel)

Capped at S$1,000 per statement month

⬆️Reward Upgrade Campaign⬆️


Get an Apple iPad 9th Gen 10.9 wifi 64GB or a Dyson Supersonic or a Dyson Micro 1.5kg Vacuum or S$300 Cash + $110 Shopee Vouchers upon fulfilling all promotion criteria.

DBS Vantage Visa Infinite Card
DBS Vantage Visa Infinite Card
S$ 120,000

1.5 mpd
on local spend

2.2 mpd
on overseas spend

6 mpd
on Expedia

Capped at S$5,000 per month

Get up to 85,000 miles upon fulfilling all promotion criteria.
Standard Chartered Visa Infinite Credit Card
Standard Chartered Visa Infinite Credit Card
S$ 150,000

1 mpd
on local spend

1 mpd
on overseas spend

1.4 mpd
on local spend
(with min. monthly spend of S$2,000)

3 mpd
on overseas spend
(with min. monthly spend of S$2,000)

-
UOB Visa Infinite Metal Card
UOB Visa Infinite Metal Card
S$120,000

1.4 mpd
on local spend

2.4 mpd
on overseas spend

-

-
UOB PRVI Miles American Express Card
UOB PRVI Miles American Express Card
S$30,000

1.4 mpd
on local spend

2.4 mpd
on overseas spend

8 mpd
on Expedia

6 mpd
on Agoda and UOB Travel

Get up to 50,000 miles upon fulfilling all promotion criteria.

UOB PRVI Miles Visa Card
UOB PRVI Miles Visa Card
S$30,000

1.4 mpd
on local spend

2.4 mpd
on overseas spend

8 mpd
on Expedia

6 mpd
on Agoda and UOB Travel

Get up to 50,000 miles upon fulfilling all promotion criteria.

UOB PRVI Miles World MasterCard
UOB PRVI Miles World MasterCard
S$30,000

1.4 mpd
on local spend

2.4 mpd
on overseas spend

8 mpd
on Expedia

6 mpd
on Agoda and UOB Travel

Get up to 50,000 miles upon fulfilling all promotion criteria.

OCBC 90°N Mastercard
OCBC 90°N Mastercard
S$30,000

1.3 mpd
on local spend

2.1 mpd
on overseas spend

7 mpd
on Agoda

⬆️Reward Upgrade Campaign⬆️ 

 

Get a Travel Bundle [Samsonite Volant Spinner 68/25 EXP + Apple AirTag] or an Apple AirPods (Generation 3) with Magsafe Charging Case or S$220 eCapitaVoucher or S$200 Cash via PayNow upon fulfilling all promotion criteria.

OCBC 90°N Visa Card
OCBC 90°N Visa Card
S$30,000

1.3 mpd
on local spend

2.1 mpd
on overseas spend

7 mpd
on Agoda

⬆️Reward Upgrade Campaign⬆️ 

 

Get a Travel Bundle [Samsonite Volant Spinner 68/25 EXP + Apple AirTag] or a Dyson AM07 or S$270 eCapitaVoucher or S$200 Cash+S$50 eCapitaVoucher via PayNow upon fulfilling all promotion criteria.

DBS Altitude American Express Card
DBS Altitude American Express Card
S$30,000

1.3 mpd
on local spend

2.2 mpd
on overseas spend

3 mpd
on Agoda

Get 30,000 miles upon fulfilling all promotion criteria.
DBS Altitude Visa Signature Card
DBS Altitude Visa Signature Card
S$30,000

1.3 mpd
on local spend

2.2 mpd
on overseas spend

3 mpd
on Agoda

Get 30,000 miles upon fulfilling all promotion criteria.
Citi PremierMiles Card
Citi PremierMiles Card
S$30,000

1.2 mpd
on local spend

2 mpd / 4 mpd*
on overseas spend

*with min. spend and cap of S$5,000 per calendar month

10 mpd
on Kaligo

7 mpd
on Agoda

⬆️Reward Upgrade Campaign⬆️

 

📣ONLY AVAILABLE ON SINGSAVER📣

 

Get a Samsonite Straren Spinner 67/24 + 2X AirTag or a Dyson Supersonic or an Apple iPad 9th Gen 10.9 wifi 64GB or 18K Heymax Miles or S$300 Cash + $110 Shopee Vouchers upon fulfilling all promotion criteria.

 

Plus, get an additional S$100 eCapitaVoucher when you open a Citi Citigold Account. Valid until 31 July 2024. T&Cs apply

HSBC TravelOne Credit Card
HSBC TravelOne Credit Card
S$30,000

1.2 mpd
on local spend

2.4 mpd
on overseas spend

-

⬆️Reward Upgrade Campaign⬆️

 

Get a Dyson Supersonic™ hair dryer or an Apple iPad 10th Gen 10.9 wifi 64GB or an Apple Watch Series 9 or S$400 eVoucher or 27K Max Miles upon fulfilling all promotion criteria.

Standard Chartered Journey Credit Card
Standard Chartered Journey Credit Card
S$30,000

1.2 mpd
on local spend

2 mpd
on overseas spend

3 mpd
on online groceries, food delivery and transport

Capped at S$1,000 per statement month

⬆️Reward Upgrade Campaign⬆️

 

Receive an Apple AirPods Pro or 15K Max Miles or S$280 eCapita Voucher or S$250 Cash via PayNow plus up to 45k miles upon fulfilling all promotion criteria.

American Express Singapore Airlines KrisFlyer Ascend Credit Card
American Express Singapore Airlines KrisFlyer Ascend Credit Card
S$50,000

1.2 mpd
on local spend

1.2 mpd
on overseas spend

3.2 mpd*
on Grab

2 mpd
on overseas spend
(in June & Dec)

2 mpd
on Singapore Airlines and KrisShop

*Capped at S$200 each month

Get S$300 eCapitaVouchers and up to 17,000 KrisFlyer miles upon fulfilling all promotion criteria.

KrisFlyer UOB Credit Card
KrisFlyer UOB Credit Card
S$30,000

1.2 mpd
on local spend

1.2 mpd
on overseas spend

3 mpd
on dining, food delivery, online shopping and travel, and transport spend 
(with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)

Get up to 31,000 miles plus a first-year annual fee waiver upon fulfilling all promotion criteria.

American Express Singapore Airlines KrisFlyer Credit Card
American Express Singapore Airlines KrisFlyer Credit Card
S$30,000

1.1 mpd
on local spend

1.1 mpd
on overseas spend

3.1 mpd*
on Grab

2 mpd
on overseas spend
(in June & Dec)

2 mpd
on Singapore Airlines and KrisShop

*Capped at S$200 each month

Get up to 17,000 KrisFlyer miles upon fulfilling all promotion criteria.

*Credit card and miles offers are subject to changes at any time.


Best Miles Card for Overseas Spend

These credit cards specialise in overseas spending, allowing you to earn extra miles or rewards points whenever you complete an offline or online transaction in a foreign currency.

If you are worried about foreign conversion fees or can’t decide between cash vs credit card vs multicurrency card for your overseas spend, you should consider the popular Citi Rewards + amaze card combo, which converts overseas transactions into SGD. Plus, it converts all eligible offline spending to online transactions. Therefore, when paired with the Citi Rewards Card, you're actually earning 4 mpd on most of your purchases, even for local spending.

Remember to note the conditions to earn those bonus points, such as minimum spending requirements and the spending categories for each respective card.

Scroll right to see ongoing promotions.

Product

Min. Annual Income

Earn Rate

Bonus Earn Rate

Promotion

Apply
Citi Rewards Card
Citi Rewards Card
S$ 30,000

4 mpd
on local spend
(when paired with amaze card)


4 mpd
on overseas spend
(when paired with amaze card)

4 mpd
on shopping and online spend
(except travel)

Capped at S$1,000 per statement month

⬆️Reward Upgrade Campaign⬆️


Get an Apple iPad 9th Gen 10.9 wifi 64GB or a Dyson Supersonic or a Dyson Micro 1.5kg Vacuum or S$300 Cash + $110 Shopee Vouchers upon fulfilling all promotion criteria.

Standard Chartered Visa Infinite Credit Card
Standard Chartered Visa Infinite Credit Card
S$ 150,000

1 mpd
on local spend

1 mpd
on overseas spend

1.4 mpd
on local spend
(with min. monthly spend of S$2,000)

3 mpd
on overseas spend
(with min. monthly spend of S$2,000)

-
Standard Chartered Rewards+ Credit Card
Standard Chartered Rewards+ Credit Card
S$ 30,000

1.45 mpd
on local spend (dining only)

2.9 mpd*
on overseas spend

*capped at S$2,200 overseas spend per membership year

-

⬆️Reward Upgrade Campaign⬆️

 

Get a Dyson AM07 or Sony WF-1000XM5, S$300 eCapita Voucher, or S$280 Cash via PayNow upon fulfilling all promotion criteria.

Maybank Horizon Visa Signature Card
Maybank Horizon Visa Signature Card
S$30,000

0.4 mpd
on local spend

1.2 mpd*
on overseas spend

*if the min. spend of S$800 is not met

2.8 mpd*
on air tickets and overseas spend
(with min. S$800 spend per calendar month)

*Capped at S$10,000 for air tickets each month, no cap for overseas spend

 

Get an Apple AirPods (3rd Gen) With Magsafe Charging Case or a Xiaomi Smart Air Purifier 4 EU or S$180 eCapitaVoucher upon fulfilling all promotion criteria.
HSBC TravelOne Credit Card
HSBC TravelOne Credit Card
S$ 30,000

1.2 mpd
on local spend

2.4 mpd
on overseas spend

-

⬆️Reward Upgrade Campaign⬆️

 

Get a Dyson Supersonic™ hair dryer or an Apple iPad 10th Gen 10.9 wifi 64GB or an Apple Watch Series 9 or S$400 eVoucher or 27K Max Miles upon fulfilling all promotion criteria.

UOB PRVI Miles American Express Card
UOB PRVI Miles American Express Card
S$30,000

1.4 mpd
on local spend

2.4 mpd
on overseas spend

8 mpd
on Expedia

6 mpd
on Agoda and UOB Travel

Get up to 50,000 miles upon fulfilling all promotion criteria.

UOB PRVI Miles Visa Card
UOB PRVI Miles Visa Card
S$30,000

1.4 mpd
on local spend

2.4 mpd
on overseas spend

8 mpd
on Expedia

6 mpd
on Agoda and UOB Travel

Get up to 50,000 miles upon fulfilling all promotion criteria.

UOB PRVI Miles World MasterCard
UOB PRVI Miles World MasterCard
S$30,000

1.4 mpd
on local spend

2.4 mpd
on overseas spend

8 mpd
on Expedia

6 mpd
on Agoda and UOB Travel

Get up to 50,000 miles upon fulfilling all promotion criteria.

UOB Visa Infinite Metal Card
UOB Visa Infinite Metal Card
S$120,000

1.4 mpd
on local spend

2.4 mpd
on overseas spend

-

-
DBS Vantage Visa Infinite Card
DBS Vantage Visa Infinite Card
S$120,000

1.5 mpd
on local spend

2.2 mpd
on overseas spend

6 mpd
on Expedia

Capped at S$5,000 per month

Get up to 85,000 miles upon fulfilling all promotion criteria.
DBS Altitude American Express Card
DBS Altitude American Express Card
S$30,000

1.3 mpd
on local spend

2.2 mpd
on overseas spend

3 mpd
on Agoda

Get 30,000 miles upon fulfilling all promotion criteria.
DBS Altitude Visa Signature Card
DBS Altitude Visa Signature Card
S$30,000

1.3 mpd
on local spend

2.2 mpd
on overseas spend

3 mpd
on Agoda

Get 30,000 miles upon fulfilling all promotion criteria.
OCBC 90°N Mastercard
OCBC 90°N Mastercard
S$30,000

1.3 mpd
on local spend

2.1 mpd
on overseas spend

7 mpd
on Agoda

⬆️Reward Upgrade Campaign⬆️ 

 

Get a Travel Bundle [Samsonite Volant Spinner 68/25 EXP + Apple AirTag] or an Apple AirPods (Generation 3) with Magsafe Charging Case or S$220 eCapitaVoucher or S$200 Cash via PayNow upon fulfilling all promotion criteria.

OCBC 90°N Visa Card
OCBC 90°N Visa Card
S$30,000

1.3 mpd
on local spend

2.1 mpd
on overseas spend

7 mpd
on Agoda

⬆️Reward Upgrade Campaign⬆️ 

 

Get a Travel Bundle [Samsonite Volant Spinner 68/25 EXP + Apple AirTag] or a Dyson AM07 or S$270 eCapitaVoucher or S$200 Cash+S$50 eCapitaVoucher via PayNow upon fulfilling all promotion criteria.

Citi PremierMiles Card
Citi PremierMiles Card
S$30,000

1.2 mpd
on local spend

2 mpd / 4 mpd*
on overseas spend

*with min. spend and cap of S$5,000 per calendar month

10 mpd
on Kaligo

7 mpd
on Agoda

⬆️Reward Upgrade Campaign⬆️

 

📣ONLY AVAILABLE ON SINGSAVER📣

 

Get a Samsonite Straren Spinner 67/24 + 2X AirTag or a Dyson Supersonic or an Apple iPad 9th Gen 10.9 wifi 64GB or 18K Heymax Miles or S$300 Cash + $110 Shopee Vouchers upon fulfilling all promotion criteria.

 

Plus, get an additional S$100 eCapitaVoucher when you open a Citi Citigold Account. Valid until 31 July 2024. T&Cs apply

Standard Chartered Journey Credit Card
Standard Chartered Journey Credit Card
S$30,000

1.2 mpd
on local spend

2 mpd
on overseas spend

3 mpd
on online groceries, food delivery and transport

Capped at S$1,000 per statement month

⬆️Reward Upgrade Campaign⬆️

 

Receive an Apple AirPods Pro or 15K Max Miles or S$280 eCapita Voucher or S$250 Cash via PayNow plus up to 45k miles upon fulfilling all promotion criteria.

*Credit card and miles offers are subject to changes at any time.

Best Miles Card for Dining

Do you live to eat? If your answer is a resounding "yes", consider using these miles credit cards that double as the best dining credit cards in Singapore to enjoy a bonus earn rate every time you treat yourself to a mouthwatering meal.

The UOB Lady's and Lady's Solitaire cards are favoured amongst miles chasers as they allow you to earn 6 mpd on Dining transactions, provided it is selected as one of your preferred/enrolled categories. Despite their name, they are available for both men and women!

If you prefer something more versatile, then the HSBC Revolution Card is a safer bet as it allows you to earn 4 mpd on all contactless spending, including payments through Apple Pay and Google Pay. It also comes with complimentary access to ENTERTAINER with HSBC, allowing you to get more bang for your buck while dining out.

Scroll right to see ongoing promotions.

Product

Min. Annual Income

Earn Rate

Bonus Earn Rate

Promotion

Apply
UOB Lady's Card
UOB Lady's Card
S$ 30,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
must select Dining as enrolled category

Capped at S$1,000 per calendar month

Get S$350 Cash Credit upon fulfilling all promotion criteria.

UOB Lady's Solitaire Card
UOB Lady's Solitaire Card
S$ 120,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
must select Dining as enrolled category

Capped at S$2,000 per calendar month

Get S$350 Cash Credit upon fulfilling all promotion criteria.

HSBC Revolution Credit Card
HSBC Revolution Credit Card
S$ 30,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
on online and contactless spend

Capped at S$1,000 per calendar month

-

Maybank World MasterCard
Maybank World MasterCard
S$ 80,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
on select merchants via TREATS SG app

Get an Apple AirPods (3rd Gen) With Magsafe Charging Case or a Xiaomi Smart Air Purifier 4 EU or S$180 eCapitaVoucher upon fulfilling all promotion criteria.
KrisFlyer UOB Credit Card
KrisFlyer UOB Credit Card
S$30,000

1.2 mpd
on local spend

1.2 mpd
on overseas spend

3 mpd
on dining, food delivery, online shopping and travel, and transport spend 
(with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)

Get up to 31,000 miles plus a first-year annual fee waiver upon fulfilling all promotion criteria.

*Credit card and miles offers are subject to changes at any time.

Best Miles Card for Food Delivery

Prefer dining from the comforts of your own home? No worries, there are several miles credit cards that offer bonus miles on food deliveries.

Once again, the UOB Lady's and Lady's Solitaire cards are preferred as they allow you to earn 6 mpd on all food deliveries if you have selected Dining as your enrolled category.

Other alternatives include the DBS Woman's World Card, the Citi Rewards Card, and the HSBC Revolution Card. All three cards allow you to earn 4 mpd on food deliveries, which count as online spending.

Scroll right to see ongoing promotions.

Product

Min. Annual Income

Earn Rate

Bonus Earn Rate

Promotion

Apply
UOB Lady's Card
UOB Lady's Card
S$ 30,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
must select Dining as enrolled category

Capped at S$1,000 per calendar month

Get S$350 Cash Credit upon fulfilling all promotion criteria.

UOB Lady's Solitaire Card
UOB Lady's Solitaire Card
S$ 120,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
must select Dining as enrolled category

Capped at S$2,000 calendar month

Get S$350 Cash Credit upon fulfilling all promotion criteria.

Citi Rewards Card
Citi Rewards Card
S$ 30,000

4 mpd
on local spend
(when paired with amaze card)


4 mpd
on overseas spend
(when paired with amaze card)

4 mpd
on shopping and online spend
(except travel)

Capped at S$1,000 per statement month

⬆️Reward Upgrade Campaign⬆️


Get an Apple iPad 9th Gen 10.9 wifi 64GB or a Dyson Supersonic or a Dyson Micro 1.5kg Vacuum or S$300 Cash + $110 Shopee Vouchers upon fulfilling all promotion criteria.

HSBC Revolution Credit Card
HSBC Revolution Credit Card
S$ 30,000

0.4 mpd
on local spend

0.4 mpd
on overseas spend

4 mpd
on online and contactless spend

Capped at S$1,000 per calendar month

-

DBS Woman's World Card
DBS Woman's World Card
S$80,000

0.4 mpd
on local spend

1.2 mpd
on overseas spend

4 mpd
on online spend
(both local & overseas)

Capped at S$1,500 per calendar month

-

KrisFlyer UOB Credit Card
KrisFlyer UOB Credit Card
S$30,000

1.2 mpd
on local spend

1.2 mpd
on overseas spend

3 mpd
on dining, food delivery, online shopping and travel, and transport spend
(with S$800 annual spend on Singapore Airlines, Scoot, and KrisShop)

Get up to 31,000 miles plus a first-year annual fee waiver upon fulfilling all promotion criteria.

Standard Chartered Journey Credit Card
Standard Chartered Journey Credit Card
S$30,000

1.2 mpd
on local spend

2 mpd
on overseas spend

3 mpd
on online groceries, food delivery and transport

Capped at S$1,000 per statement month

⬆️Reward Upgrade Campaign⬆️

 

Receive an Apple AirPods Pro or 15K Max Miles or S$280 eCapita Voucher or S$250 Cash via PayNow plus up to 45k miles upon fulfilling all promotion criteria.