Best Air Miles & KrisFlyer Credit Cards In Singapore (2024)
Choosing the right air miles credit card can help you earn frequent flyer miles cheaper and quicker, plus enjoy perks on travel insurance, overseas spend, flight lounges, and more. Here are the best miles and KrisFlyer credit cards for avid travellers to consider in Singapore.
Compare and Find the Best Air Miles and KrisFlyer Credit Cards for Your Needs on SingSaver
Here is a quick summary of the best miles and KrisFlyer cards in Singapore. Select the tab to find which cards offer the best earn rate for each respective category. Do take note of the minimum spend and cap, as most cards do come with specific conditions to earn bonus miles!
- Local Spend
- Overseas Spend
- Dining
- Food Delivery
- Online Transactions
- Offline Shopping
- Hotel Bookings
- Air Tickets
- Petrol
- Public Transport
Card | Earn Rate | Notes |
Citi Rewards Card |
4 mpd | pair with Amaze card capped at S$1,000 per statement month |
DBS Vantage Card |
1.5 mpd | no min. spend or cap |
SCB Visa Infinite Card |
1.4 mpd | with min. spend of S$2,000 per statement month |
UOB Visa Infinite Metal Card |
1.4 mpd | no. min spend or cap |
UOB PRVI Miles Card Amex | Mastercard | Visa |
1.4 mpd | no min. spend or cap |
OCBC 90°N Card Mastercard | Visa |
1.3 mpd | no min. spend or cap |
DBS Altitude Card Amex | Visa |
1.3 mpd | no min. spend or cap |
Citi PremierMiles Card |
1.2 mpd | no min. spend or cap |
HSBC TravelOne Card |
1.2 mpd | no min. spend or cap |
Standard Chartered Journey Card |
1.2 mpd | no min. spend or cap |
AMEX KrisFlyer Ascend Card |
1.2 mpd | no min. spend or cap |
KrisFlyer UOB Card |
1.2 mpd | no min. spend or cap |
AMEX KrisFlyer Card |
1.1 mpd | no min. spend or cap |
Card | Earn Rate | Notes |
Citi Rewards Card |
4 mpd | pair with Amaze card (no foreign conversion fees) capped at S$1,000 per statement month |
SCB Visa Infinite Card |
3 mpd | with min. spend of S$2,000 per statement month |
SCB Rewards+ Card |
2.9 mpd | capped at S$2,200 overseas spend per membership year |
Maybank Horizon Visa Signature Card |
2.8 mpd | with min. spend of S$800 per calendar month no cap to bonus miles |
HSBC TravelOne Card |
2.4 mpd | no min. spend or cap |
UOB PRVI Miles Card Amex | Mastercard | Visa |
2.4 mpd | no min. spend or cap |
UOB Visa Infinite Card |
2.4 mpd | no min. spend or cap |
DBS Vantage Card |
2.2 mpd | no min. spend or cap |
DBS Altitude Card Amex | Visa |
2.2 mpd | no min. spend or cap |
OCBC 90°N Card Mastercard | Visa |
2.1 mpd | no min. spend or cap |
Citi PremierMiles Card |
2 mpd (or 4 mpd) |
no min. spend or cap (with minimum spend and cap of S$5,000 per calendar month) |
Standard Chartered Journey Card |
2 mpd | no min. spend or cap |
Card | Earn Rate | Notes |
UOB Lady's Card
|
4 mpd | must select Dining as enrolled category capped at S$1,000 per calendar month |
UOB Lady's Solitaire Card
|
4 mpd | must select Dining as enrolled category capped at S$2,000 per calendar month |
4 mpd | for contactless transactions only capped at S$1,000 per calendar month |
|
Maybank World Mastercard |
4 mpd | on select merchants via TREATS SG app |
KrisFlyer UOB Card |
3 mpd | with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop |
Card | Earn Rate | Notes |
UOB Lady's Card
|
4 mpd | must select Dining as enrolled category capped at S$1,000 per calendar month |
UOB Lady's Solitaire Card
|
4 mpd | must select Dining as enrolled category capped at S$2,000 per calendar month |
Citi Rewards Card |
4 mpd | capped at S$1,000 per statement month |
HSBC Revolution Card |
4 mpd | capped at S$1,000 per calendar month |
DBS Woman's World Card |
4 mpd | capped at S$1,500 per month |
KrisFlyer UOB Card |
3 mpd | with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop |
Standard Chartered Journey Card |
3 mpd | capped at S$1,000 per statement month |
Card | Earn Rate | Notes |
Citi Rewards Card |
4 mpd | capped at S$1,000 per statement month |
HSBC Revolution Card |
4 mpd | capped at S$1,000 per calendar month |
OCBC Rewards Card |
4 mpd | capped at S$1,110 per calendar month Earn 6 mpd at Watsons, department stores or duty-free shops from 1 Apr to 30 Jun 2024 |
DBS Woman's World Card |
4 mpd | capped at S$1,500 per month |
KrisFlyer UOB Card |
3 mpd | with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop |
Card | Earn Rate | Notes |
UOB Lady's Card
|
4 mpd | must select Fashion as enrolled category capped at S$1,000 per calendar month |
UOB Lady's Solitaire Card
|
4 mpd | must select Fashion as enrolled category capped at S$2,000 per calendar month |
Citi Rewards Card |
4 mpd | capped at S$1,000 per statement month |
HSBC Revolution Card |
4 mpd | capped at S$1,000 per calendar month must use contactless payment |
OCBC Rewards Card |
4 mpd | capped at S$1,110 per calendar month Earn 6 mpd at Watsons, department stores or duty-free shops from 1 Apr to 30 Jun 2024 |
Card | Earn Rate | Notes |
Citi PremierMiles Card |
10 mpd on Kaligo 7 mpd on Agoda |
Valid till 31 December 2023 |
DBS Altitude Card Amex | Visa |
3 mpd on Agoda | - |
UOB PRVI Miles Card Amex | Mastercard | Visa |
8 mpd on Expedia 6 mpd on Agoda and UOB Travel |
- |
OCBC 90°N Card Mastercard | Visa |
7 mpd on Agoda | Valid till 30 November 2023 |
UOB Lady's Card
|
4 mpd | must select Travel as enrolled category capped at S$1,000 per calendar month |
UOB Lady's Solitaire Card
|
4 mpd | must select Travel as enrolled category capped at S$2,000 per calendar month |
DBS Vantage Card |
6 mpd on Expedia | Valid till 31 March 2024 |
HSBC Revolution Card |
4 mpd | capped at S$1,000 per calendar month |
KrisFlyer UOB Card |
3 mpd | with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop |
Card | Earn Rate | Notes |
UOB PRVI Miles Card Amex | Mastercard | Visa |
8 mpd on Expedia 6 mpd on UOB Travel |
- |
UOB Lady's Card
|
4 mpd | must select Travel as enrolled category capped at S$1,000 per calendar month |
UOB Lady's Solitaire Card
|
4 mpd | must select Travel as enrolled category capped at S$2,000 per calendar month |
DBS Altitude Card Amex | Visa |
3 mpd on Agoda | - |
DBS Vantage Card |
6 mpd on Expedia | Valid till 31 March 2024 |
HSBC Revolution Card |
4 mpd | capped at S$1,000 per calendar month |
DBS Woman's World Card |
4 mpd | capped at S$1,500 per month |
KrisFlyer UOB Card |
3 mpd | with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop |
Maybank Horizon Visa Signature Card |
2.8 mpd | with S$800 min. spend and capped at S$10,000 per calendar month |
AMEX KrisFlyer Ascend Card |
2 mpd | no min. spend or cap |
AMEX KrisFlyer Card |
2 mpd | no min. spend or cap |
Card | Earn Rate | Notes |
UOB Lady's Card
|
4 mpd | must select Transport as enrolled category capped at S$1,000 per calendar month |
UOB Lady's Solitaire Card
|
4 mpd | must select Transport as enrolled category capped at S$2,000 per calendar month |
Maybank World Mastercard |
4 mpd | - |
Card | Earn Rate | Notes |
UOB Lady's Card
|
4 mpd | must select Transport as enrolled category capped at S$1,000 |
UOB Lady's Solitaire Card
|
4 mpd | must select Transport as enrolled category capped at S$2,000 per calendar month |
SCB Smart Card |
5.6 mpd | capped at S$818 per calendar month |
KrisFlyer UOB Card |
3 mpd | with min. S$800 annual spend on Singapore Airlines, Scoot and KrisShop |
At SingSaver, we are big advocates that you should save and invest your money wisely. That's also why it's critical to understand what kind of spender you are and where most of your money goes each month so you can choose the best credit card perks to suit your lifestyle. Food? Groceries? Shopping? Travel? Only then can you identify the right credit card and maximise its benefits.
Air miles credit cards are one of our favourite methods of earning as you spend — earn air miles with every purchase and redeem them for travel flights, seat upgrades and even hotel and car rental discounts. That is the essence of travel hacking — flying further for cheaper.
So if earning frequent flyer miles is your thing, then here are the best air miles credit cards to consider! You can also check out some travel hacks here and browse the best travel credit cards in Singapore to maximise your travel budget even more.
📣ONLY AVAILABLE ON SINGSAVER📣: You won't find this offer anywhere else!
Heads up! Citi and SingSaver are running an exclusive campaign for the Citi PremierMiles Card and Citi Prestige Card! Apply for either of these cards to receive the following:
For Citi PremierMiles Card: Receive an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30) or a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
For Citi Prestige Card: Get a Samsonite Straren Spinner 67/24 + 2X AirTag (worth S$690.80) or 18K Heymax Miles (worth S$300) or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 31 October 2024. T&Cs apply.
🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply.
Most Versatile Miles Cards In Singapore
The versatility of credit cards refers to their ability to be used in various situations or for a wide range of transactions. It is an essential aspect of credit cards that not only adds convenience and flexibility to consumers' financial lives but also allows them to earn bonus miles or rewards points on their transactions.
If you are looking to get started in the miles game, do consider adding these cards first to your wallet.
Product |
Min. Annual Income |
Earn Rate |
Bonus Earn Rate |
Promotion |
Apply |
---|---|---|---|---|---|
UOB Lady's Card
|
S$
30,000
|
0.4 mpd |
4 mpd |
No ongoing promotions. |
|
UOB Lady's Solitaire Card
|
S$
120,000
|
0.4 mpd |
4 mpd |
No ongoing promotions. |
|
Citi Rewards Card
|
S$
30,000
|
0.4 mpd |
0.4 mpd
4 mpd
4 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
|
|
HSBC Revolution Credit Card
|
S$
30,000
|
0.4 mpd |
4 mpd |
- |
|
DBS Woman's World Card
|
S$80,000
|
0.4 mpd |
4 mpd |
- |
|
SingSaver's Best Deal Guarantee: Our Best Deal Guarantee promises you the best deal only with SingSaver. If you find a better offer elsewhere, submit a claim, and we'll reward you with double the difference. Valid till 31 December 2024. T&Cs apply.
Best Miles Card for Local/General Spend
General spending credit cards typically allow you to earn a flat earn rate (between 1.2 to 1.4 miles per S$1 spend) on most transactions. Compared to specialised spending cards, which could help you earn up to 3 to 6 mpd on certain transactions, general spending cards should often be used as a last resort or when you have maxed out or hit the earn cap on your specialised credit cards.
If you meet the minimum annual income requirement, then the DBS Vantage Visa Infinite is your best bet to earn miles on local spending, as it allows you to earn 1.5 mpd on all local spending.
Otherwise, any of the UOB PRVI Miles Cards will make a viable substitute, allowing cardholders to earn 1.4 mpd on all local spending.
Do note that the Citi Rewards Card is an exception when paired with the amaze card. It turns all local spending into online transactions. However, the earn rate is capped at S$1,000 per month.
Product |
Min. Annual Income |
Earn Rate |
Bonus Earn Rate |
Promotion |
Apply |
---|---|---|---|---|---|
Citi Rewards Card
|
S$30,000
|
4 mpd |
4 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
|
|
DBS Vantage Visa Infinite Card
|
S$
120,000
|
1.5 mpd |
6 mpd |
Get up to 85,000 miles upon fulfilling all promotion criteria.
|
|
Standard Chartered Visa Infinite Credit Card
|
S$
150,000
|
1 mpd |
1.4 mpd |
-
|
|
UOB Visa Infinite Metal Card
|
S$120,000
|
1.4 mpd |
- |
-
|
|
UOB PRVI Miles American Express Card
|
S$30,000
|
1.4 mpd |
8 mpd |
No ongoing promotions. |
|
UOB PRVI Miles Visa Card
|
S$30,000
|
1.4 mpd |
8 mpd |
No ongoing promotions. |
|
UOB PRVI Miles World MasterCard
|
S$30,000
|
1.4 mpd |
8 mpd |
No ongoing promotions. |
|
OCBC 90°N Mastercard
|
S$30,000
|
1.3 mpd |
7 mpd |
No ongoing promotions. |
|
OCBC 90°N Visa Card
|
S$30,000
|
1.3 mpd |
7 mpd |
No ongoing promotions. |
|
DBS Altitude American Express Card
|
S$30,000
|
1.3 mpd |
3 mpd |
Get up to 35,000 miles upon fulfilling all promotion criteria. |
|
DBS Altitude Visa Signature Card
|
S$30,000
|
1.3 mpd |
3 mpd |
Get up to 30,000 miles upon fulfilling all promotion criteria. |
|
Citi PremierMiles Card
|
S$30,000
|
1.2 mpd |
10 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
📣ONLY AVAILABLE ON SINGSAVER📣
Get an Apple iPad 9th Gen 10.9 wifi 64GB or a Samsonite Straren Spinner 67/24 + 2X AirTag or 18K Heymax Miles or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon fulfilling all promotion criteria.
Plus, get an additional S$100 eCapitaVoucher when you open a Citi Citigold Account. T&Cs apply. |
|
HSBC TravelOne Credit Card
|
S$30,000
|
1.2 mpd |
- |
⬆️Reward Upgrade Campaign⬆️
Get an Apple AirPods Pro (Gen 2) With Magsafe Charging Case or S$330 Lazada Voucher or 15,000 Max Miles upon fulfilling all promotion criteria. |
|
Standard Chartered Journey Credit Card
|
S$30,000
|
1.2 mpd |
3 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
Receive up to 60K Max Miles or a Samsonite Straren Spinner 67/24 or S$200 Shopee Voucher or S$160 Cash via PayNow upon fulfilling all promotion criteria. |
|
American Express Singapore Airlines KrisFlyer Ascend Credit Card
|
S$50,000
|
1.2 mpd |
3.2 mpd* |
Get up to 38,000 KrisFlyer miles (enough to redeem a return trip to Taipei on Singapore Airlines) when you fulfil all promotion criteria. |
|
KrisFlyer UOB Credit Card
|
S$30,000
|
1.2 mpd |
3 mpd |
Get up to 31,000 miles plus a first-year annual fee waiver when you fulfil all promotion criteria. |
|
American Express Singapore Airlines KrisFlyer Credit Card
|
S$30,000
|
1.1 mpd |
3.1 mpd* |
Get up to 17,000 KrisFlyer miles (enough to redeem a return flight to Bali) when you fulfil all promotion criteria. |
|
Best Miles Card for Overseas Spend
These credit cards specialise in overseas spending, allowing you to earn extra miles or rewards points whenever you complete an offline or online transaction in a foreign currency.
If you are worried about foreign conversion fees or can’t decide between cash vs credit card vs multicurrency card for your overseas spend, you should consider the popular Citi Rewards + amaze card combo, which converts overseas transactions into SGD. Plus, it converts all eligible offline spending to online transactions. Therefore, when paired with the Citi Rewards Card, you're actually earning 4 mpd on most of your purchases, even for local spending.
Remember to note the conditions to earn those bonus points, such as minimum spending requirements and the spending categories for each respective card.
Product |
Min. Annual Income |
Earn Rate |
Bonus Earn Rate |
Promotion |
Apply |
---|---|---|---|---|---|
Citi Rewards Card
|
S$
30,000
|
4 mpd |
4 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
|
|
Standard Chartered Visa Infinite Credit Card
|
S$
150,000
|
1 mpd |
1.4 mpd |
-
|
|
Standard Chartered Rewards+ Credit Card
|
S$
30,000
|
1.45 mpd |
- |
⬆️Reward Upgrade Campaign⬆️
Get a Flujo BEA Ergonomic Office Chair or an Apple AirPods 4 (with Active Noise Cancellation) or S$280 Shopee Voucher upon fulfilling all promotion criteria. |
|
Maybank Horizon Visa Signature Card
|
S$30,000
|
0.4 mpd |
2.8 mpd*
|
No ongoing promotions.
|
|
HSBC TravelOne Credit Card
|
S$
30,000
|
1.2 mpd |
- |
⬆️Reward Upgrade Campaign⬆️
Get an Apple AirPods Pro (Gen 2) With Magsafe Charging Case or S$330 Lazada Voucher or 15,000 Max Miles upon fulfilling all promotion criteria. |
|
UOB PRVI Miles American Express Card
|
S$30,000
|
1.4 mpd |
8 mpd |
No ongoing promotions. |
|
UOB PRVI Miles Visa Card
|
S$30,000
|
1.4 mpd |
8 mpd |
No ongoing promotions. |
|
UOB PRVI Miles World MasterCard
|
S$30,000
|
1.4 mpd |
8 mpd |
No ongoing promotions. |
|
UOB Visa Infinite Metal Card
|
S$120,000
|
1.4 mpd |
- |
-
|
|
DBS Vantage Visa Infinite Card
|
S$120,000
|
1.5 mpd |
6 mpd |
Get up to 85,000 miles upon fulfilling all promotion criteria.
|
|
DBS Altitude American Express Card
|
S$30,000
|
1.3 mpd |
3 mpd |
Get up to 35,000 miles upon fulfilling all promotion criteria. |
|
DBS Altitude Visa Signature Card
|
S$30,000
|
1.3 mpd |
3 mpd |
Get up to 30,000 miles upon fulfilling all promotion criteria. |
|
OCBC 90°N Mastercard
|
S$30,000
|
1.3 mpd |
7 mpd |
No ongoing promotions. |
|
OCBC 90°N Visa Card
|
S$30,000
|
1.3 mpd |
7 mpd |
No ongoing promotions. |
|
Citi PremierMiles Card
|
S$30,000
|
1.2 mpd |
10 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
📣ONLY AVAILABLE ON SINGSAVER📣
Get an Apple iPad 9th Gen 10.9 wifi 64GB or a Samsonite Straren Spinner 67/24 + 2X AirTag or 18K Heymax Miles or S$320 FairPrice Vouchers or S$320 Cash via PayNow upon fulfilling all promotion criteria.
Plus, get an additional S$100 eCapitaVoucher when you open a Citi Citigold Account. T&Cs apply. |
|
Standard Chartered Journey Credit Card
|
S$30,000
|
1.2 mpd |
3 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
Receive up to 60K Max Miles or a Samsonite Straren Spinner 67/24 or S$200 Shopee Voucher or S$160 Cash via PayNow upon fulfilling all promotion criteria. |
|
Best Miles Card for Dining
Do you live to eat? If your answer is a resounding "yes", consider using these miles credit cards that double as the best dining credit cards in Singapore to enjoy a bonus earn rate every time you treat yourself to a mouthwatering meal.
The UOB Lady's and Lady's Solitaire cards are favoured amongst miles chasers as they allow you to earn 6 mpd on Dining transactions, provided it is selected as one of your preferred/enrolled categories. Despite their name, they are available for both men and women!
If you prefer something more versatile, then the HSBC Revolution Card is a safer bet as it allows you to earn 4 mpd on all contactless spending, including payments through Apple Pay and Google Pay. It also comes with complimentary access to ENTERTAINER with HSBC, allowing you to get more bang for your buck while dining out.
Product |
Min. Annual Income |
Earn Rate |
Bonus Earn Rate |
Promotion |
Apply |
---|---|---|---|---|---|
UOB Lady's Card
|
S$
30,000
|
0.4 mpd |
4 mpd |
No ongoing promotions. |
|
UOB Lady's Solitaire Card
|
S$
120,000
|
0.4 mpd |
4 mpd |
No ongoing promotions. |
|
HSBC Revolution Credit Card
|
S$
30,000
|
0.4 mpd |
4 mpd |
- |
|
Maybank World MasterCard
|
S$
80,000
|
0.4 mpd |
4 mpd |
No ongoing promotions.
|
|
KrisFlyer UOB Credit Card
|
S$30,000
|
1.2 mpd |
3 mpd |
Get up to 31,000 miles plus a first-year annual fee waiver when you fulfil all promotion criteria. |
|
Best Miles Card for Food Delivery
Prefer dining from the comforts of your own home? No worries, there are several miles credit cards that offer bonus miles on food deliveries.
Once again, the UOB Lady's and Lady's Solitaire cards are preferred as they allow you to earn 6 mpd on all food deliveries if you have selected Dining as your enrolled category.
Other alternatives include the DBS Woman's World Card, the Citi Rewards Card, and the HSBC Revolution Card. All three cards allow you to earn 4 mpd on food deliveries, which count as online spending.
Product |
Min. Annual Income |
Earn Rate |
Bonus Earn Rate |
Promotion |
Apply |
---|---|---|---|---|---|
UOB Lady's Card
|
S$
30,000
|
0.4 mpd |
4 mpd |
No ongoing promotions. |
|
UOB Lady's Solitaire Card
|
S$
120,000
|
0.4 mpd |
4 mpd |
No ongoing promotions. |
|
Citi Rewards Card
|
S$
30,000
|
4 mpd |
4 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
|
|
HSBC Revolution Credit Card
|
S$
30,000
|
0.4 mpd |
4 mpd |
- |
|
DBS Woman's World Card
|
S$80,000
|
0.4 mpd |
4 mpd |
- |
|
KrisFlyer UOB Credit Card
|
S$30,000
|
1.2 mpd |
3 mpd |
Get up to 31,000 miles plus a first-year annual fee waiver when you fulfil all promotion criteria. |
|
Standard Chartered Journey Credit Card
|
S$30,000
|
1.2 mpd |
3 mpd |
⬆️Reward Upgrade Campaign⬆️
🚀Fastest Rewards Fulfilment🚀
Receive up to 60K Max Miles or a Samsonite Straren Spinner 67/24 or S$200 Shopee Voucher or S$160 Cash via PayNow upon fulfilling all promotion criteria. |
|