The AMEX Singapore Airlines KrisFlyer Ascend Credit Card will spoil you with complimentary lounge passes, a night’s stay at a Hilton property, and seemingly unending bonus miles.
A more accessible credit card option compared to premium credit cards, the American Express Singapore Airlines KrisFlyer Ascend Credit Card (AMEX KrisFlyer Ascend) caters to those looking to earn their miles quickly.
You’ll be greeted by a good wad of bonus miles once you start swiping your AMEX Singapore Airlines KrisFlyer Ascend Credit Card by way of making your first transaction, spending on your telco recurring bill or Grab. You also earn bonus miles when you successfully refer a friend to sign up.
With these generous rewards and travel perks, it pays to spend more using the AMEX Singapore Airlines KrisFlyer Ascend Credit Card.
Table of contents
- Overview: AMEX Singapore Airlines KrisFlyer Ascend Credit Card
- Reasons to get the AMEX Singapore Airlines KrisFlyer Ascend Credit Card
- Eligibility, fees & charges
- How to apply?
- Is the AMEX Singapore Airlines KrisFlyer Ascend Credit Card worth getting?
What the AMEX Singapore Airlines KrisFlyer Ascend Credit Card can do for you
AMEX Singapore Airlines KrisFlyer Ascend Credit Card product summary:
- Local spend: 1.2 KrisFlyer miles per $1 spend on eligible purchases, no cap
- Overseas spend: 2 KrisFlyer miles per $1 spend on eligible overseas purchases during June and December, no cap
- Bonus spend:
- 2 KrisFlyer miles per S$1 spend on Singapore Airlines-related transactions, no cap
- 3.2 KrisFlyer miles per S$1 spend on Grab Singapore transactions, capped at S$200 per calendar month
- No conversion or transfer fee for KrisFlyer miles
- Annual income requirement: Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
- Minimum age: 21
- Annual fee: S$340.20
Note: "xx mpd" refers to "xx miles per S$1 spend".
| Pros | Cons |
| Welcome bonuses for new and existing cardmembers |
Annual fee of S$340.20 |
| 2 mpd on overseas spend, no cap | 2 mpd on overseas spend applicable during Jun and Dec only |
| 1.2 mpd on local spend, no cap | |
| 2 mpd on eligible purchases made on singaporeair.com, SingaporeAir mobile app, and KrisShop, no cap | |
| 3.2 mpd spent on Grab Singapore transactions, capped at S$200 each calendar month | |
| 0.5 mpd on Singapore Airlines Instalment Plans via Pay Small | |
| Accelerated upgrade to KrisFlyer Elite Gold membership status | |
| 4 complimentary airport lounge access passes each year to any SATS Premier Lounge in Singapore and Plaza Premium Lounge worldwide | |
| Complimentary one-night stay at participating Hilton Properties each year | |
| Up to S$1 million travel inconvenience & travel accident coverage | |
| Gain access to Hertz Gold Plus Rewards loyalty programme over 8,500 participating outlets worldwide |
Why should you choose the AMEX Singapore Airlines KrisFlyer Ascend Credit Card?
#1: Earn a steady miles rate both locally & overseas
The AMEX Singapore Airlines KrisFlyer Ascend Credit Card is as reliable as it comes for local and overseas spend. Belonging in the same card tier as the DBS Altitude, Citi PremierMiles, OCBC 90ºN and more, it earns a respectable 1.2 miles per S$1 on local spend and 2 miles per S$1 on overseas spend, with no cap imposed on miles earned.
The only caveat is that the 2 mpd overseas spend is only applicable during June and December every year. Basically, this card will be perfect for your family trips during the school holidays since the overseas rate will only be activated then.
However, where this card truly shines in is its bonus miles earned on other categories such as Grab Singapore, Singapore Airlines-related purchases, and even your phone bills! Not to mention, their welcome bonuses offer one of the most miles you can probably earn upon signing up for a miles card.
But more on these attractive perks later below. So keep reading! 😉
DBS Altitude Visa Card product summary
|
Local spend
|
1.2 mpd
|
|
Foreign spend
|
2 mpd
|
|
Bonus miles earn
|
10 mpd on Kaligo bookings
|
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8 mpd on Expedia bookings
|
|
|
Airport lounge access
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2 visits per year (Visa Signature only)
|
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Citi PremierMiles Card product summary
|
Local spend
|
1.2 mpd
|
|
Foreign spend
|
2 mpd
|
|
Bonus miles earn
|
10 mpd on Kaligo bookings
|
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7 mpd on Agoda bookings
|
|
|
Airport lounge access
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2 visits per year
|
|
Travel insurance
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Up to S$1 million coverage
|
|
⭐ Citi miles never expire
|
|
OCBC 90°N Card product summary
|
Local spend
|
1.3 mpd
|
|
Foreign spend
|
2.1 mpd
|
|
Bonus miles earn
|
Up to 7 mpd on Kaligo bookings in foreign currency
|
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Up to 6 mpd on Agoda bookings in local currency
|
|
|
⭐ 90°N Miles never expire
|
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HSBC TravelOne Card product summary
|
Local spend
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1.2 mpd
|
|
Foreign spend
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2.4 mpd
|
|
Airport lounge access
|
4 visits per year
|
|
Travel insurance
|
Up to US$100,000 coverage
|
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⭐ 5 free supplementary cards for life
⭐ No conversion fee for air miles or hotel points until 31 Dec 2023 |
|
Standard Chartered Journey Card product summary
|
Local spend
|
1.2 mpd
|
|
Foreign spend
|
2 mpd
|
|
Bonus miles
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3 mpd on online spend for transport, grocery, and food delivery merchants, capped at S$1,000 spend per statement month
|
|
Airport lounge access
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2 visits per year
|
|
Travel insurance
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Up to S$500,000 coverage
|
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⭐ S$10 off Grab ride for Changi Airport transfers, capped at first 2,000 redemptions
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UOB PRVI Miles Card product summary
|
Local spend
|
1.4 mpd
|
|
Foreign spend
|
2.4 mpd (including online shopping on overseas website)
|
|
Bonus miles
|
6 mpd on major airlines and hotels booked on Agoda, Expedia, and UOB Travel |
|
Travel insurance
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Up to S$500,000 coverage
|
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⭐ 2 complimentary airport transfers per quarter for UOB PRVI Miles AMEX members only (Min. S$1,000 overseas spend per quarter required)
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⭐ Complimentary Mr & Mrs Smith Silversmith membership (worth S$200)
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See also: DBS Altitude vs Citi PremierMiles vs OCBC 90ºN – Card Comparison
#2: Travel in comfort with free lounge passes
Life’s about the little luxuries. With the AMEX Singapore Airlines KrisFlyer Ascend Credit Card, enjoy complimentary airport lounge access where you relax and refresh in the comfort and luxury of exclusive amenities, such as shower facilities, massage services, and a delectable buffet spread paired with a wide selection of alcoholic and non-alcoholic beverages.
This card offers four complimentary airport lounge access each year to any SATS Premier Lounge in Singapore and Plaza Premium Lounge worldwide.
#3: Treat yourself to a free hotel stay
Hands up if you love free hotel stays! ✋ The AMEX Singapore Airlines KrisFlyer Ascend Credit Card comes with a complimentary night at a Hilton property in Asia Pacific per year from date of card approval or card membership renewal for subsequent years.
This complimentary stay is based on accommodation in a standard guest room for a maximum of two adults, and it includes room rate, service charge and tax.
You also enjoy a complimentary upgrade to the Hilton Honors Silver membership tier. For the full list of participating properties, click here.
💡 Pro-tip: You can also cash in on this free stay overseas or right here in Singapore for an unforgettable staycation.
#4: Enjoy stress-free holidays knowing you're protected
Besides earning miles on your trips, enjoy up to S$1 million Travel Inconvenience and Travel Accident Benefits coverage when you charge travel tickets to the card. This coverage grants protection for any baggage delay, extended baggage delay, and flight delay, missed connections, permanent loss or total disablement, and death.
More policy details can be found here.
Unfortunately, this policy does not include coverage for other essential components like medical expenses, trip cancellation, or COVID-19 coverage. So you might want to buy a rider or buy another travel insurance to cover all grounds.
💡 Pro-tip: Speaking of international travels, did you know that you earn 3.2 miles per S$1 spend locally on your Grab Singapore transactions? This is capped at $200 spend each calendar month.
See also: Is Travel Insurance With COVID-19 Coverage Still Necessary?
SingSaver's Best Price Travel Campaign: All successful applicants of participating Travel Insurance products will receive 1x (single trip) or 3x (annual trip) draw chance to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed (up to a maximum of $2,000) and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Valid till 31 December 2023. T&Cs apply.
| Travel Insurance | Premium for Individual Cover | Covid-19 Coverage | Promotion |
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FWD Travel Insurance
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from S$22.50 (for 1 week in Asean)
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Yes
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Use the promo code SSTRIP to get 30% off on Single Trip and Annual Trip plans. Valid till 30 September 2023. T&Cs apply. Receive 1x Airalo eSim with up to 3GB data (minimum premium $60). Valid till 30 Sep 2023. T&Cs apply. Plus, till 30th September, every 58th sign up scores a Samsonite Volant Spinner 68/25 EXP worth S$480. Additionally, enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. |
|
Etiqa (TIQ) Travel Insurance
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from S$39 (for 1 week in Asean)
|
Yes
|
Single Trip: Use the promo code TIQSINGSAVER to get 40% off. T&Cs apply. Valid till 30 Sep 2023. T&Cs apply. Annual Trip: Use promo code TIQSINGSAVER to get 60% off COVID-19 add-on. Valid till 30 Sep. T&Cs apply. Plus, till 30th September, every 58th sign up scores a Samsonite Volant Spinner 68/25 EXP worth S$480. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. Plus, new customers get additional S$30 off on top of the discount with voucher code FREETRAVEL. Valid till 30 Sep 2023. T&Cs apply. Additionally, stand to win S$3,000 in TIQ Travel Insurance Monthly Lucky Draw Campaign 2023 (Fulfillment by TIQ). Valid till 31 Dec 2023. T&Cs apply. |
|
Starr TraveLead Travel Insurance
|
from S$11.05 (for 1 week in ASEAN)
|
Yes
|
Receive up to $50 Grab Vouchers and 35% discount plus an EXCLUSIVE Agoda promo code when you apply using the promo code SSVTL35. Valid till 30 September 2023. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw. 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
|
Allianz Travel Insurance
|
from S$34.10 (for 1 week in Asean)
|
Yes
|
Get 35% discount and receive up to S$50 worth of Grab vouchers when you use the promo code G035. Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
|
MSIG Travel Easy
|
from S$34.10 (for 1 week in ASEAN)
|
Yes
|
Enjoy 40% off when you apply for Single Trips and 20% off for Annual Plan plus get up to $38 Grab Vouchers when you purchase now!! Valid till 31 Sep 2023. T&Cs apply Enjoy up to 3x chances to enter our Weekly Lucky Draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. |
|
Singlife Travel Insurance
|
from S$46.20 (for 1 week in ASEAN)
|
Yes
|
Score an Airalo eSIM with up to 3GB data and receive it before you fly when you apply now! Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. Single Trip: Enjoy a 25% discount when you use the promo code TRAVEL25. Valid till 30 Sep 2023. T&Cs apply. |
|
Allied World Travel Insurance
|
from S$45 (for one week in Asean)
|
Yes
|
Single Trip: Enjoy a 30% discount when you apply now! Valid till 30 Sep 2023. Annual Trip: Enjoy a 10% discount when you apply now! Valid till 30 Sep 2023. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply |
|
AIG Travel Guard® Direct
|
from S$30 (for 1 week in Asean)
|
Yes
|
Single Trip: Apply promo code SSTGD and receive up to $50 worth of Grab eVouchers! (minimum premium $100, fullfilment by AIG) Valid till 30 Sep 2023. T&Cs apply. Annual Trip: Get up to 6 Plaza Premium Lounge Access Passes with the promo code SSTGD when you apply NOW! Fulfillment by AIG. Valid till 30 Sep 2023. T&Cs apply. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. Promotion ends on 31 December 2023. T&Cs apply. |
|
Great Eastern Travel Insurance
|
from S$52 (for one week in Asean)
|
Yes
|
Single Trip: Get an 20% discount when you use the promo code TSP20S. Annual Trip: Get an 10% discount when you use the promo code TSP10A. Additionally, enjoy 1x chance (Single Trip) or 3x chances (Annual Trip) to enter our weekly lucky draw, where 1 lucky winner will stand to have their flight ticket reimbursed and 12 lucky winners will receive a Samsonite Volant Spinner 68/25 EXP worth S$480. T&Cs apply. Promotion ends on 31 December 2023. T&Cs apply. |
#5: Made by Singapore Airlines; For loyal fans of Singapore Airlines
Save on miles conversion fees! The miles you earn on your AMEX Singapore Airlines KrisFlyer Ascend Credit Card are directly credited as KrisFlyer miles in your KrisFlyer account, all hassle-free and ready for your next trip abroad.
You also earn 2 air miles per $1 spent on eligible purchases made on singaporeair.com, SingaporeAir mobile app, and KrisShop, with no cap on the miles you can earn.
If you are a frequent SQ traveller, you can spend $15,000 on eligible purchases made on singaporeair.com within the first 12 months of card approval to be automatically upgraded to the KrisFlyer Elite Gold Membership tier. The upgrade unlocks the following:
- Extra 20kg check-in luggage allowance
- Access to KrisFlyer Gold Lounge at Changi and over 1,000 other Alliance Gold Lounges worldwide
- Priority airport check-in, baggage handling, and boarding for Economy Class
What charges or fees should you look out for?
- Annual fee: S$340.20
- Late payment charge: S$100 per month
- Minimum monthly payment: 3% of outstanding balance or S$50, whichever is higher, plus any overdue amounts
- Interest on purchases: 26.90% p.a. compounded (27.80% p.a. compounded w.e.f. 3 Oct 2023) if payment of the closing balance in your statements is not made in full; or 29.99% p.a. (3% p.a. on top of prevailing interest w.e.f. 3 Oct 2023) in the event that your account has three or more defaults in the last 12 months
- Interest on cash advance: 26.90% p.a. compounded daily from date of withdrawal until the withdrawal amount and the relevant fees are paid in full
- Foreign currency transaction fee: 2.95% (3.25% w.e.f. 1 Oct 2023)
- Dynamic currency conversion fee: N/A
Eligibility criteria
-
At least 21 years of age
-
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
How to apply?
Click on the ‘Apply Now’ button on this page and complete the application form on SingSaver site. You might need to prepare the following documents for the application process:
- Front and back of NRIC/Passport/Employment Pass/Proof of Residence
- Salaried Employees & Expatriates: Latest Income Tax of Notice of Assessment and Latest computerised payslip; or Latest 3 months' computerised payslip
- Self-employed: Last 2 years' Income Tax Notice of Assessment
Should you get the AMEX Singapore Airlines KrisFlyer Ascend Credit Card?
Undeniably, the AMEX Singapore Airlines KrisFlyer Ascend Credit Card is made for loyal SIA passengers looking to accelerate their miles chase.
This is also a card made for those looking for fringe benefits such as lounge access and hotel stays, on top of the usual miles earn rates. Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Disclaimer: Please note that while we strive to keep our information as accurate and up-to-date as possible, it occasionally may be different from what you see when you visit our Partner's pages.
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