DBS Vantage Visa Infinite Card
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
Earn 1.5 mpd or 1.5% cashback on local spend.
Earn 2.2 mpd or 2.2% cashback on overseas spend.
10 complimentary airport lounge visits per year.
Cons
Annual fee waiver with S$60,000 retail spend will be ceased on 1 August 2026.
Dine-in discounts at Accor restaurants will be lowered from 50% to 30% on 1 October 2026.
Check on more DBS card options
DBS Vantage Visa Infinite Card
The DBS Vantage Visa Infinite Card is a lifestyle card that lets you switch between miles and cashback earning.
It allows you to earn 1.5 mpd or 1.5% cashback on local spend, as well as 2.2 mpd or 2.2% cashback on foreign dollar spend.
Additionally, it also grants you access to Accor hotel privileges in Singapore and beyond, as well as discounts at Esso stations.
|
Spend Category |
Rewards Earned |
|
Local purchases |
1.5 mpd or 1.5% cashback |
|
Overseas purchases |
2.2 mpd or 2.2% cashback |
|
Fuel spend at Esso stations |
Up to 19% |
DBS Vantage Visa Infinite Card at a glance
Flexible rewards
4/5 Stars
- 1.5 miles or 1.5% cashback for every S$1 spent locally.
- 2.2 miles or 2.2% cashback for every S$1 equivalent spent overseas.
- Limited to one switch per calendar month.
Overseas spending
4/5 Stars
- Choose between 2.2 miles or 2.2% cashback on overseas spend.
Travel
5/5 Stars
- 2 free nights' stay at participating Accor hotels, resorts and apartments across Asia Pacific from 1 October 2025.
- 10 complimentary visits to over 1,700 airport lounges worldwide per year.
Bill payment
2/5 Stars
- Only Retail Transactions are eligible for rewards, so it is unclear if you can earn miles or cashback upon paying your bills.
Petrol
3/5 Stars
- 19% savings on Synergy Supreme+ at Esso stations islandwide.
- 18% savings on all other Synergy fuel purchases at Esso stations islandwide.
Annual interest rate and fees
Annual principal fee: S$599.50
Supplementary annual fee: Free
Fee waiver: Waive your fee from Year 2 with at least S$60,000 charged to your card
Interest free period: 25 days
Annual interest rate: 27.8% p.a.
Late payment fees: S$100
Minimum monthly repayment: 3% of statement balance or S$50
Foreign currency transaction fee: 3.25%
Cash advance transaction fee: 8% or S$15, whichever is higher
Overlimit fee: S$40
Minimum income requirements
Minimum annual income: S$120,000
Age: 21–75 years old
Why apply for the DBS Vantage Visa Infinite Card
Rewards earning
- 1.5 miles per dollar or 1.5% cashback on local spend.
- 2.2 miles per dollar or 2.2% cashback on overseas spend.
Additional benefits
- Up to 19% fuel savings at Esso stations.
- 12,500 DBS Points (25,000 miles) when you charge your annual fee to your card.
Lifestyle perks
- Complimentary 2 nights’ stay at participating Accor hotels, apartments and resorts across Asia Pacific from 1 October 2025.
- 50% off food and 15% off drinks at participating Accor restaurants across Asia Pacific.
- 10 complimentary visits to airport lounges worldwide per year.
SingSaver’s take
The DBS Vantage Visa Infinite Card is for globetrotters who enjoy swanky lifestyle perks, like dining at hotels and unwinding at airport lounges. Its interchangeable miles-cashback mechanism, which cardholders can utilise once per month, gives cardholders flexibility between earning miles and cashback.
Card comparison
|
Card |
Miles/Rewards |
Annual Fee (Principal) |
Other Perks |
|
DBS Vantage Visa Infinite Card |
|
S$599.50 |
Access to a complimentary Accor Plus Explorer Membership |
|
Citi Prestige |
|
S$598 (before GST) |
1 complimentary night's stay with a min. of 4 consecutive nights' stay at hotels worldwide |
|
UOB Visa Infinite Metal Card |
|
S$654 yearly (inclusive of 9% GST) |
Unlimited airport lounge visits for two* *Will be revised to 12 complimentary visits per year from 1 June 2026 |
The DBS Vantage Card is a surefire way for frequent travellers to enjoy lifestyle perks in Singapore and beyond. With an annual income requirement of S$120,000, you might be expecting benefits such as unlimited airport lounge access or even airport limo services. Alas, the DBS Vantage Card may be a better lifestyle card than a travel card, thanks to its flexible rewards system.
Application process
- Click “Apply Now” on this page
- Complete the DBS online application form
- Upload NRIC and income documents
- Wait for approval (typically 1–2 weeks)
- Meet the minimum spend of S$500 within 30 days of card approval to be eligible for the reward
Frequently asked questions about DBS Vantage Visa Infinite Card
Yes, the DBS Vantage card is a Visa Infinite card. Visa Infinite represents the highest tier available for Visa cards, above Visa Signature and traditional Visa cards.
The minimum annual income requirement for a DBS Vantage Visa Infinite card is S$120,000.
A Visa Infinite card offers lifestyle benefits such as airport lounge access and luxury hotel privileges. For example, the DBS Vantage credit card are entitled to a complimentary Accor Plus Explorer Membership, which offers members special rates on food and accommodation.
Yes, the DBS Vantage credit card members get a complimentary digital Priority Pass™ membership, which offers 10 complimentary airport lounge visits per year.
Related pages
Best Credit Cards for Overseas Spending in Singapore (2026)
Planning a trip abroad? Choosing the right credit card can enhance your travel experience and maximise your savings. The best travel credit cards in Singapore for overseas spending offer worldwide acceptance, attractive rewards on travel-related expenses, and no foreign transaction fees. Many also come with valuable travel perks like travel insurance, purchase protection, and concierge services.
Best Travel Credit Cards in Singapore
Are you a globetrotter seeking the perfect travel credit card in Singapore? Look no further! Whether you're jetting off for business or pleasure, the right credit card for travel can make a world of difference, and might even help you save enough for your next trip!
Best Credit Cards in Singapore September 2026
Choosing a credit card shouldn’t feel like doing homework. With so many banks, perks, miles, cashback tiers and hidden terms to navigate, it’s no surprise that many Singaporeans feel overwhelmed when trying to pick “the best” card. The truth is, the right card depends on how you actually spend, whether that’s grocery runs at NTUC, daily Grab rides, online shopping, or planning your next holiday. That’s where SingSaver makes life easier. Instead of scrolling through endless bank websites, you get clear comparisons, honest reviews, and practical tips on which cards give you the most value. Our experts break down the details — rewards, fees, interest, exclusions, even the small print — into simple, bite-sized insights so you know exactly what you’re signing up for. Whether you’re looking to stretch your budget, earn more cashback, or finally start collecting air miles for that dream trip, SingSaver helps you make smart money decisions without the stress.
Best Air Miles Credit Cards of September 2026
Ready to turn your everyday spending into extraordinary travel experiences? At SingSaver, we know that choosing the right air miles credit card can be a game-changer for your travel aspirations. With a plethora of options available in Singapore, it's essential to select a card that aligns perfectly with your travel habits, spending patterns, and reward preferences.