DBS Vantage Visa Infinite Card

DBS Vantage Visa Infinite Card

The DBS Vantage Visa Infinite Card is for the seasoned traveller, offering 2.2mpd on foreign currency spend, along with a whopping 10 complimentary airport lounge visits per year!
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Highlights

Card benefit
 miles / dollar
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Annual Fee
S$ 599.5
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Monthly Spend Required
S$ 2,000
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Minimum Annual Income
S$ 120,000

Things to consider

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Bonus air miles

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Local spending rebate

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Overseas rebate

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Airport lounge

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Benefits

Cashback

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Cashback Base Rate
1.5  %
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Cashback Local
1.5  %
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flight
Cashback Overseas
2.2  %
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luggage
Cashback Travel
1.5  %
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restaurant
Cashback Dining
Up to 50  %
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Cashback Supermarket
1.5  %
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Cashback Petrol
Up to 19  %
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Cashback Retail
1.5  %
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Cashback Local Online Shopping
1.5  %
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Cashback Overseas Online Shopping
2.2  %
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Cashback Health
1.5  %
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Cashback Department Store
1.5  %
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Cashback Digital Wallet
1.5  %
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Cashback Contactless Spend
1.5  %
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commute
Cashback Transport
1.5  %
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AirMiles

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Airmiles Base Rate
1.5  miles / dollar
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Airmiles Local
1.5  miles / dollar
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Airmiles Overseas
2.2  miles / dollar
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Airmiles Retail
1.5  miles / dollar
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restaurant
Airmiles Dining
1.5  miles / dollar
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Airmiles Local Online Shopping
1.5  miles / dollar
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shopping_bag
Airmiles Overseas Online Shopping
1.5  miles / dollar
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domain
Airmiles Department Store
1.5  miles / dollar
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shopping_cart
Airmiles Supermarket
1.5  miles / dollar
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bed
Airmiles Hotel Booking
6  miles / dollar
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Airmiles Flight Booking
6  miles / dollar
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commute
Airmiles Transport
1.5  miles / dollar
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Airmiles Petrol
1.5  miles / dollar
luggage
Airmiles Travel
6  miles / dollar
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Airmiles Bonus Cap
S$ 2,000  per calendar month
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Quick Facts

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1.5 miles or 1.5% cashback per S$1 spent locally, such as groceries, shopping and more.

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2.2 miles or 2.2% cashback per S$1 spent on overseas purchases in foreign currency.

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Receive 25,000 bonus miles when you pay the annual fee of S$550 (exclusive of GST) to renew your membership.

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Complimentary Accor Plus Explorer membership with 1 free hotel night stay at Sofitel, Fairmont, Swissotel and over 1000 hotels worldwide.

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Complimentary Digital Priority Pass™ Membership and 10 free lounge visits to over 1,300 airport lounges worldwide within each 12-month period of membership.

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Members-only dining privileges at over 80 of Singapore’s fine dining establishments, including Michelin-awarded restaurants.

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Annual fee of S$588.50 (inclusive of GST) is non-waivable for the first year.

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Miles are awarded in the form of DBS Points which are awarded for every S$5 spent.

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Each conversion of DBS Points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 120,000
Monthly Spend Required
S$ 2,000
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Fees / Repayment

Fees

Annual Fee Waiver
Not Available
Annual Fee
S$ 599.5
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 27
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Repayment

Minimum Payment
3  %
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Late Payment Charge
$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
25  days
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Others

Association

VISA Infinite

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

DBS Vantage Visa Infinite Card DBS Vantage Visa Infinite Card

DBS Vantage Visa Infinite Card 

The DBS Vantage Visa Infinite Card is a lifestyle card that lets you switch between miles and cashback earning.

It allows you to earn 1.5 mpd or 1.5% cashback on local spend, as well as 2.2 mpd or 2.2% cashback on foreign dollar spend. 

Additionally, it also grants you access to Accor hotel privileges in Singapore and beyond, as well as discounts at Esso stations.

Spend Category

Rewards Earned

Local purchases

1.5 mpd or 1.5% cashback

Overseas purchases

2.2 mpd or 2.2% cashback

Fuel spend at Esso stations

Up to 19%

 

DBS Vantage Visa Infinite Card at a glance

Flexible rewards

4/5 Stars

  • 1.5 miles or 1.5% cashback for every S$1 spent locally. 
  • 2.2 miles or 2.2% cashback for every S$1 equivalent spent overseas.
  • Limited to one switch per calendar month.

Overseas spending

4/5 Stars

  • Choose between 2.2 miles or 2.2% cashback on overseas spend.

Travel

5/5 Stars

  • 2 free nights' stay at participating Accor hotels, resorts and apartments across Asia Pacific from 1 October 2025.
  • 10 complimentary visits to over 1,700 airport lounges worldwide per year.

Bill payment

2/5 Stars

  • Only Retail Transactions are eligible for rewards, so it is unclear if you can earn miles or cashback upon paying your bills. 

Petrol

3/5 Stars

  • 19% savings on Synergy Supreme+ at Esso stations islandwide.
  • 18% savings on all other Synergy fuel purchases at Esso stations islandwide.

Annual interest rate and fees

Annual principal fee: S$599.50

Supplementary annual fee: Free

Fee waiver: Waive your fee from Year 2 with at least S$60,000 charged to your card

Interest free period: 25 days

Annual interest rate: 27.8% p.a.

Late payment fees: S$100

Minimum monthly repayment: 3% of statement balance or S$50

Foreign currency transaction fee: 3.25%

Cash advance transaction fee: 8% or S$15, whichever is higher

Overlimit fee: S$40

Minimum income requirements

Minimum annual income: S$120,000 

Age: 21–75 years old

Why apply for the DBS Vantage Visa Infinite Card

Rewards earning

  • 1.5 miles per dollar or 1.5% cashback on local spend.
  • 2.2 miles per dollar or 2.2% cashback on overseas spend.

Additional benefits

  • Up to 19% fuel savings at Esso stations. 
  • 12,500 DBS Points (25,000 miles) when you charge your annual fee to your card.

Lifestyle perks

  • Complimentary 2 nights’ stay at participating Accor hotels, apartments and resorts across Asia Pacific from 1 October 2025.
  • 50% off food and 15% off drinks at participating Accor restaurants across Asia Pacific.
  • 10 complimentary visits to airport lounges worldwide per year.

SingSaver’s take

The DBS Vantage Visa Infinite Card is for globetrotters who enjoy swanky lifestyle perks, like dining at hotels and unwinding at airport lounges. Its interchangeable miles-cashback mechanism, which cardholders can utilise once per month, gives cardholders flexibility between earning miles and cashback.

Pros & cons

Pros

Cons

  • Earn 1.5 mpd or 1.5% cashback on local spend.
  • Earn 2.2 mpd or 2.2% cashback on overseas spend.
  • 10 complimentary airport lounge visits per year.
  • Annual fee waiver with S$60,000 retail spend will be ceased on 1 August 2026.
  • Dine-in discounts at Accor restaurants will be lowered from 50% to 30% on 1 October 2026.

 

Card comparison

 

Card

Miles/Rewards

Annual Fee (Principal)

Other Perks

DBS Vantage Visa Infinite Card

  • 1.5 mpd or 1.5% cashback on local purchases
  • 2.2 mpd or 2.2% cashback on overseas purchases
  • 10 free visits to over 1,700 airport lounges worldwide per year

S$599.50

Access to a complimentary Accor Plus Explorer Membership

Citi Prestige

  • 5 Citi Points (2 mpd) on overseas purchases
  • 3.25 Citi Points (1.3 mpd) on local purchases
  • Citi Points never expire

S$598 (before GST) 

1 complimentary night's stay with a min. of 4 consecutive nights' stay at hotels worldwide

UOB Visa Infinite Metal Card

  • UNI$3.5 (1.4 mpd) on local spend
  • UNI$6 (2.4 mpd) on overseas spend
  • UNI$ can be converted into miles at a rate of UNI$1 = 2 air miles per month

S$654 yearly (inclusive of 9% GST)

Unlimited airport lounge visits for two*


*Will be revised to 12 complimentary visits per year from 1 June 2026




The DBS Vantage Card is a surefire way for frequent travellers to enjoy lifestyle perks in Singapore and beyond. With an annual income requirement of S$120,000, you might be expecting benefits such as unlimited airport lounge access or even airport limo services. Alas, the DBS Vantage Card may be a better lifestyle card than a travel card, thanks to its flexible rewards system.

Application process

  1. Click “Apply Now” on this page
  2. Complete the DBS online application form
  3. Upload NRIC and income documents
  4. Wait for approval (typically 1–2 weeks)
  5. Meet the minimum spend of S$500 within 30 days of card approval to be eligible for the reward

Frequently asked questions about DBS Vantage Visa Infinite Card 

Is DBS Vantage a Visa Infinite card?

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Yes, the DBS Vantage card is a Visa Infinite card. Visa Infinite represents the highest tier available for Visa cards, above Visa Signature and traditional Visa cards. 

What is the income requirement for the DBS Vantage card?

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The minimum annual income requirement for a DBS Vantage Visa Infinite card is S$120,000.

What are the benefits of a Visa Infinite card?

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A Visa Infinite card offers lifestyle benefits such as airport lounge access and luxury hotel privileges. For example, the DBS Vantage credit card are entitled to a complimentary Accor Plus Explorer Membership, which offers members special rates on food and accommodation.

Does the Visa Infinite card have lounge access?

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Yes, the DBS Vantage credit card members get a complimentary digital Priority Pass™ membership, which offers 10 complimentary airport lounge visits per year.