Trying to figure out which roads will charge you during rush hour? Here’s everything you need to know about Singapore’s ERP rates and timings in 2025.
updated: May 16, 2025
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.
Electronic Road Pricing (ERP) is Singapore’s traffic management system designed to reduce congestion by charging vehicles that use busy roads during peak hours. Introduced in 1998, ERP rates vary depending on the time of day, location, and traffic volume. This demand-based pricing encourages drivers to shift their travel times or use alternative routes, reducing overall traffic in high-congestion areas.
ERP rates are reviewed quarterly by the Land Transport Authority (LTA) to reflect real-time traffic patterns. As we move through 2025, several ERP gantries have seen updates to their charges — some increased to manage peak-hour congestion, others reduced or removed completely.
In this guide, we break down everything you need to know, from the latest ERP rate adjustments and where you’ll pay the most, to payment options and how to avoid costly fines.
Discover top credit cards that offer high cashback and discounts at your preferred petrol stations.
on_provider_website
Cashback Local | Up to 8% |
---|---|
Min. Annual Income | S$ 30,000 |
Card benefit | 0.2 - 8% cashback |
Annual Fee | S$ 196.20 |
REWARDS | |
|
The Citi Cash Back Card is ideal for those who spend regularly on essentials like petrol, dining, and groceries. With up to 8% cashback in these categories, it offers strong value. However, the $800 minimum monthly spend and $80 cashback cap may limit its benefits for some users.
In 2025, Singapore’s Land Transport Authority (LTA) continued to adjust Electronic Road Pricing (ERP) rates to better manage traffic congestion based on evolving travel patterns. Notably, ERP rates were increased by S$1 at three key expressway locations in September 2024 to ease peak-hour congestion. Conversely, during the school holidays in June and December 2024, ERP rates were reduced by S$1 at several locations to reflect lower traffic volumes.
These changes are part of LTA’s ongoing quarterly reviews aimed at optimising road usage. Additionally, 2025 saw continued preparations for ERP 2.0, Singapore’s next-generation satellite-based pricing system. This upgrade includes On-Board Units (OBUs) that offer real-time traffic alerts and automated payments, marking a significant step towards smarter urban mobility and more efficient congestion management.
For drivers of electric vehicles, there’s a bit of good news: From Q3 2025, a new pilot programme has been introduced offering ERP charge waivers during off-peak hours at selected gantries. The initiative supports the national push for cleaner transport by lowering costs for EV adoption.
ERP charges vary depending on several factors: location, time of day, type of vehicle, and current traffic conditions. Heavier traffic and central zones tend to attract higher charges, especially during morning and evening peak periods.
In general, ERP charges range from $0.50 to $5.00 per gantry. Motorcycle riders often pay less, while larger vehicles such as lorries and buses may incur higher fees. Charges are applied dynamically — meaning they’re reviewed quarterly, and sometimes adjusted during school holidays to better manage traffic flow when students are off the roads.
on_provider_website
Claim Excess | From S$ 300.00 |
---|---|
Choice of Workshop | Any Workshop |
Personal Accident Coverage | S$50,000 |
Towing | N/A |
Windscreen Coverage | Yes |
REWARDS | |
|
Time Period |
ERP Rate |
07:00 – 08:00 |
$0.00 |
08:00 – 08:05 |
$0.50 |
08:05 – 08:30 |
$1.00 |
08:30 – 08:35 |
$1.50 |
08:35 – 08:55 |
$2.00 |
08:55 – 09:00 |
$1.50 |
09:00 – 09:25 |
$1.00 |
09:25 – 09:30 |
$0.50 |
09:30 – 22:30 |
$0.00 |
Time Period |
ERP Rate |
07:00 – 17:30 |
$0.00 |
17:30 – 17:35 |
$1.00 |
17:35 – 18:25 |
$2.00 |
18:25 – 18:30 |
$1.50 |
18:30 – 19:25 |
$1.00 |
19:25 – 19:30 |
$0.50 |
19:30 – 22:30 |
$0.00 |
Time Period |
ERP Rate |
07:00 – 07:30 |
$0.00 |
07:30 – 07:35 |
$1.00 |
07:35 – 08:00 |
$2.00 |
08:00 – 08:05 |
$3.00 |
08:05 – 08:30 |
$4.00 |
08:30 – 08:35 |
$4.50 |
08:35 – 08:55 |
$5.00 |
08:55 – 09:00 |
$4.50 |
09:00 – 09:25 |
$4.00 |
09:25 – 09:30 |
$3.50 |
09:30 – 09:55 |
$3.00 |
09:55 – 10:00 |
$1.50 |
10:00 – 22:30 |
$0.00 |
Get up to S$350 cash, S$400 Shopee voucher, a Dyson V8 Slim Fluffy+, or Apple AirPods 4 when you sign up for an HSBC Everyday Global Account (EGA) via SingSaver, deposit at least S$70,000, and fulfil additional promo criteria. Valid till 30 June 2025. T&Cs apply.
Time Period |
ERP Rate |
07:00 – 07:05 |
$0.50 |
07:05 – 07:30 |
$1.00 |
07:30 – 07:35 |
$2.00 |
07:35 – 08:30 |
$3.00 |
08:30 – 08:35 |
$4.50 |
08:35 – 08:55 |
$6.00 |
08:55 – 09:00 |
$4.00 |
09:00 – 09:25 |
$2.00 |
09:25 – 09:30 |
$1.50 |
09:30 – 09:55 |
$1.00 |
09:55 – 10:00 |
$0.50 |
10:00 – 22:30 |
$0.00 |
Time Period |
ERP Rate |
07:00 – 07:30 |
$0.00 |
07:30 – 07:35 |
$1.00 |
07:35 – 08:00 |
$2.00 |
08:00 – 08:05 |
$3.00 |
08:05 – 08:30 |
$4.00 |
08:30 – 08:35 |
$4.50 |
08:35 – 08:55 |
$5.00 |
08:55 – 09:00 |
$4.50 |
09:00 – 09:25 |
$4.00 |
09:25 – 09:30 |
$3.50 |
09:30 – 09:55 |
$3.00 |
09:55 – 10:00 |
$1.50 |
10:00 – 22:30 |
$0.00 |
*Please note that ERP rates are subject to change based on traffic conditions and periodic reviews by the LTA. For the most current rates and information, it's advisable to consult the official LTA website or the OneMotoring portal.
Maximise your rewards effortlessly — earn cashback on every dollar spent without worrying about minimum spend requirements.
» MORE: Bus lane timings Singapore 2025
To pay ERP charges, your vehicle must be equipped with either an In-Vehicle Unit (IU) or the newer On-Board Unit (OBU), depending on your vehicle type and ERP system compatibility. These devices are usually installed by authorised service centres and link to stored-value payment cards or backend accounts.
Once the unit is installed, drivers can use stored-value cards such as the NETS Motoring Card or EZ-Link. It's important to maintain sufficient balance in these cards to avoid incurring fines. You can top them up at petrol stations, car parks, or online via mobile apps.
With backend payment services like EZ-Link Motoring Service and NETS Virtual CashCard, ERP charges are automatically deducted from a linked bank or credit card account. These services reduce the risk of insufficient funds and offer greater convenience for frequent drivers.
To use these, drivers simply need to register their vehicle and payment method with the service provider. Once activated, charges are deducted in real time without the need to insert a physical card into the IU.
If you prefer the traditional method, you can use a stored-value card inserted into your IU. Cards like the NETS Motoring Card or EZ-Link must be topped up regularly and inserted into the unit while driving through ERP gantries.
You can top up these cards at petrol stations, convenience stores, or via your bank’s app. Always check your card balance before driving to avoid triggering an ERP violation notice.
Violation |
Penalty |
Insufficient balance in IU |
$10 administrative fee if paid within 5 days |
Unpaid ERP notice after 5 days |
$70 fine |
Failure to pay ERP fines |
Legal action may be taken |
Avoiding ERP violations is easy with proper planning — whether it’s checking your stored-value balance or setting up automatic deductions.
» MORE: Traffic offenses in Singapore: Demerit points and traffic fines
EZ-Pay links your ERP payments to a credit card, allowing for automatic deduction with no physical card needed in the IU. Registration is simple via the EZ-Link website, and it provides peace of mind with real-time tracking and alerts.
on_provider_website
Cashback Local | Up to 6% |
---|---|
Monthly Spend Required | S$ 800.00 |
Min. Annual Income | S$ 30,000 |
Card benefit | 0.25 - 6% cashback |
Annual Fee | S$ 196.20 |
REWARDS | |
|
With the NETS Contactless CashCard, drivers can skip the need to insert the card manually. It offers tap-and-go convenience and can be used at ERP gantries, car parks, and more. Pick one up from petrol stations or online, and link it to your NETS app for balance tracking.
NETS VCashCard allows ERP payments to be deducted from your bank account automatically. Simply register online, link your account, and ensure your card is kept active. No top-ups are needed, and you’ll get notified instantly when charges are made.
Who needs to pay for ERP?
All vehicles using ERP-operated roads during charged hours must pay, including motorcycles, cars, lorries, and foreign-registered vehicles. For foreign drivers, a daily ERP fee of $5 may apply instead of individual gantry charges.
Does ERP operate on Sundays and public holidays?
ERP gantries are generally inactive on Sundays and public holidays. However, always check with the LTA for exceptions, especially during long weekends or special events.
What happens if I don’t pay my ERP fine?
Failure to pay your ERP administrative fee within 5 days results in a $70 fine. Ignoring this fine can lead to legal proceedings and potential demerit points.
Can I check my ERP payment history?
Yes, you can review your ERP transaction history via the NETS Motoring app, EZ-Link app, or through your backend payment provider’s dashboard.
How do I know if an ERP gantry is active?
LTA displays ERP operation times on gantry signage. You can also check the LTA website or OneMotoring portal for updated gantry statuses and rates.
Easily compare premiums, benefits, and coverage from top insurers to find the best deal for your vehicle
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.