Citi Cash Back Card

Citi Cash Back Card

Suited for household expenses, the Citi Cash Back Credit Card is a reliable cashback card that offers 8% cashback on petrol and private commute, and 6% cashback on dining and groceries. Cashback is capped at S$80 per statement month, with a minimum monthly spend of S$800. Annual fee is waived for the first year.
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Highlights

Cashback Transport
Up to 8  %
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Cashback Petrol
8  %
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Monthly Spend Required
S$ 800  per month
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Cashback Base Rate
0.2  %
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3 Offers Available
S$320 Cash via PayNow
Fastest 4 Weeks Cash Fulfilment
S$320 Cash via PayNow
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
  • Terms and Conditions apply.
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
Fastest 4 Weeks Rewards Fulfilment
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Apple iPad 9th Gen 10.2
Fastest 4 Weeks Rewards Fulfilment
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Hinomi H1 Classic V3 Ergonomic Office Chair with Headrest (worth S$659)
Fastest 4 Weeks Rewards Fulfilment
Hinomi H1 Classic V3 Ergonomic Office Chair with Headrest (worth S$659)
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$408)
Fastest 4 Weeks Rewards Fulfilment
Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$408)
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 2 other gift options

  • SingSaver Exclusive promotion is valid until 31 October 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
  • The Reward Upgrade will replace SingSaver Exclusive promotional reward.
  • Terms and Conditions apply.

Things to consider

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Dining rebate

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Supermarket rebate

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High-value gift

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.2  %
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Cashback Local
Up to 8  %
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flight
Cashback Overseas
8  %
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commute
Cashback Transport
Up to 8  %
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restaurant
Cashback Dining
6  %
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local_gas_station
Cashback Petrol
8  %
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shopping_cart
Cashback Supermarket
6  %
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Cashback Retail
0.2  %
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Cashback Local Online Shopping
0.2  %
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Quick Facts

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6% cashback on dining and grocery spending (local & overseas).

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8% cashback on petrol and private commute (local & overseas).

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Up to 23.64% savings at Caltex, Esso and Shell, inclusive of 8% cashback for petrol spending.

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With Citi PayAll you can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.

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Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.

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0.20% cashback for all other spending, even if you do not meet the min. monthly spend.

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Min. monthly spend of S$800 required to earn bonus cashback.

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S$80 combined cashback cap across all categories.

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Guides

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Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 800  per month
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %

Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Cash Advance Service Charge
S$ 15
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Interest on Cash Advance
27.9  %
Interest Free Period
25  days
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Others

Association

Mastercard

Supported Payment Type

Apple Pay

Samsung Pay

Tags

Citi Cash Back Card Citi Cash Back Card