Citi Cash Back Card

Suited for household expenses, the Citi Cash Back Credit Card is a reliable cashback card that offers 8% cashback on petrol and private commute, and 6% cashback on dining and groceries. Cashback is capped at S$80 per statement month, with a minimum monthly spend of S$800. Annual fee is waived for the first year.

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Cashback Transport

Up to 8 %

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8% cash back on private commute and petrol spend and 6% cash back on dining and groceries spend. Minimum S$800 spend per statement month. S$80 combined cash back cap across all categories

Cashback Petrol

8 %

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8% cash back at all petrol stations with a min. monthly spend of S$800.

Monthly Spend Required

S$ 800 per month

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Capped at S$80 per statement month.

Cashback Base Rate

0.2 %

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0.20% on all other retail spend. No minimum spend. S$80 combined cashback cap across all categories.

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Highlights

Cashback Transport

Up to 8 %

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8% cash back on private commute and petrol spend and 6% cash back on dining and groceries spend. Minimum S$800 spend per statement month. S$80 combined cash back cap across all categories

Cashback Petrol

8 %

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8% cash back at all petrol stations with a min. monthly spend of S$800.

Monthly Spend Required

S$ 800 per month

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Capped at S$80 per statement month.

Cashback Base Rate

0.2 %

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0.20% on all other retail spend. No minimum spend. S$80 combined cashback cap across all categories.

2 Offers Available

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

Upgrade Your Rewards with a Simple Top-Up

Save S$464.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 4 other gift options

Promotion is valid until 31 July 2024.
Valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval.
The Reward Upgrade will replace SingSaver Exclusive promotional reward.
Terms and Conditions apply.

Apple iPad 10th Gen WiFi 64GB (worth S$529)

Richest Offer in the Market

Apple iPad 10th Gen WiFi 64GB (worth S$529)

Promotion is valid until 31 July 2024.
Promotion is valid for new Citi credit cardmembers only.
Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
Promotion does not stack with other welcome offers from Citibank.
Terms and Conditions apply

Dyson Supersonic™ hair dryer (worth S$699)

Richest Offer in the Market

Dyson Supersonic™ hair dryer (worth S$699)

Promotion is valid until 31 July 2024.
Promotion is valid for new Citi credit cardmembers only.
Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
Promotion does not stack with other welcome offers from Citibank.
Terms and Conditions apply

Richest Offer in the Market

Dyson Micro 1.5kg (worth S$599)

Promotion is valid until 31 July 2024.
Promotion is valid for new Citi credit cardmembers only.
Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
Promotion does not stack with other welcome offers from Citibank.
Terms and Conditions apply

S$300 cash via PayNow + S$150 Shopee voucher

Richest Offer in the Market

S$300 cash via PayNow + S$150 Shopee voucher

Promotion is valid until 31 July 2024.
Promotion is valid for new Citi credit cardmembers only.
Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
Promotion does not stack with other welcome offers from Citibank.
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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Dining rebate

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Supermarket rebate

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High-value gift

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

0.2 %

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0.20% on all other retail spend. No minimum spend. S$80 combined cashback cap across all categories.

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Cashback Local

Up to 8 %

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8% cash back on private commute and petrol spend and 6% cash back on dining and groceries spend. Minimum S$800 spend per statement month. S$80 combined cash back cap across all categories

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Cashback Overseas

8 %

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8% cashback on petrol and private commute. 6% cashback on dining and grocery. 0.20% on all other retail spend. No minimum spend. S$80 combined cashback cap across all categories.

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Cashback Transport

Up to 8 %

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8% cash back on private commute and petrol spend and 6% cash back on dining and groceries spend. Minimum S$800 spend per statement month. S$80 combined cash back cap across all categories

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Cashback Dining

6 %

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6% on any dining merchant worldwide with a min. monthly spend of S$800.

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Cashback Petrol

8 %

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8% cash back at all petrol stations with a min. monthly spend of S$800.

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Cashback Supermarket

6 %

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6% cash back at all grocery stores worldwide with a min. monthly spend of S$800.

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Cashback Retail

0.2 %

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0.20% on all other retail spend. No min. spend. S$80 combined cashback cap across all categories.

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Cashback Local Online Shopping

0.2 %

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0.20% on all other retail spend. No min. spend. S$80 combined cashback cap across all categories.

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Quick Facts

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6% cashback on dining and grocery spending (local & overseas).

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8% cashback on petrol and private commute (local & overseas).

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Up to 23.64% savings at Caltex, Esso and Shell, inclusive of 8% cashback for petrol spending.

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With Citi PayAll you can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.

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Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.

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0.20% cashback for all other spending, even if you do not meet the min. monthly spend.

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Min. monthly spend of S$800 required to earn bonus cashback.

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S$80 combined cashback cap across all categories.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

S$ 800 per month

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Capped at S$80 per statement month.

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Repayment

Minimum Payment

1 %

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1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.9 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Interest on Cash Advance

27.9 %

Interest Free Period

25 days

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Others

Association

Mastercard

Supported Payment Type

Apple Pay

Samsung Pay

Citi Cash Back Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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