Citi Cash Back Card

Citi Cash Back Card

Suited for household expenses, the Citi Cash Back Credit Card is a reliable cashback card that offers 8% cashback on petrol and private commute, and 6% cashback on dining and groceries. Cashback is capped at S$80 per statement month, with a minimum monthly spend of S$800. Annual fee is waived for the first year.
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Highlights

Cashback Transport
Up to 8  %
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Cashback Petrol
8  %
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Monthly Spend Required
S$ 800  per month
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Cashback Base Rate
0.2  %
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4 Offers Available
Score a Sony PlayStation® 5 Disc Edition (worth S$799) or a Dyson Airwrap multi-styler and dryer (worth S$859)
Score Big CC Campaign
Score a Sony PlayStation® 5 Disc Edition (worth S$799) or a Dyson Airwrap multi-styler and dryer (worth S$859)
  • Promotion is valid for new Citi / SCB / HSBC credit cardmembers only
  • Apply for participating credit cards during the promo period and fulfil the spend criteria to be eligible for reward
  • The first 10 successful applicants of participating products on SingSaver at 12pm and 6pm every day during the campaign period will score a Reward Upgrade to 1x Sony PlayStation®5 Disc Edition (worth S$799)
  • The first 10 successful applicants of participating products on SingSaver at 3pm every day during the campaign period will score a Reward Upgrade to 1x Dyson Airwrap™ multi-styler and dryer (worth S$899)
    • Rewards Upgrade will replace their chosen SingSaver Exclusive promotional reward
    • Remaining applicants will receive their chosen regular SingSaver Exclusive promotional reward
  • SingSaver Score Big Campaign runs from 18 June 2024, 9:00 AM SGT to 30 June 2024
  • Terms and Conditions apply
  • SingSaver Score Big Campaign Frequently Asked Questions here
1x chance to win 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)
Euro Summer Kickoff Lucky Draw
1x chance to win 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)
  • Promotion is valid for new Citi credit cardmembers only
  • Apply for participating Citi credit cards and receive card approval to receive 1x chance in the Lucky Draw
    • 5 winners per week (10 winners total) will each receive 120,000 Max Miles (equivalent to 1 Pair of Economy Class Return-Trip Tickets to Anywhere in Europe)
    • Faster Reward Fulfilment: Receive the Lucky Draw prize in as little as 6 weeks!
  • Promotion is stackable with existing SingSaver Exclusive Offer
  • SingSaver x Citi CC Euro Summer Kickoff Lucky Draw runs from 10 June 2024, 9:00 AM SGT to 23 June 2024
  • Terms and Conditions apply
Receive premium rewards worth up to S$2,128
Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128

+ 3 other gift options

  • Promotion is valid for new Citi credit cardmembers only
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
    • S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
    • S$1,200 top up Apple iPhone 15 Pro 128GB (worth S$1,664.25)
    • S$1,786 top up Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
  • Reward Upgrade will replace SingSaver Exclusive promotional reward
  • Promotion is valid until 30 June 2024
  • More information about the Rewards Upgrade here
  • Terms and Conditions apply
Sony HT-AX7 Portable Theatre System (worth S$769)
Richest Offer in the Market
Sony HT-AX7 Portable Theatre System (worth S$769)
  • Promotion is valid for new Citi credit cardmembers only
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
  • Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
  • Promotion is valid until 30 June 2024
  • Terms and Conditions apply
Dyson Supersonic™ hair dryer (worth S$699)
Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
  • Promotion is valid for new Citi credit cardmembers only
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
  • Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
  • Promotion is valid until 30 June 2024
  • Terms and Conditions apply
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
  • Promotion is valid for new Citi credit cardmembers only
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
  • Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
  • Promotion is valid until 30 June 2024
  • Terms and Conditions apply
S$450 eCapitaVoucher
Richest Offer in the Market
S$450 eCapitaVoucher
  • Promotion is valid for new Citi credit cardmembers only
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
  • Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
  • Promotion is valid until 30 June 2024
  • Terms and Conditions apply
S$300 cash via PayNow
Richest Offer in the Market
S$300 cash via PayNow
  • Promotion is valid for new Citi credit cardmembers only
  • Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
  • Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
  • Promotion is valid until 30 June 2024
  • Terms and Conditions apply

Things to consider

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Dining rebate

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Supermarket rebate

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High-value gift

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.2  %
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Cashback Local
Up to 8  %
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flight
Cashback Overseas
6  %
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commute
Cashback Transport
Up to 8  %
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restaurant
Cashback Dining
6  %
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Cashback Petrol
8  %
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Cashback Supermarket
6  %
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Cashback Retail
0.2  %
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Cashback Local Online Shopping
0.2  %
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Quick Facts

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6% cashback on dining and grocery spending (local & overseas).

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8% cashback on petrol and private commute (local & overseas).

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Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending.

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Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.

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Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.

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0.20% cashback for all other spending, even if you do not meet the min. monthly spend.

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Min. monthly spend of S$800 required to earn bonus cashback.

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S$80 combined cashback cap across all categories.

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Guides

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Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 800  per month
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %

Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Cash Advance Service Charge
S$ 15
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Interest on Cash Advance
27.9  %
Interest Free Period
25  days
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Others

Association

Mastercard

Supported Payment Type

Apple Pay

Samsung Pay

Tags

Citi Cash Back Card Citi Cash Back Card