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Citi Cash Back Card

Citi Cash Back Card

Suited for household expenses, the Citi Cash Back Credit Card is a reliable cashback card that offers 8% cashback on groceries and petrol, and 6% cashback on dining transactions. Cashback is capped at S$80 per statement month, with a minimum monthly spend of S$800. Annual fee is waived for the first year.
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Highlights

Cashback Local
8  %
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Cashback Petrol
8  %
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Monthly Spend Required
S$ 800  per month
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Cashback Base Rate
0.25  %
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Offer Available
Dyson Supersonic™ hair dryer (worth S$699)
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
  • Promotion is valid for new Citi credit cardmembers only
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
  • Promotion is valid until 31 March 2024
  • Terms and Conditions apply
Apple iPad 9th Gen 10.2
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
  • Promotion is valid for new Citi credit cardmembers only
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
  • Promotion is valid until 31 March 2024
  • Terms and Conditions apply
Dyson V8 Slim Fluffy (worth S$509)
Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
  • Promotion is valid for new Citi credit cardmembers only
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
  • Promotion is valid until 31 March 2024
  • Terms and Conditions apply
S$400 eCapitaVoucher
Best Deal Guarantee
S$400 eCapitaVoucher
  • Promotion is valid for new Citi credit cardmembers only
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
  • Promotion is valid until 31 March 2024
  • Terms and Conditions apply
S$300 cash via PayNow
Best Deal Guarantee
S$300 cash via PayNow
  • Promotion is valid for new Citi credit cardmembers only
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
  • Promotion is valid until 31 March 2024
  • Terms and Conditions apply

Things to consider

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Dining rebate

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Supermarket rebate

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High-value gift

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.25  %
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Cashback Local
8  %
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flight
Cashback Overseas
6  %
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restaurant
Cashback Dining
6  %
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shopping_cart
Cashback Supermarket
8  %
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local_gas_station
Cashback Petrol
8  %
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Cashback Retail
0.25  %
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Cashback Local Online Shopping
0.25  %
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Quick Facts

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6% cashback on dining at restaurants, cafes, fast food eateries, and caterers (local & overseas).

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8% cashback on grocery shopping, both online and at major supermarkets (local & overseas).

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Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending.

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Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.

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Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.

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0.25% cashback for all other spending, even if you do not meet the min. monthly spend.

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Min. monthly spend of S$800 required to earn bonus cashback.

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S$80 combined cashback cap across all categories.

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Guides

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Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 800  per month
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %

Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Cash Advance Service Charge
S$ 15
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Interest on Cash Advance
27.9  %
Interest Free Period
25  days
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Others

Association

Mastercard

Supported Payment Type

Apple Pay

Samsung Pay

Tags

Citi Cash Back Card Citi Cash Back Card