Best HSBC Credit Cards in Singapore 2024
HSBC credit cards offer a wide range of benefits, including cashback rewards, competitive interest rates, and no annual fees. They also provide unique features such as contactless payments and insurance benefits such as travel insurance and purchase protection. With a focus on innovation, convenience, and customer satisfaction, HSBC credit cards are a reliable and rewarding choice for consumers.
Which HSBC Credit Card Is Best For You?
- HSBC Advance Card: Best for Big-Ticket Purchases
- HSBC Live+ Card: Best for Lifestyle Shoppers
- HSBC TravelOne Card: Best for Overseas Spending and Frequent Travellers
- HSBC Revolution Card: Best for Online and Contactless Spending
- HSBC Visa Infinite Card: Best for Dining, Lifestyle and Luxury Benefits
- HSBC Premier Mastercard Credit Card: Best for Local and Overseas Spending
Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.
Best HSBC Credit Card Comparison
![HSBC Live+ Credit Card](https://images.contentstack.io/v3/assets/blt052434c305171617/bltb244f4aac0ce625f/666a4a03fe41c466d263c65e/HSBC_LivePlus_small.png?auto=webp&width=144)
HSBC Live+ Credit Card
5 Offers Available
![Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up](https://images.contentstack.io/v3/assets/blt052434c305171617/bltc9786b48d4809f18/65c05f6bd4db5512c36ec769/Apple_iPhone_15_Pro_128GB.png?auto=webp&width=60)
![Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up](https://images.contentstack.io/v3/assets/blt052434c305171617/bltc9786b48d4809f18/65c05f6bd4db5512c36ec769/Apple_iPhone_15_Pro_128GB.png?auto=webp&width=60)
+ 5 other gift options
Valid until
31 July 2024
![Flujo SmarTrax Standing Desk (worth S$699)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt546c3322004f3495/667920b41ae3c12709067f2a/Flujo_SmarTrax.png?auto=webp&width=60)
![Flujo SmarTrax Standing Desk (worth S$699)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt546c3322004f3495/667920b41ae3c12709067f2a/Flujo_SmarTrax.png?auto=webp&width=60)
Valid until
31 July 2024
![Dyson AM07 Tower Fan (worth S$459)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt06a2e09db7e4856a/65c35c36eed32e4166ac344b/Dyson_AM07.png?auto=webp&width=60)
![Dyson AM07 Tower Fan (worth S$459)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt06a2e09db7e4856a/65c35c36eed32e4166ac344b/Dyson_AM07.png?auto=webp&width=60)
Valid until
31 July 2024
![Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt31f393694f892031/65cb9caa670d7eb7a12813a1/Sony_WF-1000XM5.png?auto=webp&width=60)
![Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt31f393694f892031/65cb9caa670d7eb7a12813a1/Sony_WF-1000XM5.png?auto=webp&width=60)
Valid until
31 July 2024
![S$300 e-Voucher & up to S$600 worth of benefits](https://images.contentstack.io/v3/assets/blt052434c305171617/blt7e4fcbb310a0ffe7/64fae0f1bb60f73fed47fced/96x96-Vouchers.png?auto=webp&width=60)
![S$300 e-Voucher & up to S$600 worth of benefits](https://images.contentstack.io/v3/assets/blt052434c305171617/blt24801c12830e4dc1/64fae105ce38f40deaf4a65c/64x64-Vouchers.png?auto=webp&width=60)
Valid until
31 July 2024
![Up to S$1,800 cashback](https://images.contentstack.io/v3/assets/blt052434c305171617/blt0034960ea313a04c/64faadf2b8c6d6ebdc0e4489/96x96-Cashback.png?auto=webp&width=60)
![Up to S$1,800 cashback](https://images.contentstack.io/v3/assets/blt052434c305171617/blt5a6d5d8c0ea07192/64faae2b8606a83024c85675/64x64-Cashback.png?auto=webp&width=60)
Valid until
31 August 2024
![1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris](https://images.contentstack.io/v3/assets/blt052434c305171617/blta20f1308966abe5b/6679cdc6c16fc58f4a4a1a47/car_plane_icon.png?auto=webp&width=60)
![1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris](https://images.contentstack.io/v3/assets/blt052434c305171617/blta20f1308966abe5b/6679cdc6c16fc58f4a4a1a47/car_plane_icon.png?auto=webp&width=60)
Valid until
23 September 2024
Things to consider for this product:
Dining rebate
Entertainment rebate
Petrol rebate
Rebate cap applied
- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- 8% cashback* on dining, entertainment, and shopping spend (both local and overseas).
- 5% cashback* on fuel spending at Caltex and Shell sations in Singapore.
- 0.3% cashback* on all other qualifying spend.
- First year annual fee waived.
- Min. spending of S$600 per calendar month, for all 3 months in a calendar quarter, required to earn 8% cash rebate.
- Cashback* capped at S$250 per calendar quarter.
- Cash rebates* are credited quarterly instead of monthly.
- *Min. spend and other terms & conditions apply. Valid till 31 Dec 2024.
Gift Options
- Promotion is valid until 31 July 2024.
- Valid for new HSBC credit cardmembers only.
- Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
Gift Options
- Promotion is valid for new HSBC credit cardmembers only
- Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
- Promotion is stackable with HSBC Live+ Welcome Offer (T&Cs apply):
- Make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date to receive S$100 cashback
- Promotion is valid until 31 July 2024
- Terms and Conditions apply
Gift Options
- Promotion is valid for new HSBC credit cardmembers only
- Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
- Promotion is stackable with HSBC Live+ Welcome Offer: Get up to S$900 worth of benefits with Live+
- Receive S$300 e-Voucher from SingSaver Exclusive Offer reward selection
- Vouchers include eCapitaLand, Food Panda, Sephora, Grab Food, Grab Ride etc, and can be selected through SingSaver’s voucher redemption partner. Voucher types are subject to availability.
- Receive S$100 cashback from HSBC when you make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date (T&Cs apply)
- Spend $600 in eligible purchases each month for 6 months to receive S$500 cashback from your Live+ card
- Promotion is valid until 31 July 2024
- Terms and Conditions apply
Gift Options
- Promotion is valid until 31 August 2024.
- Promotion is valid for new and existing HSBC credit cardmembers.
- Apply for a new Cash Instalment Plan with a min. loan amount of S$10,000 and tenure of 3 years with marketing consent, text CIPSS <space> last 4 digits of your HSBC credit card to 74722 and get approved by 30 September 2024 to be eligible for reward.
- Cashback received is based on 1% of the approved loan principal amount, capped at S$1,800.
- Terms and Conditions apply.
Gift Options
- Promotion is valid for new and existing HSBC cardmembers
- Activate and make spends with select HSBC credit cards to receive chances in the lucky draw
- Sign up and apply for the HSBC Live+ Credit Card to receive 20 chances
- Sign up and apply for other HSBC Credit Cards to receive 10 chances
- Register your interest with gift code ADVENTURE, then receive 5 chances for every S$500 spend on your HSBC credit card
- 1x winner will receive a Mercedes-Benz EQB
- 90x winners will each receive a round-trip economy class ticket to Paris
- Lucky Draw stacks with SingSaver Exclusive offer
- Promotion is valid until 23 September 2024
- Terms and Conditions apply
-
Installment Processing Fee: From 3 %
![HSBC TravelOne Credit Card](https://images.contentstack.io/v3/assets/blt052434c305171617/bltb1909376af571a0e/64c9f2c82f39fb52bd99f7e7/hsbc_travelone-face.webp?auto=webp&width=144)
HSBC TravelOne Credit Card
4 Offers Available
![Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up](https://images.contentstack.io/v3/assets/blt052434c305171617/bltc9786b48d4809f18/65c05f6bd4db5512c36ec769/Apple_iPhone_15_Pro_128GB.png?auto=webp&width=60)
![Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up](https://images.contentstack.io/v3/assets/blt052434c305171617/bltc9786b48d4809f18/65c05f6bd4db5512c36ec769/Apple_iPhone_15_Pro_128GB.png?auto=webp&width=60)
+ 3 other gift options
Valid until
31 July 2024
![Dyson Supersonic™ hair dryer (worth S$699)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt5fe0e754311226e2/64f92410ea4b5dd783510719/HD01_IRSFU_64A4_W-removebg-preview.png?auto=webp&width=60)
![Dyson Supersonic™ hair dryer (worth S$699)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt5fe0e754311226e2/64f92410ea4b5dd783510719/HD01_IRSFU_64A4_W-removebg-preview.png?auto=webp&width=60)
Valid until
31 July 2024
![Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt2eb5a85963b5270c/65e0be51eef4e33e701e6cf9/Apple_Watch_Series_9_Sport_Loop.png?auto=webp&width=60)
![Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt2eb5a85963b5270c/65e0be51eef4e33e701e6cf9/Apple_Watch_Series_9_Sport_Loop.png?auto=webp&width=60)
Valid until
31 July 2024
![Apple iPad 10th Gen WiFi 64GB (worth S$529)](https://images.contentstack.io/v3/assets/blt052434c305171617/bltca8a501bdf1714a3/65dbb833d5fcf4382ddc627c/iPad_10th_Gen_10.9_64GB.png?auto=webp&width=60)
![Apple iPad 10th Gen WiFi 64GB (worth S$529)](https://images.contentstack.io/v3/assets/blt052434c305171617/bltca8a501bdf1714a3/65dbb833d5fcf4382ddc627c/iPad_10th_Gen_10.9_64GB.png?auto=webp&width=60)
Valid until
31 July 2024
![27,000 Max Miles](https://images.contentstack.io/v3/assets/blt052434c305171617/blt431d242ca2be9de3/64faadf3e649719c95690de0/96x96x-Airmiles.png?auto=webp&width=60)
![27,000 Max Miles](https://images.contentstack.io/v3/assets/blt052434c305171617/blt431d242ca2be9de3/64faadf3e649719c95690de0/96x96x-Airmiles.png?auto=webp&width=60)
Valid until
31 July 2024
![S$400 eCapitaVoucher](https://images.contentstack.io/v3/assets/blt052434c305171617/blt6abd960f95f7303a/65d442f3776a8a56dafb225b/eCapitaVoucher.png?auto=webp&width=60)
![S$400 eCapitaVoucher](https://images.contentstack.io/v3/assets/blt052434c305171617/blt6abd960f95f7303a/65d442f3776a8a56dafb225b/eCapitaVoucher.png?auto=webp&width=60)
Valid until
31 July 2024
![Up to S$1,800 cashback](https://images.contentstack.io/v3/assets/blt052434c305171617/blt0034960ea313a04c/64faadf2b8c6d6ebdc0e4489/96x96-Cashback.png?auto=webp&width=60)
![Up to S$1,800 cashback](https://images.contentstack.io/v3/assets/blt052434c305171617/blt5a6d5d8c0ea07192/64faae2b8606a83024c85675/64x64-Cashback.png?auto=webp&width=60)
Valid until
31 August 2024
![1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris](https://images.contentstack.io/v3/assets/blt052434c305171617/blta20f1308966abe5b/6679cdc6c16fc58f4a4a1a47/car_plane_icon.png?auto=webp&width=60)
![1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris](https://images.contentstack.io/v3/assets/blt052434c305171617/blta20f1308966abe5b/6679cdc6c16fc58f4a4a1a47/car_plane_icon.png?auto=webp&width=60)
Valid until
23 September 2024
Things to consider for this product:
Unlimited air miles
Airport lounge
Travel insurance
Bonus air miles
- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app.
- Accelerated earn rate: up to 2.4 miles for your spending.
- No conversion fee for air miles or hotel points until 31 May 2024.
- Complimentary travel insurance coverage (including COVID-19) and 4x complimentary airport lounge visits for main cardholders only, and more.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Split your purchases across a range of flexible tenures with HSBC Instalment Plans.
Gift Options
- Promotion is valid until 31 July 2024.
- Valid for new HSBC credit cardmembers only.
- Apply for the HSBC TravelOne Card, provide your marketing consent to HSBC, pay the annual fee (S$196.20 incl. GST) and make a min. spend of S$1,000 by the end of the following month from card approval date.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
Gift Options
- Promotion is valid for new HSBC TravelOne credit cardmembers (existing holders of other HSBC credit cards are still eligible)
- Apply for the HSBC TravelOne Credit Card, provide your marketing consent to HSBC, pay the annual fee (S$196.20 incl. GST) and make a min. spend of S$1,000 by the end of the following month from card approval date to be eligible for reward
- Promotion is valid until 31 July 2024
- Terms and Conditions apply
Gift Options
- Promotion is valid until 31 August 2024.
- Promotion is valid for new and existing HSBC credit cardmembers.
- Apply for a new Cash Instalment Plan with a min. loan amount of S$10,000 and tenure of 3 years with marketing consent, text CIPSS <space> last 4 digits of your HSBC credit card to 74722 and get approved by 30 September 2024 to be eligible for reward.
- Cashback received is based on 1% of the approved loan principal amount, capped at S$1,800.
- Terms and Conditions apply.
Gift Options
- Promotion is valid for new and existing HSBC cardmembers
- Activate and make spends with select HSBC credit cards to receive chances in the lucky draw
- Sign up and apply for the HSBC Live+ Credit Card to receive 20 chances
- Sign up and apply for other HSBC Credit Cards to receive 10 chances
- Register your interest with gift code ADVENTURE, then receive 5 chances for every S$500 spend on your HSBC credit card
- 1x winner will receive a Mercedes-Benz EQB
- 90x winners will each receive a round-trip economy class ticket to Paris
- Lucky Draw stacks with SingSaver Exclusive offer
- Promotion is valid until 23 September 2024
- Terms and Conditions apply
-
Installment Processing Fee : From 3 %
![HSBC Advance Credit Card](https://images.contentstack.io/v3/assets/blt052434c305171617/blt065199b578e94ff5/654ca5aa73289a040a26d7a1/2023_HSBC_ADVANCE-final.jpg?auto=webp&width=144)
HSBC Advance Credit Card
4 Offers Available
![Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up](https://images.contentstack.io/v3/assets/blt052434c305171617/bltc9786b48d4809f18/65c05f6bd4db5512c36ec769/Apple_iPhone_15_Pro_128GB.png?auto=webp&width=60)
![Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up](https://images.contentstack.io/v3/assets/blt052434c305171617/bltc9786b48d4809f18/65c05f6bd4db5512c36ec769/Apple_iPhone_15_Pro_128GB.png?auto=webp&width=60)
+ 5 other gift options
Valid until
31 July 2024
![Dyson V8 Slim Fluffy (worth S$509)](https://images.contentstack.io/v3/assets/blt052434c305171617/blta3aaaeef0bde4def/64f836b8e64971bb41690354/285k_V8Slim_Fluffy_ProductImage.png?auto=webp&width=60)
![Dyson V8 Slim Fluffy (worth S$509)](https://images.contentstack.io/v3/assets/blt052434c305171617/blta3aaaeef0bde4def/64f836b8e64971bb41690354/285k_V8Slim_Fluffy_ProductImage.png?auto=webp&width=60)
Valid until
31 July 2024
![Apple iPad 9th Gen 10.2](https://images.contentstack.io/v3/assets/blt052434c305171617/blt8c2b7306953cfe2b/64f83434c40f771d14a515a4/IPAD_9th_gen.png?auto=webp&width=60)
![Apple iPad 9th Gen 10.2](https://images.contentstack.io/v3/assets/blt052434c305171617/blt8c2b7306953cfe2b/64f83434c40f771d14a515a4/IPAD_9th_gen.png?auto=webp&width=60)
Valid until
31 July 2024
![Flujo BEA Office Chair (worth S$509)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt91ca9b519e69645b/659e068afa886283b38e027a/Flujo_BEA.png?auto=webp&width=60)
![Flujo BEA Office Chair (worth S$509)](https://images.contentstack.io/v3/assets/blt052434c305171617/blt91ca9b519e69645b/659e068afa886283b38e027a/Flujo_BEA.png?auto=webp&width=60)
Valid until
31 July 2024
![S$350 eCapitaVoucher](https://images.contentstack.io/v3/assets/blt052434c305171617/blt6abd960f95f7303a/65d442f3776a8a56dafb225b/eCapitaVoucher.png?auto=webp&width=60)
![S$350 eCapitaVoucher](https://images.contentstack.io/v3/assets/blt052434c305171617/blt6abd960f95f7303a/65d442f3776a8a56dafb225b/eCapitaVoucher.png?auto=webp&width=60)
Valid until
31 July 2024
![Up to S$1,800 cashback](https://images.contentstack.io/v3/assets/blt052434c305171617/blt0034960ea313a04c/64faadf2b8c6d6ebdc0e4489/96x96-Cashback.png?auto=webp&width=60)
![Up to S$1,800 cashback](https://images.contentstack.io/v3/assets/blt052434c305171617/blt5a6d5d8c0ea07192/64faae2b8606a83024c85675/64x64-Cashback.png?auto=webp&width=60)
Valid until
31 August 2024
![1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris](https://images.contentstack.io/v3/assets/blt052434c305171617/blta20f1308966abe5b/6679cdc6c16fc58f4a4a1a47/car_plane_icon.png?auto=webp&width=60)
![1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris](https://images.contentstack.io/v3/assets/blt052434c305171617/blta20f1308966abe5b/6679cdc6c16fc58f4a4a1a47/car_plane_icon.png?auto=webp&width=60)
Valid until
23 September 2024
Things to consider for this product:
No monthly spend required
Travel insurance
Annual Fee waiver
Rebate cap applied
- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.
- Get additional 1% cashback on your credit card spending with HSBC Everyday+ Rewards Programme.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Read our full review of the HSBC Advance Credit Card.
- Cashback is capped at S$70 per calendar month.
Gift Options
- Promotion is valid until 31 July 2024.
- Valid for new HSBC credit cardmembers only.
- Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date.
- The Reward Upgrade will replace SingSaver Exclusive promotional reward.
- Terms and Conditions apply.
Gift Options
- Promotion is valid for new HSBC credit cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
- Promotion is valid until 31 July 2024
- Terms and Conditions apply
Gift Options
- Promotion is valid until 31 August 2024.
- Promotion is valid for new and existing HSBC credit cardmembers.
- Apply for a new Cash Instalment Plan with a min. loan amount of S$10,000 and tenure of 3 years with marketing consent, text CIPSS <space> last 4 digits of your HSBC credit card to 74722 and get approved by 30 September 2024 to be eligible for reward.
- Cashback received is based on 1% of the approved loan principal amount, capped at S$1,800.
- Terms and Conditions apply.
Gift Options
- Promotion is valid for new and existing HSBC cardmembers
- Activate and make spends with select HSBC credit cards to receive chances in the lucky draw
- Sign up and apply for the HSBC Live+ Credit Card to receive 20 chances
- Sign up and apply for other HSBC Credit Cards to receive 10 chances
- Register your interest with gift code ADVENTURE, then receive 5 chances for every S$500 spend on your HSBC credit card
- 1x winner will receive a Mercedes-Benz EQB
- 90x winners will each receive a round-trip economy class ticket to Paris
- Lucky Draw stacks with SingSaver Exclusive offer
- Promotion is valid until 23 September 2024
- Terms and Conditions apply
-
Installment Processing Fee: From 3 %
![HSBC Revolution Credit Card](https://images.contentstack.io/v3/assets/blt052434c305171617/blt88a399cb4ad76263/654ca5bdb4ccc3040a59478f/2023_HSBC_REVO-final.jpg?auto=webp&width=144)
HSBC Revolution Credit Card
Offer Available
![Up to S$1,800 cashback](https://images.contentstack.io/v3/assets/blt052434c305171617/blt0034960ea313a04c/64faadf2b8c6d6ebdc0e4489/96x96-Cashback.png?auto=webp&width=60)
![Up to S$1,800 cashback](https://images.contentstack.io/v3/assets/blt052434c305171617/blt5a6d5d8c0ea07192/64faae2b8606a83024c85675/64x64-Cashback.png?auto=webp&width=60)
Valid until
31 August 2024
Things to consider for this product:
Mobile contactless rebate
Online shopping rebate
Travel rebate
No Annual Fee
- Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
- 10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases and contactless payments (subject to underlying whitelist Merchant Category Codes).
- 1X reward point for all other spending.
- No minimum spend required.
- No annual fee.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Eligible categories: Online & contactless payment (e.g. Visa PayWave, Google Pay, Apple Pay) for travel; shopping; groceries; dining; food delivery; ride-hailing apps.
- Up to 16% and 14% off petrol at Caltex and Shell respectively.
- Up to S$300,000 complimentary travel insurance for cardholder and family when travel tickets are charged to card.
- Compatible with Apple Pay, Google Pay, and Visa PayWave.
- Can convert between cashback, miles, or reward points flexibly.
- Great for homemakers, working adults, miles chaser, enjoy flexibility between rebate types (cashback/miles/points), prefer fuss-free spending without min. spend.
- Read our review of the HSBC Revolution Credit Card.
- Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
- Cap of 9,000 bonus reward points per calendar month on eligible purchases.
- 1X reward point earned on public transport (via SimplyGo) only.
- HSBC reward points expire after 37 months (unlike Citi Rewards’ ThankYou Points of 60 months).
Gift Options
- Promotion is valid until 31 August 2024.
- Promotion is valid for new and existing HSBC credit cardmembers.
- Apply for a new Cash Instalment Plan with a min. loan amount of S$10,000 and tenure of 3 years with marketing consent, text CIPSS <space> last 4 digits of your HSBC credit card to 74722 and get approved by 30 September 2024 to be eligible for reward.
- Cashback received is based on 1% of the approved loan principal amount, capped at S$1,800.
- Terms and Conditions apply.
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Installment Processing Fee: From 3 %
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Start by evaluating the rewards and benefits that each card offers, such as cashback, miles or rewards points on certain purchases.
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Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.
![Read reviews about HSBC Credit Cards Read reviews about HSBC Credit Cards](https://25174313.fs1.hubspotusercontent-eu1.net/hubfs/25174313/SS%20Providers%20Page/Citibank/Comparing%20the%20Best%20Citibank%20Credit%20Cards%20-%20Reviews.png)
It's helpful to compare the options available and read reviews from other cardholders before deciding. Ultimately, the right HSBC credit card will depend on your specific needs and how you plan to use it.
HSBC Credit Card Promotions in Singapore
⭐HSBC CC Lucky Draw⭐: Apply for an HSBC Credit Card and get the chance to win a Mercedes-Benz EQB or 86,000 KrisFlyer miles (enough for a round-trip economy class ticket to Paris). Get up to 30+ chances to win when you apply for HSBC Credit Cards and spend a minimum of S$500. Valid till 23 September 2024. T&Cs apply.
SingSaver's Exclusive Offer: Enjoy the following rewards when you sign up for an HSBC credit card.
HSBC Advance Card (📣Offer Only Available on SingSaver📣): Receive a Dyson V8 Slim™ Fluffy (worth S$509) or an Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or a BEA Office Chair (worth S$509) or S$350 eCapitaVoucher upon activating and spending min. S$500 by end of the following calendar month from the card account opening date. Valid till 31 July 2024. T&Cs apply.
HSBC Live+ Card: Receive a FLUJO SmartTrax Standing Desk (worth S$699) or a Dyson AM07 (worth S$459) or a Sony WF-1000XM5 (worth S$429) or S$300 eVoucher (Redeem from Merchants such as Shopee, Grab) upon activating and spending min. S$500 by end of the following calendar month from the card account opening date and providing marketing consent. Valid till 31 July 2024. T&Cs apply.
Get up to S$900 worth of vouchers and cashback with Live+:
- S$300 eVoucher when you sign up with SingSaver
- S$100 cashback from HSBC when you charge 1 qualifying transaction (T&Cs)
- up to S$500 cashback from Live+ Card over 6 months (based on 8% cashback capped at S$250 per quarter)
HSBC TravelOne Credit Card: Receive a Dyson Supersonic™ hair dryer (worth S$699) or an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or an Apple Watch Series 9 (worth S$604.50) or S$400 eVoucher (Redeem from merchants like Klook) or 27K Max Miles upon activating and spending min. S$1,000 plus pay annual fee of S$196.20 by end of the following calendar month from the card account opening date. Available for both NTC and ETC holders. Valid till 31 July 2024. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up as low as S$100. Valid till 31 July 2024. T&Cs apply.
- S$100 for an Apple iPad 10th Gen 10.9 wifi 64GB worth (S$529.00)
- S$250 for an Apple Watch Series 9 (GPS), 41mm worth (S$604.50)
- S$200 for a Sony HT-AX7 Portable Theatre System worth (S$769.00)
- S$588 for a Sony ZV-1M2 Vlog Camera worth (S$1,209.00)
- S$980 for a Macbook Air 13" 256GB M3 worth (S$1,599.00)
- S$1,099 for an Apple iPhone 15 Pro 128GB worth (S$1,664.25)
HSBC Live+ Card
This card offers 8% cashback on dining, entertainment, and shopping spend (both local and overseas). It also offers up to 5% cashback on fuel spending at Caltex and Shell stations in Singapore, and 0.3% cashback on all other qualifying spend. It also includes exclusive deals and discounts at restaurants through their curated dining programme restaurants with accelerated cashback.
What others are saying about this card?
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HSBC TravelOne Card
The HSBC TravelOne Card is a newly launched miles credit card that offers 1.2 miles per dollar on local spending and 2.4 miles on overseas spending. These benefits are complimentary with the card as well: 4 free airport lounge visits per year, travel insurance with Covid-19 coverage, and access to ENTERTAINER with HSBC.
What others are saying about this card?
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HSBC Advance Card
The HSBC Advance Credit Card is a generous cashback credit card that offers up to 3.5% cashback on all spending. If you are looking for a cashback credit card for big-ticket purchases, like a wedding or home renovation, look no further! It also comes with complimentary access to ENTERTAINER.
HSBC Revolution Card
The HSBC Revolution Credit Card is perfect for those looking to earn 10x rewards points on a variety of daily transactions via online and contactless spending. Cardholders will also enjoy complimentary access to ENTERTAINER, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
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HSBC Credit Card Rewards
HSBC home&Away Privilege Programme
Cardholders can enjoy exclusive deals on dining, shopping, travel, and entertainment, and they can be easily found through the HSBC Mobile app or website. This programme is available to all HSBC credit and debit cardholders.
HSBC Low Balance Transfer Rate
HSBC Spend Instalment For Flexible Monthly Payments
Do note that a 3-5% processing fee will apply depending on your instalment period.
HSBC Credit Card with No Annual Fee!
If you're after a credit card with no annual fee, look no further!
![HSBC revolution card with no annual fees HSBC revolution card with no annual fees](https://25174313.fs1.hubspotusercontent-eu1.net/hub/25174313/hubfs/Imported_Blog_Media/HSBC_sRevolutionCreditCard-1024x647.png?width=380&height=240&name=HSBC_sRevolutionCreditCard-1024x647.png)
![How to apply for a new HSBC credit card How to apply for a new HSBC credit card](https://25174313.fs1.hubspotusercontent-eu1.net/hub/25174313/hubfs/SS%20Providers%20Page/Citibank/Replace.png?width=255&height=300&name=Replace.png)
Applying for a HSBC Credit Card
- Visit the HSBC website or HSBC Singapore app and select your credit card of choice. Alternatively, you can also apply for your HSBC credit card via SingSaver for exclusive rewards.
- Check the eligibility criteria and ensure that you meet the minimum age and income requirements.
- Submit your application online via Myinfo, and wait for approval. You may be contacted if additional information is required.
- Once your application is approved, you'll receive your credit card in the mail within a few days.
- Activate your card according to the instructions provided, and start using it for your everyday expenses to enjoy the benefits it offers.
You can also choose to apply for a card on person at an HSBC bank branch.
Activating HSBC Credit Card for Overseas Use
- Call 1800-HSBC NOW (1800-4722 669) or +65 6472 2669 if you are overseas.
- Select "*" followed by "5" for Overseas Enrolment.
- Follow the guided instructions.
You can also activate your HSBC Credit Card for overseas use via the HSBC Online Banking portal or HSBC Singapore mobile app.
Cancelling Your HSBC Credit Card
- Call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669) to speak to a customer service representative.
- Verify your identity by providing personal details and answering security questions.
- Request for the cancellation of your credit card and confirm the reason for cancellation.
- Follow the instructions given by the customer service representative to settle any outstanding balances or fees.
- Cut up and dispose of the cancelled credit card to prevent any unauthorised usage.
- Wait for confirmation of the credit card cancellation, which will typically be sent via email or mail.
- Ensure that any automatic payments or standing instructions linked to the cancelled credit card are updated with the new payment details.
- If you have any unused rewards points or miles, redeem them before the cancellation of the credit card.
You can also cancel your HSBC Credit Card via Internet Banking or the HSBC Singapore mobile app.
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How to Check Your HSBC Credit Card Balance?
- Log in to your HSBC Online Banking account using your username and password.
- View your credit card balance and recent transactions under the 'Accounts' tab.
- Alternatively, you can use the HSBC Singapore mobile app on your mobile device to check your credit card balance and transactions.
- To check your credit card balance via phone, call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669) and follow the prompts to access your account information.
- You can also check your credit card balance and transactions at any HSBC ATM in Singapore.
- If you prefer to receive regular updates on your credit card balance, you can enroll in HSBC's eStatement service to receive monthly electronic statements.
- Do check your credit card bill or statement regularly to ensure that your credit card transactions are correct.
- If you notice any discrepancies or unauthorized charges, report them to HSBC immediately to prevent further damage.
How to Request for an Annual Fee Waiver for Your HSBC Credit Card?
- Call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669).
- Request to speak to a customer service representative regarding an annual fee waiver for your credit card.
- Explain your situation and reason for requesting the waiver, such as being a long-time customer with good payment history or facing financial hardship.
- Provide any necessary documents or information requested by the customer service representative.
- Wait for confirmation of the annual fee waiver, which will typically be sent via email or mail.
- If your request is denied, you can try again at a later time or consider switching to a different credit card with more favorable fees and benefits.
Remember to pay your credit card balance in full and on time to maintain good credit standing and increase your chances of future fee waivers.
Redeeming your HSBC Credit Card Rewards Points for Cash Credit
- Log in to your HSBC Online Banking account using your username and password.
- Under the 'Rewards' tab, select 'Cash Credits' as your redemption option.
- Select the number of points you wish to redeem for cash credit.
- Confirm the redemption request and wait for the cash credit to be processed.
- The cash credit will be applied to your HSBC credit card balance, reducing the amount you owe.
Alternatively, you can choose to redeem your points for other rewards such as air miles, shopping vouchers or merchandise, depending on your preference.
The redemption rates and options may vary depending on your specific credit card type and rewards programme.
Remember to check the HSBC rewards catalogue for more details and terms and conditions.
Other HSBC credit card articles you might be interested in
Other HSBC credit card articles you might be interested in
Frequently Asked Questions About HSBC Credit Cards
To apply for a credit review for your HSBC credit card in Singapore, you can call the HSBC customer service hotline at 1800-HSBC NOW (4722 669) or visit any HSBC branch in person.
A credit review can help you increase your credit card limit, depending on your creditworthiness and financial standing.
HSBC credit card approval times can vary depending on several factors, including your credit score, income level, and documentation. In Singapore, it typically takes around 5-7 business days to process a credit card application and receive a decision from HSBC.
There are certain HSBC Credit Cards that come with instant approval. In such cases, a digital credit card will be provided to you instantly.
To track your HSBC credit card application status in Singapore, you can log in to your HSBC online banking account or call the HSBC customer service hotline at 1800-HSBC NOW (4722 669).
You will need to provide your application reference number and personal details for verification.
The primary cardholder can apply for a supplementary card for their spouse, children, or other family members.
You can apply for a supplementary card online through your HSBC Online Banking account or HSBC Singapore mobile app. Alternatively, you can call the HSBC customer service hotline at 1800-HSBC NOW (4722 669) for assistance with your application.