Best HSBC Credit Cards in Singapore 2023

Product	Benefits	Spending Category	Min. Annual Income	Annual Fee
HSBC Revolution Credit Card	10X Rewards on Spending Category Complimentary access to ENTERTAINER	Online and contactless spending	Local/PR: S$30,000 Foreigner: S$40,000	No annual fees
HSBC Advance Credit Card	1.5% base cashback 2.5% cashback with more than S$2,000 spend 3.5% cashback with more than S$2,000 spend + HSBC Everyday+ Complimentary access to ENTERTAINER	All categories with exclusions (e.g. Tax Payments, Insurance Payments, etc.)	Local/PR: S$30,000 Foreigner: S$40,000	S$194.40 (First Year Fee Waiver)
HSBC Visa Platinum Credit Card	5% cashback on Spending Category Complimentary access to ENTERTAINER	Dining, Groceries and Fuel	Local/PR: S$30,000 Foreigner: S$40,000	S$194.40 (First 2 Years Fee Waiver)
HSBC TravelOne Credit Card	1.2 miles per dollar on local spending 2.4 miles per dollar on foreign spending 4 free airport lounge visits per year Complimentary travel insurance (with Covid-19 coverage) Complimentary access to ENTERTAINER	Local and overseas spending	Local/PR: S$30,000 Foreigner: S$40,000	S$194.40

HSBC's Revolution Credit Card in Singapore is a popular choice for those who want a credit card with no annual fee. It offers a generous 10x rewards points on all online shopping and contactless payments via Visa payWave, Apple Pay or Google Pay.

The HSBC Revolution Credit Card has no minimum spend requirement either and includes complimentary access to ENTERTAINER, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.

If you're after a credit card with no annual fee, look no further!

To apply for an HSBC Credit Card in Singapore:

Visit the HSBC website or HSBC Singapore app and select your credit card of choice. Alternatively, you can also apply for your HSBC credit card via SingSaver for exclusive rewards.
Check the eligibility criteria and ensure that you meet the minimum age and income requirements.
Submit your application online via Myinfo, and wait for approval. You may be contacted if additional information is required.
Once your application is approved, you'll receive your credit card in the mail within a few days.
Activate your card according to the instructions provided, and start using it for your everyday expenses to enjoy the benefits it offers.

You can also choose to apply for a card on person at an HSBC bank branch.

If you are planning to use your HSBC Credit Card overseas, you may need to activate it to prevent any interruptions to your card usage. Here are the steps to activate your HSBC Credit Card for overseas use in Singapore:

Call 1800-HSBC NOW (1800-4722 669) or +65 6472 2669 if you are overseas.
Select "*" followed by "5" for Overseas Enrolment.
Follow the guided instructions.

You can also activate your HSBC Credit Card for overseas use via the HSBC Online Banking portal or HSBC Singapore mobile app.

If you no longer need your HSBC Credit Card or have found a better alternative, you may want to cancel the card to avoid any unnecessary fees. Here are the steps to cancel your HSBC credit card in Singapore:

Call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669) to speak to a customer service representative.
Verify your identity by providing personal details and answering security questions.
Request for the cancellation of your credit card and confirm the reason for cancellation.
Follow the instructions given by the customer service representative to settle any outstanding balances or fees.
Cut up and dispose of the cancelled credit card to prevent any unauthorised usage.
Wait for confirmation of the credit card cancellation, which will typically be sent via email or mail.
Ensure that any automatic payments or standing instructions linked to the cancelled credit card are updated with the new payment details.
If you have any unused rewards points or miles, redeem them before the cancellation of the credit card.

You can also cancel your HSBC Credit Card via Internet Banking or the HSBC Singapore mobile app.

To keep track of your HSBC credit card balance and avoid exceeding your credit limit, you can check your balance through various channels. Here are the steps to check your HSBC credit card balance in Singapore:

Log in to your HSBC Online Banking account using your username and password.
View your credit card balance and recent transactions under the 'Accounts' tab.
Alternatively, you can use the HSBC Singapore mobile app on your mobile device to check your credit card balance and transactions.
To check your credit card balance via phone, call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669) and follow the prompts to access your account information.
You can also check your credit card balance and transactions at any HSBC ATM in Singapore.
If you prefer to receive regular updates on your credit card balance, you can enroll in HSBC's eStatement service to receive monthly electronic statements.
Do check your credit card bill or statement regularly to ensure that your credit card transactions are correct.
If you notice any discrepancies or unauthorized charges, report them to HSBC immediately to prevent further damage.

Here are the steps to request for an annual fee waiver for your HSBC credit card in Singapore:

Call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669).
Request to speak to a customer service representative regarding an annual fee waiver for your credit card.
Explain your situation and reason for requesting the waiver, such as being a long-time customer with good payment history or facing financial hardship.
Provide any necessary documents or information requested by the customer service representative.
Wait for confirmation of the annual fee waiver, which will typically be sent via email or mail.
If your request is denied, you can try again at a later time or consider switching to a different credit card with more favorable fees and benefits.

Remember to pay your credit card balance in full and on time to maintain good credit standing and increase your chances of future fee waivers.

If you've been collecting HSBC Credit Card Reward Points and would like to redeem them for cash credit, here's how to do it:

Log in to your HSBC Online Banking account using your username and password.
Under the 'Rewards' tab, select 'Cash Credits' as your redemption option.
Select the number of points you wish to redeem for cash credit.
Confirm the redemption request and wait for the cash credit to be processed.
The cash credit will be applied to your HSBC credit card balance, reducing the amount you owe.

Alternatively, you can choose to redeem your points for other rewards such as air miles, shopping vouchers or merchandise, depending on your preference.

The redemption rates and options may vary depending on your specific credit card type and rewards programme.

Remember to check the HSBC rewards catalogue for more details and terms and conditions.

To apply for a credit review for your HSBC credit card in Singapore, you can call the HSBC customer service hotline at 1800-HSBC NOW (4722 669) or visit any HSBC branch in person.

A credit review can help you increase your credit card limit, depending on your creditworthiness and financial standing.

HSBC credit card approval times can vary depending on several factors, including your credit score, income level, and documentation. In Singapore, it typically takes around 5-7 business days to process a credit card application and receive a decision from HSBC.

There are certain HSBC Credit Cards that come with instant approval. In such cases, a digital credit card will be provided to you instantly.

To track your HSBC credit card application status in Singapore, you can log in to your HSBC online banking account or call the HSBC customer service hotline at 1800-HSBC NOW (4722 669).

You will need to provide your application reference number and personal details for verification.

The primary cardholder can apply for a supplementary card for their spouse, children, or other family members.

You can apply for a supplementary card online through your HSBC Online Banking account or HSBC Singapore mobile app. Alternatively, you can call the HSBC customer service hotline at 1800-HSBC NOW (4722 669) for assistance with your application.

Best HSBC Credit Cards in Singapore 2023

Which HSBC Credit Card Is Best For You?

HSBC Credit Card Promotions in Singapore

Best HSBC Credit Card Comparison

Product

Benefits

Spending Category

Min. Annual Income

Annual Fee

HSBC Revolution Card

HSBC Advance Card

HSBC Visa Platinum Card

HSBC TravelOne Card

HSBC Credit Card Rewards

HSBC home&Away Privilege Programme

HSBC Low Balance Transfer Rate

HSBC Spend Instalment For Flexible Monthly Payments

HSBC Credit Card with No Annual Fee!

Applying for a HSBC Credit Card

Activating HSBC Credit Card for Overseas Use

Cancelling Your HSBC Credit Card

How to Check Your HSBC Credit Card Balance?

How to Request for an Annual Fee Waiver for Your HSBC Credit Card?

Redeeming your HSBC Credit Card Rewards Points for Cash Credit

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Frequently Asked Questions About HSBC Credit Cards

How do I apply for a credit review for my HSBC Credit Card?

How long does it take for HSBC to approve credit card?

How do I track my HSBC Credit Card application status?

How to apply for a HSBC supplementary credit card?