Best HSBC Credit Cards in Singapore 2023
HSBC credit cards offer a wide range of benefits, including cashback rewards, competitive interest rates, and no annual fees. They also provide unique features such as contactless payments and insurance benefits such as travel insurance and purchase protection. With a focus on innovation, convenience, and customer satisfaction, HSBC credit cards are a reliable and rewarding choice for consumers.
- HSBC Revolution Card: Best for Online and Contectless Spending
- HSBC Advance Card: Best for Big-Ticket Purchases
- HSBC Visa Platinum Card: Best for Family Spending
- HSBC Visa Infinite Card: Best for Dining, Lifestyle and Luxury Benefits
- HSBC Premier Mastercard Credit Card: Best for Local and Overseas Spending
Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.

Start by evaluating the rewards and benefits that each card offers, such as cashback, miles or rewards points on certain purchases.

Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.

It's helpful to compare the options available and read reviews from other cardholders before deciding. Ultimately, the right HSBC credit card will depend on your specific needs and how you plan to use it.
HSBC Credit Card Promotions in Singapore
For HSBC Revolution, HSBC Advance, HSBC Visa Platinum Cards only:
- New-to-HSBC cardmembers: Receive either a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) or S$150 cashback when you make a min. spend of S$1,000 by the end of the following calendar month from your card account opening date and provide marketing consent during application. Valid till 31 December 2023. T&Cs apply.
- Existing HSBC cardmembers: Receive S$50 cashback when you make a min. spend of S$1,000 by the end of the following calendar month from your card account opening date and provide marketing consent during application. Valid till 31 December 2023. T&Cs apply.
For HSBC TravelOne Card only: Receive 20,000 welcome miles (equivalent to a round-trip air ticket to Bali) when you make a min. spend of S$1,000 within the qualifying spend period, pay the S$194.40 (incl. GST) annual fee, and provide marketing consent upon card application. Alternatively, enjoy a first-year annual fee waiver when you apply (does not include welcome miles). New-to-HSBC cardmembers only. Valid till 31 December 2023. T&Cs apply.
Best HSBC Credit Card Comparison
Product |
Benefits |
Spending Category |
Min. Annual Income |
Annual Fee |
Apply |
---|---|---|---|---|---|
![]() HSBC Revolution Credit Card
|
10X Rewards on Spending Category |
Online and contactless spending |
Local/PR: S$30,000
Foreigner: S$40,000 |
No annual fees
|
|
![]() HSBC Advance Credit Card
|
1.5% base cashback |
All categories with exclusions (e.g. Tax Payments, Insurance Payments, etc.) |
Local/PR: S$30,000
Foreigner: S$40,000 |
S$194.40 (First Year Fee Waiver)
|
|
![]() HSBC Visa Platinum Credit Card
|
5% cashback on Spending Category |
Dining, Groceries and Fuel |
Local/PR: S$30,000
Foreigner: S$40,000 |
S$194.40 (First 2 Years Fee Waiver)
|
|
![]() HSBC TravelOne Credit Card
|
1.2 miles per dollar on local spending |
Local and overseas spending |
Local/PR: S$30,000
Foreigner: S$40,000 |
S$194.40
|
|
HSBC Revolution Card
The HSBC Revolution Credit Card is perfect for those looking to earn 10x rewards points on a variety of daily transactions via online and contactless spending. Cardholders will also enjoy complimentary access to ENTERTAINER, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
|
HSBC Advance Card
The HSBC Advance Credit Card is a generous cashback credit card that offers up to 3.5% cashback on all spending. If you are looking for a cashback credit card for big-ticket purchases, like a wedding or home renovation, look no further! It also comes with complimentary access to ENTERTAINER.
HSBC Visa Platinum Card
This card offers 1 reward point for every S$1 spent on all transactions, which can be redeemed for cashback, vouchers, and other rewards. It also offers up to 5% cashback on groceries, petrol, and dining expenses, with no minimum spend required. It also includes exclusive deals and discounts on travel, shopping, and dining, and a complimentary supplementary card.
What others are saying about this card?
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HSBC TravelOne Card
The HSBC TravelOne Card is a newly launched miles credit card that offers 1.2 miles per dollar on local spending and 2.4 miles on overseas spending. These benefits are complimentary with the card as well: 4 free airport lounge visits per year, travel insurance with Covid-19 coverage, and access to ENTERTAINER with HSBC.
What others are saying about this card?
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HSBC Credit Card Rewards
HSBC home&Away Privilege Programme
Cardholders can enjoy exclusive deals on dining, shopping, travel, and entertainment, and they can be easily found through the HSBC Mobile app or website. This programme is available to all HSBC credit and debit cardholders.
HSBC Low Balance Transfer Rate
HSBC Spend Instalment For Flexible Monthly Payments
Do note that a 3-5% processing fee will apply depending on your instalment period.
HSBC Credit Card with No Annual Fee!
If you're after a credit card with no annual fee, look no further!


Applying for a HSBC Credit Card
- Visit the HSBC website or HSBC Singapore app and select your credit card of choice. Alternatively, you can also apply for your HSBC credit card via SingSaver for exclusive rewards.
- Check the eligibility criteria and ensure that you meet the minimum age and income requirements.
- Submit your application online via Myinfo, and wait for approval. You may be contacted if additional information is required.
- Once your application is approved, you'll receive your credit card in the mail within a few days.
- Activate your card according to the instructions provided, and start using it for your everyday expenses to enjoy the benefits it offers.
You can also choose to apply for a card on person at an HSBC bank branch.
Activating HSBC Credit Card for Overseas Use
- Call 1800-HSBC NOW (1800-4722 669) or +65 6472 2669 if you are overseas.
- Select "*" followed by "5" for Overseas Enrolment.
- Follow the guided instructions.
You can also activate your HSBC Credit Card for overseas use via the HSBC Online Banking portal or HSBC Singapore mobile app.
Cancelling Your HSBC Credit Card
- Call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669) to speak to a customer service representative.
- Verify your identity by providing personal details and answering security questions.
- Request for the cancellation of your credit card and confirm the reason for cancellation.
- Follow the instructions given by the customer service representative to settle any outstanding balances or fees.
- Cut up and dispose of the cancelled credit card to prevent any unauthorised usage.
- Wait for confirmation of the credit card cancellation, which will typically be sent via email or mail.
- Ensure that any automatic payments or standing instructions linked to the cancelled credit card are updated with the new payment details.
- If you have any unused rewards points or miles, redeem them before the cancellation of the credit card.
You can also cancel your HSBC Credit Card via Internet Banking or the HSBC Singapore mobile app.

How to Check Your HSBC Credit Card Balance?
- Log in to your HSBC Online Banking account using your username and password.
- View your credit card balance and recent transactions under the 'Accounts' tab.
- Alternatively, you can use the HSBC Singapore mobile app on your mobile device to check your credit card balance and transactions.
- To check your credit card balance via phone, call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669) and follow the prompts to access your account information.
- You can also check your credit card balance and transactions at any HSBC ATM in Singapore.
- If you prefer to receive regular updates on your credit card balance, you can enroll in HSBC's eStatement service to receive monthly electronic statements.
- Do check your credit card bill or statement regularly to ensure that your credit card transactions are correct.
- If you notice any discrepancies or unauthorized charges, report them to HSBC immediately to prevent further damage.
How to Request for an Annual Fee Waiver for Your HSBC Credit Card?
- Call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669).
- Request to speak to a customer service representative regarding an annual fee waiver for your credit card.
- Explain your situation and reason for requesting the waiver, such as being a long-time customer with good payment history or facing financial hardship.
- Provide any necessary documents or information requested by the customer service representative.
- Wait for confirmation of the annual fee waiver, which will typically be sent via email or mail.
- If your request is denied, you can try again at a later time or consider switching to a different credit card with more favorable fees and benefits.
Remember to pay your credit card balance in full and on time to maintain good credit standing and increase your chances of future fee waivers.
Redeeming your HSBC Credit Card Rewards Points for Cash Credit
- Log in to your HSBC Online Banking account using your username and password.
- Under the 'Rewards' tab, select 'Cash Credits' as your redemption option.
- Select the number of points you wish to redeem for cash credit.
- Confirm the redemption request and wait for the cash credit to be processed.
- The cash credit will be applied to your HSBC credit card balance, reducing the amount you owe.
Alternatively, you can choose to redeem your points for other rewards such as air miles, shopping vouchers or merchandise, depending on your preference.
The redemption rates and options may vary depending on your specific credit card type and rewards programme.
Remember to check the HSBC rewards catalogue for more details and terms and conditions.
Other HSBC credit card articles you might be interested in
Other HSBC credit card articles you might be interested in
Frequently Asked Questions About HSBC Credit Cards
To apply for a credit review for your HSBC credit card in Singapore, you can call the HSBC customer service hotline at 1800-HSBC NOW (4722 669) or visit any HSBC branch in person.
A credit review can help you increase your credit card limit, depending on your creditworthiness and financial standing.
HSBC credit card approval times can vary depending on several factors, including your credit score, income level, and documentation. In Singapore, it typically takes around 5-7 business days to process a credit card application and receive a decision from HSBC.
There are certain HSBC Credit Cards that come with instant approval. In such cases, a digital credit card will be provided to you instantly.
To track your HSBC credit card application status in Singapore, you can log in to your HSBC online banking account or call the HSBC customer service hotline at 1800-HSBC NOW (4722 669).
You will need to provide your application reference number and personal details for verification.
The primary cardholder can apply for a supplementary card for their spouse, children, or other family members.
You can apply for a supplementary card online through your HSBC Online Banking account or HSBC Singapore mobile app. Alternatively, you can call the HSBC customer service hotline at 1800-HSBC NOW (4722 669) for assistance with your application.