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HSBC Advance Credit Card

HSBC Advance Credit Card

The HSBC Advance Credit Card is a perfect match for the affluent who are looking to get the most out of their rewards with the least amount of hassle.

Maximise your savings with the HSBC Advance Credit Card. With this card, you'll enjoy up to 3.5% cashback when paired with the HSBC Everyday+ Rewards Programme. Even without the programme, you can get up to 2.5% base cashback when you spend above S$2,000, perfect for big-ticket purchases up from the usual 1.5% base cashback on all local and overseas spend with no minimum spend.

Cardmembers also enjoy complimentary access to ENTERTAINER where you can enjoy over 1,000 1-for-1 deals on dining, lifestyle and travel.

The card's annual fee is waived for the first year.
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Highlights

Cashback Local
2.5  %
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Cashback Base Rate
1.5  %
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Monthly Spend Required
S$ 0
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Cashback Overseas
2.5  %
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2 Offers Available
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
  • Promotion is valid for new Citibank / CIMB / HSBC / Standard Chartered credit card members only
  • Be one of the first 5 eligible applicants of participating Citibank / CIMB / HSBC / Standard Chartered credit cards at 12pm and 3pm (10 total) every day during the flash deal period to be eligible for rewards
  • Flash deal rewards will be received on top of existing credit card promotional offers
  • Flash Deal promotion runs from 20 Feb 2024 to 29 Feb 2024
  • Terms and Conditions apply
S$500 eCapitaVoucher (on top of existing promo)
SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
  • Promotion is valid for new Citibank / CIMB / HSBC / Standard Chartered credit card members only
  • Be one of the first 5 eligible applicants of participating Citibank / CIMB / HSBC / Standard Chartered credit cards at 12pm and 3pm (10 total) every day during the flash deal period to be eligible for rewards
  • Flash deal rewards will be received on top of existing credit card promotional offers
  • Flash Deal promotion runs from 20 Feb 2024 to 29 Feb 2024
  • Terms and Conditions apply
Dyson Supersonic™ hair dryer (worth S$699)
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
  • Promotion is valid until 29 February 2024
  • Terms and Conditions apply
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Best Deal Guarantee
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
  • Promotion is valid until 29 February 2024
  • Terms and Conditions apply
Apple iPad 9th Gen 10.2
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
  • Promotion is valid until 29 February 2024
  • Terms and Conditions apply
S$350 eCapitaVoucher
Best Deal Guarantee
S$350 eCapitaVoucher
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
  • Promotion is valid until 29 February 2024
  • Terms and Conditions apply
S$300 cash via PayNow
Best Deal Guarantee
S$300 cash via PayNow
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
  • Promotion is valid until 29 February 2024
  • Terms and Conditions apply

Things to consider

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No monthly spend required

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Travel insurance

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Annual Fee waiver

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
1.5  %
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Cashback Local
2.5  %
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Cashback Overseas
2.5  %
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Cashback Dining
2.5  %
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Cashback Retail
2.5  %
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Cashback Insurance
2.5  %
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Quick Facts

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Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.

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Get additional 1% cashback on your credit card spending with HSBC Everyday+ Rewards Programme.

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Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.

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Read our full review of the HSBC Advance Credit Card.

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Cashback is capped at S$70 per calendar month.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 0
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 40
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
26.9  %
Interest on Cash Advance
28  %
Interest Free Period
20  days
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Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Tags

HSBC Advance Credit Card HSBC Advance Credit Card

Is HSBC Advance Credit Card discontinued?

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No, the HSBC Advance Credit Card is still being offered by HSBC . However, there were some changes made to its benefits and offers.

What benefits do I get with the HSBC Advance Credit Card?

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Cardmembers of HSBC Advance Credit Card get to enjoy great cash back benefits of up to 3.5% if all conditions are met.  On top of that cardmembers get to enjoy complimentary access to ENTERTAINER with the HSBC app which opens up the user to a whole world of dining, lifestyle and travel deals.

Is there a monthly fee for HSBC Advance account?

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Yes, the annual fee for the HSBC Advance Credit Card is S$194.40. However you can enjoy a fee-waiver for the 1st year.

How do I waive my HSBC Advance Credit Card annual fee in Singapore?

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To request for an annual fee waiver for your HSBC Advance Credit Card  you can call the HSBC Phone Banking Hotline at 1800-HSBC NOW (4722 669) or if you're outside of Singapore, you can call (65) 64722 669.