HSBC Advance Credit Card

HSBC Advance Credit Card

The HSBC Advance Credit Card is a perfect match for the affluent who are looking to get the most out of their rewards with the least amount of hassle.

Maximise your savings with the HSBC Advance Credit Card. With this card, you'll enjoy up to 3.5% cashback when paired with the HSBC Everyday+ Rewards Programme. Even without the programme, you can get up to 2.5% base cashback when you spend above S$2,000, perfect for big-ticket purchases up from the usual 1.5% base cashback on all local and overseas spend with no minimum spend.

Cardmembers also enjoy complimentary access to ENTERTAINER where you can enjoy over 1,000 1-for-1 deals on dining, lifestyle and travel.

The card's annual fee is waived for the first year.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Cashback Local
2.5  %
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Cashback Base Rate
1.5  %
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Monthly Spend Required
S$ 0
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Cashback Overseas
2.5  %
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4 Offers Available
Chance to win a newly-launched smartphone or VIP concert tickets in Oct
SingSaver Mystery Giveaway
Chance to win a newly-launched smartphone or VIP concert tickets in Oct
  • SingSaver Mystery Giveaway promotion runs from 13 September 2024, 5:00 PM SGT to 30 September 2024.
  • Promotion is valid for new Citi / Standard Chartered / HSBC credit cardmembers only.
  • Apply for participating HSBC credit cards during the promotion period and complete the minimum spend requirements to receive 1x Weekly Mystery Giveaway Draw Chance on top of existing rewards.
    • 5x winners each week will receive a newly launched smartphone (worth over S$1,000)
    • 5x winners each week will receive a pair of VIP tickets to a sold-out concert from 12 - 13 Oct
  • Winners will be drawn on 1 Oct 2024 and 8 Oct 2024.
  • Applicant pool is shared across all participating credit cards.
  • Remaining applicants will receive regular SingSaver Exclusive rewards.
  • Terms and Conditions apply.
  • SingSaver General Promotion Terms and Conditions apply.
Flujo SmarTrax Standing Desk (worth S$739)
Richest Offer in the Market
Flujo SmarTrax Standing Desk (worth S$739)
  • Promotion is valid until 30 September 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Advance Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Terms and Conditions apply.
Apple AirPods Pro 2nd Gen with MagSafe charging case (worth S$349)
Richest Offer in the Market
Apple AirPods Pro 2nd Gen with MagSafe charging case (worth S$349)
  • Promotion is valid until 30 September 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Advance Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Terms and Conditions apply.
Xiaomi Robot Vacuum S20+ (worth S$449)
Richest Offer in the Market
Xiaomi Robot Vacuum S20+ (worth S$449)
  • Promotion is valid until 30 September 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Advance Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Terms and Conditions apply.
S$330 Lazada Vouchers
Richest Offer in the Market
S$330 Lazada Vouchers
  • Promotion is valid until 30 September 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Advance Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Terms and Conditions apply.
Save S$621 on a Sony ZV-1M2 Vlog Camera (worth S$1,209) by upgrading your reward with a top up
Upgrade Your Rewards with a Simple Top-Up
Save S$621 on a Sony ZV-1M2 Vlog Camera (worth S$1,209) by upgrading your reward with a top up

+ 1 other gift options

  • Rewards Upgrade promotion is valid until 30 September 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date.
  • The Reward Upgrade will replace SingSaver Exclusive promotional reward.
  • Terms and Conditions apply
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
  • Promotion is valid for new and existing HSBC cardmembers
  • Activate and make spends with select HSBC credit cards to receive chances in the lucky draw
    • Sign up and apply for the HSBC Live+ Credit Card to receive 20 chances
    • Sign up and apply for other HSBC Credit Cards to receive 10 chances
    • Register your interest with gift code ADVENTURE, then receive 5 chances for every S$500 spend on your HSBC credit card
    • 1x winner will receive a Mercedes-Benz EQB
    • 90x winners will each receive a round-trip economy class ticket to Paris
  • Lucky Draw stacks with SingSaver Exclusive offer
  • Promotion is valid until 23 September 2024
  • Terms and Conditions apply

Things to consider

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No monthly spend required

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Travel insurance

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Annual Fee waiver

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
1.5  %
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Cashback Local
2.5  %
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flight
Cashback Overseas
2.5  %
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restaurant
Cashback Dining
2.5  %
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Cashback Retail
2.5  %
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Cashback Insurance
2.5  %
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Quick Facts

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Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.

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Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.

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Get additional 1% cashback on your credit card spending with HSBC Everyday+ Rewards Programme.

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Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.

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Read our full review of the HSBC Advance Credit Card.

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Cashback is capped at S$70 per calendar month.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 0
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 40
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
26.9  %
Interest on Cash Advance
28  %
Interest Free Period
20  days
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Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Tags

HSBC Advance Credit Card HSBC Advance Credit Card

Other similar credit cards to consider

Frequently Asked Questions

Is HSBC Advance Credit Card discontinued?

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No, the HSBC Advance Credit Card is still being offered by HSBC . However, there were some changes made to its benefits and offers.

What benefits do I get with the HSBC Advance Credit Card?

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Cardmembers of HSBC Advance Credit Card get to enjoy great cash back benefits of up to 3.5% if all conditions are met.  On top of that cardmembers get to enjoy complimentary access to ENTERTAINER with the HSBC app which opens up the user to a whole world of dining, lifestyle and travel deals.

Is there a monthly fee for HSBC Advance account?

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Yes, the annual fee for the HSBC Advance Credit Card is S$194.40. However you can enjoy a fee-waiver for the 1st year.

How do I waive my HSBC Advance Credit Card annual fee in Singapore?

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To request for an annual fee waiver for your HSBC Advance Credit Card  you can call the HSBC Phone Banking Hotline at 1800-HSBC NOW (4722 669) or if you're outside of Singapore, you can call (65) 64722 669.

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