HSBC Advance Credit Card

HSBC Advance Credit Card

The HSBC Advance Credit Card is a perfect match for the affluent who are looking to get the most out of their rewards with the least amount of hassle.

Maximise your savings with the HSBC Advance Credit Card. With this card, you'll enjoy up to 3.5% cashback when paired with the HSBC Everyday+ Rewards Programme. Even without the programme, you can get up to 2.5% base cashback when you spend above S$2,000, perfect for big-ticket purchases up from the usual 1.5% base cashback on all local and overseas spend with no minimum spend.

Cardmembers also enjoy complimentary access to ENTERTAINER where you can enjoy over 1,000 1-for-1 deals on dining, lifestyle and travel.

The card's annual fee is waived for the first year.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Cashback Local
2.5  %
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Cashback Base Rate
1.5  %
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Monthly Spend Required
S$ 0
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Cashback Overseas
2.5  %
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4 Offers Available
Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up
Upgrade Your Rewards with a Simple Top-Up
Save S$565.25 on an Apple iPhone 15 Pro 128GB (worth S$1,664.25) by upgrading your reward with a top up

+ 5 other gift options

  • Promotion is valid until 31 July 2024.
  • Valid for new HSBC credit cardmembers only.
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date.
  • The Reward Upgrade will replace SingSaver Exclusive promotional reward.
  • Terms and Conditions apply.
Dyson V8 Slim Fluffy (worth S$509)
Richest Offer in the Market
Dyson V8 Slim Fluffy (worth S$509)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
  • Promotion is valid until 31 July 2024
  • Terms and Conditions apply
Apple iPad 9th Gen 10.2
Richest Offer in the Market
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
  • Promotion is valid until 31 July 2024
  • Terms and Conditions apply
Flujo BEA Office Chair (worth S$509)
Richest Offer in the Market
Flujo BEA Office Chair (worth S$509)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
  • Promotion is valid until 31 July 2024
  • Terms and Conditions apply
S$350 eCapitaVoucher
Richest Offer in the Market
S$350 eCapitaVoucher
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
  • Promotion is valid until 31 July 2024
  • Terms and Conditions apply
Up to S$1,800 cashback
Welcome Offer
Up to S$1,800 cashback
  • Promotion is valid until 31 August 2024.
  • Promotion is valid for new and existing HSBC credit cardmembers.
  • Apply for a new Cash Instalment Plan with a min. loan amount of S$10,000 and tenure of 3 years with marketing consent, text CIPSS <space> last 4 digits of your HSBC credit card to 74722 and get approved by 30 September 2024 to be eligible for reward.
  • Cashback received is based on 1% of the approved loan principal amount, capped at S$1,800.
  • Terms and Conditions apply.
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
  • Promotion is valid for new and existing HSBC cardmembers
  • Activate and make spends with select HSBC credit cards to receive chances in the lucky draw
    • Sign up and apply for the HSBC Live+ Credit Card to receive 20 chances
    • Sign up and apply for other HSBC Credit Cards to receive 10 chances
    • Register your interest with gift code ADVENTURE, then receive 5 chances for every S$500 spend on your HSBC credit card
    • 1x winner will receive a Mercedes-Benz EQB
    • 90x winners will each receive a round-trip economy class ticket to Paris
  • Lucky Draw stacks with SingSaver Exclusive offer
  • Promotion is valid until 23 September 2024
  • Terms and Conditions apply

Things to consider

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No monthly spend required

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Travel insurance

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Annual Fee waiver

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
1.5  %
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Cashback Local
2.5  %
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Cashback Overseas
2.5  %
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restaurant
Cashback Dining
2.5  %
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Cashback Retail
2.5  %
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Cashback Insurance
2.5  %
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Quick Facts

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Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.

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Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.

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Get additional 1% cashback on your credit card spending with HSBC Everyday+ Rewards Programme.

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Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.

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Read our full review of the HSBC Advance Credit Card.

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Cashback is capped at S$70 per calendar month.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 0
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 40
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
26.9  %
Interest on Cash Advance
28  %
Interest Free Period
20  days
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Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Tags

HSBC Advance Credit Card HSBC Advance Credit Card

Other similar credit cards to consider

Frequently Asked Questions

Is HSBC Advance Credit Card discontinued?

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No, the HSBC Advance Credit Card is still being offered by HSBC . However, there were some changes made to its benefits and offers.

What benefits do I get with the HSBC Advance Credit Card?

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Cardmembers of HSBC Advance Credit Card get to enjoy great cash back benefits of up to 3.5% if all conditions are met.  On top of that cardmembers get to enjoy complimentary access to ENTERTAINER with the HSBC app which opens up the user to a whole world of dining, lifestyle and travel deals.

Is there a monthly fee for HSBC Advance account?

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Yes, the annual fee for the HSBC Advance Credit Card is S$194.40. However you can enjoy a fee-waiver for the 1st year.

How do I waive my HSBC Advance Credit Card annual fee in Singapore?

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To request for an annual fee waiver for your HSBC Advance Credit Card  you can call the HSBC Phone Banking Hotline at 1800-HSBC NOW (4722 669) or if you're outside of Singapore, you can call (65) 64722 669.

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