SingSaver Best-Of Awards 2025: Singapore's Top Financial Products

Updated: 30 Jun 2025

Discover the best financial products in Singapore

Choosing the right financial product shouldn’t be overwhelming. That’s why we’ve launched the inaugural SingSaver Best-of Awards — a curated showcase of the top-performing credit cards, personal loans, insurance plans, and investment platforms in Singapore.

Backed by our in-house finance specialists and validated by respected personal finance voices like Budget Babe and Sethisfy, these awards spotlight products that consistently deliver standout value across key consumer needs — from cashback and travel perks to low interest rates and flexible features.

Our goal is simple: to help consumers choose smarter. Whether it’s a cashback card with unbeatable value, a loan with the lowest effective rate, or travel insurance that offers strong protection and added perks, these are the products that make a real difference — and we’re here to make them easier to find.

Awards winners by category

SingSaver's Best Credit Card Winners for 2025

Best Overall Credit Card: UOB Lady's Solitaire Card

Best Overall Credit Card: UOB Lady's Solitaire Card

The UOB Lady’s Solitaire Card delivers exceptional flexibility, allowing cardholders to choose up to two bonus categories — including dining, travel, and fashion. With premium perks like travel insurance and luxury lifestyle privileges, it’s a top-tier choice for all-around value across spending habits. Read our methodology >

Best Cashback Credit Card: Maybank Family & Friends Card

Best Cashback Credit Card: Maybank Family & Friends Card

Offering 8% cashback across up to five lifestyle categories, this card shines for its high caps, customisable rewards, and strong everyday value — all with a low monthly spend requirement. Read our methodology >

Best Travel Rewards Credit Card: UOB Visa Signature Card

Best Travel Rewards Credit Card: UOB Visa Signature Card

With 4 miles per dollar on contactless and overseas spend, plus lounge access and travel protection, this card is ideal for savvy jetsetters who want great value without paying a premium. Read our methodology >

Best Credit Card for Dining

Best Credit Card for Dining

With 6% cashback on dining and strong caps across multiple categories, the HSBC Live+ Card is perfect for foodies who love eating out while earning great returns. Learn more > | Read our methodology >

Best Credit Card for Shopping: OCBC Rewards Credit Card

Best Credit Card for Shopping: OCBC Rewards Credit Card

Enjoy 10x rewards points (up to 4 mpd) on online shopping, fashion, and department store spend. This card is built for stylish spenders and online deal hunters alike. Learn more > | Read our methodology >

Best Credit Card for Gen Z: UOB Preferred Platinum Visa Card

Best Credit Card for Gen Z: UOB Preferred Platinum Visa Card

Earn 4 miles per dollar on contactless and digital spend. With low fuss and strong value on everyday transactions, this is the perfect pick for young professionals. Read our methodology >

Best Credit Card for Families: DBS yuu Visa Card

Best Credit Card for Families: DBS yuu Visa Card

Earn up to 18% cashback or 10 mpd on groceries, dining, and transport. The DBS yuu Card is designed to reward big household spend without high complexity. Learn more > | Read our methodology >

Best Premium Credit Card: Citi Prestige Card

Best Premium Credit Card: Citi Prestige Card

Unlimited lounge access, 4th-night-free hotel stays, and flexible miles transfer make this a premium card for frequent flyers who want top-tier perks with their spend. Learn more > | Read our methodology >

SingSaver's Best Insurance Winners for 2025

Best Overall Travel Insurance Plan: FWD (Premium Plan)

Best Overall Travel Insurance Plan: FWD (Premium Plan)

FWD’s Premium Plan offers strong core benefits across medical, baggage, and trip disruption coverage, at competitive prices. Ideal for frequent travellers seeking essential protection and convenience. Read our methodology >

Best Overall Maid Insurance Plan: Great Maid Protect - Silver Plan

Best Overall Maid Insurance Plan: Great Maid Protect - Silver Plan

Great Eastern’s Maid Protect – Silver Plan delivers dependable value through its affordability and essential protection. It strikes a balance between employer protection and helper wellbeing, making it a dependable choice for first-time and long-term employers alike. Learn more > | Read our methodology >

Best Overall Car Insurance Plan: TIQ Comprehensive

Best Overall Car Insurance Plan: TIQ Comprehensive

TIQ’s Comprehensive Car Insurance plan is recognised for its affordability, extensive benefits, and easy claims process. With features like flexible excess options, this policy meets the needs of everyday drivers while offering strong protection at a competitive rate. Learn more > | Read our methodology >

SingSaver's Best Investing Winners for 2025

Best Investment Platform for US, SG, HK Stocks: Webull

Best Investment Platform for US, SG, HK Stocks: Webull

Webull shines with low-cost trading across US, SG, and HK markets, a sleek mobile interface, and real-time data access. With no platform or inactivity fees and deep research tools, it's ideal for investors who want performance and value in one intuitive platform. Learn more > | Read our methodology >

Best CFD Provider: IG

Best CFD Provider: IG

IG is the top choice with its long-standing reputation, MAS oversight, wide product range, robust platform, and beginner-friendly features like a demo account, educational resources, and negative balance protection — making it a secure and versatile option for new traders. Learn more > | Read our methodology >

Best Robo Advisor: Syfe

Best Robo Advisor: Syfe

Syfe impressed with its automated, goal-based portfolios backed by modern investment principles and affordable fees. With no minimum investment and customisation options, it’s a strong fit for both first-time and passive investors seeking simplicity and long-term growth. Read our methodology >

Best Brokerage Accounts for Beginners: Moomoo

Best Brokerage Accounts for Beginners: Moomoo

Moomoo stands out as the best brokerage account for beginners in Singapore due to its user-friendly app, zero-commission trades on US stocks, free real-time data, and comprehensive educational tools — all backed by MAS regulation and strong local support. Learn more > | Read our methodology >

SingSaver's Best Personal Loan for 2025

Best Overall Loan: Trust Bank

Best Overall Loan: Trust Bank

Trust Bank’s personal loan wins for combining low interest rates with a simple online application, fast disbursement, and flexible repayment terms. With no early repayment fees and a low minimum income requirement, it’s an accessible, customer-friendly choice for borrowers. Learn more > | Read our methodology >

Frequently Asked Questions

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