Updated: 30 Jun 2025
Choosing the right financial product shouldn’t be overwhelming. That’s why we’ve launched the inaugural SingSaver Best-of Awards — a curated showcase of the top-performing credit cards, personal loans, insurance plans, and investment platforms in Singapore.
Backed by our in-house finance specialists and validated by respected personal finance voices like Budget Babe and Sethisfy, these awards spotlight products that consistently deliver standout value across key consumer needs — from cashback and travel perks to low interest rates and flexible features.
Our goal is simple: to help consumers choose smarter. Whether it’s a cashback card with unbeatable value, a loan with the lowest effective rate, or travel insurance that offers strong protection and added perks, these are the products that make a real difference — and we’re here to make them easier to find.
The UOB Lady’s Solitaire Card delivers exceptional flexibility, allowing cardholders to choose up to two bonus categories — including dining, travel, and fashion. With premium perks like travel insurance and luxury lifestyle privileges, it’s a top-tier choice for all-around value across spending habits. Read our methodology >
Offering 8% cashback across up to five lifestyle categories, this card shines for its high caps, customisable rewards, and strong everyday value — all with a low monthly spend requirement. Read our methodology >
With 4 miles per dollar on contactless and overseas spend, plus lounge access and travel protection, this card is ideal for savvy jetsetters who want great value without paying a premium. Read our methodology >
With 6% cashback on dining and strong caps across multiple categories, the HSBC Live+ Card is perfect for foodies who love eating out while earning great returns. Learn more > | Read our methodology >
Enjoy 10x rewards points (up to 4 mpd) on online shopping, fashion, and department store spend. This card is built for stylish spenders and online deal hunters alike. Learn more > | Read our methodology >
Earn 4 miles per dollar on contactless and digital spend. With low fuss and strong value on everyday transactions, this is the perfect pick for young professionals. Read our methodology >
Earn up to 18% cashback or 10 mpd on groceries, dining, and transport. The DBS yuu Card is designed to reward big household spend without high complexity. Learn more > | Read our methodology >
Unlimited lounge access, 4th-night-free hotel stays, and flexible miles transfer make this a premium card for frequent flyers who want top-tier perks with their spend. Learn more > | Read our methodology >
FWD’s Premium Plan offers strong core benefits across medical, baggage, and trip disruption coverage, at competitive prices. Ideal for frequent travellers seeking essential protection and convenience. Read our methodology >
Great Eastern’s Maid Protect – Silver Plan delivers dependable value through its affordability and essential protection. It strikes a balance between employer protection and helper wellbeing, making it a dependable choice for first-time and long-term employers alike. Learn more > | Read our methodology >
TIQ’s Comprehensive Car Insurance plan is recognised for its affordability, extensive benefits, and easy claims process. With features like flexible excess options, this policy meets the needs of everyday drivers while offering strong protection at a competitive rate. Learn more > | Read our methodology >
Webull shines with low-cost trading across US, SG, and HK markets, a sleek mobile interface, and real-time data access. With no platform or inactivity fees and deep research tools, it's ideal for investors who want performance and value in one intuitive platform. Learn more > | Read our methodology >
IG is the top choice with its long-standing reputation, MAS oversight, wide product range, robust platform, and beginner-friendly features like a demo account, educational resources, and negative balance protection — making it a secure and versatile option for new traders. Learn more > | Read our methodology >
Syfe impressed with its automated, goal-based portfolios backed by modern investment principles and affordable fees. With no minimum investment and customisation options, it’s a strong fit for both first-time and passive investors seeking simplicity and long-term growth. Read our methodology >
Moomoo stands out as the best brokerage account for beginners in Singapore due to its user-friendly app, zero-commission trades on US stocks, free real-time data, and comprehensive educational tools — all backed by MAS regulation and strong local support. Learn more > | Read our methodology >
Trust Bank’s personal loan wins for combining low interest rates with a simple online application, fast disbursement, and flexible repayment terms. With no early repayment fees and a low minimum income requirement, it’s an accessible, customer-friendly choice for borrowers. Learn more > | Read our methodology >
The SingSaver Best-Of Awards celebrate the top financial products in Singapore — including credit cards, loans, insurance, and investment platforms — that offer the best value and benefits for consumers.
Our selection is based on a structured evaluation of product attributes such as cost savings, rewards, accessibility, and flexibility. For the credit card category, we also invited independent finance experts — Dawn Cher (Budget Babe) and Seth Wee (Sethisfy) — to provide input. You can find a brief explanation of the judging methodology within the text for each category winner — offering transparency on why each product was chosen.
No. The SingSaver Best-Of Awards are independently selected based on product merit. While we may have commercial relationships with some providers, inclusion in the awards is based solely on objective product attributes.
The SingSaver Best-Of Awards are presented annually. We plan to review and refresh the winners every year to reflect changes in product performance and market conditions.
Currently, product selection is based on publicly available information and internal research. In the future, we may open nominations to providers — stay tuned for updates.
No. The awards are intended as a reference to help you compare and evaluate your options. Always assess your individual needs and consult with a licensed advisor before making any financial decisions.