Best HSBC Credit Cards in Singapore 2024
HSBC credit cards offer a wide range of benefits, including cashback rewards, competitive interest rates, and no annual fees. They also provide unique features such as contactless payments and insurance benefits such as travel insurance and purchase protection. With a focus on innovation, convenience, and customer satisfaction, HSBC credit cards are a reliable and rewarding choice for consumers.
Which HSBC Credit Card Is Best For You?
- HSBC Revolution Card: Best for Online and Contactless Spending
- HSBC Advance Card: Best for Big-Ticket Purchases
- HSBC Visa Platinum Card: Best for Family Spending
- HSBC TravelOne Card: Best for Overseas Spending and Frequent Travellers
- HSBC Visa Infinite Card: Best for Dining, Lifestyle and Luxury Benefits
- HSBC Premier Mastercard Credit Card: Best for Local and Overseas Spending
Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.
Best HSBC Credit Card Comparison
HSBC Revolution Credit Card
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
- 10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases and contactless payments (subject to underlying whitelist Merchant Category Codes).
- 1X reward point for all other spending.
- No minimum spend required.
- No annual fee.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Eligible categories: Online & contactless payment (e.g. Visa PayWave, Google Pay, Apple Pay) for travel; shopping; groceries; dining; food delivery; ride-hailing apps.
- Up to 16% and 14% off petrol at Caltex and Shell respectively.
- Up to S$300,000 complimentary travel insurance for cardholder and family when travel tickets are charged to card.
- Compatible with Apple Pay, Google Pay, and Visa PayWave.
- Can convert between cashback, miles, or reward points flexibly.
- Great for homemakers, working adults, miles chaser, enjoy flexibility between rebate types (cashback/miles/points), prefer fuss-free spending without min. spend.
- Read our full review of the HSBC Revolution Credit Card.
- Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
- Cap of 9,000 bonus reward points per calendar month on eligible purchases.
- 1X reward point earned on public transport (via SimplyGo) only.
- HSBC reward points expire after 37 months (unlike Citi Rewards’ ThankYou Points of 60 months).
Gift Options
- Promotion is valid for new HSBC credit cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 14 May 2024
- Terms and Conditions apply
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Installment Processing Fee: From 3 %
HSBC Advance Credit Card
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
- Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.
- Get additional 1% cashback on your credit card spending with HSBC Everyday+ Rewards Programme.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Read our full review of the HSBC Advance Credit Card.
- Cashback is capped at S$70 per calendar month.
Gift Options
- Promotion is valid for new HSBC credit cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 14 May 2024
- Terms and Conditions apply
-
Installment Processing Fee: From 3 %
HSBC Visa Platinum Credit Card
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
- 5% cash rebate on local dining and groceries (including food deliveries and online groceries).
- Up to 17% instant discount plus 5% cash rebate on fuel spending at Caltex and Shell stations.
- 1X reward point per dollar spent.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Min. spending of S$600 per month, for all 3 months in a quarter, required to earn 5% cash rebate.
- Cashback capped at S$250 per quarter.
- Cash rebates are credited quarterly instead of monthly.
Gift Options
- Promotion is valid for new HSBC credit cardmembers only
- Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 14 May 2024
- Terms and Conditions apply
-
Installment Processing Fee: From 3 %
HSBC TravelOne Credit Card
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
Valid until
14 May 2024
- Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app.
- Accelerated earn rate: up to 2.4 miles for your spending.
- No conversion fee for air miles or hotel points until 31 May 2024.
- Complimentary travel insurance coverage (including COVID-19) and 4x complimentary airport lounge visits for main cardholders only, and more.
- Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
- Split your purchases across a range of flexible tenures with HSBC Instalment Plans.
Gift Options
- Promotion is valid for new HSBC credit cardmembers only
- Apply for the HSBC TravelOne Credit Card, provide your marketing consent to HSBC, pay the annual fee (S$196.20 incl. GST), and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for rewards
- Promotion is valid until 14 May 2024
- Terms and Conditions apply
-
Installment Processing Fee : From 3 %
Start by evaluating the rewards and benefits that each card offers, such as cashback, miles or rewards points on certain purchases.
Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.
It's helpful to compare the options available and read reviews from other cardholders before deciding. Ultimately, the right HSBC credit card will depend on your specific needs and how you plan to use it.
HSBC Credit Card Promotions in Singapore
Receive a Dyson Supersonic™ hair dryer (worth S$699) or an ErgoTune Joobie (worth S$599) or an Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher or S$150 cash via PayNow upon activating and spending min. S$500 by the end of the following calendar month from the card account opening date. Valid till 14 May 2024. T&Cs apply.
For HSBC TravelOne Card: Receive the above rewards when you activate and spend a min. S$500 plus pay an annual fee of S$196.20 by the end of the following calendar month from the card account opening date. Valid till 14 May 2024. T&Cs apply.
HSBC Revolution Card
The HSBC Revolution Credit Card is perfect for those looking to earn 10x rewards points on a variety of daily transactions via online and contactless spending. Cardholders will also enjoy complimentary access to ENTERTAINER, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
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HSBC Advance Card
The HSBC Advance Credit Card is a generous cashback credit card that offers up to 3.5% cashback on all spending. If you are looking for a cashback credit card for big-ticket purchases, like a wedding or home renovation, look no further! It also comes with complimentary access to ENTERTAINER.
HSBC Visa Platinum Card
This card offers 1 reward point for every S$1 spent on all transactions, which can be redeemed for cashback, vouchers, and other rewards. It also offers up to 5% cashback on groceries, petrol, and dining expenses, with no minimum spend required. It also includes exclusive deals and discounts on travel, shopping, and dining, and a complimentary supplementary card.
What others are saying about this card?
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HSBC TravelOne Card
The HSBC TravelOne Card is a newly launched miles credit card that offers 1.2 miles per dollar on local spending and 2.4 miles on overseas spending. These benefits are complimentary with the card as well: 4 free airport lounge visits per year, travel insurance with Covid-19 coverage, and access to ENTERTAINER with HSBC.
What others are saying about this card?
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HSBC Credit Card Rewards
HSBC home&Away Privilege Programme
Cardholders can enjoy exclusive deals on dining, shopping, travel, and entertainment, and they can be easily found through the HSBC Mobile app or website. This programme is available to all HSBC credit and debit cardholders.
HSBC Low Balance Transfer Rate
HSBC Spend Instalment For Flexible Monthly Payments
Do note that a 3-5% processing fee will apply depending on your instalment period.
HSBC Credit Card with No Annual Fee!
If you're after a credit card with no annual fee, look no further!
Applying for a HSBC Credit Card
- Visit the HSBC website or HSBC Singapore app and select your credit card of choice. Alternatively, you can also apply for your HSBC credit card via SingSaver for exclusive rewards.
- Check the eligibility criteria and ensure that you meet the minimum age and income requirements.
- Submit your application online via Myinfo, and wait for approval. You may be contacted if additional information is required.
- Once your application is approved, you'll receive your credit card in the mail within a few days.
- Activate your card according to the instructions provided, and start using it for your everyday expenses to enjoy the benefits it offers.
You can also choose to apply for a card on person at an HSBC bank branch.
Activating HSBC Credit Card for Overseas Use
- Call 1800-HSBC NOW (1800-4722 669) or +65 6472 2669 if you are overseas.
- Select "*" followed by "5" for Overseas Enrolment.
- Follow the guided instructions.
You can also activate your HSBC Credit Card for overseas use via the HSBC Online Banking portal or HSBC Singapore mobile app.
Cancelling Your HSBC Credit Card
- Call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669) to speak to a customer service representative.
- Verify your identity by providing personal details and answering security questions.
- Request for the cancellation of your credit card and confirm the reason for cancellation.
- Follow the instructions given by the customer service representative to settle any outstanding balances or fees.
- Cut up and dispose of the cancelled credit card to prevent any unauthorised usage.
- Wait for confirmation of the credit card cancellation, which will typically be sent via email or mail.
- Ensure that any automatic payments or standing instructions linked to the cancelled credit card are updated with the new payment details.
- If you have any unused rewards points or miles, redeem them before the cancellation of the credit card.
You can also cancel your HSBC Credit Card via Internet Banking or the HSBC Singapore mobile app.
How to Check Your HSBC Credit Card Balance?
- Log in to your HSBC Online Banking account using your username and password.
- View your credit card balance and recent transactions under the 'Accounts' tab.
- Alternatively, you can use the HSBC Singapore mobile app on your mobile device to check your credit card balance and transactions.
- To check your credit card balance via phone, call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669) and follow the prompts to access your account information.
- You can also check your credit card balance and transactions at any HSBC ATM in Singapore.
- If you prefer to receive regular updates on your credit card balance, you can enroll in HSBC's eStatement service to receive monthly electronic statements.
- Do check your credit card bill or statement regularly to ensure that your credit card transactions are correct.
- If you notice any discrepancies or unauthorized charges, report them to HSBC immediately to prevent further damage.
How to Request for an Annual Fee Waiver for Your HSBC Credit Card?
- Call the HSBC customer service hotline at 1800-HSBC NOW (1800-4722 669).
- Request to speak to a customer service representative regarding an annual fee waiver for your credit card.
- Explain your situation and reason for requesting the waiver, such as being a long-time customer with good payment history or facing financial hardship.
- Provide any necessary documents or information requested by the customer service representative.
- Wait for confirmation of the annual fee waiver, which will typically be sent via email or mail.
- If your request is denied, you can try again at a later time or consider switching to a different credit card with more favorable fees and benefits.
Remember to pay your credit card balance in full and on time to maintain good credit standing and increase your chances of future fee waivers.
Redeeming your HSBC Credit Card Rewards Points for Cash Credit
- Log in to your HSBC Online Banking account using your username and password.
- Under the 'Rewards' tab, select 'Cash Credits' as your redemption option.
- Select the number of points you wish to redeem for cash credit.
- Confirm the redemption request and wait for the cash credit to be processed.
- The cash credit will be applied to your HSBC credit card balance, reducing the amount you owe.
Alternatively, you can choose to redeem your points for other rewards such as air miles, shopping vouchers or merchandise, depending on your preference.
The redemption rates and options may vary depending on your specific credit card type and rewards programme.
Remember to check the HSBC rewards catalogue for more details and terms and conditions.
Other HSBC credit card articles you might be interested in
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Frequently Asked Questions About HSBC Credit Cards
To apply for a credit review for your HSBC credit card in Singapore, you can call the HSBC customer service hotline at 1800-HSBC NOW (4722 669) or visit any HSBC branch in person.
A credit review can help you increase your credit card limit, depending on your creditworthiness and financial standing.
HSBC credit card approval times can vary depending on several factors, including your credit score, income level, and documentation. In Singapore, it typically takes around 5-7 business days to process a credit card application and receive a decision from HSBC.
There are certain HSBC Credit Cards that come with instant approval. In such cases, a digital credit card will be provided to you instantly.
To track your HSBC credit card application status in Singapore, you can log in to your HSBC online banking account or call the HSBC customer service hotline at 1800-HSBC NOW (4722 669).
You will need to provide your application reference number and personal details for verification.
The primary cardholder can apply for a supplementary card for their spouse, children, or other family members.
You can apply for a supplementary card online through your HSBC Online Banking account or HSBC Singapore mobile app. Alternatively, you can call the HSBC customer service hotline at 1800-HSBC NOW (4722 669) for assistance with your application.