15 Best Ways to Use Your NS55 S$100 Credits in Singapore

Alevin K Chan

Alevin K Chan

Last updated 26 July, 2022

Stretch your S$100 NS55 credit further with these 15 special merchant promos and deals, covering sports and fitness, food and dining, lifestyle and entertainment. 

As part of this year’s NS55 Celebration, all past and current national servicemen (and women) have been granted an NS55 Recognition Package, in acknowledgement of their service.

The Recognition Package consists of two perks, a one-year free membership for SAFRA or HomeTeamNS, and S$100 worth of NS55 credits.

These credits can be used at any merchant or service provider that accepts scan-and-pay via PayNow or NETS QR, which means they can be used virtually anywhere on the island. 

On top of that, several merchants have also pledged additional deals and perks for all who pay using their NS55 credits – a total of 90 NS55 additional merchant promos have been minted

From that list, we’ve picked out 15 of the best deals to make your NS55 credits go that little bit further. 

15 best promotions to enjoy when you pay with NS55 credits 

Merchant Promotion
Sports and fitness
ASICS10% off regular-priced items
SAFRA members enjoy 15% off regular-priced items, and additional 5% off discounted items
EnergyOne GymSign up for 9 months with 3 months free, with minimum S$50 NS55 credit utilisation
Sonic BowlS$3.50 per game at SAFRA Punggol and Yishun
Yoga Inc1-for-1 single class
Food and beverage
Anderson’s of Denmark15% off regular-priced items
Duke’s BakeryGet S$2 voucher with every S$10 spent 
Princess Terrace Cafe15% off buffet
Springleaf Prata Place1-for-1 Maggi Goreng bundle
Wingstop10% off storewide
#WTF by Indochine15% off food items (regular priced)
Lifestyle and entertainment
Crumpler 10% off regular priced items 
Havaianas10% off regular priced items 
Park Regis Singapore10% off Best Available Rates (rooms only)
Singapore Cable CarS$55 Cable Car Flexi Pass (Adult)
The Royal AlbatrossS$20 off Breakfast Sail featuring Buffet Out at Sea

Sports and fitness NS55 credits promos

1. ASICS

  • 10% off regular-priced items
  • SAFRA members get 15% off regular-priced items, and additional 5% off discounted items
  • Valid until 31 Dec 2022

Need some new sporting apparel, equipment or running shoes? Pay with your NS55 credits at ASICS to enjoy 10% savings. And if you’re a SAFRA member, you can enjoy even bigger discounts. 

2. EnergyOne Gym

  • Sign up for 9 months with 3 months free
  • Must utilise at least S$50 NS55 credits
  • Valid till 30 Sep 2022

Enjoy 3 free months at EnergyOne Gym when you sign up for 9 months on the Daylighter or All Day term membership plans. You’ll need to utilise at least S$50 worth of NS55 credits to enjoy this promo. This promo is available at six SAFRA clubs - Mt Faber, Yishun, Tampines, Juring, Toa Payoh and Punggol.

3. Sonic Bowl

  • S$3.50 per game at SAFRA Punggol and Yishun
  • Valid till 30 Jun 23

Sonic Bowl is offering a special rate of S$3.50 per game when you pay with NS55 credits. Considering the usual price is S$5 per game (S$4 for SAFRA, Passion and NTUC cards), that’s equivalent to about eight free games!

4. Yoga Inc

  • 1-for-1 single class at SAFRA Punggol
  • Valid till 30 Jun 2023

Grab your spouse or partner for a yoga workout using your NS55 credits. Yoga Inc at SAFRA Punggol is offering a 1-for-1 deal on single yoga class bookings, which cost S$35 each. With S$100 in credits, you can enjoy up to six single class bookings in total. 

Read more:
Spin Studio Classes In Singapore 2022 — Best Packages, Promos and Deals
8 Cheapest Gym In Singapore: Anytime Fitness, Virgin, Gymmboxx And More (2022)
6 Empowering Self-Defence Classes For Women To Join In Singapore 2022

Food and beverage NS55 credits promos

5. Anderson’s of Denmark

  • 15% off regular-priced items
  • Valid till 30 Jun 2023

Here’s one for fans of ice cream (i.e., everyone). Get 15% off all regular-priced items at Anderson’s of Denmark. This promo is valid at all outlets throughout Singapore. 

6. Duke’s Bakery

  • Get S$2 voucher with every S$10 spent 
  • Valid till 31 Aug 2022

Hailing from Taiwan, Duke’s Bakery is known for its wholesome fresh bakes using all-natural ingredients. From now till the end of August, receive a S$2 voucher for every S$10 spent.. 

7. Princess Terrace Cafe (Copthorne King’s Hotel)

  • 15% off buffet
  • Valid till 30 Dec 2023

Love buffets? Then take advantage of your NS55 credits to get 15% off at Princess Terrace Cafe. Enjoy an all-you-can-eat selection of Penang street food favourites, including Penang Assam Laksa, Deep-fried Lor Bak, Kueh Pie Tee and Chendol.

8. Springleaf Prata Place

  • 1-for-1 Maggi Goreng bundle
  • Valid till 31 Dec 2022

With nine outlets scattered all over Singapore, Springleaf Prata Place is a family-friendly, one-stop eatery serving up familiar Indian comfort food. Use your NS55 credits to claim a 1-for-1 offer on the Maggi Goreng bundle, ideal for a late night supper.

9. Wingstop

  • 10% off storewide
  • Valid till 30 Jun 2023

Save 10% on your next buffalo wings and ranch dip binge at Wingstop. The discount is applicable to all regular–priced items, so go ahead and upsize your meal.

10. #WTF by Indochine

  • 15% off all regular-priced food items
  • Simply flash your NS55 credit balance to enjoy promo
  • Valid till 30 Jun 2023

Located on Club Street, #WTF (Wine, Tapas and Friends) offers bar food, quick bites and alcoholic drinks. Simply flash your NS55 credits (or a valid SAF card/e-card, 11B or NS IC to enjoy 15% off regular-priced food items). Afterwards, you can spend your credits on something else you want. 

Read more:
Best Vegan & Vegetarian Restaurants In Singapore (And How Much They Cost)
11 Dessert Places in Singapore That Open Till Late (2022)
28 Best All-You-Can-Eat Buffets In Singapore 2022

Lifestyle and entertainment

11. Crumpler

  • 10% off regular-priced items 
  • Valid till 30 Jun 2023

Stylish and functional, Crumpler’s messenger bags, workbags, backpacks and briefcases have been a long-standing favourite among travellers, professionals and office workers alike. Enjoy 10% off all regular-priced items at all Crumpler stores. 

12. Havaianas

  • 10% off regular-priced items
  • Valid till 30 Jun 2023

You can't go wrong with a pair of stylish Havaianas flip-flops. With an array of different designs to choose from, the brand is considered a staple to many Singaporeans, especially amongst millennials and Gen Z. If you are planning to use your NS55 credits to pick up a new pair of flip-flops, you'll stand to enjoy a 10% off regular-price items.

13. Park Regis Singapore

  • 10% off Best Available Rates (rooms only)
  • Valid till 30 Jun 2023

If you’re thinking of using your NS55 credits for a staycation, check out Park Regis Singapore. The hotel is offering a special 10% off their Best Available Rate to all NS55 beneficiaries. Note that the discount is only applicable for rooms only, and doesn’t include food and beverage, and other costs. 

14. Singapore Cable Car

  • S$55 Cable Car Flexi Pass (Adult)
  • Valid till 31 Dec 2022

Enjoy a Singapore Cable CAr Flexi Pass at just S$55 (U.P. S$65). The bundle deal includes unlimited cable car rides between Sentosa and Mount Faber, plus your choice of two attractions, dining offers or tours. 

15. The Royal Albatross

  • S$20 off Breakfast Sail featuring Buffet Out at Sea
  • Valid till 31 Aug 2022

What better way to enjoy the weekend than with a breakfast buffet out at sea, on board a luxury tall ship. That’s what you'll get when you book a Breakfast Cruise on The Royal Albatross. And even better, you can use your NS55 credits to receive S$20 off your booking! 


Want to earn additional rewards, such as cashback, miles or reward points? Consider making payment with a credit card to earn these additional perks. Use our handy comparison tool to discover the right credit card for you!


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Alevin loves helping people make good money decisions. He briefly flirted with being a Financial Advisor, but quickly realised writing about personal finance is the better way to go.

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