Best Shell Credit Card Discounts in Singapore 2025

updated: May 19, 2025

With over 57 stations all over Singapore, savings on fuel expenses with Shell is easy if you've got the right credit card. Pair them with a Shell GO+ membership for fuel savings of over 20%.

Check out the best credit cards for Shell petrol discounts to lower the costs of driving in Singapore today.

Best credit cards for Shell discounts

Card benefit
0.2-8% cashback
Annual Fee
S$ 196.20
eligible_rewards (2)
read_more
Card benefit
3.33-10% cashback
Annual Fee
S$ 196.20
eligible_rewards (1)
Card benefit
0.3-8% cashback
Annual Fee
S$ 196.20
eligible_rewards (2)

The best credit cards for Shell discounts & fuel savings

Credit card
Earn rate
Fuel savings & discounts

Citi Cash Back Card

8% cashback on petrol

20.88%

UOB One Card

5% cashback (3.33% base cashback + 1.67% petrol cashback)

24%

HSBC Live+ Credit Card

5% cashback for petrol

21.15%

 

Citi Cash Back Credit Card

Citi Cash Back Card

Citi Cash Back Card
 

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Apply Now

on_provider_website

Cashback Petrol
Up to 8%
Fuel Savings
n_a
Min. Annual Income
S$ 30,000
Card benefit
0.2 - 8% cashback
Annual Fee
S$ 196.20
REWARDS
  • S$550 Shopee Vouchers
  • Apple iPad (A16) 11" WiFi 128GB (worth S$499)
  • Dyson Supersonic™ hair dryer (worth S$599)
  • eligible_rewards (2)

  • product_details

SingSaver's take

If your monthly expenses regularly exceed S$800, consider making the Citi Cash Back Card your go-to petrol credit card. Combine that 8% cashback and 20.88% fuel savings to cut driving costs for a happier wallet.

UOB One Credit Card

UOB One Card

UOB One Card
 

/ 5

on_provider_website

Cashback Petrol
n_a
Fuel Savings
Up to 21.15%
Min. Annual Income
S$ 30,000
Card benefit
3.33 - 10% cashback
Annual Fee
S$ 196.20
REWARDS
  • S$350 cash credit
  • eligible_rewards (1)

  • product_details

SingSaver's take

An excellent choice for drivers who top-up regularly at Shell and SPC stations, with a monthly expenditure of  S$500 or more. Make your weekly grocery hauls more cost-effective with this rewards card.

HSBC Live+ Credit Card

HSBC Live+ Credit Card

HSBC Live+ Credit Card
Apply Now

on_provider_website

Cashback Petrol
Up to 8%
Fuel Savings
n_a
Min. Annual Income
S$ 30,000
Card benefit
0.3 - 8% cashback
Annual Fee
S$ 196.20
REWARDS
  • Dyson Airstrait™ straightener (worth S$799)
  • Apple iPad (A16) 11" WiFi 128GB (worth S$499)
  • S$370 Cash via PayNow
  • eligible_rewards (2)

  • product_details

SingSaver's take

From exclusive discounts on bites across Asia to 21.15% fuel savings at Caltex and Shell stations islandwide—the HSBC Live+ Credit Card is a great pick for drivers who live to eat.

Alternative credit cards for discounts on Shell petrol

read_more
Card benefit
1.4 - 8 miles / dollar
Annual Fee
S$ 261.60
Card benefit
1 - 10 points / dollar
Annual Fee
S$ 196.20
eligible_rewards (2)
Card benefit
1.2 - 10 miles / dollar
Annual Fee
S$ 196.20
eligible_rewards (2)
Card benefit
Upto 4 miles / dollar
Annual Fee
No Annual Fee
eligible_rewards (2)
Card benefit
1.2 - 2.4 miles / dollar
Annual Fee
S$ 196.20
eligible_rewards (2)
Card benefit
0.4 - 4 miles / dollar
Annual Fee
S$ 261.60

Frequently asked questions on Shell credit card discounts

  • Which credit card is best for Shell petrol?

    Look for cards with higher cashback rates or extra rewards points for fuel purchases at Shell stations. Examples of such credit cards include the Citi Cash Back Card, Citi Rewards Card, HSBC Live+ Credit Card, UOB One Card and the OCBC 365 Card (6% cashback on all petrol).

    The next step is to sign up for a Shell GO+ membership so you can earn points as you pay for Shell's products and services, from fuel top-ups to service packages at the Autoserv. Don’t forget to link your credit card to Shell GO+ for exclusive discounts and rewards. Also, good news for SAFRA Scheme GO+ members—you get an additional 2% off on top of the aforementioned credit card discounts!

  • What is Shell GO+?

    Shell GO+ is like your sidekick for grabbing awesome perks at Shell stations. With Shell GO+, you can collect points for every dollar you spend and swap them for fuel discounts, gift cards, or snacks at the Shell Select Convenience Store.

  • How does Shell GO+ work?

    Shell GO+ is a digital loyalty programme that offers drivers rewards in exchange for petrol spend.

    To use Shell GO+, simply search for "Shell Asia" on the Google Play or App Store. Download the app and register using your mobile number, create your account, and subscribe to keep up with the latest offers available. 

    For existing Shell Escape members, link your Shell Escape Card by entering the unique card number.

  • What perks and rewards can you redeem with Shell GO+ points?

    • 1 Shell GO+ point per S$5 net spend on Shell Select purchases. Some exclusions apply.

    • Earn 1.2 points for every litre of Shell V-Power and 1 point for every litre of other Shell Fuels.

    • Earn points with purchase of Shell Helix Ultra service packages at the AutoServ.

    • Earn 1 point with every $1 spend at the Shell Car Wash.

  • Other than Shell credit card promotions, how can I save on fuel with Shell?

    Did you know that Shell has exclusive offers for new members? Sign up for 100 bonus welcome points, 10% off all Shell fuels with a min. spend of $20 and more perks.

    For even more points, consider Shell’s referral programme which gives you 150 Shell GO+ points for every qualified referral.

    All valid referrals must:

    • Sign up via the unique referral code

    • Spend a minimum of S$60 for their first Shell GO+ transaction within 90 days of signing up.

  • What counts as good fuel consumption?

    Drive a regular sedan and mainly use your car for going to work, back home and the occasional weekend trip to Johor Bahru? You'll probably be spending S$150-300 per week if you're pumping Grade 95 petrol with the current prices hovering around $2.85/litre across all vendors.

    What about diesel vehicles? Though Singapore is phasing out diesel-powered cars and taxis by 2040 and will no longer accept the registration of such vehicles, the bulk of diesel vehicles on our roads are goods vehicles and buses. Assuming you drive a Toyota Hiace minivan and have a yearly mileage of 20,000km, you'll be spending about $90 per month with today's diesel averaging around $2.62 per litre.

    It's important to note that fuel prices in Singapore can fluctuate based on global oil prices, regional benchmarks, taxes, and currency exchange rates.

  • How to get cheaper Shell fuel?

    Greater savings and Shell discounts can be yours with the right credit card! Take full advantage of the UOB Cards x Shell SmartPay Promotion for 24% fuel savings by using your UOB One or Reserve Credit Card. Or, pay with your Citi Cash Back Card for 14% fuel savings and 8% cash back. Don't forget the HSBC Live+ Credit Card, which gets you 21.15% fuel savings when you fill up with Shell V-Power.

    Note that all other UOB cards get you 17% fuel savings, while all other Citi and HSBC cards net you 14% fuel savings.

  • Which is the best credit card for buying petrol?

    When it comes to Shell discount credit cards, it can be hard to top the UOB One and Reserve cards' fuel savings of 24%. But if you're looking for fuel savings from other petroleum brands, there's always the OCBC 365 Credit Card. Not only do you get 6% cashback on all petrol spend, you can also enjoy up to 29.5% off fuel at Caltex, Esso and Sinopec. If you're a driver who clocks decent mileage and looking to save on recurring costs, do consider making this your dedicated petrol card.

The best petrol credit cards of 2025

The best petrol credit cards of 2025

We’ve crunched the numbers so you can review the data to find out which card best suits your financial habits and lifestyle.

Find The Perfect Petrol Credit Card Now