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UOB One Card

UOB One Card

With up to 10% cashback (15% cashback for new UOB credit card users) on daily spending categories, the UOB One Card might be one of the most generous cashback credit cards in the market. Featuring a tiered cashback system, you'll enjoy a higher cashback rate on Shopee, Grab rides and purchases at Dairy Farm Singapore merchants. Other eligible spending will net you 3.33% cashback.
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Highlights

Cashback Local
10  %
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Cashback Supermarket
Up to 10  %
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Monthly Spend Required
S$ 2,000
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Cashback Transport
Up to 10  %
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2 Offers Available
S$350 Grab vouchers
Welcome Offer
S$350 Grab vouchers
  • Promotion is valid only for the first 200 eligible new-to-UOB credit cardmembers per month during the promotional period
  • Make a min. spend of S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
  • Promotion is valid until 29 February 2024
  • Terms and Conditions apply
15% cashback
Welcome Offer
15% cashback
  • Promotion is valid only for new-to-UOB credit cardmembers
  • Apply for the UOB One Card within the promotional period to be eligible for 15% cashback
  • Merchants and services eligible for enhanced cashback include McDonald's, DFI Retail Group, Grab, Shopee, SimplyGo and UOB Travel
  • Promotion is valid until 31 March 2024
  • Terms and Conditions apply

Things to consider

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Supermarket rebate

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Grab/taxi rebate

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.03  %
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Cashback Local
10  %
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Cashback Overseas
0.03  %
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Cashback Supermarket
Up to 10  %
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Cashback Local Online Shopping
Up to 10  %
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Cashback Transport
Up to 10  %
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Quick Facts

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Up to 10% cashback (up to 15% for new UOB credit cardmembers) on online shopping, groceries, health and beauty, convenience stores, transport, food delivery, utilities and more.

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Up to 4.33% cashback on Singapore Power utilities bill.

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Up to 3.33% cashback on all retail spend.

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Petrol savings of up to 22.66% at Shell and SPC.

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Greater savings with up to 7.8% p.a. interest with UOB One Account+.

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Min. spend of S$500 / S$1,000 / S$2,000 per month (min. 5 purchases) for 3 consecutive months to earnadditional up to 5% cashback.

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Awarding of cash rebate only comes every quarter.

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Qualifying monthly spend for cash rebate has to be spread out across min. 5 different purchases.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 2,000
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
21  days
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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

UOB One Card UOB One Card