UOB One Card

UOB One Card

With up to 10% cashback on daily spending categories, the UOB One Card might be one of the most generous cashback credit cards in the market. Featuring a tiered cashback system, you'll enjoy the highest cashback on daily spend at Grab, DFI Retail Group, McDonald’s and more. Get up to 3.33% cashback on other eligible spend.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 % cashback
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Annual Fee
S$ 196.2
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Monthly Spend Required
S$ 500
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Minimum Annual Income
S$ 30,000
Offer Available
S$350 cash credit
Welcome Offer
S$350 cash credit
  • Welcome Offer promotion is valid until 30 April 2025.
  • Promotion is valid for the first 200 new-to-UOB credit cardmembers in April 2025 only.
  • Apply for selected UOB credit cards and make a min. spend of S$1,000 every month for 2 consecutive months from card approval date to be eligible for reward.
  • Terms and Conditions apply.

Things to consider

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Supermarket rebate

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Grab/taxi rebate

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
Up to 3.33  %
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Cashback Local
Up to 10  %
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Cashback Overseas
Up to 3.33  %
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Cashback Supermarket
Up to 10  %
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Cashback Local Online Shopping
Up to 10  %
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Cashback Transport
Up to 10  %
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Quick Facts

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Earn up to 10% cashback on dining, online shopping, groceries, health and beauty, convenience stores, transport, utilities and more

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Up to 4.33% cashback on Singapore Power utilities bill.

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Up to 3.33% cashback on all retail spend.

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Petrol savings of up to 24% at Shell and SPC.

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Greater savings with up to 6.0% p.a. interest with UOB One Account+.

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Spend at least $500 monthly based on your qualifying quarter to enjoy up to 10% cashback.

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Awarding of cash rebate only comes every quarter.

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Qualifying monthly spend for cash rebate has to be spread out across min. 5 different purchases.

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Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 500
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
21  days
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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

UOB One Card UOB One Card

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