Best American Express Credit Cards In Singapore (2022)

Go places with these top Amex credit cards, from the Singapore Airlines KrisFlyer Blue to the True Cashback.

Being a global brand, American Express is known for its superior customer service as well as worldwide acceptance of its credit cards. In Singapore, the most common perk is the ability to travel with one of the world’s leading airlines – Singapore Airlines, especially if you own one of their co-branded cards like the Singapore Airlines KrisFlyer Blue or Ascend. 

With these cards, you won’t have to worry about converting your miles to KrisFlyer miles and be charged the usual air miles conversion fees. A little less known benefit of American Express cards is that you can also benefit from luxury staycation experiences and shopping privileges around Singapore. 

Here is a summary of the best Amex credit cards in Singapore for 2022.

• • Best For Entry Level Miles Card: Amex KrisFlyer Blue
  • Best For Airport Lounge Access: Amex KrisFlyer Ascend  
  • Best For Dining and Entertainment: Amex Platinum Card
  • Best For Cashback: Amex True Cashback
  • Best For Capitaland Shopping: Amex CapitaCard
  • Best For Low Spenders: Amex Rewards Card

Best American Express Cards in Singapore

Best for entry-level miles chasers: American Express Singapore Airlines KrisFlyer Blue

If you’re commuting regularly with Grab and wishing you were on a Singapore Airlines flight, the American Express Singapore Airlines KrisFlyer card will get you there faster. 

Every S$1 spent on Grab will earn you 3.1 KrisFlyer miles (excluding top-up charges for GrabPay). For every S$1 spent on Singaporeair.com, SingaporeAir mobile app and KrisShop (in-flight and online), you’ll get 2 KrisFlyer miles with no cap.

High spenders will also receive S$150 Cashback for use on your next purchase when you spend S$12,000 on your card, available until 30 June 2023. The first-year annual fee is waived for both the primary and supplementary card members. 

Cardholders will also enjoy 500 bonus KrisFlyer miles on their first telco recurring bill spent at participating merchants.

The downside? Grab rides are capped at S$200 each calendar month in terms of the maximum eligible amount for the KrisFlyer miles earn rate. However, if you do clock S$200 of Grab rides monthly, the points you’ll earn in a year (7,440 miles) are almost equivalent to a one-way ticket to Bali.

SingSaver Exclusive Offer: Receive 22,000 KrisFlyer Miles when you make a min. spend of S$2,000 within the first three months of card approval. Valid till 31 October 2022. T&Cs apply.

Best for airport lounge access: American Express Singapore Airlines KrisFlyer Ascend

If you want to enjoy luxury travel but don’t have the budget, the American Express Singapore Airlines KrisFlyer Ascend Card, can be your saviour.

This card rewards you with miles pretty quickly. For first-timers to the card, receive 5,000 KrisFlyer miles the very first time you charge to the card. You’ll receive another round of bonus miles as well, provided you hit a certain amount of spending in the first three months. This is dependent on the seasonal promotion.

You can also skip crowded food courts with four complimentary passes each year to SATS Premier Lounge in Singapore and Plaza Premium Lounges around the world. You’ll also receive a complimentary night’s stay each year at one of over 110 Hilton Properties in Asia Pacific, as well as a complimentary upgrade to Hilton Honors Silver membership tier. 

If you intend to tick off as many countries on your bucket list as possible, this card also provides an accelerated upgrade to KrisFlyer Elite Gold membership tier with a minimum S$15,000 spend over 12 months. 

It is worth noting that similar to the American Express Singapore Airlines KrisFlyer card above, you can Grab your way to additional miles; every S$1 spent on eligible Grab Singapore transactions earns you 3.2 KrisFlyer miles, subject to a cap of S$200 each month.

The card is targeted at people with an annual minimum income of S$50,000, compared to S$30,000 needed for the American Express KrisFlyer Blue card.

SingSaver Exclusive Offer: Receive 33,600 KrisFlyer Miles when you make a min. spend of S$3,000 and annual fee payment within the first three months of card approval. Valid till 31 October 2022. T&Cs apply.

Best for dining and entertainment: American Express Platinum Credit Card

For those of you who are serious foodies, the Amex Platinum card is the perfect dining and entertainment companion. 

Impress your clients, dates, boss, friends or family with Love Dining @ Restaurants privileges, which give you up to 50% savings at a selection of popular restaurants and selected luxury hotels in Singapore, such as Fairmont Singapore, Swissôtel The Stamford Singapore and Swissôtel Merchant Court. 

But gourmet pleasures can’t come without a side of tipples. The ‘Chillax! by American Express Platinum’ program gives you one more reason to celebrate the end of the work week at popular bars in Singapore; you can stand to enjoy complimentary cocktails at places like Anti:Dote and Horse’s Mouth Bar. 

You can also indulge with a trip to the spa with vouchers and discounts offered at selected spas, including Adeva Spa and Spa Rael. For every S$1.60 spent, earn 2 membership reward points which can be redeemed for over 200 rewards, or you can redeem for miles without incurring any conversion fees. Plus, your points never expire. 

New signups will receive 2,500 bonus Membership Rewards® points with minimum spending of S$2,000. The minimum income requirement for this card is also higher than most; Singaporeans and PRs need to earn at least S$50,000 a year.