American Express Platinum Credit Card

Pamper yourself with The American Express Platinum Credit Card, which offers a slew of dining, lifestyle and leisure benefits — there's something for everyone.

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Annual Fee

S$ 327

Rewards Points Baseline

2 points per dollar

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Base rate

Rewards Points Retail

10 points per dollar

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On 10Xcelerator merchants

Rewards Points Dining

10 points per dollar

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On 10Xcelerator merchants

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Highlights

Annual Fee

S$ 327

Rewards Points Baseline

2 points per dollar

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Base rate

Rewards Points Retail

10 points per dollar

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On 10Xcelerator merchants

Rewards Points Dining

10 points per dollar

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On 10Xcelerator merchants

2 Offers Available

Get up to 60,000 Membership Rewards® points

Welcome Offer

Get up to 60,000 Membership Rewards® points

Promotion is valid for existing American Express credit cardmembers
Apply for the AMEX Platinum Credit Card, pay the annual fee (S$327 incl. GST) and make a min. spend of S$1,000 within 30 days of card approval to be eligible for reward
- Receive 58,750 Membership Rewards® points from fulfillment of reward criteria
- Receive 1,250 Membership Rewards® points based on the S$1,000 spent (based on 2 Membership Rewards® points per S$1.60 spent)
Promotion is not stackable with other offers from American Express
Promotion is valid until 30 April 2024
Terms and Conditions apply
SingSaver General Promotion Terms and Conditions apply

Up to S$400 eCapitaVoucher + 1,250 Membership Rewards® Points

Welcome Offer

Up to S$400 eCapitaVoucher + 1,250 Membership Rewards® Points

Promotion is valid for new American Express credit cardmembers only
Apply for the AMEX Platinum Credit Card, pay the annual fee (S$327 incl. GST) and make a min. spend of S$1,000 within 30 days of card approval to be eligible for rewards
- Receive S$400 eCapitaVoucher from fulfillment of reward criteria
- Receive 1,250 Membership Rewards® points based on the S$1,000 spent (based on 2 Membership Rewards® points per S$1.60 spent)
Promotion is valid until 30 April 2024
Terms and Conditions apply
SingSaver General Promotion Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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Unlimited air miles

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Dining savings

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Annual Fee required

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Benefits

Cashback

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Cashback Base Rate

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Local

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Overseas

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Dining

Up to 3 %

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(Indirect Cashback) S$1.60 spend = 10 Membership Rewards points at Platinum 10Xcelerator Partners. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 3% cashback.

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Cashback Retail

Up to 3 %

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(Indirect Cashback) S$1.60 spend = 10 Membership Rewards points at Platinum 10Xcelerator Partners. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 3% cashback.

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AirMiles

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Airmiles Base Rate

0.69 miles per S$1.60 spent

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Airmiles Local

0.69 miles per S$1.60 spent

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Airmiles Overseas

0.69 miles per S$1.60 spent

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Airmiles Retail

Up to 3.47 miles per S$1.60 spent

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On 10Xcelerator merchants.

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Airmiles Dining

Up to 3.47 miles per S$1.60 spent

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On 10Xcelerator merchants.

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Quick Facts

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Enjoy up to S$200 statement credits that can be used at trending restaurants or fashion brands.

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Enjoy up to 50% savings at a curated selection of hotels and restaurants island-wide with Love Dining by Platinum.

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Enjoy 1-for-1 first drink and complimentary drinks at some of the most bespoke bars in Singapore with Chillax by Platinum.

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Earn 2 Membership Rewards® Points for every S$1.60 spent.

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Earn 10 Membership Rewards® Points for every full S$1.60 spent with 10Xcelerator Partners.

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Membership Rewards® Points never expire.

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Permanent waiver of miles transfer fee (worth S$40).

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Annual fee: S$327 (inclusive of GST) must be paid to enjoy welcome offers.

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Monthly Spend Required

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

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Fees / Repayment

Fees

Annual Fee Waiver

Not Available

Annual Fee

S$ 327

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

5 %

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Of withdrawal amount will apply for each withdrawal mount.

Air Miles Conversion Fee

No Fee

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

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27.80% p.a. compounded if payment of the closing balance in your statements is not made in full; or 3% p.a. on top of prevailing interest if your account has three or more defaults in the last 12 months

Interest on Cash Advance

26.9 %

Interest Free Period

22 days

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Others

Association

American Express

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Amex Pay

American Express Platinum Credit Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

AirMiles

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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