American Express Platinum Credit Card

Updated: 18 Aug 2026
Best for unlimited airmiles and dining savings
American Express Platinum Credit Card
Apply Now
Card benefit
2- 10 points / dollar
Annual Fee
S$327
Minimum Annual Income
Conditional
Supported Payment Network:
Supported Payment Type:

Offers

SingSaver Reward

Apply through SingSaver and choose from 1 premium rewards
Limited time only
gift logo

40,000 Membership Rewards® points

Welcome Offer
  • 40,000 Membership Rewards® points

Highlights

SingSaver's Take

Enjoy up to S$200 Fashion and Dining Credit that can be used at trending restaurants or fashion brands.
Enjoy up to 50% off your food bill at over 70 premium dining spots with Love Dining.
Enjoy 1-for-1 first drink and complimentary drinks at some of the most bespoke bars in Singapore with Chillax by Platinum.

Things to Consider

Unlimited air miles
Dining savings
Annual Fee required

Benefits

Cashback Dining
Up to 3 %
Cashback Base Rate
0.6 %
Cashback Retail
Up to 3 %
Cashback Overseas
0.6 %
Cashback Local
0.6 %

Airmiles Base Rate
0.69 miles / S$1
Air Miles Conversion Fee
No Fee
Airmiles Dining
Up to 3.47 miles / S$1
Airmiles Retail
Up to 3.47 miles / S$1
Airmiles Local
0.69 miles / S$1

Rewards Points Dining
10 points / dollar
Rewards Points Retail
10 points / dollar
Rewards Points Baseline
2 points / dollar

Fees & Charges

Annual Fee
S$ 327
Foreign Currency Transaction Fee
3.25 %
Air Miles Conversion Fee
No Fee
Cash Advance Service Charge
5 %

Late Payment Charge
S$ 100
APR
27.80 %

Installment Rate
0 %
Installment Tenure
Up to 24 months
Installment Processing Fee
No processing Fee

Eligibility

Monthly Spend Required
Conditional
Minimum Annual Income
Conditional
Minimum Age
21 years old

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SingSaver Promo Code
Annual Fee
S$174.40
S$1744
S$397.85
Cashback Local
1.5 %
0.6 %
Airmiles Base Rate
0.69 miles / S$1.60 spent
1.2 miles / dollar

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