American Express Platinum Credit Card

Pamper yourself with The American Express Platinum Credit Card, which offers a slew of dining, lifestyle and leisure benefits — there's something for everyone.

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Card benefit

points / dollar

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Earn up to 10 points per dollar on 10Xcelerator merchants and 2 points per dollar on any other eligible spend. Capped at S$16,000 spend.

Annual Fee

S$ 327

Monthly Spend Required

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

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Highlights

Card benefit

points / dollar

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Earn up to 10 points per dollar on 10Xcelerator merchants and 2 points per dollar on any other eligible spend. Capped at S$16,000 spend.

Annual Fee

S$ 327

Monthly Spend Required

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Minimum Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Offer Available

Welcome Offer

25,000 Membership Rewards® points

Welcome Offer promotion is valid until 30 September 2025.
Promotion is valid for new and existing American Express card members.
For new-to-American Express card members: Apply for the AMEX Platinum Credit Card, pay the annual fee (S$327 incl. GST) and make a min. spend of S$1,000 within the first 2 months of card approval to be eligible for rewards.
- Receive 23,750 Membership Rewards® points upon fulfilment of reward criteria.
- Earn 1,250 Membership Rewards® points based on the S$1,000 spent.
For existing American Express card members: Apply for the AMEX Platinum Credit Card, pay the annual fee (S$327 incl. GST) and make the first Qualifying Spend within 30 days of card approval to be eligible for reward
- Receive 15,000 Membership Rewards® points upon fulfilment of reward criteria
What's more, receive up to S$200 back when you spend at participating lifestyle brands (additional T&Cs apply).
Terms and Conditions apply.
SingSaver General Promotion T&Cs apply.

Things to consider when choosing this card:

Things to consider

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Unlimited air miles

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Dining savings

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Annual Fee required

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Benefits

Cashback

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Cashback Base Rate

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Local

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Overseas

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback.

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Cashback Dining

Up to 3 %

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(Indirect Cashback) S$1.60 spend = 10 Membership Rewards points at Platinum 10Xcelerator Partners. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 3% cashback.

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Cashback Retail

Up to 3 %

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(Indirect Cashback) S$1.60 spend = 10 Membership Rewards points at Platinum 10Xcelerator Partners. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 3% cashback.

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AirMiles

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Airmiles Base Rate

0.69 miles / S$1.60 spent

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Airmiles Local

0.69 miles / S$1.60 spent

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Airmiles Retail

Up to 3.47 miles / S$1.60 spent

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On 10Xcelerator merchants.

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Airmiles Dining

Up to 3.47 miles / S$1.60 spent

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On 10Xcelerator merchants.

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Quick Facts

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Enjoy up to S$200 statement credits that can be used at trending restaurants or fashion brands.

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Enjoy up to 50% savings at a curated selection of hotels and restaurants island-wide with Love Dining by Platinum.

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Enjoy 1-for-1 first drink and complimentary drinks at some of the most bespoke bars in Singapore with Chillax by Platinum.

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Earn 2 Membership Rewards® Points for every S$1.60 spent.

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Earn 10 Membership Rewards® Points for every full S$1.60 spent with 10Xcelerator Partners.

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Membership Rewards® Points never expire.

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Permanent waiver of miles transfer fee (worth S$40).

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Annual fee: S$327 (inclusive of GST) must be paid to enjoy welcome offers.

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Please refer to the American Express website (go.amex/singsaver) for the most up to date information on card benefits and its terms & conditions.

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Monthly Spend Required

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

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Fees / Repayment

Fees

Annual Fee Waiver

Not Available

Annual Fee

S$ 327

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

5 %

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Of withdrawal amount will apply for each withdrawal mount.

Air Miles Conversion Fee

No Fee

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

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27.80% p.a. compounded if payment of the closing balance in your statements is not made in full; or 3% p.a. on top of prevailing interest if your account has three or more defaults in the last 12 months

Interest on Cash Advance

26.9 %

Interest Free Period

22 days

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Others

Association

American Express

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Amex Pay

American Express Platinum Credit Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

AirMiles

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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