American Express True Cashback Card

Updated: 22 Sept 2026
American Express True Cashback Card
Apply Now
Best for unlimited cashback on all spends
Ideal for
Big Spender
Card benefit
1.5- 3 % cashback
Annual Fee
S$174.40
Minimum Annual Income
Conditional
Supported Payment Network:
Supported Payment Type:

Highlights

SingSaver's Take

3% Cashback on all eligible purchases, up to S$5,000 spend in the first 6 months for new Card Members.
1.5% Cashback on all subsequent eligible purchases with no minimum spending.
Cashback credited on the same statement month.

Benefits

Cashback Local
1.5 %
Cashback Base Rate
1.5 %
Cashback Overseas
1.5 %
Cashback Dining
1.5 %
Cashback Supermarket
1.5 %
Cashback Retail
1.5 %
Cashback Local Online Shopping
1.5 %
Cashback Insurance
1.5 %
Cashback Overseas Online Shopping
1.5 %
Cashback Petrol
1.5 %
Cashback Health
1.5 %
Cashback Department Store
1.5 %
Cashback Contactless Spend
1.5 %
Cashback Transport
1.5 %

Fees & Charges

Annual Fee
S$ 174.40
Foreign Currency Transaction Fee
3.25 %

Late Payment Charge
S$ 100

Eligibility

Minimum Annual Income
Conditional
Minimum Age
21 years old

Check on more American Express card options

American Express Singapore Airlines KrisFlyer Ascend Credit Card
American ExpressAmerican Express Singapore Airlines KrisFlyer Ascend Credit Card
Apply Now
American Express Platinum Credit Card
American ExpressAmerican Express Platinum Credit Card
Apply Now
American Express Singapore Airlines KrisFlyer Credit Card
American ExpressAmerican Express Singapore Airlines KrisFlyer Credit Card
Apply Now
Annual Fee
S$397.85
S$327
S$179.85
Supplementary Card Fee
S$81.75 (incl. 9% GST) waived for the first year for the first 2 Supplementary Cards.
First 2 Supplementary Cards fee permanently waived. S$163.50 (incl. 9% GST) for each subsequent Supplementary Card.
S$54.50 (incl. 9% GST) waived for the first year for the first 2 Supplementary Cards.
Annual Fee Waiver
Discretionary
Discretionary
First Year Annual Fee Waiver
Card benefit
1.2 - 2 miles / dollar
2 - 10 points / 1.60 dollars
1.1 - 2 miles / dollar

Related pages