American Express True Cashback Card

American Express True Cashback Card

Suited for big-ticket purchases, the American Express True Cashback Card allows you to earn up to 3% cashback on all eligible purchases made locally and overseas.

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Annual Fee

S$ 174.4

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First Year Waived

Cashback Base Rate

1.5 %

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No minimum spend required. 3% cash back for the first S$5000 spend in the first 6 months.

Monthly Spend Required

None

Complimentary Travel Insurance

Yes

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Highlights

Annual Fee

S$ 174.4

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First Year Waived

Cashback Base Rate

1.5 %

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No minimum spend required. 3% cash back for the first S$5000 spend in the first 6 months.

Monthly Spend Required

None

Complimentary Travel Insurance

Yes

Offer Available

S$150 Cash via PayNow

S$150 Cash via PayNow

SingSaver Exclusive Offer

S$150 Cash via PayNow

Promotion is valid for new American Express credit cardmembers only
Apply for the American Express True Cashback Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
Promotion is valid until 31 July 2024
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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No rebate cap

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No monthly spend required

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Travel insurance

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Annual fee waiver

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Benefits

Cashback

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Cashback Base Rate

1.5 %

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No minimum spend required. 3% cash back for the first S$5000 spend in the first 6 months.

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Cashback Local

1.5 %

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No minimum spend required. 3% cash back for the first S$5000 spend in the first 6 months.

flight

Cashback Overseas

1.5 %

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No minimum spend required. 3% cash back for the first S$5000 spend in the first 6 months.

restaurant

Cashback Dining

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Supermarket

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Petrol

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Retail

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Local Online Shopping

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Overseas Online Shopping

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Health

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Department Store

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Insurance

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

contactless

Cashback Contactless Spend

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Cashback Transport

1.5 %

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3% on the first S$5000 spend in the first 6 months. 1.5% on all spend. No cashback cap. No min. spend required.

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Quick Facts

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1.5% unlimited cash rebate on all spend with no minimum spend.

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3% unlimited cashback for first $5,000 for first 6 months.

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Complimentary travel insurance.

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Cashback credited on the same statement month.

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Eligibility

Eligibility

Minimum Age

21 years old

Minimum Annual Income

Conditional

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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 174.4

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

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27.80% p.a. compounded if payment of the closing balance in your statements is not made in full; or 3% p.a. on top of prevailing interest if your account has three or more defaults in the last 12 months

Interest on Cash Advance

26.9 %

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26.9% p.a. compounded daily from date of withdrawal until the withdrawal amount and the relevant fees are paid in full.

Interest Free Period

22 days

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Others

Association

American Express

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Amex Pay

Tags

American Express True Cashback Card

American Express True Cashback Card

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