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American Express True Cashback Card

American Express True Cashback Card

Suited for big-ticket purchases, the American Express True Cashback Card allows you to earn up to 3% cashback on all eligible purchases made locally and overseas.
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Highlights

Annual Fee
S$ 174.4
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Cashback Base Rate
1.5  %
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Monthly Spend Required
None
Complimentary Travel Insurance
Yes
2 Offers Available
1x chance to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
March Madness Grand Lucky Draw
1x chance to win a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
  • Promotion is valid for new applicants of participating products only. See the full list here.
  • Apply for participating products on SingSaver and fulfill the eligibility requirements to receive 1x chance in the March Madness Grand Lucky Draw
    • 1x lucky winner will receive a pair of Round Trip Business Class tickets to Tokyo (worth S$13,144)
  • March Madness Grand Lucky Draw runs from 6 Mar 2024 (5:00 PM) to 31 Mar 2024
  • Terms and Conditions apply
  • SingSaver March Madness Frequently Asked Questions here
  • Click here to check out our past Lucky Draw winners!
S$150 Cash via PayNow
Best Deal Guarantee
S$150 Cash via PayNow
  • Promotion is valid for new American Express credit card members only
  • Apply for the American Express True Cashback Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
  • Promotion is valid till 31 March 2024
  • Terms and Conditions apply

Things to consider

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No rebate cap

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No monthly spend required

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Travel insurance

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Annual Fee required

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Benefits

Cashback

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Cashback Base Rate
1.5  %
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Cashback Local
1.5  %
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flight
Cashback Overseas
1.5  %
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restaurant
Cashback Dining
1.5  %
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shopping_cart
Cashback Supermarket
1.5  %
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local_gas_station
Cashback Petrol
1.5  %
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Cashback Retail
1.5  %
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Cashback Local Online Shopping
1.5  %
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shopping_bag
Cashback Overseas Online Shopping
1.5  %
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health_and_safety
Cashback Health
1.5  %
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Cashback Department Store
1.5  %
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Cashback Insurance
1.5  %
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contactless
Cashback Contactless Spend
1.5  %
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commute
Cashback Transport
1.5  %
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Quick Facts

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1.5% unlimited cash rebate on all spend with no minimum spend.

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3% unlimited cashback for first $5,000 for first 6 months.

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Complimentary travel insurance.

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Cashback credited on the same statement month.

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
Conditional
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Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 174.4
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Foreign Currency Transaction Fee
3.25  %

Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
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Interest on Cash Advance
26.9  %
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Interest Free Period
22  days
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Others

Association

American Express

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Amex Pay

Tags

American Express True Cashback Card American Express True Cashback Card