Team Cashback Vs Team Miles: Who Will Emerge Victorious?

Are you a cashback fiend or miles chaser? This May, we're launching the ultimate Team Cashback vs Team Miles campaign you won't want to miss!

Besides the longstanding debate of "Which came first: the chicken or the egg?", the fight over which reigns superior – cashback or miles credit cards – comes as a close second. 😜

Jokes aside, deciding how to choose your first credit card can be quite a dilemma, especially if you're still figuring out your spending habits and saving goals. No matter, you shouldn't rush into your decision and should take the time to figure out if you truly value cashback or miles more in the long run.

But if you're still having trouble figuring that out, allow us to introduce the credit card clash of the year: our Team Cashback vs Team Miles campaign!

Table of contents

• Overview: Team Cashback vs Team Miles
• Who are the Team Captains?
• Team Cashback credit cards
• Team Miles credit cards
• What to expect in Round 1?
• What to expect in Round 2?

Team Cashback vs Team Miles: What is it?

Initially launched in 2019, we're bringing Team Cashback vs Team Miles back with a bang to witness the ultimate credit card clash of the year! And of course, the rewards and prizes will be even bigger and better than before! But how will this fight go down exactly? Well, let's see.

How it works

Campaign period: 8 May – 6 June 2024

1. The whole campaign will happen in two phases: Round 1 happens from 8 – 21 May and Round 2 will happen from 24 May – 6 June.
2. Support your favourite team by applying for either a Team Cashback Card or a Team Airmiles Card.
3. Each team will be led by designated Team Captains:
4. Rally up your teammates (the more, the merrier!) to increase your team's chances of winning!
5. The winning team with the most applications will receive Irresistible Bonus Rewards by the end of the battle!

So essentially, the more credit card applications received = more points scored for your team. Keep your eyes peeled for the daily scoreboard to be updated at 12pm daily to follow along with your team's rankings.

Who are your Team Captains?

Which credit cards are involved?

Team Cashback cards 🪙

For cashback

If you're a cashback lover, consider these cards:

• Citi Cash Back Card: 8% cashback on private commute and petrol, 6% cashback on dining and groceries
• Standard Chartered Smart Card: 6% cashback (earned in rewards points) on everyday merchants with no min. spend
• UOB One Card: Up to 10% cash rebates on everyday merchants with min. S$500 / S$1,000 / S$2,000 spend per month per quarter
• Standard Chartered Simply Cash Card: 1.5% unlimited cashback on almost all spend, no min. spend or cashback cap
• AMEX True Cashback Card: 1.5% unlimited cashback on almost all spend, no min. spend or cashback cap
• DBS yuu Card: Up to 18% cash rebates with min. S$600 spend per month
• Maybank Family & Friends Card: 8% cashback on five preferred categories with min. S$800 spend per month

See More expand_more

Citi Cash Back Card open_in_new

Cashback Local: Up to 8 %

Apply

Standard Chartered Smart Credit Card open_in_new

Cashback Local: 6 %

Apply

UOB One Card open_in_new

Cashback Local: Up to 10 %

Apply

Standard Chartered Simply Cash Credit Card open_in_new

Cashback Local: 1.50 %

Apply

American Express True Cashback Card open_in_new

Cashback Local: 1.50 %

Apply

DBS yuu Visa Card open_in_new

Cashback Local: Up to 18 %

Apply

Maybank Family & Friends Card open_in_new

Cashback Local: 8 %

Apply

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Team Airmiles cards ✈️

For airmiles

If you're a miles chaser, consider these cards:

• Citi PremierMiles Card: 1.2 mpd on local spend, 2 mpd on overseas spend
• Citi Rewards Card: 4 mpd on select online and in-person retail shopping spend
• UOB Lady's Card: 4 mpd on one enrolled category
• DBS Altitude Visa Signature Card: 1.3 mpd on local spend, 2.2 mpd on overseas spend
• HSBC Travelone Card: 1.2 mpd on local spend, 2.4 mpd on overseas spend
• Standard Chartered Journey Card: 1.2 mpd on local spend, 2 mpd on overseas spend, 3 mpd on select online categories
• Maybank Horizon Visa Signature Card: 2.8 mpd on air tickets and foreign currency spend with min. S$800 spend, 1.2 mpd on hotel bookings, cruise, and travel packages with no min. spend

See More expand_more

Citi PremierMiles Card open_in_new

Airmiles Overseas: 2 miles per dollar

Apply

Citi Rewards Card open_in_new

Apply

UOB Lady's Card open_in_new

Airmiles Local: Up to 10 miles per dollar

Apply

DBS Altitude Visa Signature Card open_in_new

Airmiles Overseas: 2.20 miles per dollar

Apply

HSBC TravelOne Credit Card open_in_new

Airmiles Overseas: 2.40 miles per dollar

Apply

Standard Chartered Journey Credit Card open_in_new

Airmiles Local: 1.20 miles per dollar

Apply

Maybank Horizon Visa Signature Card open_in_new

Airmiles Travel: 1.20 miles per dollar

Apply

expand_more

What can you anticipate in Round 1? (8 May – 21 May)

Bonus stackable rewards

If you're already feeling the hype, get ready to be even more pumped with our irresistible stackable rewards! 🙌🏻 Yes, you read that right! In addition to the existing sign-up rewards, you'll receive additional rewards if your team emerges victorious!

In Round 1, Team Cashback stands to win up to S$100 bonus vouchers, whereas Team Airmiles stands to win up to 10,000 bonus HeyMax Miles. But wait, that's not all. The rewards get even bigger in the next round!

Bonus rewards breakdown

Based on your chosen credit card, the above stackable rewards can be further broken down into the following tiers:

• Cashback 🪙
• Airmiles ✈️

Tiers
💵 💵 💵 +S$100 voucher	💵 💵 +S$80 voucher	💵 +S$30 voucher
Citi Cash Back+ Card	Standard Chartered Smart Card	UOB One Card
Standard Chartered Simply Cash Card	AMEX True Cashback Card	DBS yuu Card
		Maybank Family & Friends Card

Note: Vouchers include eCapitaLand, foodpanda, Sephora, GrabFood, GrabRide, etc. and are selectable through SingSaver's voucher redemption partner. Subject to availability.

Tiers
✈️ ✈️ ✈️ +10,000 miles	✈️ ✈️ +8,000 miles	✈️ +3,000 miles
Citi PremierMiles Card	Citi Rewards Card	UOB Lady's Card
HSBC Revolution Card	Standard Chartered Journey Card	HSBC TravelOne Card
		Maybank Horizon Visa Signature Card

💡 Pro-tip: Doesn't matter if you apply for one, two, or five credit cards, the more credit cards you apply for, the greater your stacked rewards will be!

Lucky draw prizes

But that's not the end of the rewards: Want to be the biggest winner? 😏 Besides stacking rewards upon rewards, look forward to our ultimate grand lucky draw where one lucky winner will walk away with a pair of return Business Class tickets to Zurich, Switzerland (worth 320,000 HeyMax Miles)!

For instance, if you applied for either of the Citi Cash Back+, Standard Chartered Simply Cash, Citi PremierMiles, or HSBC Revolution cards, you could effectively enjoy a combined pool of rewards comprising:

• [Existing] The card's respective sign-up reward
• [Additional] S$100 voucher* / 10,000 HeyMax Miles*
• [Additional] A pair of Business Class tickets to Zurich, Switzerland

And all this... from something as simple as just applying for a credit card? 😱 That's honestly an insane deal!

💡 Pro-tip: Want to increase your luck by 31X chances? Here's how:

✅ Receive 1x chance: When you apply for all 14 participating cashback and miles cards

✅ Receive +1x bonus chance: When you apply for all 7 participating cards within the winning team's applicants (either Cashback or Miles team)

✅ Receive +10x bonus chances: 
(i) Follow us on Instagram @singsaver_sg
(ii) Post an Instagram story using our Instagram Game filter & tag us
(iii) DM us your card application number

*awarded per respective card application

What can you anticipate in Round 2? (24 May – 6 June)

In Round 2, Team Cashback stands to win up to S$200 bonus vouchers, whereas Team Airmiles stands to win up to 20,000 bonus HeyMax Miles. That's literally double the rewards as compared to the previous round! 👀

Want to lock in your chance to win it even bigger this time round? Here's what you can expect.

Bonus rewards breakdown

Based on your chosen credit card, the above stackable rewards can be further broken down into the following tiers:

• Cashback 🪙
• Airmiles ✈️

Tiers
💵 💵 💵 +S$200 voucher	💵 💵 +S$160 voucher	💵 +S$60 voucher
Citi Cash Back Card	Standard Chartered Smart Card	UOB One Card
Standard Chartered Simply Cash Card	AMEX True Cashback Card	DBS yuu Card
		Maybank Family & Friends Card

Note: Vouchers include eCapitaLand, foodpanda, Sephora, GrabFood, GrabRide, etc. and are selectable through SingSaver's voucher redemption partner. Subject to availability.

Valid for the first 400 applicants only.

Tiers
✈️ ✈️ ✈️ +20,000 miles	✈️ ✈️ +16,000 miles	✈️ +6,000 miles
Citi PremierMiles Card	Citi Rewards Card	UOB Lady's Card
HSBC TravelOne Card	Standard Chartered Journey Card	DBS Altitude Card
		Maybank Horizon Visa Signature Card

Note: Valid for the first 400 applicants only

Lucky draw prizes

Don't think we forgot one of the best rewards of this campaign: the ultimate Grand Lucky Draw! 🙌🏼 In round 1, we saw the grand prize winner clinching a pair of return business class tickets to Zurich, Switzerland.

But in round 2, the grand prize winner will win a pair of return Business Class tickets to Tokyo, Japan (worth 120,000 HeyMax Miles)! Additionally, to make this travel deal even sweeter, HeyMax will offer the winner a personal concierge booking service – assisting you in finding the best award availability and guiding you through the reward booking to locate the best Business Class booking deal! 

For instance, if you applied for either of the Citi Cash Back, Standard Chartered Simply Cash, Citi PremierMiles, or HSBC TravelOne cards, you could effectively enjoy a combined pool of rewards comprising:

• [Existing] The card's respective sign-up reward
• [Additional] Up to S$200 voucher* / 20,000 HeyMax Miles*
• [Additional] A pair of return Business Class tickets to Tokyo, Japan (worth 120,000 HeyMax Miles)

🎊 Or better yet! If you apply for ALL credit cards in either cashback or airmiles category, you can effectively stack up to S$740 vouchers or up to 74,000 HeyMax Miles respectively! Valid for first 400 applicants per category.

With double the prize winnings this time, wouldn't it be a shame not to apply for at least one credit card from us? 🤭

💡 Pro-tip: Want to increase your luck by 31X chances? Here's how:

✅ Receive 1x chance: When you apply for all 14 participating cashback and miles cards

✅ Receive +1x bonus chance: When you apply for all 7 participating cards within the winning team's applicants (either Cashback or Miles team)

✅ Receive +10x bonus chances: 
(i) Follow us on Instagram @singsaver_sg
(ii) Post an Instagram story using our Instagram Game filter & tag us
(iii) DM us your card application number

*awarded per respective card application

Conclusion

So... we're back to the crux of the discussion: are you Team Cashback or Team Miles? 🤔 Whichever side you choose, the rewards will be amazing regardless! It'll truly be a pity to miss out on these unbeatable rewards! 

Read these next:
How to Apply For a Credit Card in Singapore?
Best Instant Approval Credit Cards Offering Digital Card Versions
Best No Annual Fee Credit Cards in Singapore
Cashback vs Miles vs Rewards: Which is The Best Credit Card?