Fees and charges
Here are the fees and charges you could incur with the Citi Cash Back+ Mastercard.
|Annual fee||S$194.40 (first year waived)|
|Late payment charge||S$100|
|Interest on purchases||26.9% per annum subjected to compounding if full payment is not made by payment due date|
|Interest on cash advance||26.9% per annum compounded daily on the amount withdrawn from the transaction date until the date that full payment is made|
SingSaver Exclusive Offer: Receive a Dyson Purifier Cool (TP09) Tower Purifier Fan (worth S$1,109) or an iPad Air Gen 5 + Apple Pencil Gen 2 (worth S$1,088.05) or S$1,000 cash when you make a min. deposit of S$250,000 by 31 May 2023. Valid till 2 April 2023. T&Cs apply.
Plus, score a GOLD ticket (3x chance) in our March Madness Grand Lucky Draw when you apply, for a chance to win your share of over S$20,000 worth of prizes! Valid till 2 April 2023. T&Cs apply.
You'll also enjoy exclusive privileges, from personalised wealth advisories to a dedicated Relationship Manager – all to close the gap to your financial milestones.
Credit cards similar to Citi Cash Back+ Mastercard
Here are 5 credit cards in the market that are similar to the Citi Cash Back+ Mastercard:
Standard Chartered Unlimited Credit Card: The Standard Chartered Unlimited credit card offers cardholders 1.5% cashback with no minimum spend and no cap. If you have an Unlimited$aver Account with Standard Chartered Bank, you earn a higher cashback rate of 5%.
- Maybank FC Barcelona Visa Signature Card: Gives 1.6% unlimited cash rebates on all your local spend with no cap and no minimum spend required.
- American Express True Cashback Card: You can earn 1.5% cashback on all spend with no cap and no minimum spend required. Your first $5,000 spend during the first 6 months will get you a cool 3% cashback.
- HSBC Advance Credit Card: Get 1.5% cashback on all purchases when you spend less than $2,000. You can earn 2.5% cashback with the HSBC Advance credit card when you spend more than $2,000 a month. HSBC Advance banking customers get an additional 1% cashback, giving them a cashback rate of 3.5%
- CIMB World Mastercard: CIMB Mastercard holders get 2% unlimited cashback on these categories: wine & dine, entertainment & recreation, automobile and duty-free store purchases. 1.5% unlimited cashback on all other spend with no minimum spend required.
With 1.6% cashback on all your spending, the Citi Cash Back+ Mastercard makes a great option for those looking for a go-to cashback card to use across multiple categories.
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