Citi PremierMiles Card Review: Well-rounded Air Miles Credit Card

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The Citi PremierMiles Card is an air miles credit card that’s a steady workhorse when it comes to racking up miles. It’s slow and steady in terms of miles per dollar earn rates (1.2 miles per dollar for local spend, 2.4 mpd for foreign spend). Arguably, the best part of Citi PremierMiles credit card is that their Citi Miles (which you can convert to a wide range frequent flyer programs like KrisFlyer) never expire. Let’s break down the other card benefits. 

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The right credit card will give you free access to airport lounges

Citi PremierMiles credit card: Pros and cons

What’s popular

Apart from the 1.2 mpd local earn rate, the card also comes with a welcome bonus miles offer of 30,000 Citi Miles. But to qualify, you’ll need to be a new cardholder, spend S$7,500 within the first 3 months AND pay the annual fee of S$192.60. This makes the Citi PremierMiles Card a good card to pick up if your strategy is to quickly chalk up miles for your next holiday. 30,000 bonus miles is equivalent to an economy class return ticket to Hong Kong or Taiwan.

The card also partners with a wide range of frequent flyer and hotel programmes so you can redeem  your Citi Miles (1 Citi Miles = 1 KrisFlyer mile) easily with the frequent flyer program of your choice. 

Other card benefits:

  • 2x complimentary Priority Pass airport lounge access/year
  • Complimentary travel insurance (up to S$1,000,000) and medical assistance programme (up to S$40,000) by charging tickets to the Citi PremierMiles Card
  • Citi Miles have no expiry date
  • Earn up to 10 mpd when booking hotels through travel site Kaligo

What’s not

The 1.2 miles per dollar earn rate is low, compared to other cards like the UOB PRVI Miles which offer 1.4 mpd for local spend. The welcome offer of 30,000 Citi Miles is also conditional upon being a new cardholder, spending at least S$7,500 within the first 3 months as well as paying the annual fee of S$192.60.

Dreaming of a year-end holiday to Australia?

We’ve worked out how your annual spend on your Citi PremierMiles Card can redeem a pair of return tickets to Perth (each valued at 40k miles) for your next big vacay:

S$300 vouchers for new Citi cardholders

If you’re a new Citi credit card owners, SingSaver is offering a S$300 voucher (Takashimaya, Grab or NTUC) as a sign up gift when you apply through SingSaver and get your card approved! Existing customers with other Citi cards are entitled to S$50 worth of NTUC vouchers.

Prefer a different credit card? Compare cashback credit cards on Singsaver

What to read next? 

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Rohith Murthy

By Rohith Murthy
Rohith leads SingSaver, a financial comparison site aimed at helping consumers in Singapore save money and time by finding the right financial products.