Subscription Modal Banner
Weekly newsletter subscription
Get SingSaver’s top tips and deals, plus an exclusive free guide to investing, sent straight to your inbox.

I agree to the terms and conditions and agree to receive relevant marketing content according to the privacy policy.

Success Tick Icon
Congratulations on successfully joining Singsaver Newsletter

Best Standard Chartered Credit Cards in Singapore 2024

Experience financial flexibility with Standard Chartered Credit Cards in Singapore 2023. Choose from a range of card options that fit your lifestyle and enjoy exclusive benefits, from cashback, rewards points, miles, dining discounts, and much more. Apply now and take advantage of all that Standard Chartered has to offer in 2023.

Which Standard Chartered Credit Card Is Best For You?

 

Discover the best Standard Charted credit cards and apply now
Jump to: Compare and Find the Best Standard Chartered Credit Cards in Singapore | Benefits of Using Standard Chartered Credit Cards | Managing Your Standard Chartered Credit Card | Frequently Asked Questions About Standard Chartered Credit Card


Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.


Best Standard Chartered Credit Card Comparison

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info
Cashback Transport
6  %
info
Monthly Spend Required
None

2 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

29 February 2024

Best Deal Guarantee
Apple AirPods Pro Gen 2 (worth S$365.70)
Apple AirPods Pro Gen 2 (worth S$365.70)

Valid until

29 February 2024

Best Deal Guarantee
Apple Watch SE 2nd Gen (worth S$382.50)
Apple Watch SE 2nd Gen (worth S$382.50)

Valid until

29 February 2024

Best Deal Guarantee
Up to S$340
Up to S$340

Valid until

29 February 2024

Things to consider for this product:

check

Bonus air miles

check

Public transportation

check

Installment

check

No Annual Fee

Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

Cashback Overseas
1.5  %
Cashback Local
1.5  %
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Dyson Supersonic™ hair dryer (worth S$699)

Valid until

29 February 2024

Best Deal Guarantee
Dyson AM07 Tower Fan + S$50 eCapitaVoucher Bundle (worth S$509)
Dyson AM07 Tower Fan + S$50 eCapitaVoucher Bundle (worth S$509)

Valid until

29 February 2024

Best Deal Guarantee
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Valid until

29 February 2024

Best Deal Guarantee
Up to S$370
Up to S$370

Valid until

29 February 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

Installment

Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

Monthly Spend Required
None
Rewards Points Baseline
1  point per dollar
info
Rewards Points Overseas Spending
10  points per dollar
info
Rewards Points Dining
5  points per dollar
info

2 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Dyson AM07 Tower Fan (worth S$459)
Dyson AM07 Tower Fan (worth S$459)

Valid until

29 February 2024

Best Deal Guarantee
Apple AirPods Pro Gen 2 (worth S$365.70)
Apple AirPods Pro Gen 2 (worth S$365.70)

Valid until

29 February 2024

Best Deal Guarantee
Apple Watch SE 2nd Gen (worth S$382.50)
Apple Watch SE 2nd Gen (worth S$382.50)

Valid until

29 February 2024

Best Deal Guarantee
Up to S$340
Up to S$340

Valid until

29 February 2024

Things to consider for this product:

check

Overseas rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card

Airmiles Local
1.4  miles per dollar
info
Airmiles Overseas
3  miles per dollar
Airport Lounge Access
6  visits per year*
info
Complimentary Travel Insurance
Up to S$1,000,000

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Bonus air miles

remove

Monthly spend required

Standard Chartered Journey Credit Card

Standard Chartered Journey Credit Card

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

3 Offers Available

SingSaver Flash Deal
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)
Sony PlayStation® 5 Slim Disc Edition (worth S$799) (on top of existing promo)

Valid until

29 February 2024

SingSaver Flash Deal
S$500 eCapitaVoucher (on top of existing promo)
S$500 eCapitaVoucher (on top of existing promo)

Valid until

29 February 2024

Best Deal Guarantee
Laifen Swift High Speed Hair Dryer (worth S$239)
Laifen Swift High Speed Hair Dryer (worth S$239)

Valid until

29 February 2024

Best Deal Guarantee
Apple AirTag 4-Pack (worth S$150.35)
Apple AirTag 4-Pack (worth S$150.35)

Valid until

29 February 2024

Best Deal Guarantee
Up to S$160
Up to S$160

Valid until

29 February 2024

Welcome Offer
Up to 45,000 miles
Up to 45,000 miles

Valid until

31 March 2024

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Compare and Find the Best Standard Chartered Credit Cards in Singapore
Finding the best Standard Chartered credit cards in Singapore can be overwhelming, therefore, it is important to consider your spending habits and the benefits you are looking for.
Benefits of using Standard Chartered credit cards
Rewards and Benefits

Start by evaluating the rewards and benefits that each card offers, such as cashback, miles or rewards points on certain purchases.

Associated fees for Standard Chartered credit cards
Associated Fees

Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.

Read reviews on SCB credit cards
Compare Reviews

It's helpful to compare the options available and read reviews from other cardholders before deciding. Ultimately, the right Standard Chartered credit card will depend on your specific needs and how you plan to use it.

SingSaver Exclusive: Standard Chartered Credit Card Promotions in Singapore

⚡SingSaver Exclusive Flash Deal⚡: The first 5 applicants of any SCB credit card at 12pm and 3pm daily will receive a PlayStation®5 Disc Console (Slim) worth S$799 or S$500 eCapitaVoucher on top of existing promotional offers. Valid till 29 February 2024. T&Cs apply.
 
Standard Chartered Simply Cash Credit Card Only: Receive a Dyson SuperSonic (worth S$699) or Dyson AM07 + $50 eCapita Voucher Bundle (worth S$509) or Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or up to $330 upon activating and spending min. $500 spend within 30 days of card approval. Also, get an additional S$20 e-Capitaland voucher when you make a min. spending of $1,000 in your 2nd month. Valid till 29 February 2024. T&Cs apply.
 
Plus, get an additional $20 e-Capitaland Voucher when you split the payment for your purchases with SCB Easy Pay, pay your bills with SCB Easybill or put any of your purchases on instalment in SCB Savings Account or Current Account within 60 days of approval. T&C applies.

Standard Chartered Smart Card and Rewards+ Card: Receive a Dyson AM07 (worth S$459) or Apple Watch SE (2022) (worth S$382.50) or Apple AirPods Pro 2nd Generation (worth $365.70) or up to S$300 upon activating and spending min. $250 spend within 30 days of card approval. Also, get an additional S$20 e-Capitaland voucher when you make a min. spending of $1,000 in your 2nd month. Valid till 29 February 2024. T&Cs apply.

Plus, get an additional $20 e-Capitaland Voucher when you split the payment for your purchases with SCB Easy Pay, pay your bills with SCB Easybill or put any of your purchases on instalment in SCB Savings Account or Current Account within 60 days of approval. T&C applies.


Standard Chartered Journey Credit Card Only: Receive a Laifen Swift High Speed Hair Dryer (worth S$239) or AirTag 4 Pack (worth S$150.35) or up to S$120 upon activating you card within 30 days and no minimum spend required. Also, get an additional S$20 e-Capitaland voucher when you make a min. spending of $1,000 in your 2nd month. Valid till 29 February 2024. T&Cs apply.

Plus, get an additional $20 e-Capitaland Voucher when you split the payment for your purchases with SCB Easy Pay, pay your bills with SCB Easybill or put any of your purchases on instalment in SCB Savings Account or Current Account within 60 days of approval. T&C applies.


Our Best Deal Guarantee promises you the best deal only with SingSaver. If you find a better offer elsewhere, submit a claim, and we'll reward you with double the difference. Valid till 31 March 2024. T&Cs apply.

Standard Chartered Smart Card

The Standard Chartered Smart Credit Card is a great option for first-time credit card holders. This card offers 6% cashback on fast food, coffee and toast, digital subscriptions and transport spend, with no spending requirements. You can also turn your transactions into 3-month interest-free instalments with no processing fee!

What others are saying about this card?

Powered By Seedly

What others are saying about this card?

powered-by

Standard Chartered Simply Cash Card

The Standard Chartered Simply Cash Credit Card is a great option for those who want to earn up to 1.5% cashback on their everyday spending in Singapore, with no minimum spend required. You can also enjoy discounts and privileges at selected merchants, making it a versatile card for all your needs.

What others are saying about this card?

Powered by Seedly

What others are saying about this card?

powered-by

Standard Chartered Rewards+ Card

The Standard Chartered Rewards+ Credit Card is perfect for those who love to earn rewards points in Singapore. With this card, you can earn up to 10 Rewards Points for every S$1 spent on eligible purchases, which can be redeemed for a variety of rewards, including air miles, cash credits, shopping vouchers, and more.

What others are saying about this card?

Powered by Seedly

What others are saying about this card?

powered-by

Standard Chartered Visa Infinite Card

The Standard Chartered Visa Infinite Credit Card is a premium card that offers a range of exclusive benefits and privileges in Singapore. Cardholders can enjoy 6 complimentary visits to Priority Pass lounges, as well as up to 3 miles for every S$1 spent. The card also comes with comprehensive travel insurance coverage.

What others are saying about this card?

Powered by Seedly

What others are saying about this card?

powered-by

Standard Chartered Journey Card

The Standard Chartered X Credit Card has been rebranded and is now called the Journey Card. Its benefits have also been overhauled, allowing cardholders to earn 3 miles for every S$1 spent on transportation, food delivery and online grocery merchants (capped at 3,000 miles per statement month). It also comes with 2 complimentary visits to Priority Pass lounges and travel insurance.

What others are saying about this card?

Powered by Seedly

What others are saying about this card?

powered-by
Benefits of Using Standard Chartered Credit Cards
EasyPay by Standard Chartered

EasyPay by Standard Chartered

EasyPay by Standard Chartered is a programme that allows credit card holders to split their credit card transactions into free instalments, over 3, 6, 9 or 12 months, with a one-time processing fee as low as 0.1%.

This feature can be useful for making big-ticket purchases, such as flight tickets or furniture, more convenient and affordable to pay. Do note that only transactions above S$500 can be converted into an EasyPay instalment.

Standard Chartered EasyRewards Programme

Standard Chartered's EasyRewards Programme allows cardholders to convert their 360° Rewards Points into Travel Credits, Hotel Partner Points, or Airline Partner Miles. Cardholders can choose to redeem their 360° Rewards Points either through the SC Mobile app or Online Banking platform.

Join today and start earning rewards for your spending.

Standard Chartered EasyBill Payment Programme

Standard Chartered's EasyBill is a rewards programme that allows cardholders to earn 360° Rewards Points, cashback or bonus interest on eligible credit card payments to education institutions, insurance premiums, rental or the Inland Revenue Authority of Singapore (IRAS).

Please note that a non-refundable, up to 1.9% processing fee is applicable for each EasyBill transaction.

Standard Chartered Temporary Credit Limit Increase

Standard Chartered's EasyBill is a rewards programme that allows cardholders to earn 360° Rewards Points, cashback or bonus interest on eligible credit card payments to education institutions, insurance premiums, rental or the Inland Revenue Authority of Singapore (IRAS).

Please note that a non-refundable, up to 1.9% processing fee is applicable for each EasyBill transaction.

Live The Good Life® Privileges With Standard Chartered

Live The Good Life® with Standard Chartered is a credit card programme that offers exclusive benefits and experiences for credit card holders. 

Enjoy discounts and promotions on dining, travel, shopping, and entertainment, plus access to exclusive events. Sign up for Standard Chartered credit card today and start living the good life!

Protect Yourself with Standard Chartered's CardSafe Guarantee

Enjoy peace of mind when you shop online with your Standard Chartered credit card. Under its CardSafe Guarantee, credit cardholders will not be held responsible for any unauthorised online transactions. 

No registration is required and this guarantee is provided free to all eligible credit cardholders.
Managing Your Standard Chartered Credit Cards
How can I apply for a new standard chartered credit card?

Applying for a Standard Chartered Credit Card

If you're interested in applying for a Standard Chartered credit card in Singapore, here are the steps you can take:

  1. Visit the Standard Chartered website and select your credit card of choice. Alternatively, you can also apply for your Standard Chartered credit card via SingSaver for exclusive rewards.

  2. Check the eligibility criteria and ensure that you meet the minimum age and income requirements.

  3. Submit your application online via Myinfo, and wait for approval. You may be contacted if additional information is required.

  4. Once your application is approved, you'll receive your credit card in the mail within a few days.

  5. Activate your card according to the instructions provided, and start using it for your everyday expenses to enjoy the benefits it offers.

Activating Your Standard Chartered Credit Card Online

If you've received a Standard Chartered credit card in Singapore, you'll need to activate it before you can start using it. Here's how:

  1. Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".

  2. Select "Credit Card Activation & PIN Set".

  3. Choose a personal identification number (PIN) for your card, which you'll need to use for cash withdrawals and other transactions.

  4. Once prompted, follow the on-screen instructions.

  5. Upon completion, your credit card will be activated. Do remember to set your PIN as well.

Cancelling Your Standard Chartered Credit Card

If you want to cancel your Standard Chartered credit card in Singapore, here's what you need to do:

  1. Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".

  2. Under Card Management, select "Credit Card Cancellation".

  3. Next, select your reason for cancelling your credit card.

  4. Select the credit card(s) you wish to cancel.

  5. Review your credit card details.

  6. Submit your request. You will receive an email and SMS once your request is completed.
Alternatively, you may call the Standard Chartered customer service hotline at +65 67477000 to cancel your credit card.
How can I best pay for my standard chartered credit card

Paying Your Standard Chartered Credit Card Bill

There are several ways to pay your Standard Chartered credit card bill in Singapore. These include:

  • Internet Banking: You can pay your credit card bill through the Standard Chartered Internet Banking portal which allows you to securely view your account details, pay bills, and transfer funds.

  • Mobile Banking: You can pay your credit card bill, complete fund transfers, check your account details and more via the SC Mobile Banking app on your smartphone.

  • AXS: With AXS, you have the convenience and flexibility of paying your Standard Chartered credit card bill anywhere, anytime.

  • Cash Deposit Machines (CDM): You can pay your credit card bill by cash via CDM by selecting the Minimum Amount Due or Outstanding Balance.
Regardless of the method you choose, be sure to pay your bill on time to avoid late fees and maintain a good credit score. You can also schedule recurring payments to ensure that your bills are paid on time every month.

Requesting an Annual Fee Waiver from Standard Chartered

If you want to request an annual fee waiver for your Standard Chartered credit card in Singapore, here's what you can do:

  1. Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".

  2. Under Card Management, select "Credit Card Fee Waiver"

  3. Next, select your credit card followed by the annual fee to be waived.

  4. Review your annual fee request and tap "Confirm" to submit your request.

  5. You will receive a notification for your annual fee waiver within 1 working day.
Alternatively, you may call the Standard Chartered customer service hotline at +65 67477000 to request for an annual fee waiver.

Redeeming Your Standard Chartered 360° Reward Points in Singapore

If you want to redeem your Standard Chartered 360° Reward Points in Singapore, here's what you need to do:

  1. Log in to the Standard Chartered's Online Rewards portal.

  2. Search for your preferred rewards by Product name, Points range or Brands

  3. Select your rewards, indicate the quantity and add it to your cart.

  4. Confirm your order upon checkout.
As a Standard Chartered credit cardholder, you can choose a variety of offerings from their rewards catalogue, including shopping and dining vouchers, airline miles and hotel partner points.

Frequently Asked Questions About Standard Chartered Credit Card

There are several ways to pay your Standard Chartered credit card bill in Singapore. One option is to use the bank's online banking or mobile platform, where you can make payments easily and securely from your computer or mobile device. 

Another option is to set up a standing instruction, which automatically deducts the amount due from your bank account each month. You can also pay your bill in person at a Standard Chartered branch or through the ATM network. 

Additionally, you can make a payment through a third-party bill payment service, such as AXS. Regardless of the method you choose, it's important to make your payments on time to avoid late fees and maintain a good credit score.

To request an annual fee waiver for your Standard Chartered credit card in Singapore, you can contact the bank's customer service hotline or through the Online Banking platform or Mobile Banking app. 

Be sure to have your credit card number and other relevant information ready. You can explain your reasons for requesting a waiver, such as being a long-time customer or facing financial difficulties. 

Alternatively, you can offer to spend a certain amount on your credit card over the next few months as an incentive for the bank to waive the fee. 

Standard Chartered Bank may require you to provide additional documentation to support your request. Keep in mind that not all credit card issuers offer fee waivers, and the bank's decision ultimately depends on its policies and your individual circumstances.

To apply for a Standard Chartered credit card without a Standard Chartered bank account, you can visit the bank's website and look for the credit card application page. 

Fill out the required personal and financial information, such as your income, employment status, and contact details. You may also need to provide supporting documents, such as your NRIC, income tax statement, or employment letter. 

The bank will then evaluate your application based on its credit criteria, which may include factors such as your credit score, income level, and debt-to-income ratio. 

If approved, you will receive your credit card within a few weeks. Keep in mind that credit card terms and conditions vary depending on the issuer and the specific card, so it's important to read and understand the terms before applying"