Best Standard Chartered Credit Cards in Singapore 2023

Standard Chartered Smart Card: Best for Everyday Spending
Standard Chartered Simply Cash Card: Best for Unlimited Cashback
Standard Chartered Rewards+ Card: Best for Foreign Spending
Standard Chartered Visa Infinite Card: Best for Luxury Travel
Standard Chartered X Card: Best for Flexible Rewards Redemption

Jump to: Compare and Find the Best Standard Chartered Credit Cards in Singapore | Benefits of Using Standard Chartered Credit Cards | Managing Your Standard Chartered Credit Card | Frequently Asked Questions About Standard Chartered Credit Card

Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.

Standard Chartered Simply Cash Card: Receive a Dyson Supersonic™ Hair Dryer (worth S$699) or a Nintendo Switch OLED (worth S$549) or an Apple AirPods Pro Gen 2 + MagSafe Charger bundle (worth S$421.35) or up to S$400 SUPER Upsized Cash via PayNow when you activate and spend at least S$500 within 30 days of card approval. Valid till 17 October 2023. T&Cs apply.

Plus, get an additional $20 Bonus Cash when you put your card-on-file and spend at least $20 on select merchants within 30 days of Card approval. List of select merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix.

Standard Chartered Journey Card: Receive up to S$140 SUPER Upsized Cash via PayNow when you get approved for the Standard Chartered Journey Card. Valid till 17 October 2023. T&Cs apply.

In addition, receive up to 45,000 miles when you apply and make a minimum spend of S$3,000 with 2 months of card approval, plus annual fee payment. Valid till 31 October 2023. T&Cs apply.

Alternatively, get up to 35,000 miles when you apply and make a minimum spend of S$3,000 with 2 months of card approval (without annual fee payment). Valid till 31 October 2023. T&Cs apply.

Standard Chartered Smart Card and Rewards+ Card: Receive an Apple AirPods Gen 3 (worth S$271.50) or up to S$270 SUPER Upsized Cash via PayNow when you apply and spend at least S$250 within 30 days of card approval date. Valid till 17 October 2023. T&Cs apply.

Product	Benefits	Spending Category	Min. Annual Income	Annual Fee
Standard Chartered Smart Credit Card	6% cashback on Spending Category 3-month interest-free instalments	Fast food, coffee and toast, digital subscriptions, and bus and MRT rides	Local/PR: S$30,000 Foreigner: S$60,000	No annual fees
Standard Chartered Simply Cash Credit Card	Unlimited 1.5% cashback with no spend requirements	All categories with exclusions (e.g. Tax Payments, Insurance Payments, etc.)	Local/PR: S$30,000 Foreigner: S$60,000	S$194.40 (First 2 Years Fee Waiver)
Standard Chartered Rewards+ Credit Card	Up to 10X Reward Points on Spending Category	Foreign currency and local dining spend	Local/PR: S$30,000 Foreigner: S$60,000	S$194.40 (First 2 Years Fee Waiver)
Standard Chartered Visa Infinite Credit Card	S$1 = 1.4 / 3 miles on local/overseas spend (with min. S$2,000 spend)	All categories with exclusions (e.g. Tax Payments, Insurance Payments, etc.)	Local/PR: S$30,000 Foreigner: S$60,000	S$594 (Annual fee cannot be waived)
Standard Chartered Journey Credit Card	3 mpd on Spending Category 2 mpd on overseas spending 1.2 mpd on local spending	Transportation, food delivery, and online grocery merchants	Local/PR: S$30,000 Foreigner: S$60,000	S$194.40 (Option of first-year annual fee waiver)

If you're interested in applying for a Standard Chartered credit card in Singapore, here are the steps you can take:

Visit the Standard Chartered website and select your credit card of choice. Alternatively, you can also apply for your Standard Chartered credit card via SingSaver for exclusive rewards.
Check the eligibility criteria and ensure that you meet the minimum age and income requirements.
Submit your application online via Myinfo, and wait for approval. You may be contacted if additional information is required.
Once your application is approved, you'll receive your credit card in the mail within a few days.
Activate your card according to the instructions provided, and start using it for your everyday expenses to enjoy the benefits it offers.

If you've received a Standard Chartered credit card in Singapore, you'll need to activate it before you can start using it. Here's how:

Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".
Select "Credit Card Activation & PIN Set".
Choose a personal identification number (PIN) for your card, which you'll need to use for cash withdrawals and other transactions.
Once prompted, follow the on-screen instructions.
Upon completion, your credit card will be activated. Do remember to set your PIN as well.

If you want to cancel your Standard Chartered credit card in Singapore, here's what you need to do:

Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".
Under Card Management, select "Credit Card Cancellation".
Next, select your reason for cancelling your credit card.
Select the credit card(s) you wish to cancel.
Review your credit card details.
Submit your request. You will receive an email and SMS once your request is completed.

Alternatively, you may call the Standard Chartered customer service hotline at +65 67477000 to cancel your credit card.

There are several ways to pay your Standard Chartered credit card bill in Singapore. These include:

Internet Banking: You can pay your credit card bill through the Standard Chartered Internet Banking portal which allows you to securely view your account details, pay bills, and transfer funds.
Mobile Banking: You can pay your credit card bill, complete fund transfers, check your account details and more via the SC Mobile Banking app on your smartphone.
AXS: With AXS, you have the convenience and flexibility of paying your Standard Chartered credit card bill anywhere, anytime.
Cash Deposit Machines (CDM): You can pay your credit card bill by cash via CDM by selecting the Minimum Amount Due or Outstanding Balance.

Regardless of the method you choose, be sure to pay your bill on time to avoid late fees and maintain a good credit score. You can also schedule recurring payments to ensure that your bills are paid on time every month.

If you want to request an annual fee waiver for your Standard Chartered credit card in Singapore, here's what you can do:

Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".
Under Card Management, select "Credit Card Fee Waiver"
Next, select your credit card followed by the annual fee to be waived.
Review your annual fee request and tap "Confirm" to submit your request.
You will receive a notification for your annual fee waiver within 1 working day.

Alternatively, you may call the Standard Chartered customer service hotline at +65 67477000 to request for an annual fee waiver.

If you want to redeem your Standard Chartered 360° Reward Points in Singapore, here's what you need to do:

Log in to the Standard Chartered's Online Rewards portal.
Search for your preferred rewards by Product name, Points range or Brands
Select your rewards, indicate the quantity and add it to your cart.
Confirm your order upon checkout.

As a Standard Chartered credit cardholder, you can choose a variety of offerings from their rewards catalogue, including shopping and dining vouchers, airline miles and hotel partner points.

There are several ways to pay your Standard Chartered credit card bill in Singapore. One option is to use the bank's online banking or mobile platform, where you can make payments easily and securely from your computer or mobile device.

Another option is to set up a standing instruction, which automatically deducts the amount due from your bank account each month. You can also pay your bill in person at a Standard Chartered branch or through the ATM network.

Additionally, you can make a payment through a third-party bill payment service, such as AXS. Regardless of the method you choose, it's important to make your payments on time to avoid late fees and maintain a good credit score.

To request an annual fee waiver for your Standard Chartered credit card in Singapore, you can contact the bank's customer service hotline or through the Online Banking platform or Mobile Banking app.

Be sure to have your credit card number and other relevant information ready. You can explain your reasons for requesting a waiver, such as being a long-time customer or facing financial difficulties.

Alternatively, you can offer to spend a certain amount on your credit card over the next few months as an incentive for the bank to waive the fee.

Standard Chartered Bank may require you to provide additional documentation to support your request. Keep in mind that not all credit card issuers offer fee waivers, and the bank's decision ultimately depends on its policies and your individual circumstances.

To apply for a Standard Chartered credit card without a Standard Chartered bank account, you can visit the bank's website and look for the credit card application page.

Fill out the required personal and financial information, such as your income, employment status, and contact details. You may also need to provide supporting documents, such as your NRIC, income tax statement, or employment letter.

The bank will then evaluate your application based on its credit criteria, which may include factors such as your credit score, income level, and debt-to-income ratio.

If approved, you will receive your credit card within a few weeks. Keep in mind that credit card terms and conditions vary depending on the issuer and the specific card, so it's important to read and understand the terms before applying"

Best Standard Chartered Credit Cards in Singapore 2023

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Best Standard Chartered Credit Card Comparison

Product

Benefits

Spending Category

Min. Annual Income

Annual Fee

Standard Chartered Smart Card

Standard Chartered Simply Cash Card

Standard Chartered Rewards+ Card

Standard Chartered Visa Infinite Card

Standard Chartered Journey Card

EasyPay by Standard Chartered

Standard Chartered EasyRewards Programme

Standard Chartered EasyBill Payment Programme

Standard Chartered Temporary Credit Limit Increase

Live The Good Life® Privileges With Standard Chartered

Protect Yourself with Standard Chartered's CardSafe Guarantee

Applying for a Standard Chartered Credit Card

Activating Your Standard Chartered Credit Card Online

Cancelling Your Standard Chartered Credit Card

Paying Your Standard Chartered Credit Card Bill

Requesting an Annual Fee Waiver from Standard Chartered

Redeeming Your Standard Chartered 360° Reward Points in Singapore

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Frequently Asked Questions About Standard Chartered Credit Card

How do I pay your Standard Chartered credit card bill?

How to request for an annual fee waiver for your Standard Chartered Credit Cards?

How can I apply for a Standard Chartered Credit Card in Singapore without a Standard Chartered bank account?