Best Standard Chartered Credit Cards in Singapore 2024
Experience financial flexibility with Standard Chartered Credit Cards in Singapore 2024. Choose from a range of card options that fit your lifestyle and enjoy exclusive benefits, from cashback, rewards points, miles, dining discounts, and much more. Apply now and take advantage of all that Standard Chartered has to offer in 2024.
Which Standard Chartered Credit Card Is Best For You?
- Standard Chartered Smart Card: Best for Everyday Spending
- Standard Chartered Simply Cash Card: Best for Unlimited Cashback
- Standard Chartered Rewards+ Card: Best for Foreign & Dining Spending
- Standard Chartered Visa Infinite Card: Best for Luxury Travel
- Standard Chartered Journey Card: Best for Overseas Spending
Disclaimer: SingSaver assembles this 'best' list from cards listed on our platform that Seedly Community has also reviewed. It is not intended to be and does not constitute personalised financial advice or any other advice. Please perform your due diligence before signing up for any financial product.
Best Standard Chartered Credit Card Comparison
Standard Chartered Smart Credit Card
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
+ 1 other gift options
Valid until
30 September 2024
- No cash advance fee.
- No annual fee.
- Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required.
- Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap.
- Enjoy 0% interest rates with 3-month EasyPay instalment tenure with no processing fee.
- Cashback capped at 14,400 reward points, approximately S$45, on selected merchants.
- Points expire after 3 years.
Gift Options
- SingSaver Mystery Giveaway promotion runs from 13 September 2024, 5:00 PM SGT to 30 September 2024.
- Promotion is valid for new Citi / Standard Chartered / HSBC credit cardmembers only.
- Apply for participating HSBC credit cards during the promotion period and complete the minimum spend requirements to receive 2x Lucky Draw Chances on top of existing rewards.
- 10x winners will receive a newly launched smartphone (worth over S$1,000)
- 10x winners will receive a pair of VIP tickets to a sold-out concert
- Applicant pool is shared across all participating credit cards.
- Remaining applicants will receive regular SingSaver Exclusive rewards.
- Terms and Conditions apply.
- SingSaver General Promotion Terms and Conditions apply.
Gift Options
- Promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion is not stackable with other welcome offers from Standard Chartered.
- Terms and Conditions apply
Gift Options
- Rewards Upgrade promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for participating Standard Chartered credit cards and make a min. spend of S$500 within 30 days of card approval.
- The Reward Upgrade will replace SingSaver Exclusive Offer reward.
- Terms and Conditions apply
-
Installment Processing Fee: 0 %
Standard Chartered Simply Cash Credit Card
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
- 1.5% cashback for all spend, no minimum spend and no cashback cap.
- Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
- First year annual fee waiver.
- Read our full review of the Standard Chartered SimplyCash Credit Card.
- Cannot be used for EZ-Reload.
Gift Options
- SingSaver Mystery Giveaway promotion runs from 13 September 2024, 5:00 PM SGT to 30 September 2024.
- Promotion is valid for new Citi / Standard Chartered / HSBC credit cardmembers only.
- Apply for participating HSBC credit cards during the promotion period and complete the minimum spend requirements to receive 2x Lucky Draw Chances on top of existing rewards.
- 10x winners will receive a newly launched smartphone (worth over S$1,000)
- 10x winners will receive a pair of VIP tickets to a sold-out concert
- Applicant pool is shared across all participating credit cards.
- Remaining applicants will receive regular SingSaver Exclusive rewards.
- Terms and Conditions apply.
- SingSaver General Promotion Terms and Conditions apply.
Gift Options
- Promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion does not stack with other welcome offers from Standard Chartered.
- Terms and Conditions apply
Gift Options
- Reward Upgrade promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval.
- The Reward Upgrade will replace SingSaver Exclusive Offer reward.
- Terms and Conditions apply
-
Installment Processing Fee : From 0.1 %
Standard Chartered Rewards+ Credit Card
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
+ 1 other gift options
Valid until
30 September 2024
- Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions.
- Up to 5X reward points for every S$1 spent on dining transactions.
- 1 reward point for every S$1 spent on all eligible spend.
- No min. spend required, 1 year annual fee waiver.
- Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card.
- Read our full review of the Standard Chartered Rewards+ Credit Card.
- Additional reward points are capped at 20,000 points per year.
- Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions.
Gift Options
- SingSaver Mystery Giveaway promotion runs from 13 September 2024, 5:00 PM SGT to 30 September 2024.
- Promotion is valid for new Citi / Standard Chartered / HSBC credit cardmembers only.
- Apply for participating HSBC credit cards during the promotion period and complete the minimum spend requirements to receive 2x Lucky Draw Chances on top of existing rewards.
- 10x winners will receive a newly launched smartphone (worth over S$1,000)
- 10x winners will receive a pair of VIP tickets to a sold-out concert
- Applicant pool is shared across all participating credit cards.
- Remaining applicants will receive regular SingSaver Exclusive rewards.
- Terms and Conditions apply.
- SingSaver General Promotion Terms and Conditions apply.
Gift Options
- Promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Promotion is not stackable with other welcome offers from Standard Chartered.
- Terms and Conditions apply
Gift Options
- Rewards Upgrade promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for participating Standard Chartered credit cards and make a min. spend of S$500 within 30 days of card approval.
- The Reward Upgrade will replace SingSaver Exclusive Offer reward.
- Terms and Conditions apply
-
Installment Processing Fee: Up to 0.1 %
Standard Chartered Visa Infinite Credit Card
- Earn up to 3 miles per dollar in every statement cycle where a min. eligible spend of S$2,000 is made.
- Complimentary Priority Pass membership with 6 lounge visits a year.
- Receive complimentary travel insurance coverage of up to S$1 million when you charge your full travel fare to this card.
- Get access.to exclusive card offers and privileges with The Good Life programme.
- Earn rewards points on education, rental, insurance, and tax payments via SC EasyBill.
- Base earn rate of 1 mile per S$1.
- A S$26.75 transfer fee is levied for every mileage transfer rewards code redeemed.
- Annual fee is strictly non-waivable.
-
Installment Processing Fee: From 0.1 %
Standard Chartered Journey Credit Card
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
Valid until
30 September 2024
+ 1 other gift options
Valid until
30 September 2024
- Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
- Earn 2 miles for every S$1 on foreign currency transactions.
- Earn 1.2 miles for every S$1 spent locally.
- S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
- S$10 off Grab rides to or from Changi Airport.
- 2 complimentary visits to Priority Pass lounges around the world each year.
- Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
- Rewards points do not expire.
- Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
- Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
- Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
Gift Options
- SingSaver Mystery Giveaway promotion runs from 13 September 2024, 5:00 PM SGT to 30 September 2024.
- Promotion is valid for new Citi / Standard Chartered / HSBC credit cardmembers only.
- Apply for participating HSBC credit cards during the promotion period and complete the minimum spend requirements to receive 2x Lucky Draw Chances on top of existing rewards.
- 10x winners will receive a newly launched smartphone (worth over S$1,000)
- 10x winners will receive a pair of VIP tickets to a sold-out concert
- Applicant pool is shared across all participating credit cards.
- Remaining applicants will receive regular SingSaver Exclusive rewards.
- Terms and Conditions apply.
- SingSaver General Promotion Terms and Conditions apply.
Gift Options
- Promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for 15,000 Max Miles.
- Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval
- Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Click here to apply.
- Terms and Conditions apply.
Gift Options
- Promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Card and make a min. spend of S$500 within 30 days of card approval.
- Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
- Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval
- Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Click here to apply.
- Terms and Conditions apply.
Gift Options
- Rewards Upgrade promotion is valid until 30 September 2024.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for participating Standard Chartered credit cards and make a min. spend of S$500 within 30 days of card approval.
- The Reward Upgrade will replace SingSaver Exclusive Offer reward.
- Terms and Conditions apply
-
Installment Processing Fee : From 0.1 %
Start by evaluating the rewards and benefits that each card offers, such as cashback, miles or rewards points on certain purchases.
Next, consider the annual fee, interest rate, and any additional fees associated with the card. Additionally, look into the card's foreign transaction fees if you plan to travel frequently.
It's helpful to compare the options available and read reviews from other cardholders before deciding. Ultimately, the right Standard Chartered credit card will depend on your specific needs and how you plan to use it.
SingSaver Exclusive: Standard Chartered Credit Card Promotions in Singapore
SingSaver's Exclusive Offer: Enjoy the following rewards when you sign up for a Standard Chartered credit card. Eligible for new Standard Chartered cardholders only.
Standard Chartered Simply Cash Credit Card: Receive a Dyson Micro 1.5kg Vacuum (worth S$599) or an Apple iPad 9th Gen 10.2 Wifi 64GB (worth $508.30) or a Sony WH-1000XM5 (worth $589) or S$400 Shopee Voucher when you apply and spend min. S$500 within 30 days of card activation & approval. Valid until 30 September 2024. T&Cs apply.
Standard Chartered Smart Card and Rewards+ Card: Receive a Flujo BEA Ergonomic Office Chair (worth $589) or a Sony WF-1000XM5 (worth $429) or S$300 Shopee Voucher when you apply and spend min. S$500 within 30 days of card activation & approval. Valid until 30 September 2024. T&Cs apply.
Standard Chartered Journey Credit Card Only: Receive up to 60K Max Miles or a Beats Studio Buds+ (worth $231.10) or S$270 Shopee Voucher when you apply and spend min. S$500 within 30 days of card activation & approval. Valid until 30 September 2024. T&Cs apply.
Get the additional 45k miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Valid until 30 September 2024. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up specific amounts. Valid until 5 September 2024. T&Cs apply.
- S$380.00 for a Xiaomi Robot Vacuum X20 UK (worth S$699.00)
- S$450.00 for a Flujo Ayla Ergonomic Office Chair (worth S$1,139.00)
- S$1,050.00 for a Macbook Air 13" 256GB M3 (worth S$1,599.00)
Standard Chartered Smart Card
The Standard Chartered Smart Credit Card is a great option for first-time credit card holders. This card offers 6% cashback on fast food, coffee and toast, digital subscriptions and transport spend, with no spending requirements. You can also turn your transactions into 3-month interest-free instalments with no processing fee!
What others are saying about this card?
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Standard Chartered Simply Cash Card
The Standard Chartered Simply Cash Credit Card is a great option for those who want to earn up to 1.5% cashback on their everyday spending in Singapore, with no minimum spend required. You can also enjoy discounts and privileges at selected merchants, making it a versatile card for all your needs.
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Standard Chartered Rewards+ Card
The Standard Chartered Rewards+ Credit Card is perfect for those who love to earn rewards points in Singapore. With this card, you can earn up to 10 Rewards Points for every S$1 spent on eligible purchases, which can be redeemed for a variety of rewards, including air miles, cash credits, shopping vouchers, and more.
What others are saying about this card?
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Standard Chartered Visa Infinite Card
The Standard Chartered Visa Infinite Credit Card is a premium card that offers a range of exclusive benefits and privileges in Singapore. Cardholders can enjoy 6 complimentary visits to Priority Pass lounges, as well as up to 3 miles for every S$1 spent. The card also comes with comprehensive travel insurance coverage.
What others are saying about this card?
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Standard Chartered Journey Card
The Standard Chartered X Credit Card has been rebranded and is now called the Journey Card. Its benefits have also been overhauled, allowing cardholders to earn 3 miles for every S$1 spent on transportation, food delivery and online grocery merchants (capped at 3,000 miles per statement month). It also comes with 2 complimentary visits to Priority Pass lounges and travel insurance.
What others are saying about this card?
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EasyPay by Standard Chartered
This feature can be useful for making big-ticket purchases, such as flight tickets or furniture, more convenient and affordable to pay. Do note that only transactions above S$500 can be converted into an EasyPay instalment.
Standard Chartered EasyRewards Programme
Join today and start earning rewards for your spending.
Standard Chartered EasyBill Payment Programme
Please note that a non-refundable, up to 1.9% processing fee is applicable for each EasyBill transaction.
Standard Chartered Temporary Credit Limit Increase
Please note that a non-refundable, up to 1.9% processing fee is applicable for each EasyBill transaction.
Live The Good Life® Privileges With Standard Chartered
Enjoy discounts and promotions on dining, travel, shopping, and entertainment, plus access to exclusive events. Sign up for Standard Chartered credit card today and start living the good life!
Protect Yourself with Standard Chartered's CardSafe Guarantee
No registration is required and this guarantee is provided free to all eligible credit cardholders.
Applying for a Standard Chartered Credit Card
- Visit the Standard Chartered website and select your credit card of choice. Alternatively, you can also apply for your Standard Chartered credit card via SingSaver for exclusive rewards.
- Check the eligibility criteria and ensure that you meet the minimum age and income requirements.
- Submit your application online via Myinfo, and wait for approval. You may be contacted if additional information is required.
- Once your application is approved, you'll receive your credit card in the mail within a few days.
- Activate your card according to the instructions provided, and start using it for your everyday expenses to enjoy the benefits it offers.
Activating Your Standard Chartered Credit Card Online
- Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".
- Select "Credit Card Activation & PIN Set".
- Choose a personal identification number (PIN) for your card, which you'll need to use for cash withdrawals and other transactions.
- Once prompted, follow the on-screen instructions.
- Upon completion, your credit card will be activated. Do remember to set your PIN as well.
Cancelling Your Standard Chartered Credit Card
- Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".
- Under Card Management, select "Credit Card Cancellation".
- Next, select your reason for cancelling your credit card.
- Select the credit card(s) you wish to cancel.
- Review your credit card details.
- Submit your request. You will receive an email and SMS once your request is completed.
Paying Your Standard Chartered Credit Card Bill
- Internet Banking: You can pay your credit card bill through the Standard Chartered Internet Banking portal which allows you to securely view your account details, pay bills, and transfer funds.
- Mobile Banking: You can pay your credit card bill, complete fund transfers, check your account details and more via the SC Mobile Banking app on your smartphone.
- AXS: With AXS, you have the convenience and flexibility of paying your Standard Chartered credit card bill anywhere, anytime.
- Cash Deposit Machines (CDM): You can pay your credit card bill by cash via CDM by selecting the Minimum Amount Due or Outstanding Balance.
Requesting an Annual Fee Waiver from Standard Chartered
- Login to the Standard Chartered Online Banking portal or SC Mobile app and click on "Help & Services".
- Under Card Management, select "Credit Card Fee Waiver"
- Next, select your credit card followed by the annual fee to be waived.
- Review your annual fee request and tap "Confirm" to submit your request.
- You will receive a notification for your annual fee waiver within 1 working day.
Redeeming Your Standard Chartered 360° Reward Points in Singapore
- Log in to the Standard Chartered's Online Rewards portal.
- Search for your preferred rewards by Product name, Points range or Brands
- Select your rewards, indicate the quantity and add it to your cart.
- Confirm your order upon checkout.
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Frequently Asked Questions About Standard Chartered Credit Card
There are several ways to pay your Standard Chartered credit card bill in Singapore. One option is to use the bank's online banking or mobile platform, where you can make payments easily and securely from your computer or mobile device.
Another option is to set up a standing instruction, which automatically deducts the amount due from your bank account each month. You can also pay your bill in person at a Standard Chartered branch or through the ATM network.
Additionally, you can make a payment through a third-party bill payment service, such as AXS. Regardless of the method you choose, it's important to make your payments on time to avoid late fees and maintain a good credit score.
To request an annual fee waiver for your Standard Chartered credit card in Singapore, you can contact the bank's customer service hotline or through the Online Banking platform or Mobile Banking app.
Be sure to have your credit card number and other relevant information ready. You can explain your reasons for requesting a waiver, such as being a long-time customer or facing financial difficulties.
Alternatively, you can offer to spend a certain amount on your credit card over the next few months as an incentive for the bank to waive the fee.
Standard Chartered Bank may require you to provide additional documentation to support your request. Keep in mind that not all credit card issuers offer fee waivers, and the bank's decision ultimately depends on its policies and your individual circumstances.
To apply for a Standard Chartered credit card without a Standard Chartered bank account, you can visit the bank's website and look for the credit card application page.
Fill out the required personal and financial information, such as your income, employment status, and contact details. You may also need to provide supporting documents, such as your NRIC, income tax statement, or employment letter.
The bank will then evaluate your application based on its credit criteria, which may include factors such as your credit score, income level, and debt-to-income ratio.
If approved, you will receive your credit card within a few weeks. Keep in mind that credit card terms and conditions vary depending on the issuer and the specific card, so it's important to read and understand the terms before applying"