DBS Treasures Review 2025: An All-In-One Wealth Management Platform At Your Service

Looking for a seamless way to grow and manage your wealth with premium banking perks? DBS Treasures could be what you’re after.

DBS Treasures is Singapore’s flagship priority banking service, designed for affluent individuals who want more than just a bank account — they want personalised advisory, curated investment insights, exclusive lifestyle privileges, and the power to manage it all from one intelligent app. Whether you're planning to preserve your wealth or accelerate growth, this all-in-one platform offers tailored support at every stage of your financial journey.

SingSaver’s take

DBS Treasures stands out as one of the most comprehensive priority banking services in Singapore. It combines the digital innovation DBS is known for with tailored wealth management services, giving affluent clients the tools and support they need to build, manage, and grow their assets confidently. While the S$350,000 entry point is on the higher end, the suite of features — from global investment access to a dedicated Relationship Manager — justifies the tiered experience. For serious investors who also value convenience and personal attention, DBS Treasures offers strong long-term value.

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DBS Treasures is more than just a priority account — it functions as a comprehensive wealth management platform for individuals with investable assets of at least S$350,000. Once you qualify, you gain access to a suite of premium banking services and wealth solutions managed by a dedicated team.

The ecosystem is designed around convenience, personalisation, and advisory. Clients benefit from tailored investment strategies, insurance planning, legacy support, and intelligent digital tools via the DBS digibank app — all underpinned by DBS’s award-winning infrastructure.

>> MORE: The differences in bank account types you need to know

1. Seamless and intelligent wealth app

DBS Treasures clients enjoy exclusive access to the DBS digibank app, which has wealth management features baked in. With the “Plan & Invest” tab, you can easily track your portfolio performance, get AI-generated investment insights, and make transactions on the go.

One standout tool is the NAV Planner, a digital advisory feature that visualises your net worth and suggests how you can grow it through budgeting, saving, and investing. For those who prefer a DIY investment approach, this app provides autonomy without sacrificing insights.

2. Dedicated Relationship Manager

Each Treasures client is paired with a dedicated Relationship Manager (RM) who works with a team of specialists to support your financial goals. Whether you’re investing in global equities, planning for retirement, or exploring trust and estate solutions, your RM acts as a key point of contact.

This one-on-one support is especially helpful for professionals and business owners who don’t have as much time, but still need strategic advice without navigating dozens of departments.

3. Offers market research insights and a range of products

Clients get curated access to in-depth market research reports, economic updates, and investment ideas from the DBS Chief Investment Office. This includes the CIO Insights publication and webinars tailored for Treasures clients.

From equities to bonds, unit trusts to insurance, and structured products to FX trading — the range of wealth solutions available ensures clients can diversify and react to market movements quickly with professional backing.

4. Lifestyle perks

The experience doesn’t stop at finance. DBS Treasures clients enjoy access to airport lounges worldwide via Priority Pass, priority queues in branches, curated dining events, and luxury concierge services. From wine-pairing sessions to exclusive travel experiences, these perks add a personal touch to your banking relationship.

While lifestyle rewards aren’t the main draw for serious investors, they do provide a well-rounded experience — especially if you travel often or enjoy finer conveniences.

This service is best suited for those with considerable investable wealth who want more control, support, and flexibility in managing their assets.

Good for:

• Affluent professionals in their 30s to 50s looking to grow their wealth via diversified investments

• Business owners or entrepreneurs who want dedicated advisory and international banking services

• Frequent travellers or expats who value global concierge services and seamless cross-border banking

Not recommended for:

• Young adults or fresh graduates who have not yet reached the S$350,000 investable asset threshold

• Passive savers who prefer set-it-and-forget-it options and don’t actively invest or plan

• Users looking purely for high interest rates — a regular high-yield savings account might offer better returns with less complexity

Currently, there are no ongoing promotions with SingSaver and DBS.

The ongoing DBS welcome offer is up to S$7,500 cash reward by depositing fresh funds and investing in eligible wealth products. The cash rewards are as follows:

• S$2,000 for deposits of at least S$350,000

• S$3,500 for deposits of at least S$500,000

• S$7,500 for deposits of at least S$1,000,000

To qualify, clients must:

• Maintain the deposited funds for at least 3 months

• Complete an Investment Objective Setting or Financial Profile with a Relationship Manager

• Invest a minimum of S$100,000 in eligible investments and/or insurance products

Clients who declare Accredited Investor status may be eligible for higher cash rewards.

Here’s how DBS Treasures stacks up against other top-tier priority banking services available in Singapore:

OCBC Premier Banking

While both platforms offer wealth advisory, lifestyle perks, and digital banking tools, DBS Treasures takes the lead in digital experience and integrated wealth features, especially with its advanced NAV Planner and investment tools within the DBS digibank app. However, OCBC Premier Banking has a lower entry point of S$200,000, making it more accessible for emerging affluent clients who may not yet meet DBS’s S$350,000 threshold. OCBC also places more emphasis on family banking and insurance planning, which may appeal to clients with broader household needs.

>> MORE: Read the OCBC Premier Banking review 

UOB Privilege Banking

DBS Treasures focuses on a tech-driven, advisory-supported ecosystem with market-leading research and AI-powered tools, while UOB Privilege Banking leans more into bespoke relationship management and curated lifestyle experiences. Both require a minimum AUM of S$350,000, but UOB stands out for clients seeking high-touch, concierge-style support across regional markets. On the other hand, DBS offers more robust digital capabilities and a smoother mobile experience, particularly for investors who want to manage and monitor their portfolio independently.

>> MORE: Read the UOB Privilege Banking review 

Citigold

Citigold has a lower entry requirement at S$250,000, making it a more attainable entry point into priority banking, especially for expats and globally mobile clients who benefit from Citibank’s international presence. In contrast, DBS Treasures caters more to locally based high-net-worth individuals looking for a fully integrated platform with local market expertise, digital wealth tools, and premium banking privileges. While both offer strong advisory services and access to global markets, DBS’s in-house research and digital interface are more compelling for tech-savvy investors who value self-directed financial management with professional backup.

>> MORE: Read the Citigold review

DBS Treasures has no monthly service fees if you maintain the minimum AUM of S$350,000. Falling below the threshold may result in fees or a downgrade to regular banking. Investment products come with their own associated fees — such as sales charges for unit trusts or brokerage fees for equity trades — which vary by product.

Do note that some lifestyle privileges, like Priority Pass, may come with annual usage limits or associated costs beyond a certain tier.

To qualify for DBS Treasures, you’ll need:

• A minimum of S$350,000 in investable assets with DBS (cash, unit trusts, fixed income, etc.)

• Singaporean, PR, or foreigner status with appropriate documentation

• A completed KYC (Know Your Customer) review and client risk profile assessment

Once approved, you'll be assigned a Relationship Manager who will onboard you and help set up your personalised wealth plan.

You can start your application through the DBS website, visit a DBS branch, or request a callback from the Treasures team.

Here’s what to prepare:

• NRIC or passport

• Proof of income and/or existing investments (e.g. bank statements, IRAS documents)

• Completed risk profiling questionnaire

Once your documents are verified and your AUM meets the threshold, your Treasures membership will be activated.