Best DBS Credit Cards in Singapore 2025

Updated: 27 Aug 2025

From everyday spending cards for fresh grads and first jobbers, to petrol cards for those who live to drive, DBS Bank offers a variety of credit cards in Singapore. Read on to find out which DBS credit card is best suited for you.
Singsaver logo
Why Trust SingSaver
Card
Hot Reward Pick
SingSaver Reward
Card Benefits
Annual Fee
POSB Everyday Card
POSB Everyday Card
S$999
0.3 - 10 % cashback
S$196.20
DBS yuu Visa Card
DBS yuu Visa Card
S$999
0.5 - 18 % cashback
S$196.20
DBS Altitude American Express Card
DBS Altitude American Express Card
-
-
1.3 - 2.2miles / dollar
S$196.20
DBS Live Fresh Card
DBS Live Fresh Card
S$1,299
0.3 - 9.25 % cashback
S$196.20
DBS Altitude Visa Signature Card
DBS Altitude Visa Signature Card
-
-
1.3 - 2.2miles / dollar
S$196.20
DBS yuu American Express Card
DBS yuu American Express Card
S$999
0.5 - 18 % cashback
S$196.20
DBS Takashimaya American Express Card
DBS Takashimaya American Express Card
-
-
0.17 - 6 % cashback
S$196.20
DBS Esso Card
DBS Esso Card
-
-
21.6 % fuel savings
S$196.20

Show All Cards (13)

DBS Takashimaya Visa Card
DBS Woman's World Card
DBS Live Fresh Student Card
DBS Vantage Visa Infinite Card
DBS Woman's Card

Best for families

Cashback (Petrol)
Up to 6 %
Cashback (Local)
Up to 10 %
Cashback (Dining)
Up to 10 %
Annual Fee
S$ 196.20

SingSaver Reward up to S$999- with others only S$0

SingSaver's take

Card Details

Best for supermarket rebates

Cashback Department Store
Up to 18 %
Rewards Points Local Spending
Up to 36 yuu Points / dollar
Rewards Bonus Cap
15,600 yuu Points / month
Airmiles Local
Up to 10 miles / dollar

SingSaver Reward up to S$999

SingSaver's take

Card Details

Best for miles for travel spend

Airmiles Overseas
Up to 2.2 miles / dollar
Airmiles Local Spend
Up to 1.3 miles / dollar
Airport Lounge Access
2 visits per year*
Min Annual Income
S$ 30,000

Bank Gift - On Top of SingSaver's

SingSaver's take

Card Details

Best for online rebates, shopping and transport

Cashback Local Online Shopping
Up to 6 %
Cashback Baseline
0.3 %
Cashback Overseas
Up to 6 %
Min Annual Income
S$ 30,000

SingSaver Reward up to S$1,299- with others only S$0

Bank Gift - On Top of SingSaver's

SingSaver's take

Card Details

Best for travel miles accumulation

Airmiles Overseas Spend
Up to 5 miles / dollar
Airmiles Local Spend
1.3 miles / dollar
Airport Lounge Access
2 visits per year*
Min Annual Income
S$ 30,000

Bank Gift - On Top of SingSaver's

SingSaver's take

Card Details

Best for yuu points & grocery rewards

Cashback Department Store
Up to 18 %
Rewards Points Local Spending
Up to 36 yuu Points / dollar
Rewards Bonus Cap
15,600 yuu Points / month
Airmiles Local
Up to 10 miles / dollar

SingSaver Reward up to S$999

SingSaver's take

Card Details

Best for premium Takashimaya benefits

Cashback Retail
Up to 6 %
Rewards Points Retail
2 Takashimaya Bonus Points
Cashback Department Store
6 %
Cashback Base Rate
0.17 %

SingSaver's take

Card Details

Best for fuel savings at Esso

Fuel Savings
Up to 21.6 %
Cashback Petrol
3.6 %
Rewards Points Petrol
1 Smiles Point
Cashback Baseline
0.4 %

SingSaver's take

Card Details

Best for shopping

Cashback Retail
Up to 5 %
Cashback Local Spend
0.17 %
Rewards Points Dining
2 Takashimaya Bonus Points
Annual Fee Waiver
1 year

SingSaver's take

Card Details

Best for online shopping rebates

Rewards Points Local Spending
10 DBS Points / S$5
Cashback Local Online Shopping
1.67 %
Airmiles Travel
4 miles / dollar
Minimum Annual Income
S$ 80,000

SingSaver's take

Card Details

Best for students

Cashback Local Spend
Up to 10 %
Cashback Supermarket
5 %
Cashback Overseas
0.3 %
Annual Fee Waiver
5 years

SingSaver's take

Card Details

Best for seasoned travellers

Airmiles Local Spend
1.5 miles / dollar
Airmiles Overseas
2.2 miles / dollar
Airpport Lounge Access
10 visits per year*
Rewards Points Online Shopping
3.75 DBS Points

SingSaver's take

Card Details

Best for beauty, fashion & retail deals

Rewards Points Online Shopping
Up to 5 DBS Points
Rewards Points Local Spending
Up to 5 DBS Points
Airmiles Travel
2 miles / dollar
Cashback Local Online Shopping
0.83 %

SingSaver's take

Card Details

Rewards

DBS points can be redeemed online for rewards or converted into air miles. However, not every DBS card gives you DBS points. DBS Live Fresh, Takashimaya and Esso Cards are not eligible for earning DBS Points.

DBS points

Although most DBS credit cards reward you with DBS points, keeping track of your rewards isn't always a straightforward affair. It's easy enough with cards such as the DBS Woman's World, which distributes its rewards to you in the form of DBS Points. For cards like the DBS Altitude American Express Card, however, you'll need to convert your miles to DBS Points. This works at a rate of 1 DBS Point to 2 air miles. Do note, however, that DBS Points are awarded in S$5 blocks. Another important thing to remember about DBS Points is that they have an expiry date of one year from the date it was earned.

Convert DBS Points to air miles

You can choose to do this manually or sign up for DBS's KrisFlyer Miles Auto Conversion Programme, if you qualify. Manual points conversion will incur you an administrative fee of S$27.25 each time you convert your DBS Points to miles. Meanwhile, if you are a frequent flyer who wishes to automate this process, enrolling in the Programme will ensure your DBS Points are automatically converted each quarter in blocks of 500 DBS Points. Do note that this service will incur you an annual participation fee of S$43.60 for each successful conversion. This Programme is only available to DBS Insignia Card, DBS Black Treasures Elite Card or DBS Altitude Card Principal Cardmembers.

Redeeming your rewards

Snapping up rewards for e-vouchers, rebates and air miles has never been easier. Simply log into DBS digibank to browse the rewards redemption catalogue and add any items you wish to claim to your cart. Alternatively, you may use the DBS Rewards website or the DBS Lifestyle App on your mobile device to redeem your rewards points instead.

How to apply

  1. Start your application on SingSaver

  2. Submit required documents (if needed)

  3. Receive and activate your card

  4. Redeem your SingSaver rewards (if applicable)

Frequently asked questions about DBS credit cards

    What is the minimum salary for a DBS credit card?

    Which DBS credit card is best?

    How do I set an SMS alert for my DBS credit card?

    How can I activate my DBS Credit Card via SMS?

Credit card application resources