POSB Everyday Card

Make your everyday more rewarding with the POSB Everyday Card. Enjoy up to 10% cash rebates on your daily spend, along with bigger savings on bills, fuel, and more!

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Cashback Local

Up to 10 %

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On daily essentials. Minimum spend of S$800 required.

Cashback Dining

Up to 10 %

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10% on online food delivery from Foodpanda and Deliveroo. All other dining spend earns 3% cash rebates. Capped at Daily$15 per calendar month. Minimum spend of S$800 required.

Cashback Base Rate

0.3 %

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No minimum spend or capped. Cashback awarded in Daily$.

Fuel Savings

Up to 20.1 %

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15% discount at SPC + up to 6% cashback

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Highlights

Cashback Local

Up to 10 %

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On daily essentials. Minimum spend of S$800 required.

Cashback Dining

Up to 10 %

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10% on online food delivery from Foodpanda and Deliveroo. All other dining spend earns 3% cash rebates. Capped at Daily$15 per calendar month. Minimum spend of S$800 required.

Cashback Base Rate

0.3 %

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No minimum spend or capped. Cashback awarded in Daily$.

Fuel Savings

Up to 20.1 %

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15% discount at SPC + up to 6% cashback

Things to consider when choosing this card:

Things to consider

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Food delivery

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Online shopping rebate

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Rebate cap applied

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Monthly spend required

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Benefits

Cashback

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Cashback Base Rate

0.3 %

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No minimum spend or capped. Cashback awarded in Daily$.

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Cashback Local

Up to 10 %

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On daily essentials. Minimum spend of S$800 required.

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Cashback Overseas

0.3 %

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No minimum spend or capped. Cashback awarded in Daily$.

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Cashback Dining

Up to 10 %

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10% on online food delivery from Foodpanda and Deliveroo. All other dining spend earns 3% cash rebates. Capped at Daily$15 per calendar month. Minimum spend of S$800 required.

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Cashback Supermarket

5 %

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Cash rebates at Sheng Siong. Capped at Daily$30 per calendar month. No minimum spend.

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Cashback Petrol

Up to 20.1 %

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Up to 20.1% fuel savings at SPC and 2% cash rebates at SpeedyCare. No monthly cap.

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Cashback Retail

Up to 8 %

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3% cash rebate at Pet Lovers Centre (no cap) and 0.3 cash rebates at Watsons, and ; 5% cash rebates on Amazon.sg, Lazada, Qoo10, Shopee; 8% cash rebate at POPULAR and POPULAR online store, capped at Daily$15 cash rebates per calendar month.

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Cashback Local Online Shopping

5 %

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5% cash rebates on Amazon.sg, Lazada, Qoo10, Shopee; 8% cash rebate at POPULAR and POPULAR online store, capped at Daily$15 cash rebates per calendar month.

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Cashback Overseas Online Shopping

5 %

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Capped at Daily$15 cash rebates per calendar month.

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Cashback Online Bill Payment Spending

Up to 3 %

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On recurring utilities and telco bills.

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Quick Facts

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Earn 10% cash rebates on food delivery via foodpanda, Deliveroo and WhyQ.

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3% cash rebate granted for dining spend (excluding fast food spend).

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Enjoy 8% cash rebates on Shopee, Lazada, Amazon.sg, Qoo10, RedMart, iHerb, Taobao and Popular Online Store.

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Get 5% cash rebates at Sheng Siong supermarkets.

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Up to 3% cash rebates on your utilities and telecommunication payments.

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Earn 6% cash rebates at SPC and 0.3% cash rebates at Watson.

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0.3% cash rebates on all other transactions.

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Cash rebates never expire.

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Read our full review of the POSB Everyday Card.

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Min. spend of S$800 per calendar month required for accelerated cash rebate earn rate.

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S$15 monthly cash rebate cap for dining and online spending categories respectively.

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S$30 monthly cash rebate cap for groceries.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

S$ 800 per month

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Required to earn higher cash rebate on online food delivery, dining, online shopping, POPULAR transactions, and phone bills. Calendar month.

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

8 %

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Of the amount withdrawn per transaction or S$15, whichever is greater.

Repayment

Minimum Payment

3 %

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3% of statement balance or S$50.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

Interest on Cash Advance

28.5 %

Interest Free Period

25 days

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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

POSB Everyday Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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